Steele Ritchie

Injured by Moon Pie. Can I Sue?

Mon, 17 Feb 2025 14:48:00 GMT

Question: If a Moon Pie injures me, can I sue?

JASON: Really, you want to tell a jury in Mobile that a pastry hurt you? Well, happy Mardi Gras.

Seriously, the question is not, can you sue, but rather, can you win?

I am going to guess that you were hit by a Moon Pie being thrown off a Mardi Gras float. Here, there is an assumption of risk. Did you NOT think there would be flying pies? Did you actively reach for those pies, putting your face in potential danger? In addition, the actual size and substance of the weapon will be discussed. The case might be a little weak.

Now, I have represented people hurt at sporting events and entertainment venues even after signing waivers. You can win these cases.

Here are a few things to consider.

Injuries.

Were you really hurt? If not, you have no case; that is just the law in Alabama.

Who to sue.

In the Moon Pie tragedy you propose, I assume you are on the public street. So, do you sue the Krewe or the City of Mobile? I will tell you flat out that suing a city is a very tough go. Not surprisingly, the people who make laws have created special ones to protect themselves.

Safe environment.

Alabama requires organizers to provide a safe environment for participants. This is especially evident in sports venues, where broken chairs, inadequate lighting, or leaking pipes can cause danger—less so on the public street.

Outrageous behavior.

You can sue and win if someone goes beyond rational thinking. For example, if they throw an entire case of Moon Pies at you, you might be able to sue and win.

My advice is to go enjoy the parades, and don’t fear those tasty treats. You are probably more likely to be hurt by beads than pies anyway.

Jason Steele

Talk to me for free at (251) 666-1212.

What to Do After a Personal Injury Accident: A Step-by-Step Guide

Tue, 11 Feb 2025 03:25:00 GMT

A personal injury accident can be overwhelming, leaving victims confused and unsure of what steps to take next. Knowing the proper actions to take immediately after the accident can significantly affect your recovery and legal claim, whether it’s a car accident, slip and fall, workplace injury, or another type of incident.

Taking swift action helps ensure your safety, protect your legal rights, and strengthen your chances of receiving fair compensation. Each step is crucial in building a strong case, from seeking medical attention to gathering evidence and consulting a personal injury lawyer in Mobile, AL. At Steele Richie LLC , our professionals will help guide you through this process to make it as simple as possible.

Seek Medical Attention Immediately

One of the most critical steps after a personal injury accident is seeking immediate medical attention. Even if your injuries seem minor, it’s essential to get evaluated by a healthcare professional. Some injuries, such as concussions, internal bleeding, or soft tissue damage, may not show symptoms right away but can worsen over time. Delaying medical treatment can not only put your health at risk but may also harm your legal claim.

Why Medical Treatment is Crucial for Your Claim

Medical records play a vital role in any personal injury case. They provide official documentation of your injuries, proving that they resulted from the accident and not a pre-existing condition. Without medical evidence, insurance companies may argue that your injuries are not severe or were unrelated to the accident.

How a Mobile Personal Injury Lawyer Can Help

A Mobile personal injury lawyer will use your medical records as key evidence when negotiating with insurance companies or presenting your case in court. An experienced personal injury attorney in Mobile can:

If you or a loved one has been injured in an accident, don’t wait—seek medical attention immediately and then consult a personal injury lawyer near me to discuss your legal options.

Report the Accident

After a personal injury accident, it’s essential to report the incident to the appropriate authorities immediately. Proper documentation creates an official record of what happened, which is crucial for filing a personal injury claim. Whether it’s a car accident, workplace injury, or slip and fall, reporting the accident ensures a reliable account of the event, which can help support your case.

Who to Report the Accident To

The Importance of Police and Incident Reports in Legal Claims

Police and incident reports serve as crucial evidence in personal injury cases. They provide details about the accident, including:

Insurance companies and courts often rely on these reports to determine liability. If you fail to report the accident, the insurance company may argue that your injuries were not serious or did not occur as you claim.

How a Personal Injury Attorney in Mobile Can Help

A Mobile personal injury lawyer can assist in obtaining and analyzing these reports to strengthen your case. Experienced personal injury attorneys will:

If you’ve been injured, don’t overlook the importance of reporting the accident. A personal injury attorney in Mobile can ensure that the proper documentation is obtained and used effectively in your case.

Gather Evidence at the Scene

Gathering evidence immediately after a personal injury accident is one of the most effective ways to strengthen your case. The more documentation you have, the easier it will be for a Mobile personal injury lawyer to prove liability and fight for fair compensation. Since memories fade and evidence can be lost, taking action as soon as possible is crucial.

Key Evidence to Collect

Take Photos and Videos

Collect Witness Contact Information

Secure Video Footage (If Available)

How Personal Injury Attorneys Use Evidence to Build Strong Claims

An experienced Mobile personal injury lawyer will analyze the collected evidence to:

Preserve All Evidence

Keep copies of medical records, expense receipts, and any correspondence with insurance companies. The more proof you have, the stronger your case will be. A personal injury lawyer near me can review your evidence and advise on the best legal strategy for pursuing compensation.

If you’ve been injured, don’t delay—contact a Mobile personal injury attorney to help gather and preserve crucial evidence for your claim.

Avoid Admitting Fault

After a personal injury accident, being cautious is crucial when speaking with insurance companies. Insurance adjusters are trained to minimize payouts, and any statement you make can be used against you to reduce or deny your claim. Even a simple apology or admitting partial fault could jeopardize your ability to recover compensation.

Why You Shouldn’t Admit Fault

Never Accept an Initial Settlement Offer

How a Personal Injury Law Firm Near Me Can Negotiate with Insurers

A personal injury lawyer in Mobile, AL, has the experience to handle insurance companies and maximize your claim. Here’s how they can help:

What to Do If an Insurance Adjuster Contacts You

Keep Detailed Records of Expenses and Losses

After a personal injury accident, documenting all expenses and losses is crucial to maximizing your compensation. The more detailed your records, the stronger your case will be when negotiating with insurance companies or in court.

What Expenses Should You Track?

How Pain and Suffering Damages Are Calculated

In addition to economic losses, you may be entitled to pain and suffering damages, which compensate for:

Insurance companies often use multipliers (1.5x to 5x your medical bills) or per diem rates to estimate pain and suffering damages. A Mobile personal injury lawyer will ensure these calculations accurately reflect the full impact of your injuries.

How Personal Injury Lawyers in Mobile, Alabama Can Help

A skilled personal injury attorney in Mobile will:

Keeping detailed records and working with an experienced Mobile personal injury lawyer increases your chances of receiving fair compensation.

Consult a Personal Injury Lawyer in Mobile, AL

If you’ve been injured in an accident, consulting an experienced Mobile personal injury lawyer is one of the most critical steps. Navigating a personal injury claim alone can be overwhelming, especially when dealing with medical bills, lost wages, and aggressive insurance companies. A skilled personal injury attorney in Mobile will protect your rights and fight for the compensation you deserve.

How Personal Injury Lawyers Handle Your Case

A Mobile personal injury attorney takes on the legal burden so you can focus on recovery. Their role includes:

Why Working with a Personal Injury Law Firm Near Me Increases Success

Choosing a local personal injury law firm near me provides several advantages:

Insurance companies prioritize their profits, not your well-being. Having a personal injury lawyer in Mobile, AL, by your side ensures your rights are protected, and you receive the maximum compensation possible.

Protect Your Rights and Secure Your Compensation

Suffering a personal injury accident can be overwhelming, but taking the right steps can make all the difference in protecting your health, rights, and financial future. By seeking medical attention, reporting the accident, gathering evidence, and consulting a Mobile personal injury lawyer, you increase your chances of securing fair compensation for your losses. Avoiding common mistakes, like admitting fault or accepting low settlement offers, ensures your claim remains strong.

At Steele Ritchie LLC, our experienced personal injury attorneys in Mobile are dedicated to fighting for the justice and compensation you deserve. We handle everything, from investigations and negotiations to litigation, so that you can focus on your recovery. If you or a loved one has been injured due to someone else’s negligence, don’t wait. Contact a Mobile personal injury attorney today for a free consultation. Let us help you navigate the legal process and maximize your claim.

The post What to Do After a Personal Injury Accident: A Step-by-Step Guide first appeared on Steele Ritchie .

Stop the Social Media. You’re Injuring Your Injury Case.

Fri, 07 Feb 2025 18:36:00 GMT

After an accident, not only can your family and friends read your posts – but so can the other driver’s insurance company. And those guys are looking for any reason not to pay you.

Posting about your accident could cost you thousands of dollars. Yes, thousands.

Here are 5 tips I share with my clients:

#1 Don’t post details about your wreck or accident.

Any information you share could be used against you. Even a slight difference between what you post and what you say later could make you appear untrustworthy. And would a jury trust a liar?

#2 Don’t post details about your medical condition.

This includes both physical and mental health. It’s common to want to reassure your friends by saying, “Well, I am doing pretty good.” That statement could cost you real cash.

#3 Don’t post about activities.

This is a real example. A father broke his leg in an auto accident. The insurance company used a photograph of him seemingly dancing with his daughter at her wedding to argue that he was faking his injury. In fact, all he did was stand up so they could take the picture.

Do not post about parties, picnics, sports activities, concerts, or anything where you are active. Think about this: It would be hard to collect for pain and suffering when you are shown all smiles at the beach.

#4 Don’t make jokes about your case.

You may think it is clever and harmless, but a video of someone breakdancing with the caption “This is me when everyone leaves the room” can seriously damage your case.

#5 Don’t admit guilt.

I cannot emphasize this enough. In Alabama, if you are even 1% at fault, you will not collect anything.

Parents, please take a moment to discuss these points with your kids. Teenagers can get online before you can get to a lawyer. Make sure they understand that after an accident, they MUST take a social media break.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Stop the Social Media. You’re Injuring Your Injury Case. first appeared on Steele Ritchie .

Road Rage on Alabama Roads

Fri, 31 Jan 2025 15:46:00 GMT

Aggressive driving has become increasingly common in Mobile and Baldwin Counties. It may surprise you to learn that over half of all accidents in the area are caused by aggressive driving. Yes, more than half.

Here at the office, I see two significant factors coming together – road rage and unsafe maneuvering.

First, let’s deal with rage. If you see someone acting erratically on the highway, just back off and let the driver get on down the road. Doing this is not a threat to your masculinity or constitutional rights. It is the other driver acting crazy, and you don’t have to be a genius to know to get away from crazy. To avoid this behavior, don’t tailgate, avoid making eye contact, and like I said, let the aggressive driver pass.

Second, let’s deal with unsafe maneuvering. This action is getting worse, especially on the interstate. More and more accidents are happening because of lane changes, lack of direction indicator use, and not keeping a safe distance between vehicles. A friend of mine told me about seeing a car on I-10 literally cross 3 lanes of heavy traffic without warning to get to an off-ramp. He said the sound of brakes squealing was downright frightening.

Let me give you this one piece of legal information. In Alabama, vehicles already in the lane have the right of way. That means if you are in an accident while changing lanes, you are almost always at fault.

Driving around is not a video game in which, after a crash, everything resets with no permanent damage. You are literally in control of about a ton of metal moving incredibly fast. Here is a cautionary reminder – take that responsibility seriously.

If you or a loved one is injured in a personal injury accident , you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

The post Road Rage on Alabama Roads first appeared on Steele Ritchie .

Snow and Insurance in Mobile

Fri, 24 Jan 2025 17:30:00 GMT

Question: Snow damage and insurance in Mobile, AL. Now what?

JASON: Never filed for snow damage? Well, neither have many of your neighbors here in Mobile and Baldwin Counties.

The first thing to know is that snow damage coverage is like any other disaster coverage… just colder. So, for most home and auto insurance, you file a claim as you do for wind, rain, and other severe weather destruction.

One critical piece of information to keep in mind is that the weight of snow can cause damage to your roof and other parts of your home. I recommend checking your deck, porch, and other areas that typically don’t bear much weight.

Now, your car might be a whole other matter.

Alabama has a law that says you cannot collect on your accident if you are even 1% at fault. Did you take your car for a spin … and spin into a tree? The insurance company can say your lack of brake pumping skill contributed to the damage. Also, just going out when you know the roads are bad could be that 1%. Remember my major piece of advice about traffic accidents in Alabama: Never Admit Fault.

Insurance companies in our state are so bad about trying to prove contributory negligence (a legal term meaning you contributed to the risk that led to the accident) that one Alabama lawyer slept in his office during the snowstorm rather than trying to get home. He said he knew his insurance provider would blame him if he had trouble.

One other piece of advice. File your claim yourself. If you haven’t received your money in a few months or the amount is too small, that is when you need to see a lawyer. From my experience, that day will come for at least some of us here on the Gulf Coast.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212.

The post Snow and Insurance in Mobile first appeared on Steele Ritchie .

Blinded by the … Headlight

Fri, 17 Jan 2025 17:44:00 GMT

Are headlights too bright? Are they brighter than in years past? And what can be done?

It seems you cannot go down the more rural areas of I-10 without a big truck or pick-up or something nearly blinding you. Here is the shocking legal part. If you have an accident, the blame could be on you.

Alabama is not known for its innovative headlight safety laws. For example, we do not require annual vehicle inspections that could alert a driver to adjust the headlights. Nor do we severely limit the use of LED lights. LEDs put out more white-colored (as in brighter) beams than the old halogen lights.

Here is the reality. Our laws protect the driver of a vehicle with those intense beams rather than the person who must look at them.

I guess it is good that drivers with bright lights can see better, but what about the rest of us? I have a friend who drives a convertible, and he says that because his car is lower to the ground, every pick-up and 18-wheeler makes him want to put on sunglasses… in the middle of the night. It is like playing laser tag on the Interstate.

Now, this is going to shock you. Europeans have headlights that automatically adjust to keep down glare. Guess what? We don’t have those … at least not on most vehicles.

If bright beams attack you, follow this safety tip: Look down and to the side of the road. It is not a great safety tip, but the one I know.

Now, Alabama law says that if you can’t see, slow down. Seriously. Failure to slow down while blinded could make you the cause of the accident. Something doesn’t seem right there, so if you get hurt fighting off the new LED headlights, give me a call. I am on your side.

If you or a loved one is injured in a personal injury accident , you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Blinded by the … Headlight first appeared on Steele Ritchie .

Falling in a store and Alabama law.

Fri, 10 Jan 2025 18:24:00 GMT

Question: If I fall at a business, they pay. Right?

JASON: That’s a fantasy, but under very specific conditions, you can collect. And, in turn, help others.

Getting hurt at a place of business is a complicated type of injury. Here is why: You must prove the company knew of the danger and did not make it safe. Plus, you must be injured. Being embarrassed is not enough.

Take the example of breaking your arm after slipping on a grape at the grocery store. The injury is obvious, but I must prove that the store knew of the grape being there and the likelihood that someone would get hurt. By the way, there are several ways to do that, including, for example, video evidence, eyewitnesses, and reports of past incidents. However, none of these are easy to obtain.

In legal language, you are an “invitee”. That means the store invited you to shop there and is responsible for making the experience reasonably safe.

Let me give you a real-life example: a client wanted to see the price of some furniture on a platform in the store. He stepped on the platform, and it moved, and he fell, hurting his leg. The store said he should not be climbing on the platform. The lawyer argued that it was the only way to see the price. The case took months, but in the end, the store paid the shopper’s medical bills and compensated him for his pain and suffering. They also started locking down the platforms.

These cases can be tough but are worth pursuing. Not only can you get the money to get better, but you can prevent a similar accident from happening to someone else.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212 .

The post Falling in a store and Alabama law. first appeared on Steele Ritchie .

Do You Need a Lawyer for a Minor Car Accident? | Mobile Car Accident Attorney

Tue, 07 Jan 2025 18:16:00 GMT

Minor Accidents, Major Consequences: Why You Might Need a Lawyer

It’s easy to assume that a minor car accident doesn’t require legal assistance, but even minor collisions can lead to unexpected challenges. Hidden injuries, like whiplash or soft tissue damage, often take days or weeks to appear. Insurance companies might dismiss these claims without proper documentation and representation or offer inadequate compensation. Consulting a Mobile car accident attorney near me ensures your injuries are taken seriously, and you’re positioned to recover the compensation you deserve.

Dealing with insurance companies after a minor accident can also be more complicated than expected. Insurers often try to minimize payouts by disputing liability or offering lowball settlements that don’t cover repair costs, medical bills, or lost wages. Having a car accident lawyer in Mobile, AL, on your side can help you navigate these tactics, negotiate fair compensation, and protect your rights. Whether addressing hidden damages or reducing your stress, working with experienced car accident attorneys under Steele Richie is a wise decision for even the smallest of accidents.

What Makes a Car Accident ‘Minor’—And Why It Still Matters

A “minor” car accident is typically defined as a low-speed collision resulting in minimal property damage and no apparent injuries at the scene. Examples include fender benders in parking lots or slow-moving traffic where vehicles remain drivable. While these accidents might seem straightforward, they can still lead to complications that make consulting a lawyer for a car accident near me a wise decision.

One common characteristic of a minor car or motorcycle accident is the absence of immediate physical injuries. However, not all injuries are apparent right away. Conditions like whiplash or soft tissue damage often take hours or even days to manifest. You may struggle to prove these injuries later without proper medical documentation and legal guidance. Experienced car accident attorneys near me can help you navigate the claims process and ensure you don’t miss out on rightful compensation.

Additionally, even minor accidents can result in unexpected financial burdens. Repair estimates may reveal hidden damage to your vehicle, and insurance companies might undervalue your claim or dispute liability. Having a lawyer car accident near me ensures someone is on your side to fight for fair compensation and handle the complexities of insurance negotiations.

Hidden Challenges After a Minor Car Accident You Shouldn’t Ignore

Even a minor car accident can lead to significant challenges that aren’t immediately apparent. Hidden injuries, such as whiplash or soft tissue damage, often take days or even weeks to manifest fully. These injuries can cause lasting pain and require medical treatment, so consulting a car accident lawyer in Mobile, AL is essential to ensure your rights are protected and you receive the compensation you deserve.

Insurance disputes are another common issue. Even in minor accidents, determining fault isn’t always straightforward, and insurance companies may downplay your claim or deny it altogether. An experienced car accident lawyer in Mobile, AL, can help you navigate these disputes, ensuring you’re not taken advantage of during the settlement process.

Underestimated repair costs or diminished vehicle value also complicate the aftermath of minor accidents. While the damage may seem minor at first glance, repair estimates often reveal hidden structural issues that can be costly. Additionally, the resale value of your vehicle may decrease after an accident, even if the repairs are completed. Working with car accident lawyers near me ensures all these factors are considered when pursuing compensation.

When Is It Time to Call a Lawyer After a Minor Accident?

Even in minor accidents, certain situations call for the guidance of a Mobile car accident attorney. Injuries like whiplash or back pain may not be immediately apparent but can develop days or weeks after the accident. Proving these delayed injuries and securing compensation from the insurance company can be challenging without proper legal representation. An attorney ensures you’re prepared to address these complications effectively.

Disputes over fault or insufficient insurance coverage are also common in minor accidents. You could face significant financial gaps if the other driver denies responsibility or has limited insurance. Additionally, insurance companies often attempt to minimize payouts by offering lowball settlements that barely cover repair costs or medical bills. Working with car accident lawyers near me ensures you have an advocate to negotiate on your behalf, fighting for the compensation you deserve.

The legal process can feel overwhelming, especially when dealing with paperwork, deadlines, or unfamiliar legal procedures. A knowledgeable Mobile car accident attorney simplifies the process and manages the complexities so you can focus on recovery. Even minor accidents can create unexpected challenges, and proper legal support can make all the difference in protecting your rights and achieving a fair outcome.

Why Consulting a Lawyer for a Minor Accident Is a Smart Move

After a minor car accident, it’s tempting to handle everything on your own, but consulting a car accident attorney in Mobile can provide significant benefits. Even minor collisions can lead to hidden challenges, and having legal guidance ensures your rights are protected while maximizing your compensation.

One significant advantage of working with a car accident attorney in Mobile is their guidance in handling insurance claims. Insurance companies often aim to minimize payouts, and without proper representation, you may accept a settlement far below what you’re entitled to. A lawyer will negotiate on your behalf, ensuring all damages—medical bills, lost wages, and property repairs—are fully accounted for. An experienced lawyer in a car accident near me helps you avoid costly mistakes that could weaken your claim. For example, delaying medical attention, accepting liability at the scene, or signing documents without understanding their implications can jeopardize your case. A lawyer ensures you take the proper steps, building a strong case to secure fair compensation.

Finally, a lawyer car accident near me can alleviate the stress of navigating complex legal processes. From filing paperwork to meeting deadlines and understanding Alabama’s car accident laws, your attorney handles the details so you can focus on recovery. Consulting a lawyer isn’t just about legal support—it’s about peace of mind, knowing your case is in capable hands. The right attorney can make all the difference, even in minor accidents.

Finding the Perfect Fit: Choosing the Right Car Accident Lawyer in Mobile, AL

Start by searching for car accident attorneys near me and reviewing their track records. Look for lawyers with a proven history of successful case results and positive client testimonials. A strong reputation often reflects their ability to negotiate fair settlements or achieve favorable verdicts in court. Reviews and ratings from past clients can provide valuable insights into an attorney’s communication style, professionalism, and overall effectiveness.

Choosing a lawyer familiar with Mobile’s laws and local court systems is also essential. A car accident attorney in Mobile with local experience will better understand Alabama’s legal landscape, including state-specific regulations like contributory negligence laws. They’ll also be better equipped to handle cases within Mobile’s court jurisdiction, ensuring smoother proceedings and better outcomes.

Finally, schedule consultations with potential attorneys to assess their approach to your case. Look for someone who listens carefully, answers your questions clearly, and demonstrates genuine concern for your situation. A reasonable attorney will not only have the tools needed but will also prioritize your needs and goals. By taking these steps, you can confidently choose the best car accident attorney in Mobile to guide you through the legal process and secure the compensation you deserve.

The Bottom Line: Why Legal Support Matters After a Minor Accident

A minor car accident can lead to unexpected challenges, such as hidden injuries, insurance disputes, or underestimated damages. Consulting a Mobile car accident attorney ensures your rights are protected and helps you secure fair compensation for medical bills, vehicle repairs, and other expenses. With professional legal guidance, you can avoid costly mistakes and focus on your recovery.

An experienced attorney handles the complexities of your case, from negotiating with insurance companies to managing paperwork and legal deadlines. This support is especially valuable when dealing with lowball settlement offers or disputes over liability. A skilled Mobile car accident attorney can turn a stressful situation into a smooth process, ensuring every detail is addressed for the best possible outcome.

If you’ve been in a car accident, no matter how small, don’t leave your case to chance. Contact our experienced team today for a free consultation. Let us handle the legal side while you focus on moving forward.

The post Do You Need a Lawyer for a Minor Car Accident? | Mobile Car Accident Attorney first appeared on Steele Ritchie .

2025: New Year, New Laws in Alabama

Fri, 03 Jan 2025 19:40:00 GMT

Happy 2025! Well, you have some new laws to deal with — one I strongly support, one I don’t.

Here is the law you need to know about because if a cow sits on you – well, you’re in big trouble paying those medical bills. Here we go. You cannot sue the person who owns the bovine that hurts you. Seriously, this is a new law. Now, those bovines can do a lot of damage, and some of it to people like you and me. But the legislature says that if the owner puts up a sign telling everyone they are not responsible, you take all the risk.

I have to admit I had to look up bovine (ok, I googled it like anybody else), and it says: including cattle, bison, African buffalo, water buffalos, and the four-horned and spiral-horned antelopes. The legislature says they are unpredictable, and people need to be prevented from suing the owners for injury, loss, damage, or death of a person. So now, in our state, you are more legally protected from an elephant on Government Street than a milk cow in the middle of a rural road.

Here’s a new law I support. As of 2025, National Guard and Reserve troops on deployment will not owe any state taxes. It’s the least we can do for them.

Oddly, another new law includes no state capital gains if you sell precious metals like gold or silver. I would think that if you have gold or silver sitting around, you could afford to pay some taxes. But that is just speculation on my part.

Finally, a new law mandates that elected officials must undergo 10 hours of training on topics such as ethics and how government works. As I have heard some people say … it couldn’t hurt.

Happy New Year, y’all. I hope you have the best year ever.

If you or a loved one is injured in a personal injury accident , you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

The post 2025: New Year, New Laws in Alabama first appeared on Steele Ritchie .

Porch pirates. Could a new Alabama law help in Mobile and Baldwin Counties?

Sat, 28 Dec 2024 17:41:00 GMT

Question: Porch pirates seem to be on the increase in Mobile. What does the law say?

JASON: You may like 2025, as Alabama considers a very strong penalty for people who steal things delivered to your front door. Say 20 years in prison!!!

And that is not just any prison but rather an Alabama prison. A place not known for its catering and upscale accommodations.

One state legislator, State Sen. April Weaver, says she will introduce a bill in the next legislative session to make stealing off a residential doorway a felony. Why? Statistics show that package theft is approaching nearly half of all Alabama homes.

Our bordering states like Florida, Georgia, and Tennessee already have porch pirate laws, and the senator seems to feel we not only need to join the fight but need to lead it.

Right now, in Alabama, if someone steals your stuff, the penalty is based on the item’s value.

Here is how it generally breaks down:

The proposed new law would make it a felony just to take the package.

Senator Weaver said, “The Grinches among us are still trying to steal Christmas, but perhaps a 20-year prison sentence in Alabama will give their hearts plenty of time to grow three sizes.”

That is hard to argue with — if it is your package on your porch.

We here at Steele Richie Law wish you the best of 2025. Happy New Year … and be safe.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212 .

The post Porch pirates. Could a new Alabama law help in Mobile and Baldwin Counties? first appeared on Steele Ritchie .

AL Law: Shooting Drones for Christmas

Fri, 20 Dec 2024 15:17:00 GMT

Can I shoot down a drone in Alabama? Really, this is your number one question at Christmas time? Well, apparently, it is since drones are flying all over New Jersey and some of our fellow citizens fear they could come south.

To not hold you in suspense, the answer is NO. Do not shoot down flying objects over the state of Alabama. You could go to prison.

Though the state has no drone law, the federal government does. The Federal Aviation Administration (FAA) says drones are considered aircraft, and shooting at them (even if you don’t hit them) is a felony. A big, giant felony that could land you in prison for a quarter of a century.

Now, some local areas do have drone laws, such as Orange Beach. There, drones are prohibited within 500 feet of the beach or any performance area. Here is my favorite part of the law – a drone cannot legally be flown by anyone under the influence of alcohol or similar drugs. I would say that restriction should apply to the person shooting at it, too.

If there is a drone accident in Orange Beach, you are required to basically treat it like a car wreck. At the least, you must stay until you’ve provided your contact info. By the way, it is unlawful to use a drone to spy in a person’s bedroom. Just in case you were asking for your cousin.

If you get a drone this Christmas, what can you do with it? Here are some FAA rules:

Here are my observations for this Christmas. Though we have had some UFO sightings along the Gulf Coast in the past, I think you are probably pretty safe from interstellar visitors this holiday. And let’s be honest, New Jersey is quite a distance away!

Wishing you the best this holiday season from all of us at Steele Ritchie Law . God bless us, everyone!

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post AL Law: Shooting Drones for Christmas first appeared on Steele Ritchie .

Your Alabama Accident Report Might Be Wrong

Mon, 16 Dec 2024 22:23:00 GMT

Question: The police report indicates I was at fault in a wreck. Is my case over?

JASON: Just because the police report states you are at fault doesn’t necessarily mean that’s the whole story. We frequently challenge police reports. Remember, the officer did not witness the accident firsthand.

At our law firm, many people come to us believing they will never receive compensation for their injuries solely based on what a police officer or state trooper wrote. That assumption is simply untrue.

While the accident report has some influence, it is less significant than the analysis provided by a traffic accident investigator with the correct measurements, a PhD, and years of experience. Here is how I explain this to my clients. The primary role of law enforcement is to ensure everyone’s safety. They want to get the injured individuals to a hospital, manage traffic flow, and clear the roadway of any hazards. Determining fault is not their primary focus.

These law enforcement officials may interview witnesses but often do not verify the accuracy of the statements. They also create a basic diagram of the accident scene, which is usually a rough approximation based on their assumptions about how the vehicles ended up.

Now, the most important factor about an Alabama wreck is: DO NOT ADMIT ANY FAULT. In other words, do not be nice and try to share the blame. In our state, you will collect nothing if you are even 1% at fault.

Here is my general advice. If you are in an accident in Alabama, call law enforcement. The law says in most cases, a report must be filed, so it is better to have them do it.

Plus, be polite when dealing with law enforcement; they are there to assist you. Just keep in mind that their job is not to help you win your case.

We help people who are hurt in all types of accidents. If you have questions, don’t hesitate to call us. The call will cost you nothing. We are proud to be called “ the lawyers near me ” in and around Tillmans Corner.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212 .

The post Your Alabama Accident Report Might Be Wrong first appeared on Steele Ritchie .

Your Complete Guide to Navigating a Car Accident in Mobile, AL: What to Do and Why It Matters

Mon, 09 Dec 2024 18:36:00 GMT

A car accident can turn your life upside down in an instant. The aftermath can feel overwhelming, from dealing with injuries to navigating insurance claims. But what you do—or don’t do—immediately after an accident can have a profound impact on your ability to recover both physically and financially.

Unfortunately, many accident victims unknowingly make mistakes that jeopardize their chances of receiving fair compensation. Many different things can be seen as unintentionally admitting fault, delaying medical treatment, or mishandling interactions with insurance companies; these missteps can weaken your case and leave you without the resources to move forward.

In this blog, we’ll guide you through the common mistakes to avoid after a car accident in Mobile, AL. Understanding these pitfalls and taking the proper steps can protect your rights and build a strong foundation for your claim. Most importantly, we’ll show you why consulting an experienced car accident attorney in Mobile, AL, can make all the difference in securing the compensation you deserve.

Admitting Fault at the Scene

Admitting fault at the scene of an accident can be a severe mistake, especially in Alabama, where contributory negligence laws apply. Under these laws, even if you are found to be just 1% at fault for the accident, you may lose the right to recover any compensation for your injuries or damages. A simple apology or statement of responsibility, such as “I’m sorry” or “I didn’t see the stop sign,” can be easily misinterpreted as an admission of fault, negatively affecting your case later. To avoid this, it’s essential to stick to the facts when speaking to the police or other parties involved in the accident. Focus on ensuring everyone’s safety, exchanging contact and insurance information, and allowing the proper authorities to assess the situation. For instance, instead of offering explanations or taking blame, simply say, “I need to contact my insurance and consult with authorities to determine what happened.” By doing this, you protect yourself and allow the investigation to determine liability rather than making statements that could be used against you.

Failing to Seek Medical Treatment

Failing to seek medical treatment after a car accident can have severe consequences for both your health and your legal claim. Even if you feel fine immediately following the accident, injuries like whiplash, internal bleeding, or a concussion may not present symptoms right away. Ignoring these potential issues can lead to complications or worsen your condition over time. Additionally, delaying medical treatment can weaken your personal injury claim, as insurance companies and opposing attorneys may argue that your injuries weren’t severe or weren’t caused by the accident. Without timely medical records, proving the connection between the accident and your injuries becomes much more difficult.

To avoid this mistake, always visit a doctor or emergency room immediately after the accident, even if you experience only minor discomfort. A medical professional can evaluate your condition, identify hidden injuries, and provide crucial documentation for your claim. For instance, a sore neck left unchecked could later be diagnosed as a herniated disc. However, without early medical documentation, establishing that the injury resulted from the accident becomes a significant challenge. Seeking prompt treatment protects your health and ability to pursue fair compensation.

Neglecting to Document the Accident Scene

You must document the accident scene to ensure your case is valid when pursuing a claim. Evidence collected immediately after the accident is critical for proving liability and demonstrating the extent of damages. Without photos, videos, or witness accounts, your claim may rely heavily on second-hand reports or recollections, which are often less persuasive and more easily disputed by opposing parties. Critical details like skid marks, vehicle damage, or weather conditions can disappear quickly, leaving little proof of what happened.

To avoid this mistake, use your phone to capture as much detail as possible at the scene. Take photos of the vehicle damage, road conditions, traffic signs, and any visible injuries. Capture wide-angle shots of the accident scene and close-ups of specific damage or hazards. Additionally, gather contact information from witnesses and record the accident’s time, date, and location.

For example, failing to photograph skid marks left by the other driver could result in missed evidence that they were speeding. Thorough documentation provides solid proof to support your claim, helping to ensure that liability is established accurately and fairly. Taking a few moments to document the scene can make a significant difference in the outcome of your case.

Talking to Insurance Adjusters Without Legal Guidance

Speaking to insurance adjusters with proper legal guidance can ensure your ability to receive fair compensation. While adjusters may seem helpful, their primary goal is to minimize payouts for the insurance company. This means they may look for ways to undermine your claim, often using your own words against you. Even casual statements, like “I’m okay,” can be taken out of context to downplay the severity of your injuries or suggest that the accident had little impact on your life. Additionally, adjusters may pressure you to accept a quick, low settlement before the full extent of your injuries or damages becomes clear.

To protect yourself, it’s critical to avoid making detailed statements or signing documents until you consult an experienced car accident lawyer. Instead, politely decline to discuss the specifics of your case or injuries and refer the adjuster to your legal representative. By allowing your attorney to handle communications and negotiations, you can ensure that your rights are safeguarded and that you pursue the compensation you deserve.

For example, if an adjuster asks, “How are you feeling?” and you casually reply, “I’m okay,” they might use this as evidence that your injuries are minor. A car accident lawyer in Mobile, AL, can prevent these missteps, ensuring your claim remains strong.

Posting About the Accident on Social Media

Posting about your car accident on social media might seem harmless, but it can significantly harm your claim. Insurance companies and opposing attorneys often monitor social media to find evidence undermining your case. Even seemingly innocent posts, like “I’m feeling better today,” can be misinterpreted to suggest your injuries are minor or that the accident hasn’t significantly impacted your life. This can lead to reduced compensation or even a denial of your claim.

Photos and updates about your daily activities can also be taken out of context. For example, posting a picture of yourself at a family gathering might be used to argue that you’re not suffering physically or emotionally, even if the photo doesn’t reflect your actual condition. Comments from friends or family about the accident could also inadvertently hurt your case.

To avoid these risks, avoid posting anything related to the accident, your injuries, or the legal process until your case is resolved. Adjust your privacy settings to limit who can view your profile, but remember that even private posts may be accessible during legal proceedings. The safest approach is to stay offline and let your car accident attorney guide your actions to protect your claim.

Missing the Deadline to File a Claim

Failing to file a claim within the legal deadline can have devastating consequences for car accident victims in Alabama. The state imposes a statute of limitations on personal injury claims, typically giving victims only two years from the accident date to file. You must complete this deadline to avoid losing the right to pursue compensation, regardless of the severity of your injuries or the strength of your case.

This strict timeline underscores the importance of acting promptly after an accident. Delays can result in lost evidence, fading witness memories, and diminished opportunities to build a strong case. You need more financial resources for medical bills, lost wages, and other damages from the accident.

To avoid this costly mistake, act quickly to gather evidence, document the accident, and consult with an experienced car accident attorney. An attorney can ensure your claim is filed on time and guide you through the legal process to maximize your chances of success.

For example, a victim who waits three years after an accident to seek compensation will likely find they are no longer eligible to file a claim. Don’t let deadlines jeopardize your recovery—take proactive steps to protect your rights and secure the compensation you deserve.

Not Consulting an Attorney

Navigating the aftermath of a car accident in Mobile, AL, without legal representation can be a costly mistake. Alabama follows strict contributory negligence laws, meaning that if you are found even 1% at fault for the accident, you could lose your right to recover compensation. With the guidance of an experienced attorney, understanding and overcoming these legal complexities can be manageable. Insurance companies may take advantage of unrepresented individuals, offering low settlements that fail to account for the full extent of your injuries and damages.

By consulting an attorney immediately after the accident, you gain a knowledgeable advocate who can evaluate your case, gather evidence, and negotiate aggressively with insurance companies. An attorney will ensure you are not pressured into accepting an unfair settlement and can represent you in court if necessary, giving you the best chance at securing the compensation you deserve.

For instance, a driver who attempts to settle directly with an insurance company may accept a low offer, unaware that their injuries will require costly, long-term treatment. An attorney would identify these future expenses and fight for a settlement that reflects the full scope of your needs. Don’t risk your financial and physical recovery—consult a trusted car accident attorney to protect your rights.

Protect Your Future After a Car Accident—Take the Right Steps Today

Avoiding common mistakes after a car accident is critical to protecting your legal rights and ensuring you receive the compensation you deserve. Alabama’s strict contributory negligence laws and complex legal processes can make even minor errors costly. However, you can set yourself up for success by prioritizing safety, gathering thorough documentation, seeking prompt medical attention, and refraining from social media.

One of the most important steps you can take is consulting with a skilled attorney. Legal representation ensures that your case is handled correctly and provides peace of mind as you focus on recovering from the accident. An experienced attorney can guide you through the process, negotiate with insurance companies, and advocate for your rights in court if necessary.

At Steele Ritchie LLC , we understand how overwhelming the aftermath of a car accident can be. That’s why we are committed to helping you navigate every step of the legal process, from gathering evidence to pursuing fair compensation for your injuries and damages. Don’t face this challenge alone if you’ve been in a car accident. Contact Steele Ritchie LLC today for a free consultation. Let us help you protect your rights and achieve the justice you deserve.

The post Your Complete Guide to Navigating a Car Accident in Mobile, AL: What to Do and Why It Matters first appeared on Steele Ritchie .

Hurt? Can’t Work? Grab Back the Money You Are Losing.

Sun, 08 Dec 2024 20:43:00 GMT

If you are seriously injured, you will lose time at work. That is just a fact. But here is the good news: Alabama thinks you should get that money back.

After an accident, there is a lot of talk about getting hospital bills paid, compensation for physical injuries, and even mental anguish. Still, I have to push people to discuss all the money they lost from not working. Yes, getting the proof can be tedious and difficult, but boy, is it worth it.

Now, we will do the calculations, but you have to help us a little with getting the paperwork.

Let me break down the most common situations.

If you are salaried, what you lost is simple. Divide your weekly salary by the hours you work each week, and that is your hourly rate. Multiple that by the number of missed hours, and you have the number you would have received if you had been able to work. Don’t forget overtime, bonuses, raises, and employer contributions to your retirement. You may be surprised at the amount. I can be in the tens of thousands of dollars.

If you are on commission or own a business, this can be more difficult but not impossible. We can look at what you earned in the past few months before the accident or last year at about the same time. We can use your tax filings. Didn’t file? There are ways to get those numbers without going to the IRS.

Don’t forget what your caregivers have lost. I am thinking of a specific case where I collected the wife’s full salary when she was forced to quit her job to take care of her husband.

Calculating your lost wages is just one of the reasons you need to hire a lawyer experienced in personal injury work . I can show you at least one study that proves that people who hire lawyers put more money in their pocket — even after the lawyer gets paid.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Alabama Personal Injury Lawyer

The post Hurt? Can’t Work? Grab Back the Money You Are Losing. first appeared on Steele Ritchie .

Thanksgiving Safety from a South Alabama Lawyer

Mon, 25 Nov 2024 17:36:00 GMT

Question: Thanksgiving and fires. Is that a real thing?

JASON: Thanksgiving is becoming a hotbed for blazes. See what I did there.

Now, I don’t want to make light of this, but home fires around this time of year have even gotten the attention of the American Red Cross. Yes, the American Red Cross, the folk who come in when you have no place to live … like after you burn down the house.

From my case files, here is what I think. First, more men are getting into cooking, and not all my fellow males know what they are doing. My experience is that low knowledge, subpar training, and inexperience will not stop many of them.

Deep frying a turkey is a growing problem. It seems every year, there is a news story about some guy setting his backyard, if not his house, on fire while trying to make one of those extremely delicious turkeys. Now, here is some legal advice: your homeowner’s insurance may not cover setting your house on fire, but the good news is that it will probably cover burning down your neighbor’s house.

How about staying inside your home? Trying your first turducken can also be dangerous. Here is some Red Cross advice for those new to the kitchen.

One last thought: test the smoke detector. I mean, really … test it before Thanksgiving. I’m just saying.

All the best this Thanksgiving. I hope it is full of joy and good food.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212.

The post Thanksgiving Safety from a South Alabama Lawyer first appeared on Steele Ritchie .

Victim’s Dad Can Help You

Fri, 15 Nov 2024 15:20:00 GMT

I hope you never, never have to watch a grieving parent explain the details of their child’s death. It is perhaps the most awful thing I have had to do in all my years practicing law. You cry, you try to talk, and you cry some more. Parents are not supposed to outlive their children.

I share this story in hopes of helping you prevent a tragedy in your own family.

Mike Lutzenkirchen, a father, returned home from church one day to find a note on his front door instructing him to call a specific number. When he did, he was met with the words, “Coroner’s office.” This happened nearly ten years ago, but the pain for him feels as fresh as if it occurred yesterday.

Mike’s son, Philip, was the Auburn tight end who caught the winning pass in the 2010 Iron Bowl. Life was pretty good. But a few years after that, he made a casual but ultimately deadly decision. It seems so minor in hindsight. He got into a vehicle without buckling up.

Philip’s friends wanted a can of chewing tobacco from a convenience store. So, he decided to get in the back seat of the Tahoe and go along for the ride. Only one of the young men used a seatbelt.

When the accident happened, the driver was going 77 miles an hour and ran a stop sign. The truck hit an embankment and flipped as it sailed through the air. Philip landed 15 feet from the SUV. In an instant, the 23-year-old was dead. The driver was also killed.

To me, here is the remarkable part of the story. For 10 years, Philip’s dad, Mike, has been actively speaking to high school and college-aged children about the importance of seatbelts and the dangers of distracted driving. He says he’ll continue the mission for another 10 years.

I can’t imagine the emotional toll of repeatedly discussing your son’s death. Still, he believes that sharing his story can help prevent others from enduring a similar tragedy.

I was reminded of this heartbreaking event from an article on AL.com written by Rick Karle. Read more here.

With the holidays approaching, please take a moment to remind your children about the importance of seatbelt safety and the dangers of distracted driving. Like Mike, I hope you never have to share your own version of this devastating story.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Victim’s Dad Can Help You first appeared on Steele Ritchie .

Helping Veterans with a Special Court Here in Mobile

Fri, 08 Nov 2024 14:56:00 GMT

Question: I am very proud of my brother’s 20+ years in the military. He is now going to retire and move back to the Mobile area. What does Alabama do for veterans?

JASON: We are very pro-military here in South Alabama. Plus, the state has done quite a lot to provide a helping hand.

First, thank your brother for his service on behalf of all of us. Choosing a career that can place him in some of the most dangerous situations in the world deserves our deepest respect.

You might be surprised to learn that we have a special court system for veterans, known as Veteran Treatment Courts. These courts are primarily designed to assist with mental health and substance abuse issues. They operate with a more understanding approach, often leading to alternatives to jail or prison. The court can help with treatment, job training, employment assistance, and arrangements for housing/transportation support. Perhaps the best part is that if a veteran successfully completes the program, they can apply to have their charges dismissed, and their entire record expunged.

This year, ten new laws related to active service members and veterans were passed in Alabama. One of the most significant changes for active-duty members is that there is no state tax on pay received during overseas deployment. Additionally, there will be no state tax on the pay of National Guard and Reserve members while they are mobilized on the home front.

Another new law allows the children of military members to enroll in athletic programs even if they move to our state after the registration deadline.

Other benefits are available to veterans, including property tax exemptions, state tax relief, and assistance with education costs. Furthermore, a law has been enacted to protect veterans from eviction. As expected, all these benefits come with certain qualifications and restrictions.

One thing you may see a lot throughout Baldwin and Mobile Counties is the special veteran license plate. It is a way for Alabama to say we appreciate you. There is no extra charge for this plate.

Again, thank you to all the veterans. Have a great Veterans Day holiday. We are in your debt.

INJURED? WE CAN HELP.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212.

The post Helping Veterans with a Special Court Here in Mobile first appeared on Steele Ritchie .

Mobile Police Looking for Drivers Who Hold Their Phone

Fri, 01 Nov 2024 14:29:00 GMT

There are real people on real Mobile streets who have been stopped and fined for holding a phone while driving. Why? It is against the law.

The state-wide ban began in 2023, but it was not until this year that police and state troopers began the search for lawbreakers. Though the penalties are modest, the safety benefits are immense.

Holding a phone is part of the problem of distracted driving, and I cannot count the number of clients I have had who were hit by drivers who were not paying attention. Some people were actually watching TV shows and movies while going down I-10!

Here is the law: No handheld devices while driving. You can use Bluetooth to place and answer calls. You cannot text.

There is some debate about whether you can use a handheld phone in a parked car or if you pull off the road. The Mobile police I talked with said they would not issue a ticket for that. I suggest you not take the chance.

Now, the use of handheld devices is sometimes allowed. In an emergency, you can use them, especially to notify emergency personnel.

Here are the modest penalties I mentioned. The 1st offense is $50 and a point on your driving record. The 2nd offense is $100 and 2 points. The 3rd is $150 and 3 points.

Alabama is not unique. Roughly 30 states, including our neighboring state of Georgia, have banned driving and holding a cell phone.

Distracted driving is becoming an increasing problem here along the Gulf Coast. It is hard to imagine, but it is true that people are causing accidents because they are watching Matlock on their phones.

Do that, and you will learn a lot about real-life legal drama.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Mobile Police Looking for Drivers Who Hold Their Phone first appeared on Steele Ritchie .

Halloween Safety for Your Kids from a Guy Who Knows Trouble

Thu, 31 Oct 2024 15:17:00 GMT

Question: My grandson is coming to spend Halloween week with me. It’s been 40 years since I took a little one out for trick or treat. Any legal changes over that time?

JASON: Halloween is one of my favorite holidays – especially shared with a young child. But because I help injured people every day, it seems that I am always looking out for potential danger.

Here are some things I have seen over my years practicing law in and around Mobile.

Let me give a reminder to drivers. Halloween can be challenging as you drive down even your own street. GO SLOW. Enjoy the kids, the costumes, and the decorations. Kids can dart out into the street very, very quickly. Not surprisingly, clients tell me all the time that tragedy can happen in an instant. Please, especially at this time of year, drive with extreme caution.

And I cannot close without giving you a few things to do if there is an accident. First, get medical treatment and call 911 if needed. Then, if possible, exchange contact information and gather any evidence (pictures, names of witnesses, etc.).

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at ( 251) 666-1212 .

The post Halloween Safety for Your Kids from a Guy Who Knows Trouble first appeared on Steele Ritchie .

Hit By a Drunk Driver. Do I Get More?

Mon, 21 Oct 2024 15:22:00 GMT

It depends on several factors, but the answer may be yes. I’ll get to why in a moment.

One of my greatest joys is being able to help Mobile area people injured by the negligence of drunk drivers. This type of accident really angers me. It is truly a type of accident that could have been prevented, and the injured person has done nothing wrong.

Like any traffic accident, here are some areas that can determine how much money you receive:

And here is the area that can dramatically impact a drunk driving case:

Now for the negative. Two things can reduce the amount of money you will receive.

In Alabama, if you are even a bit at fault, you cannot collect anything. That is why you must never admit fault in an accident. Remember, we must prove that the other driver was totally to blame.

The other area is insurance coverage. You cannot get money where none exists. It is possible that the drunk driver who hit you has limited or no insurance and no assets like a big bank account, land, or a business. This is one of the reasons I strongly encourage you to have uninsured/underinsured motorist coverage.

Remember, being under the influence isn’t just alcohol but can also be drugs – both prescription and illegal drugs. There is a reason some prescriptions say not to drive while taking.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

The post Hit By a Drunk Driver. Do I Get More? first appeared on Steele Ritchie .

Crash. Report or drive away? Do you know the Alabama law?

Fri, 11 Oct 2024 20:22:00 GMT

Question: My sister hit a guy’s car on Government Street here in Mobile. She gave him her number and then left. Has she broken the law?

JASON: She may not have been required to call the police. But she should have.

In Alabama, you don’t have to call 911 if the car crash only results in property damage. However, you MUST contact the police if there is any injury or, heaven forbid, death. Leaving the scene after an injury without notifying police can get you a hit-and-run charge. That could mean jail time.

My advice is to call 911 and request help. The people responding are trained professionals who know what to do. Chances are that you are rattled by the accident and may not be thinking as clearly as you normally would. Let the professionals do their job.

Also, an accident report can help establish the facts that you may need later.

Let me give you a typical example like the ones I see every day at my law firm. As you will see, the real problem is not about breaking the law but rather getting paid. Here goes.

Since there was just modest damage to the cars, the two motorists agreed not to call the police. My client was not in severe pain and thought she would just go on to work. Later, she developed severe pain in her neck and debilitating headaches. Note: In whiplash and other soft tissue injuries, it is not uncommon for patients to develop these symptoms days later. Now comes the major problem. She did not have any direct proof that the crash caused the injuries. The insurance company said they owed her nothing since the pain and headaches could have been from anything. They even questioned if an accident happened.

Bottomline. An accident report and medical records are solid evidence after a wreck. It is good to have both.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212 .

The post Crash. Report or drive away? Do you know the Alabama law? first appeared on Steele Ritchie .

Do You Want Alabama to Decide Who Gets Your Stuff?

Fri, 04 Oct 2024 18:17:00 GMT

You dead yet? Well, Alabama is waiting around like in a movie scene where they read the will … except you don’t have a will. Know what happens? The state of Alabama has written one for you, and you might not like what it says.

Really, you think the Alabama legislature knows better what to do with your earthly possessions than you do?

I feel so strongly about this that I will write a will for you right here in my office.

OK, let’s talk about you not being around anymore.

First, don’t put your loved ones through a fight that can be avoided. If you care for your family and friends, create a document that spells out your wishes and what to do with your assets. If you don’t do it, they will have to … and you will be both dead and lazy.

I have heard people say, “Well, I don’t have anything, so it doesn’t matter,” or “My kids know to share and share alike,” and even, “I won’t be here, so why should I care?” Let me tell you that I have seen grown men almost destroy a family over who gets the lawn mower.

You can write your own will, but I can almost guarantee you will mess up something. A friend told me of his uncle, who changed his will and disinherited his nephews. However, he got only one person to sign it, and Alabama says YOU NEED TWO. The property went to the nephews.

A few things about an Alabama will:

There is so much more.

I focus on helping injured people and see what happens when the unexpected suddenly becomes reality. Get your papers in order. Do it now. You don’t know where life … or death … will lead.

I have tried to keep this light, but this is serious business. Really, do you want the Alabama legislature to decide for you?

Give us a call at (251) 666-1212 . We are proud to be called the “ personal injury lawyers near me ” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Do You Want Alabama to Decide Who Gets Your Stuff? first appeared on Steele Ritchie .

Alabama Law and Your Kid Being Hurt Playing Sports

Mon, 30 Sep 2024 19:45:00 GMT

Question: If my kid is hurt playing football, what can I do under Alabama law?

JASON: Alabama loves its football. OK, that’s not the most shocking statement I have ever made. But here is what might surprise you. Alabama is at the forefront of protecting children in football and, in fact, all sports.

Alabama was the first state to pass a law requiring coaches, even volunteers, who work with children under 14 to complete a training course in injury prevention. This comprehensive course covers topics such as concussions, muscle strains, and heat exhaustion and is peer-reviewed by professionals.

This initiative was developed to ensure that volunteer parents, who often coach kids’ teams, have the necessary training to keep children safe. The course is provided free of charge.

Here is the part that might impact your case. In Alabama, it is a legal requirement for coaches working with children to complete this training.

In terms of legal cases involving children’s sports, they typically revolve around defective equipment or failure to adhere to safety protocols. Common injuries include concussions, eye injuries, and fractures.

If a waiver has been signed, it may not necessarily prevent legal action, especially in cases of gross negligence or involvement of third-party groups such as equipment manufacturers.

In the event of a sports-related injury, seeking medical attention is the top priority. It’s also advisable to gather evidence, such as pictures and witness names, and to report the incident to the relevant school or organization so an official report can be created.

If the injury is severe, don’t be afraid to speak with a personal injury attorney to learn about your rights. Some injuries can be life-altering, and your child’s rights need to be protected.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at ( 251) 666-1212 .

The post Alabama Law and Your Kid Being Hurt Playing Sports first appeared on Steele Ritchie .

AL’s Safety Rails May Not Hold Back Electric Cars

Fri, 20 Sep 2024 15:40:00 GMT

Those highway safety rails you see across the Mobile area may be worthless if you have an electric car. What did you say?

Here is the shocking part: Electric cars would seem to be lighter since they do not have an engine. In reality, they are heavier—maybe thousands of pounds more than your gas-powered car or truck. Surprisingly and potentially tragically, the current highway safety rails may not be strong enough to stop these battery-powered vehicles.

In one test, the electric car crashed through the railing and didn’t stop until it hit a concrete barrier. In another, the electric vehicle lifted the railing, drove under it, and kept going.

Highway guard rails are designed to redirect a car back into its lane, preventing it from entering oncoming traffic, going off a cliff, or other dangerous situations. I help injured people all over the Mobile area, and I cannot tell you how many times I have seen those rails prevent a really serious injury.

Now, let’s talk about the legal side. If a safety device fails to protect you, who’s at fault? It could be the electric car manufacturer, the company responsible for the safety device, or even the government. It’s a complex issue.

My real purpose in telling you this is to warn you about the danger.

If some traffic experts are correct, half of us will have an electric car by the time our grandchildren learn to drive.

Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post AL’s Safety Rails May Not Hold Back Electric Cars first appeared on Steele Ritchie .

What Alabama car insurance should I buy? Is cheap the way to go?

Fri, 13 Sep 2024 19:34:00 GMT

Question: You know Alabama insurance companies. Which insurance should I get?

JASON: Here is the irony. The insurance company that is most important to you is usually not the one you send payments to. The real question is: What insurance company does the person who hit me have?

All insurance companies want to pay as little as possible.

That is probably not a surprise to you. But here is the shocker. Some insurance companies are saying they are paying out more than they are taking in. No business can continue to operate if that is true. For this reason, I suggest you go with the top insurance companies in our state. They seem to be most likely to remain in business and be there when you need them.

Here are the top 6 by market share:

1. State Farm Group – 22.7% market share

2. Allstate Insurance Group – 14.9%

3. Alfa Insurance Group – 13.1%

4. Progressive Group 11.6%

5. Geico owned by Berkshire Hathaway Group – 10.9%

6. USAA – 7.3%

Every other insurance company in Alabama has under 3% of the state’s market share.

Each of these companies does things differently. I have found some are more reasonable than others. But again, it doesn’t really matter since you have to deal with the company that carries the insurance of the driver who hit you.

The insurance adjuster who will decide how much money you get can easily be from out of state.

Just as a call to your local cable company can be answered by someone 5 states away … or 5 countries away … some insurance companies pool adjusters who may know very little about our state. When I first started practicing law, many adjusters lived here. They knew our counties, our streets, and the other lawyers. Now, the adjustor may not even know our unique laws or how to apply them to the facts of your case.

You need uninsured motorist coverage.

This type of insurance is meant to protect you if the other driver has too little or no insurance. Remember, the Alabama minimum insurance requirements will likely not even cover your expenses if you are in a severe accident. Protect yourself with uninsured/underinsured motorist coverage.

Jason Steele

Talk to me for free at (251) 666-1212.

The post What Alabama car insurance should I buy? Is cheap the way to go? first appeared on Steele Ritchie .

Learn These 5 Things About Alabama Car Insurance BEFORE Your Next Wreck

Fri, 06 Sep 2024 16:44:00 GMT

Let me share some of what I know about car insurance. You learn a lot when dealing with car wrecks in and around Mobile on a daily basis.

Here we go, 5 things that might surprise you.

If you loan your car to a co-worker and there is an accident, your insurance will pay. BUT if you lend that same car to someone who lives in your house, it will not. Every adult under your roof must be listed as a driver on your car’s policy. I strongly recommend that if your relatives/housemates have their own auto insurance policy and car that they list you, for that one time, you have to take their car to the store.

This is so shocking to me. You get insurance to protect yourself in an emergency, but then you go out and get the absolute minimum coverage so that you will pay the least. In reality, you have almost no protection at all. I see car and truck accidents where the medical expenses alone are in the hundreds of thousands of dollars. The Alabama bodily injury minimum is only $25,000. I know of a car wreck victim who had to be med-flighted to a hospital. The cost of the flight alone was $25,000.

There are people in Baldwin and Mobile Counties driving around without insurance. It is just a fact. One study said that at a red light, if you look to the left and the right, one of you does not have enough insurance to cover a major accident. The solution is to have insurance that protects you from those people. Here is the surprising news: it is some of the least expensive insurance you can get.

Alabama does not require you to have insurance to fix your car. This is collision coverage. The legislature must feel you are on the hook for repairs, and it doesn’t care how you pay for it. However, they require you to have $25,000 to fix the other driver’s car and for all the damage you might have caused (taking down a billboard, destroying a fence, hitting a cow). Do you know what vehicles cost today? That $25,000 will not cover major damage to a car, costing roughly $50,000.

This is one of the magic benefits of uninsured/underinsured insurance. Then, you let the two insurance companies fight it out. I know of some insurance companies, mainly the out-of-state ones, that have taken two years to pay.

If you are injured in a personal injury accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 . We are proud to be called the “personal injury lawyers near me” by many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Learn These 5 Things About Alabama Car Insurance BEFORE Your Next Wreck first appeared on Steele Ritchie .

Can I have PTSD after a car wreck? Can I collect?

Fri, 30 Aug 2024 14:43:00 GMT

Question: My sister had a bad car wreck earlier this year. As I see her this Labor Day, anything I should look for?

JASON: Do this. Check if she suffers from PTSD. Just like so many of our veterans, a traumatic event, like war or a car wreck, can cause deep emotional scars.

Post-Traumatic Stress Disorder (PTSD) can also significantly impact your legal case by getting you compensation for your treatment.

Here are some signs to look for:

Flashbacks and Intrusive Memories/Nightmares

Does she relive the car crash? Intrusive thoughts can be crippling, preventing the victim from living a more normal life.

Avoiding People and Places

One of a victim’s coping measures can be to avoid triggers of the event. Do you see her pulling back from people or activities? Does she not go to some of the places she used to enjoy? These traits can greatly diminish the victim’s quality of life.

Emotional Numbing

Another way some victims cope is to shut off positive emotions—joy, laughter, and a sense of well-being. This often shows itself as the person being detached or uninvolved. Does it appear she is spending a great deal of time alone?

Increased Irritability

Just as your sister might not feel joy, she could also show signs of increased irritability and even paranoia. Often, the person living with PTSD can be overly nervous and on edge.

Increased Negative Thoughts

Does she show signs of guilt, shame, or self-blame because of the accident? These emotions can significantly impact individuals with PTSD. This is true even if the accident was not her fault.

Physical Problems

PTSD can also cause physical symptoms. Some examples are chronic pain, stomach trouble, and even blistering headaches. These can be caused by stress after the accident, especially if there are no obvious physical reasons. Inquire about a lack of sleep. This is extremely common in cases of PTSD.

In summary, look for changes in your sister and in her relationships with co-workers, neighbors, and other relatives. As to finances, if your sister is suffering because of PTSD, she may be entitled to money from the person who hit her.

If you have questions, don’t hesitate to call us. The call will cost you nothing. We are proud to be called “ the lawyers near me ” in and around Tillmans Corner.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at (251) 666-1212 .

The post Can I have PTSD after a car wreck? Can I collect? first appeared on Steele Ritchie .

Personal Injury Law in Mobile, Alabama. What Is That?

Fri, 23 Aug 2024 16:57:00 GMT

I guess the term personal injury is a bit odd. Aren’t all injuries personal? And let me tell you, if you get hurt, it is very personal to you.

A decade or so ago, when I told people I was a personal injury lawyer , they looked at me a bit strangely, not understanding how those three words went together. One guy asked, “So you hurt people with the law?” Well, no, it is actually the opposite, I explained.

That confusion is somewhat less these days, I guess, because of more advertising from attorneys.

Personal injury is any harm done to one person by another person because of that other person’s fault. Let me give you some examples. You are going down I-10, and another driver hits you. That is a personal injury. You are walking through one of the stores here in Tillmans Corner, and a pile of boxes falls off a shelf and hits you. That also is a personal injury.

Now, we also deal with property damage, which, of course, is not injury to a person’s body but rather to their things. To combine all this, we sometimes use the phrase tort law. Use that term and watch people have to do some googling.

By far, the most common personal injury case is a car accident. However, you can get hurt by someone else’s actions in many other ways. These include slip-and-fall, workplace accidents, dog bites, nursing home abuse, class action cases, boating accidents, medical malpractice, motorcycle accidents, 18-wheeler wrecks, and so much more. Here at Steele Ritchie Law, we even consider the lack of proper termite treatments to be a personal injury.

Another way of looking at personal injury is to look at the injury itself. As a rule, if you are suffering severe physical or mental trouble that requires an extended time to heal, you are probably suffering from a personal injury. These can include brain injuries, amputations, burns, broken bones, spinal cord injuries, and so much more. Even the death of a loved one can be considered a personal injury.

Ironically, Alabama has different laws covering different aspects of accidents, which may not be the same if the accident happens in Mississippi, Florida, or Georgia.

For example, except in rare circumstances, a personal injury lawsuit must be filed within 2 years in Alabama and Florida, or you will never be able to collect anything. Oddly, in Mississippi, it is 3 years.

If you are injured in a personal injury accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 . We are proud to be called the “ personal injury lawyers near me ” by so many people here in Mobile and Baldwin Counties.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Personal Injury Law in Mobile, Alabama. What Is That? first appeared on Steele Ritchie .

Wrecks in Mobile as Kids Get to School

Fri, 16 Aug 2024 18:15:00 GMT

Question – Getting kids to school seems to be more dangerous this year. Any advice?

JASON: Something is going on. I do see more drivers failing to adjust their driving with the opening of school. Fortunately, I have not seen an increase in child-related accident cases coming into our law office, but it is probably a matter of time.

As far as advice, here are some points you may want to consider:

Honking Frightens Children

My number one suggestion is to assume that the child is never in the wrong. Here is an example of something that is very unsafe. When a child is present, don’t honk your horn at an intersection, even if you have the right of way. Assume the child will cross. You need to slow down or stop and be a good adult. Children are just getting used to the new school routine, so be watchful.

Dropoff Safely

If you drop off a child at school, don’t load or unload from across the street. Yes, it may be a bit more inconvenient, but unload your passengers as close to the building as possible. Plus, don’t double park at the school. It blocks the visibility of other vehicles and of the children.

Bike Are Back

I have seen more children on bicycles this year. Remember, these are kids and are unpredictable. The number one cause of bike accidents that we see here in West Mobile is when the driver is turning left. Think about it. The driver has to check 2 lanes of traffic and often thinks the biker on his right is going to stay there. My strong advice is that whenever a child is at any intersection, let them pass first before you move your vehicle.

Car wrecks in and around Mobile and Baldwin Counties seem to be on the increase. If you have questions, don’t hesitate to call us. The call will cost you nothing. We are proud to be referred to as the lawyers near me in and around Tillmans Corner.

Jason Steele

Talk to me for free at (251) 666-1212.

The post Wrecks in Mobile as Kids Get to School first appeared on Steele Ritchie .

Termite Law in Alabama – Fight the Bugs and Win

Fri, 09 Aug 2024 16:20:00 GMT

You fight the bugs, and we will fight the bug company. That is how it works in Alabama. You try to save your house, and we try to get you the money before the bugs eat it to the ground.

Now, this does not mean that if the bug company just holds out, you will end up with sawdust. The state of Alabama has some laws to help you move things along and win.

If you have a termite treatment agreement, what that contract says is paramount to getting money out of the bug company. Some contracts provide for repairs, and others just re-treatment (which basically means adding some chemicals and wishing you luck). We can help you figure out which you have.

Here are 3 things the state does require:

Termite companies that have a contract with a property owner must inspect the property annually and report to the owner if there is a re-infestation of termites. My strong advice is to be present during these inspections so you can ask questions and see what the company is doing or not doing.

There are specific requirements that a treatment specialist must discuss with you. For example, wooden parts of a building, like steps, support piers, and trellises, must be placed on a concrete or other termite-impervious base at least four inches above the ground. If you don’t agree to remove wood-to-ground contact, the wood and soil at that point can and should be treated. Also, the bug company must check termite baits, baiting systems, and monitoring systems no later than 90 days after installation.

If the termite protection company does not follow the contract, the state of Alabama has very specific ways to deal with them. This is a fraud, and our state takes that very seriously.

Despite your having termite protection insurance, some bug companies in our state do not want to pay. It has been so bad the Alabama Attorney General got involved. Come sit down with me for free, and I will explain it all.

If you discover termites or are injured in a traffic accident, on-the-job injury, nursing home neglect incident, slip-and-fall, boating accident, or other personal injury, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post Termite Law in Alabama – Fight the Bugs and Win first appeared on Steele Ritchie .

Getting to School – Keeping Mobile Area Kids Safe

Mon, 05 Aug 2024 17:17:00 GMT

Question – With school starting, what do I tell my kids about traffic danger?

JASON— This year, we are facing a very dangerous situation. Many of our children will be holding a potentially lethal instrument in their hands—an instrument we gave them.

Cell phones can be lifesavers because they can summon help, but they can also cause severe injury. The reason? They distract a driver from safely operating the vehicle. At my law office, the number of distracted driving crashes involving teens is rising.

Here is my advice: Make sure your kids not only know about the Alabama hands-free law and the state’s texting-while-driving law but also understand the importance of these laws. Yes, the driver can get stopped by law enforcement and given a fine, but much more important is that they are putting their lives in danger by taking their eyes off the road. Even a few seconds of inattention can send them the length of a football field. It is like wearing a blindfold and traveling that distance.

Here is a sobering statistic: Car crashes are the number one cause of death for teens. And if that is not enough to get your teen’s attention, perhaps the cost of an accident will. In Alabama, if a person hits someone because the driver was looking at their phone, the driver could be responsible for all the damages, including medical costs, lost wages, and compensation for pain and suffering. That could easily be in the hundreds of thousands of dollars.

Let me mention those who walk to school. This may shock you, but according to the Centers for Disease Control and Prevention, 1 in 5 children killed in traffic accidents were walking. Please review the rules with your children, emphasizing that they must not look at their cell phones while walking.

Let me also suggest you go over bike safety rules. This time, remind your kids that biking and cell phone use do not mix.

Car wrecks in and around Mobile and Baldwin Counties seem to be on the increase. If you have questions, don’t hesitate to call us. The call will cost you nothing. If you or your loved ones are involved in an accident, my advice is to act quickly. As time passes, evidence can easily disappear, and witnesses can become more difficult to locate.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free at ( 251) 666-1212.

The post Getting to School – Keeping Mobile Area Kids Safe first appeared on Steele Ritchie .

Mobile, AL, Insurance Tricks to Not Pay Your Car Wreck Claim

Fri, 26 Jul 2024 18:35:00 GMT

Have you had a car or truck wreck in West Mobile, Mobile/Baldwin Counties, or anywhere in Alabama?

Let me be blunt. The insurance company that you expect to pay your medical bills and fix your vehicle is not your friend. It is a finely crafted machine designed to pay you as little as possible. The agents and investigators have specific training to reduce how much the insurance company must put out.

From my decades of experience helping hurt Alabamians, let me tell you some tricks they might use. Plus, why getting an attorney early may be your best defense.

The insurance company knows you are confused.

You have just been in a major accident, so of course, you are not functioning at your best. But don’t let an insurance investigator push you around or put words in your mouth. These folk are trained to get you to admit fault, and in Alabama, if you are even 1% at fault, you will collect nothing. Here is an example of what an investigator might ask: You don’t actually know how fast you were going, do you? Your answer could be that 1% of the blame the insurance company is looking for.

The first offer is almost always too low.

That first offer might sound pretty good. However, if it doesn’t cover your medical bills, future medical bills, and vehicle repairs, you will be on the hook for the balance. Know this: If you accept that first offer, you will never get one penny more.

Don’t give them all your medical records.

If you sign a medical release without talking to a lawyer, you might be permitting the insurance company to go into your entire medical history. With that information, they could claim your injuries are because of some condition that happened years ago.

Don’t give a written or recorded statement.

Some adjustors will try to convince you that these statements about what happened are routine. However, it can easily damage your case. Let your attorney guide you. I often tell adjusters that I will allow a statement when they allow us to record an interview with the guy who hit you. They never willingly allow that. Tell you anything?

They use a lot more tricks. Let’s sit down, and I will tell you a few more.

In closing, let me say that insurance companies don’t want you to hire a lawyer . There is a good reason for that – but only if you are an insurance company. My advice is to hire a lawyer and let the professionals fight with the professionals. You focus on getting better.

If you are injured in a traffic accident , on-the-job injury , nursing home neglect incident , slip-and-fall , boating accident, or other personal injury , you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post Mobile, AL, Insurance Tricks to Not Pay Your Car Wreck Claim first appeared on Steele Ritchie .

An Accident When a Friend Uses Your Car. Who Pays?

Fri, 19 Jul 2024 17:52:00 GMT

Question: I loaned my car to a friend. In a wreck, do I have to pay?

JASON: It might surprise you, but the state of Alabama says you have given a dangerous instrument to another person. Therefore, you can be held responsible if something terrible happens. This is no different than if you gave a person a gun, a bomb, or anything else that could be used to hurt someone.

Now, before you grab back your keys or hide your F-150, know that insurance plays a big part. In Alabama, car insurance follows the car. If you have state-mandated insurance, your insurance will pay for injuries to the driver and passengers that your friend hit. It will also pay for the damage to their car. If you have additional insurance, it can cover your friend’s injuries and repairs to your car.

If your friend has insurance, it may kick in, but only after your insurance has maxed out. Of course, your friend can pay for everything out of their own pocket. But let’s face it—your friend borrowed your car, so he or she probably doesn’t have a lot of cash.

A good lawyer can do many things to help. I have been able to use insurance policies the car owner had on other cars to pay expenses. I have even gotten homeowners insurance to help pay, but this is tricky and depends on your circumstances.

Let me mention another thing Alabama takes very seriously. If you loan your car to someone you know shouldn’t drive, you could face a variety of legal problems. Some examples include knowing of the driver’s drinking problems, a history of reckless driving by the borrower, mental issues that made the driver unreliable, and knowing your friend does not have a valid license.

Here is another question I am often asked: Do I have to be present when the accident occurs for my insurance to be responsible? No.

In summary, when someone borrows your car, they are borrowing your insurance. Loan both wisely.

Car wrecks in and around Mobile and Baldwin Counties seem to be on the increase. If you have concerns, don’t hesitate to call us. The call will cost you nothing. My advice is to act quickly. As time passes, evidence can easily disappear, and witnesses can become more difficult to locate.

Jason Steele

Personal Injury Attorney in Mobile, AL

Talk to me for free    (251) 666-1212

The post An Accident When a Friend Uses Your Car. Who Pays? first appeared on Steele Ritchie .

Your Accident on the 4th. Now What?

Fri, 12 Jul 2024 15:32:00 GMT

First and foremost, if you were injured during the 4th of July holiday, it’s crucial that you seek immediate medical care. Your health and well-being should be your top priority. Plus, documenting your care is essential to successfully getting you the money you deserve.

It was a long holiday, and the number of accidents shows it. Alabama state troopers issued nearly 2500 citations for speeding and more than 1,000 citations for not using seat belts or having an improper child restraint. There were more than 200 car crashes statewide, and troopers made nearly 50 DUI arrests.

Now, it was rough on the water as well. Nearly 700 vessel inspections were conducted, and more than 200 marine safety citations and warnings were issued. Plus, the Marine Patrol Division reported 14 boating incidents and 14 BUI (boating while under the influence) arrests.

The tragic news is that there were nine traffic deaths in our state. Two were on motorcycles, and of the seven car deaths, ONLY ONE WAS WEARING A SEAT BELT.

Now, you can argue over the safety of cars (and I believe lawyers and lawsuits have made manufacturers improve car safety), but no safety item is any good if you don’t use it. Let me give you this to ponder from my decades of dealing with accident victims: a seat belt can significantly reduce your injuries. Yes, a seatbelt can reduce your facial scarring, improve your chances of walking normally, and even save your life. Remember, you may not do anything wrong and still be in an accident, so always buckle up.

If you unfortunately had an accident this past holiday, let me give you my top 3 things you need to do after a wreck.

Holidays can be dangerous, but you know that. FYI, Labor Day is about six weeks away.

If you are injured in a traffic accident, on-the-job injury, nursing home neglect incident, slip-and-fall, boating accident, or other personal injury, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Alabama Personal Injury Lawyer

The post Your Accident on the 4th. Now What? first appeared on Steele Ritchie .

Holiday Car Wreck? Know Alabama Laws.

Mon, 08 Jul 2024 17:21:00 GMT

Question: Car wreck trouble over the 4th in western Mobile, AL. Now What?

JASON: Here are 4 crucial laws you must understand. They are Alabama law and could significantly impact your case.

Number 1.

We are an at-fault state. This means if you caused the accident, you are responsible for paying for all the damages. That includes medical care, repairs to the other car, and even expenses like lost wages. Mississippi is a similar at-fault state. However, Florida is not. In Florida, you file a claim with your own insurance company, no matter who is at fault. Now, I am not a Florida attorney, though I do have a license to practice in Alabama and Mississippi.

Number 2.

It’s essential to understand Alabama’s contributory negligence law. Even if you’re just 1% at fault, you may not be able to collect any money. Therefore, do not admit any blame. Now, it’s different in Mississippi and Florida. There, your payout is reduced based on your percentage of responsibility. For instance, if you’re 10% at fault, your award is reduced by 10%.

Number 3.

In Alabama, even if the other driver is doing something wrong, you still have a responsibility to exercise ‘reasonable care’ in the driving of your own car. If you fail to do so, the law could hold you responsible for some, if not all of the damages. Also, you have a responsibility to other drivers to follow the rules of the road. For example, driving under the speed limit and using your blinkers when turning or changing lanes.

Number 4.

You generally have only two years to file a lawsuit for a car wreck in Alabama. After that time, you are past the statute of limitations and will collect nothing. Now, filing a lawsuit doesn’t mean you will have to go to court. It continues the case past two years if that time is needed.

Although this is not legally required, let me suggest you get seen by a medical professional. You will need that evidence to prove your injuries. Just saying you are hurt is never enough.

Car wrecks in and around Mobile and Baldwin Counties seem to be on the increase, and of course, they are always on the rise around a holiday. Call us if you have concerns. The call will cost you nothing. I would do it quickly. As time passes, evidence can easily disappear, and witnesses can become more difficult to locate.

Jason Steele

Talk to me for free    (251) 666-1212

The post Holiday Car Wreck? Know Alabama Laws. first appeared on Steele Ritchie .

The 4th in Mobile: Pet Panic

Fri, 28 Jun 2024 15:06:00 GMT

This may shock you. It makes sense, but it is still shocking: More pets are lost during the 4th of July holiday than at any other time of the year.

The problem (I believe): Fido does not like fireworks.

I have two pieces of advice and a little bit on the law. First the law, Alabama considers your pet a piece of property—no more than your patio furniture. Do not expect the state to rally the citizenry to find Fluffy, Bruno, or SubWOOFer. Now, the advice: if you are going somewhere, plan to keep sturdy control of your pet. They will probably be afraid and may attempt to run away. If you leave your pet at home, make sure they are secure. Dogs primarily have been known to be so frightened by the loud booms that they break through doors and escape into the neighborhood, woods, and other counties.

A few other things about this holiday.

About every year at this time, I caution you about fireworks safety. Be smart, and don’t let the kids light them.

Plus, I caution you about those drivers (many younger drivers) on Mobile area roads who are distracted by phones showing TikTok videos or messages from friends. Watch out for them because they are not watching out for you.

That leaves me with this final thought: don’t drink and drive. I recently saw a sign that read, “Drive Sober or Get Pulled Over.” It’s cute, but I can tell you firsthand the tragedy that one night of overindulgence can create. Just don’t drink and get behind the wheel. Across our great country, an estimated 500 people will be killed in traffic accidents over this long holiday period. Several hundred will be from drunk drivers. It doesn’t have to be this way.

Have a wonderful, fun-filled 4th of July. And send some good thoughts to the founding fathers. They really did give us a great place to live.

If you are injured in a traffic accident, on-the-job injury, nursing home neglect incident, slip-and-fall, boating accident, or other personal injury, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post The 4th in Mobile: Pet Panic first appeared on Steele Ritchie .

In Alabama, You Can Sue a Nursing Home

Fri, 21 Jun 2024 14:49:00 GMT

Question: Can You Sue an AL Nursing Home?

JASON: Yes, Yes, and YES. We at Steele Ritchie take the care of Alabama seniors very seriously. Few things anger me more than the abuse or neglect of people who cannot fight for themselves.

Let me first discuss those arbitration agreements most Alabama nursing homes have you sign. Do not let this prevent you from pursuing your claim of abuse or neglect. Clients come to me thinking that since they signed that piece of paper, it stops them from taking legal action … that is simply not true. In many cases, I have found that these agreements are unenforceable. At worst, we will have to present the case to a mediator. A mediator is just an impartial person, often a former judge, who will try to work out a solution to the case. In binding arbitration, you can think of it as like having a court trial where the judge decides, but there is far less legal formality.

Here are a few things you need to know:

Alabama has one of the worst records in the Southeast regarding quality staffing and proper care for residents. We also rank low in accident prevention.

The state does investigate claims of abuse. It may shock you, but Mobile County has among the highest number of nursing home abuse and neglect investigation cases in the state.

We at Steele Ritchie have long supported compassionate and quality care for our seniors. In fact, we are proud to join you in this fight. These victims are often the people who took care of us. We owe them nothing less than care and dignity as they grow older.

Call us if you have concerns. The call will cost you nothing.

Jason Steele

Alabama Personal Injury Attorney

Talk to me for free    (251) 666-1212

The post In Alabama, You Can Sue a Nursing Home first appeared on Steele Ritchie .

Mobile, AL – Why is Insurance Fighting My Accident Claim?

Fri, 14 Jun 2024 16:27:00 GMT

Days of filing your claim and getting your money may be over. If those days ever existed. Here is what is happening with the insurance industry and how it impacts you.

The theory of insurance is that we all pool our money, and then if one of us gets into trouble (hopefully a small percentage), there is money to make things right.

Here is the reality.

Insurance companies are for profit. That means they want to collect premiums and pay out as little as possible. To do that, they use a variety of tactics (some call them tricks) to underpay policy owners. That is why, in my experience, more and more people here on the Gulf Coast require lawyers to settle their insurance disputes.

Here is a typical situation that I see every day. First, the insurance company offers a low amount of money. Why do this? If you accept, the case is over, and the company has saved money.

More reality. Accepting this first offer may not be in your best interest. You may not end up with enough cash to get well. Did you know that out of that money, you may have to pay back the insurance company for medical expenses they have already paid?

Let me add that once you sign that settlement form and cash the check, you will never receive another dime. You had better know what you are doing.

Here is another piece of reality. You will be paying more for insurance here in Mobile and Baldwin Counties. Homeowners’ insurance is up mainly because of storm damage claims, and auto insurance is up because of more accidents and theft.

Now, this will probably not surprise you. To keep profits high, insurance companies spend a lot of money to influence the state legislature. Alabama is one of very few states that says if you are even 1% at fault for an accident, you cannot collect anything … ever. Does that sound like your government is working hard to protect you or trying to make sure it can fund a few more election commercials?

One study I cite shows that even after legal expenses, people who use lawyers put more money in their pockets than those who don’t. I think this is true. The reason has nothing to do with happy hands, cute reptiles, or characters in white pantsuits. It would cost more to go to court than settle with the attorneys.

And the future? Despite paying your premiums on time, it will not get easier to collect when you need it.

If you are injured in a traffic accident , on-the-job injury , nursing home neglect incident , slip-and-fall , boating accident, or other personal injury, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post Mobile, AL – Why is Insurance Fighting My Accident Claim? first appeared on Steele Ritchie .

Camp Lejeune Final Deadline Fast Approaching

Fri, 07 Jun 2024 14:00:00 GMT

Question : Camp Lejeune. Is there a deadline?

Jason: Yes, in roughly TWO MONTHS. So, do not wait to make a Camp Lejeune claim. Let me repeat – do NOT wait. you only have until August 10th of this year.

If you know someone hurt by the contaminated water at Camp Lejeune, please tell them to see an attorney now. If you have ever dealt with the government, you know that if you miss a deadline, it is doubtful that you will ever collect any money.

Here is some background. From 1953 through 1987, the water at Camp Lejeune was filled with dangerous chemicals. This action caused severe medical trouble for adults and children on the base. Those affected include Marines, civilian workers, families, and even veterans. Medical problems centered around cancers as well as other tragic conditions like miscarriages. It is estimated that 1 million people may be affected.

The U.S. government has set aside billions of dollars to compensate these individuals and their families. However, some experts believe the claims may amount to trillions of dollars.

As of my writing, only about a fourth of those expected to file have indeed filed for the government money.

Please take some time to ask at your workplace, church, or civic organization whether there are people who can claim this money. We have many military people in our area. I am sure some of them spent at least 30 days at Camp Lejeune during the exposure period. At the very least, have your friends find out if they qualify. They can talk to us for free.

Please do not be embarrassed. You have the right to know if this toxic water caused your medical trouble. The government admits the problem exists. They allocated this money to help you. Please claim it before the cut-off date.

Here is another thing to know. A family can also file. If your loved one died from one of the many medical problems identified as caused by the water, they can collect.

We at Steele Ritchie have long supported veterans and their families. Call us, and we will guide you through this complicated filing process. The call will cost you nothing.

Jason Steele

Alabama Personal Injury Attorney

Talk to me for free (251) 666-1212

The post Camp Lejeune Final Deadline Fast Approaching first appeared on Steele Ritchie .

Mobile, Alabama Boating: Deep Legal Waters

Fri, 31 May 2024 16:41:00 GMT

Boating accidents seem to be on people’s minds around here, and summer has just started. My partner Jason Steele and I have seen an increase in calls to the office.

Here is what we see and what you need to know.

As to the different laws, they are admiralty law and Alabama common law. Here are two examples of how they differ:

Admiralty law – 3 years

Alabama law – 2 years

Admiralty law – yes, reduced by your percentage of blame.

Alabama Law – no, you collect nothing.

If a death occurs, the two sets of laws can also affect what the surviving family can collect. Put this together, and you see why boaters in our state need a lawyer when trouble happens.

If you are involved in a boating accident, here are some things you need to do no matter where the accident happens.

A written accident report must be submitted to the Alabama Marine Police Division within 10 days if:

If you need more information about reporting a boating accident, I suggest you contact the local sheriff’s office. The employees there can direct you.

My friends here in West Mobile love to go to the water, and I love to go with them. My advice is to grab a life preserver and head on out… the water is fine.

If you are injured in a traffic accident , on-the-job injury, nursing home neglect incident, slip-and-fall, boating accident, or other personal injury, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post Mobile, Alabama Boating: Deep Legal Waters first appeared on Steele Ritchie .

Boats and Alabama Law

Tue, 28 May 2024 15:19:00 GMT

Question: I’m back to the water. Update, please, on boats and Alabama law?

JASON: Here in Mobile, we love the water. But it is not without danger.

Let me talk a little about boating accidents. We have 4 different areas of water around here … lakes, rivers, the Bay, and the Gulf. The laws may be different depending on where the accident happened.

If you are in an accident, I strongly suggest you contact a local lawyer who understands our unique situation.

What's the #1 Cause of Boating Deaths?

If law enforcement has probable cause to believe that a boat operator is drunk, it has the authority to test using a field breathalyzer or similar devices at the scene. If you refuse, the penalties are like those for motor vehicles.

Law enforcement in the state of Alabama has the authority to stop and board any boat. This includes Marine Police Officers, County Sheriffs, the United States Coast Guard, and all officers of the Alabama Department of Conservation and Natural Resources.

Laws You Need to Know About

You must have a boating license to operate a boat in Alabama. Twelve-year-old children can operate a boat as long as they have a boating license and someone over the age of 21 supervises them. Once a boater turns 14, they no longer need supervision, but they still need a license.

All boats must have lifejackets , navigation lights, and other safety devices on board.

Unlike motor vehicles, Alabama does not typically require liability insurance for boats. This is important because, after an accident, there may not be enough money to cover your injuries.

New Laws

A new law requires the use of a “kill switch” on most pleasure boats, bringing state law into compliance with federal law. This is meant to reduce the chance of runaway boats.

Another new piece of legislation deals with wakeboarding and wakesurfing in public waters. The new law generally restricts the activity between sunset and sunrise. You must also wear a life jacket.

A Few Things to Remember

Limit alcohol . Law enforcement suggests naming a designated (sober) driver.

Wear a life jacket . Do this while boating, fishing, or participating in water sports.

Watch out for weather changes . Be prepared to seek shelter.

Follow boating rules , including speed and distance limits, and be mindful of other boaters, swimmers, and wildlife.

Equip your boat with safety gear , including fire extinguishers, navigation lights, and a first aid kit.

Go enjoy our great bodies of water. Just be smart. We want to see you around for many summers to come.

Jason Steele

Alabama Personal Injury Attorney

Talk to me for free (251) 666-1212

Law enforcement, whether state, federal, or international, says alcohol is the number one cause of boating deaths. In Alabama, you are under the influence if found to have a Blood Alcohol Concentration (BAC) level of 0.08 or higher.

AL Safety: Should I Stay Home This Holiday?

Wed, 22 May 2024 21:31:00 GMT

Summertime. Summertime. Summertime. Perfect for fun and death on the road. Not quite the optimistic message you were hoping for?

As the temperature rises, so does my accident caseload. My observation is reinforced by the Insurance Institute for Highway Safety. While I often find myself at odds with insurance folk, I can’t deny that they know how to keep reliable statistics.

Why is there a more significant danger to you and your family in summer? Here goes.

Increased number of drivers

We all know that the Gulf Coast will bring tourists in the summer, but Mobile and Baldwin County residents are also more active. We like to get out and go when it is warm. Traffic accident phone calls to my office will pick up about Memorial Day, and the increase will continue throughout September. I advise watching out for those more northern folk driving through here. They are unfamiliar with where they are going and will likely look at our battleship while going 70 mph.

More teen drivers on the road

Hey, school is out, and many of these drivers have limited driving experience. There is a reason teen insurance rates are higher than the average driver.

Tire blowouts

This might surprise you, but it is an increasing problem causing more accidents along I-10 and local Alabama roads. According to AAA, tires are more likely to explode during the summer because increased heat expands the tire and causes stress on the tread. You may have laughed at Grandpa always checking the tire pressure, but he might have known something.

Construction work

Many cities along the Gulf Coast use warmer weather to repair roads. More big machinery on the roads equals more accidents.

Increased motorcycles and bicycles

When the weather is pleasant, there are just more two-wheeled vehicles on the road, and let’s not forget an increase in two-legged pedestrians.

In summary, watch out this holiday and all summer long. There are roughly 1,000 U.S. fatalities on the road each year. I don’t want you to be one of them.

If you are injured in a traffic accident , on-the-job injury, nursing home neglect incident, slip-and-fall, boating accident, or other personal injury, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post AL Safety: Should I Stay Home This Holiday? first appeared on Steele Ritchie .

New to Alabama. What do I need to know about the law here in West Mobile?

Fri, 17 May 2024 15:49:00 GMT

New to Alabama. What do I need to know about the law here in West Mobile?

Welcome. Many of our laws are just like you had elsewhere … but some are not.

Here we go:

Seatbelts

All vehicle drivers and riders must wear them.

Booster seats are a must for children under 6.

Cell Phones

Don’t use handheld devices when driving. This includes no texting and driving. Non-held phones using Bluetooth are ok.

Note: In my caseload, distracted driving is one of the major causes of accidents here in Mobile.

DUI/BUI

Like every other state, Alabama takes drinking and driving very seriously. Just don’t do it. What you might not know is that our state is beginning to take boating and drinking just as seriously.

Yielding

If you are not used to circles (roundabouts), here is the rule: yield to the person already in the circle. The person on the right goes first rule (used at 4-way stops) is not used at circles.

Speed Limits – general rules but check the signs.

Interstate – 65 or 70 mph

Alabama Highways – 55 mph

Rural Roads – 45 mph

City Streets – 25 mph

Motorcycle/Bicycle

Helmets are required for all motorcycle riders and for bike riders under 16 years of age. Having seen some very serious bike accidents, I advise that everyone wear a helmet.

Insurance

The minimums in Alabama are pathetic: $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage. If you are seriously hurt, that will not come close to covering your medical bills. I strongly suggest you have uninsured/underinsured motorist coverage. It is amazingly cheap. Some studies have shown that at least a fourth of the drivers on Alabama roads have little to no insurance.

Another note: Keep a paper or electronic copy of your insurance in your car. Failure to prove that you have the minimum coverage can result in having your car impounded. Under certain circumstances, you could also be subject to fines and license suspension.

Don’t Admit Fault

Alabama has an odd rule. If you are even 1% to blame, you cannot collect anything. Exchange insurance information if you are able but let your lawyer fight about who is at fault.

Lawsuit Timelines

If you are injured in an accident in Alabama, you only have 2 years to file a lawsuit to collect any money. It doesn’t matter how long you have in your former state. Once that time has passed, you will not collect anything – ever. So, contact an Alabama lawyer sooner rather than later. As is true at our office, many attorneys will talk to you for free and explain your rights.

Again, welcome to Mobile and the Gulf Coast. I think you will like it here. We sure do.

Jason Steele

Alabama Personal Injury Attorney

Talk to me for free (251) 666-1212

The post New to Alabama. What do I need to know about the law here in West Mobile? first appeared on Steele Ritchie .

Alabama Termites: Bug People and Your Cash

Fri, 03 May 2024 15:22:00 GMT

The fight is on here on the Gulf Coast. First, you fight the termites and then the termite protection company. You must wonder, what did you buy protection for?

Let me explain a little about what is going on and what you can do. My advice is to first get a lawyer who is from here, someone who understands what we go through … every year.

Here is a little lawyer-splaining. You probably have a termite bond. That is a contract between you (the homeowner) and the pest control company. This contract explains what the company is supposed to do, which often includes regular inspection, treatment, and REPAIRS. Here comes the problem. They do not want to make those repairs, which can cost hundreds of thousands of dollars.

Here in Alabama, we have seen termite protection companies commit fraud to avoid having to pay.

Note: this bond is not traditional homeowners’ insurance. It is usually a separate policy.

If you are infested with termites, you want to get things fixed and the bills paid. From my experience, that will not be easy. It is why I say, “See bugs, see a lawyer.”

In the past, we have seen the termite folk argue everything from “you bought the wrong type of bond” to “the damage was preexisting.” In short, all kinds of excuses.

This fact might shock you, but the situation got so bad that even the State of Alabama stepped in to make these companies do what they had been charging homeowners for.

Let me say again – “See bugs, see a lawyer.”

If you suffer from termite damage or are injured in any other personal injury, such as a traffic accident, on-the-job injury, nursing home neglect incident, slip-and-fall, or boating accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie
Alabama Personal Injury Lawyer

The post Alabama Termites: Bug People and Your Cash first appeared on Steele Ritchie .

Will They Tax Your Injury Money?

Sat, 13 Apr 2024 12:44:00 GMT

The number one question I receive this time of year is: will the government take a share of my personal injury settlement?

This is an important question because the money is meant to help you get back to where you were before the accident, and if the government takes a share, there may not be enough left.

Knowing that I am not a tax lawyer but rather a personal injury lawyer, here is how I explain it to my clients. The bottom line is …. No. Generally, neither the federal government nor the state of Alabama will take a share of your personal injury settlement.

Here is what makes your settlement different from a lottery win (which the government does want a share). An injury settlement is meant to replace what you lost. So, generally speaking, you already paid taxes on that money.

Now, there is one big exception. Punitive damages are taxable. Punitive damages are awarded to you to hopefully stop the wrongdoer from repeating his or her bad behavior. However, even in this type of case, only the punitive damages are taxed; the rest of the injury settlement is not taxed.

Now, Alabama has an odd situation where if the victim dies, the only money collectible is punitive. So, if money is awarded in such a case, the surviving family members will see a tax bill.

There is one other oddity concerning taxes and a personal injury settlement . For the settlement not to be taxed, there must be a physical injury. If the injury is, for example, only emotional and psychological distress, taxes will probably have to be paid. This is very rare.

Now, with large dollar case settlements, we offer to set up our clients with a financial adviser. They don’t have to, but they should. In fact, we have helped arrange to hold out a portion for taxes if needed.

For your specific situation, please don’t rely on a personal injury lawyer, including myself, when it comes to tax law. Get a good tax law attorney. If you need some recommendations, I will be glad to give them to you.

If you are injured in a traffic accident or suffer any other personal injury, such as an on-the-job injury, nursing home neglect incident, slip-and-fall, or boating accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Alabama Personal Injury Lawyer

The post Will They Tax Your Injury Money? first appeared on Steele Ritchie .

Put Your Hands on The Wheel Has New Meaning in Alabama

Fri, 05 Apr 2024 17:14:00 GMT

My father’s advice was if a trooper approaches you, put your hands on the steering wheel to stay out of trouble. Now, if you want to keep out of trouble, you may have to grab the steering wheel all the time.

The one-year grace period for the new distracted driving law is nearly over. Starting in June, law enforcement will begin issuing tickets. Here is the bottom line: you cannot hold a cell phone while driving in our state. If you do, those blue lights can be for you.

The new law tries to reduce a severe problem. Distracted driving (that is what happens when you are texting or googling while driving) is blamed for roughly 7% of all traffic deaths in our state. And more, it is likely the cause of thousands of other traffic accidents.

If caught, the fines range from $50 to $150, plus points on your driving record. But the fine is not the point. The point is living to get to your destination.

I predict that you will see fewer videos taken by drivers while driving. Why? If your friends can see the post, so can law enforcement. Plus, other information on the page can lead them to exactly where you live or work.

If you want to be maimed, disfigured, and suffer from a brain injury just to amuse people you don’t know … well, there is not much I can say. I would ask you to think of those innocent people you may hit.

Now, I am not for telling you how to get around the new law, but law enforcement must first see you doing something else illegal to be able to write that ticket. What can I say? The law is full of oddities.

If you are injured in a traffic accident or suffer any other personal injury , such as an on-the-job injury, nursing home neglect incident, slip-and-fall, or boating accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Alabama Personal Injury Lawyer

The post Put Your Hands on The Wheel Has New Meaning in Alabama first appeared on Steele Ritchie .

Traffic Wreck: What You Post Can Cost You $$$$$

Wed, 27 Mar 2024 19:01:00 GMT

If you are in a wreck and want that check, DO NOT POST ON SOCIAL MEDIA. I guess I have said this a thousand times. Now, one thousand and one, DO NOT POST ON SOCIAL MEDIA.

The reason should be obvious: insurance adjusters will read your Facebook, Instagram, or TikTok. Even a post that is not about your accident can show you being active and, therefore, not appearing to be seriously hurt.

One story I heard had a friend writing, “Sorry about your accident. I’m so glad you were still able to come to my party. You’re a dancing machine!!!” Not quite an endorsement that you need long-term care.

The problem has gotten so bad that a Georgia attorney is having clients sign a document stating that they will be dropped as clients if they post.

I tell clients to watch out for the PPCs. So, here is my advice.

And don’t think deleting a post will fix everything. Now, insurance adjusters are arguing that you were trying to hide and even destroy evidence—a very serious charge.

I see this mostly affecting traffic accidents, but my advice is true for slip-and-fall injuries, on-the-job injuries, and almost any injury for which you expect the wrongdoer to pay.

One other note of caution: Be skeptical of anyone you do not know who asks to “friend” you. Investigators will often use this trick to access your profile. If you let them in, all that personal information can be used against you. Remember, here in Alabama, if you are even 1% at fault for the accident, you will collect nothing.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Traffic Wreck: What You Post Can Cost You $$$$$ first appeared on Steele Ritchie .

Alabama Law: You Must Be Hurt to Sue a Doctor

Wed, 20 Mar 2024 19:23:00 GMT

Let me tell you the story of an Alabama man who was almost killed by a healthcare professional. His doctor prescribed a drug, but the pharmacist gave the man a different drug. If taken, that drug would have probably sent him into cardiac arrest and most likely killed him. The man noticed that the shape of the pill was not like the drug he usually took. He did not ingest it.

The man goes to an Alabama lawyer and wants to sue. The lawyer tells him he will lose since he was not injured.

“What?” the man says. “But I could have died.” The man did not like the answer and, as it turned out, he had been to 3 other attorneys who gave him the same advice.

Now, if you were on a jury, what would you decide?

It might be fun to speculate, but it doesn’t really matter since the case would never get to a jury. In Alabama, if you are not injured, you have no case. Let me say it another way: something that ALMOST injured you has no value.

The purpose of a lawsuit is to get you the money you need to get back to where you were before the injury. In this case, you are already there.

It might surprise you how often I have to explain this to someone. This legal fact is true if you find a sharp object in a hamburger that you did not eat or when a fellow shopper almost hit you while parking a car.

One other thing I want to tell you about medical malpractice cases is they are among the toughest to win—only a small percentage of those cases brought in Alabama result in the injured person receiving any money.

However, I strongly believe in knowing your rights before making any serious decision. I suggest you talk to an attorney … but, may I add, listen to what they say.

If you are injured in a traffic accident or suffer any other personal injury like an on-the-job injury, nursing home neglect incident, slip and fall, or boating accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212 .

Allen Ritchie

Alabama Personal Injury Lawyer

The post Alabama Law: You Must Be Hurt to Sue a Doctor first appeared on Steele Ritchie .

Car Insurance Up, Way Up. Gulf Coast Residents Need to Help Themselves

Fri, 23 Feb 2024 22:09:00 GMT

Auto insurance rates are increasing dramatically. Here is what you need to do — get uninsured motorist coverage now. This insurance is specially designed to cover YOU from the driver with little or no coverage.

Here is my thinking. As insurance goes up, fewer people will get it. Already in our state, an estimated 20% of Alabama drivers do not have the state-required minimum. So, who pays if you get hit? Well, your insurance pays …if you bought uninsured motorist coverage.

A recent report from Bankrate shows insurance companies will increase your bill by roughly 26% this year. This increase puts the average cost in Alabama at around $2,200 a year. Though this amount is below the national average of approximately $2,500, I predict it will not stay there for long. Why? Our neighboring state of Florida has a 2024 average rate of about $4,000.

What is the reason for the sizeable increase? Severe weather damage, increased cost of repairs, and some observers say urban vandalism, which translates to auto theft and carjacking. These are not likely to change.

Uninsured/underinsured motorist covers can help solve another auto insurance problem in our state. The required minimum amounts in Alabama are way too little if you get seriously hurt.

Please don’t rely on others to protect you or pay their fair share. Protect yourself with good, solid insurance, no matter the cost. You will be so glad you did if you need it.

Let me add that uninsured motorist coverage is some of the least expensive insurance available.

If you are injured in a traffic accident or suffer any other personal injury like an on-the-job injury, nursing home neglect incident, slip, and fall, or boating accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping people, especially in the southwest Mobile area. Give us a call at (251) 666-1212.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Car Insurance Up, Way Up. Gulf Coast Residents Need to Help Themselves first appeared on Steele Ritchie .

Lawyers Don’t Fight for Your Money

Fri, 16 Feb 2024 18:20:00 GMT

You’ll see ads where lawyers say they will fight for every dollar. Well, they don’t. Fight, that is. The law is more a mental skill than a physical one. Here is the reality of what you will see.

Any lawyer who screams or pounds the table in a courtroom may find him or herself in jail. I do not know any lawyer who got more money for a client by treating anyone to a fight. If that happened, it would upset the judge and be off-putting to the jury – which I suspect would take it out on the offending lawyer’s client.

In the legal business, either you can prove what happened, well, really did happen, or you can’t.

Now, a lawyer being thorough can mean more money to you. For example, checking video cameras or recruiting knowledgeable experts can help prove your case. But this is best done by methodically going through all the options. Why don’t you see this on TV? That image – though reality — does not make for a dynamic 30-second commercial.

Bottomline – choose determined over showy. By the way, my partner, Jason Steele, is especially known for his methodical approach to covering cases.

Let me give you one more tip in judging lawyer commercials. If you never get to speak with the person you see on the screen, you probably need to be at a better place. Every lawsuit requires many different people working towards the same goal, but you should be able to meet with the head person.

Jason and I strongly believe if you call us, you can meet with us. You have the right to know the people who are outthinking the other lawyers.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Lawyers Don’t Fight for Your Money first appeared on Steele Ritchie .

Mobile & Mardi Gras Law: Keep Calm and Throw On

Fri, 09 Feb 2024 19:05:00 GMT

We love Mardi Gras in Mobile. I mean, WE LOVE MARDI GRAS IN MOBILE. Though the police seem to be more forgiving this time of year, there are some laws you are best to follow.

Accept the Danger of Flying Moon Pies. If you get hit with a pastry that is shaped like a planetoid, well, it may be hard to find a jury that thinks it is the krewe’s fault. The same can be said for flung beads. Watch out for flying objects and protect children. It has been known that some folks get overzealous and throw bags of beads or boxes of Moon Pies. If this happens, a jury might find in your favor.

Do Not Jump Over Barricades. The railings are there for a reason. Every police officer will have a ticket book and is capable of issuing a citation. Do you really want to extend Mardi Gras with a court date?

Do Not Throw Things Back . If you throw anything at a float, band member, or anyone marching, you may be arrested and spend the rest of the good times in jail.

Watch the Parades. Don’t Join the Parade . You cannot follow the floats. If you do, you could quickly be marched into the back of a patrol car.

No Underage Drinking. Really, do I have to mention this? I do because it happens. Just don’t. The child and the person who bought the liquor could be in serious trouble.

Some Mardi Gras Tips. If you need police assistance during a parade, go to the nearest intersection. I can almost guarantee you will find a uniformed officer there. Plus, put a card with your name and cell phone number in your child’s pocket. If you need it, you will be so glad you did.

Another Tip from a Mardi Gras Pro: I have attended more Mardi Gras parades than I can count and collected more Moon Pies than I should. Here is my tip … heat that Moon Pie in the microwave for a few seconds. I suggest about 8. No matter the time of year, you will fall in love with Mardi Gras all over again.

Some Tillman’s Corner Fun . If you like Mardi Gras and motorcycles, let me suggest the Mardi Gras Biker Ball, presented by the Mob Town Riders, on Feb. 10 at Tillman’s Corner Community Center. There is a fee, but they really let the good times roll.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Mobile & Mardi Gras Law: Keep Calm and Throw On first appeared on Steele Ritchie .

Alabama Accident: Learn This or Lose Money

Fri, 02 Feb 2024 22:37:00 GMT

Pass this around to your family and friends. They will need it when the time comes. I suggest you mentally practice these so that they become routine.

Here we go.

In an accident, admit nothing.

If you are even 1% at fault in Alabama, you will collect nothing. Do not even say, “I’m sorry.” Trying to help someone and say something soothing is natural, but this phrase can cost you plenty. You can ask questions like “Are you hurt?” or “Should I call an ambulance?” But you never want to give even the impression that you are responsible.

There is one other time you should not talk before getting legal advice. That is when asked to give a recorded statement by an insurance company. You ultimately may have to give one, but I strongly advise that you not do so without first talking with a lawyer.

Don’t delay medical treatment.

I don’t know if it is the adrenaline that floods the body after an accident or some fake show of strength, but way too often, people will try to minimize their injuries. Imagine you were on a jury and a person waited days, even weeks, to seek medical help. What would you think? That is why seeking immediate medical treatment is vital to your receiving a maximum settlement.

Discuss these simple rules with family members, especially young adults or teens in your household. As I so often see in my practice, it can mean receiving the money needed to get better or not receiving any money at all.

If you are injured in a traffic accident or suffer any other personal injury like an on-the-job injury, nursing home neglect incident, slip and fall, or boating accident, you can talk to us at the law firm of Steele Ritchie for free. We genuinely want to help. We are local attorneys with decades of experience helping the people of the Mobile area. Give us a call at (251) 666-1212.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Alabama Accident: Learn This or Lose Money first appeared on Steele Ritchie .

Accidents and Death: It Is So Odd in Alabama

Fri, 26 Jan 2024 22:21:00 GMT

Dead is “dead and forgotten” in Alabama. At least, that is the way it seems.

Here is the reason why. In other states, the family of a person killed in, say, an auto accident can sue for the money that person would have contributed to the family income. Some examples are the cost of raising the children, the funds needed to pay the rent, and even the value of love and companionship. That is not the case in our state. Our state only lets you collect money a judge or jury thinks is equal to what it will take to get the bad guy not to kill anyone else.

This may surprise you, but Alabama attorneys have fought with insurance companies to try and prove an accident on the state line was in Mississippi, Georgia, or Florida. It can mean the difference between a few thousand dollars and a few million dollars for the surviving family members.

To me, here is the oddest part of our law. While other states focus on helping the surviving family members, Alabama concentrates only on punishing the wrongdoer.

Another strange fact is that only the personal representative (a person usually named in a will) can file a lawsuit in Alabama. Unless that person is a family member, no relative can pursue the case.

Here is another reality. There are time limits. So, I suggest that if a family member dies during an accident, you talk to an Alabama personal injury lawyer, such as myself, as quickly as possible.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, wrongful death, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you get back on your feet.

Plus, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We’ll have some legal information you can use. Plus, we specifically set aside a few hours on Monday morning to answer any questions you may have in real time. Just call our office.

Alabama Personal Injury Lawyer

The post Accidents and Death: It Is So Odd in Alabama first appeared on Steele Ritchie .

Need To Know: Alabama Law & Traffic Accidents

Fri, 19 Jan 2024 20:51:00 GMT

Hit by another driver? Want your fair share of the available insurance money? To help in that, you need a “crash” course in Alabama auto wrecks .

First, this might shock you, but every year, Alabamians receive about $4 billion in compensation for traffic accidents. Yes, 4 billion with a B.

This money falls into three categories:

To maximize your dollars, here is my advice:

If you suffer from an accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Steele Ritchie LLC (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We will return to our 30-minute show next week. All this season, we have been putting aside a few extra hours on Monday mornings to answer any of your legal questions. Just call our office.

Alabama Personal Injury Lawyer

The post Need To Know: Alabama Law & Traffic Accidents first appeared on Steele Ritchie .

Alabama Roads: Night Walkers and Death

Mon, 15 Jan 2024 20:21:00 GMT

Here is the shocking truth: 75% of pedestrian deaths are at night.

You need to know this fact because, one, you do not want to be hit, and two, you do not want to hit anyone else. Even more shocking is that this number of nighttime accidents does not happen in other industrialized countries.

The sheer number of pedestrian deaths is staggering … 7300 U.S. walkers died in 2021. This is coming to public attention because of a deeply insightful New York Times article by Emily Badger, Ben Blatt, and Josh Katz.

I deal with traffic accidents every day. Many are from the carelessness of a driver … looking at a cell phone, driving too close, not slowing down at a construction area … but this research shows that we have purposefully designed our roads to ignore those who do not drive a car or truck.

This sounds true to me. We have prioritized cars and trucks getting from one place to another quickly. Here in Mobile, we have interstates running through the city. Also, traffic lights are only for cross streets, which results in some pedestrians having to walk blocks to cross the road safely.

To answer the question of why this is happening in America, it seems logical that many European cities were designed before the invention of the car, so they were mapped out to encourage people to walk. Another interesting fact is that 70-75% of European cars have manual transmissions. That requires two hands to operate … so you can not hold a cell phone.

There are other reasons why pedestrians may be in more danger at night, for example, mental illness, drugs/alcohol, cell phone use, and lack of reflective clothing.

Here is my advice. If you drive at night, watch out for the person walking. You may think you have the right of way and that the person needs to look out for you. But I have seen families destroyed after such an accident, and you do not want to be one of them.

If you suffer from an accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We will return to our 30-minute show later in January. All this season, we have been putting aside a few extra hours on Monday mornings to answer any of your legal questions. Just call our office.

Alabama Personal Injury Lawyer

The post Alabama Roads: Night Walkers and Death first appeared on Steele Ritchie .

Night Traffic Deaths: 9X more likely

Fri, 05 Jan 2024 23:02:00 GMT

If you drive at night, you are more likely to die at night. And I mean much more likely.

Another study showing the increased danger of night driving has come to my attention. Not because there are significant traffic deaths after dark; we knew that, but instead, it found that daylight savings time increases those deaths. When you think about it, it is not all that surprising. As it gets darker earlier, all the bad things about driving at night simply affect more people.

So, what is causing the danger? The number one reason is that you cannot see as far down the road with headlights as with sunshine. Headlights give you about 250 feet of visibility. If you are traveling at 70 miles an hour, you can cross that distance in 2 seconds. Not much time to react.

Two other important reasons for traffic trouble are drowsiness and drunk driving. Both are arguably nighttime problems.

Tiredness seems to be most prevalent between midnight and 6 am. A driver can quickly lose control of a vehicle if they close their eyes for even a second.

As for drunk driving, what can I say? To be safe, you need to watch out for erratic behavior. The drinker is not looking out for you.

As a younger man, I felt that driving at night was when you could lower your guard a little and enjoy the ride. But my work here at the law office and in reading a lot of research has taught me that this is just not so.

If I could give just one piece of advice about night driving, it would be to slow down. Whether you can see it or not, there is potential danger down the road.

If you suffer from an accident – car, boat, on-the-job, slip and fall , nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show later in January. All this season, we have been putting aside a few extra hours on Monday mornings to answer any of your legal questions. Just call our office.

Alabama Personal Injury Lawyer

The post Night Traffic Deaths: 9X more likely first appeared on Steele Ritchie .

2024: New Year, New Alabama Laws

Sat, 30 Dec 2023 00:20:00 GMT

Behave badly in a boat? You now have a better chance of seeing the inside of an Alabama jail.

Boating Changes

Starting January 1, our state will treat boating incidents more like car and truck accidents. Here is an example: reckless boating, which was a misdemeanor, is now a boating violation. That change means tickets cost more, and jail time can be included. Increased penalties are also included for having a child under 8 on board without a life jacket and boating without a safety certification.

My strong legal advice … check the new law before you put your boat in the water this year. I expect the new laws will mean more vigorous enforcement.

Overtime Changes

Now, this is a little tough to understand, and I am not a tax lawyer, but here goes. The state of Alabama will not charge state income tax on overtime. I am told it should save hourly workers who do work past 40 hours a week about 5%. I am trying to imagine how employers will keep up with this.

Adoption Changes

Our state adoption laws have not changed in about 30 years. Starting in 2024, adopting a child should be easier and quicker. The significant change is separating child adoption from the process of appointing a guardian for an adult. The new law also opens communication between the different court systems.

New Specialty License Plates

If you want to pay for a license plate to help a good cause, there will be several new ones this year. For example, helping veterans of recent conflicts, brain cancer research, and emergency medical service providers.

Doggie Dining Still Rocks

I am happy to report the dogs allowed in outdoor seating at Alabama restaurants is still on the books. Woof.

If you suffer from an accident – car, boat, on-the-job, slip and fall, nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Alabama Personal Injury Lawyer

The post 2024: New Year, New Alabama Laws first appeared on Steele Ritchie .

Can You Legalize a Santa Poem? You Bet!

Fri, 22 Dec 2023 20:19:00 GMT

I like to laugh. It is just the ho, ho, ho of the season that gives me great joy. And it seems other lawyers think the same.

One of my favorite seasonal favorites is reading the legalized version of ‘Twas the Night Before Christmas.

First, a section of the original – which is really called A Visit from St. Nicholas by Clement Clarke Moore. I am sure you will recognize it.

‘Twas the night before Christmas, when all through the house

Not a creature was stirring, not even a mouse;

The stockings were hung by the chimney with care,

In hopes that St. Nicholas soon would be there;

Now, here is how a lawyer would write it. According to a Wall Street Journal article, no one knows the original author.

Whereas, on or about the night prior to Christmas, there did occur at a certain improved piece of real property (hereinafter “the House”) a general lack of stirring by all creatures therein, including, but not limited to a mouse. A variety of foot apparel, e.g., stocking, socks, etc., had been affixed by and around the chimney in said House in the hope and/or belief that St. Nick a/k/a/ St. Nicholas a/k/a/ Santa Claus (hereinafter “Claus”) would arrive at sometime thereafter.

It sure sounds like the lawyers I know. If you want to read more click here .

Now, one of my other favorites. Lawyer David J. Pigott is the author.

Twas the night before Christmas, when the elves thought it’d be cute

To hit dear old Santa with a labor dispute.

It seems old Saint Nick had a duty of care,

And the elves all agreed their pay was unfair.

Santa’s lawyers were nestled all snug in their beds,

While visions of slip-and-falls danced in their heads.

I especially like that last line. If you want to read the whole poem, you will find it by clicking here.

I hope you have a joyous Christmas. Be safe, and to all a good night.

By the way, here is the original Wall Street Journal article – https://www.wsj.com/articles/BL-LB-50194

If you suffer from an accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show in January. All this fall, we have been putting aside a few extra hours on Monday mornings to answer any of your legal questions. Just call our office.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Can You Legalize a Santa Poem? You Bet! first appeared on Steele Ritchie .

Alabama and Christmas Spirit. Bah Humbug

Mon, 18 Dec 2023 14:34:00 GMT

Here is the shocking news I discovered this week. Alabama is rated 50th in Christmas spirit. Thank God for Washington, D.C., it was 51st.

I am not sure GetCenturyLink.com has it right, but I have seen a dip in Christmas support here in the Bay area. There seems to be fewer decorations, less excitement for gift-giving, and fewer parties with free food. I really miss the latter.

Here are some of the Christmas-themed legal questions I have gotten this year. A little more Grinch-like than usual.

Can my boss make me work on Christmas?

Well, in Alabama, your boss can do that, assuming it is a private business without any employee agreement. In fact, the company does not have to give you holiday pay and can fire you if you refuse to come to work. Do you see the Grinch-like theme?

Can I put lights on my pickup truck?

Yes, as long as you don’t move it. Here is the deal in Alabama – don’t do anything that will make your car or truck look like an emergency vehicle. Again, this rule only applies if it is moving.

By the way, antlers from the back windows are perfectly fine, as is a wreath where the spare tire goes.

Can I fry a turkey inside my house?

Yes, as long as you do not want to live. Actually, no law prevents it, but you are without common sense. Fire is the most significant danger in frying a turkey. Everyone, and I mean everyone from firefighters to most neighbors, suggests you fry outside, with a fire extinguisher handy and no liquor inside the person frying. A side note: just talking about fried turkey makes me salivate.

Stay safe. We want you to be around to tell those stories about your cousin at Christmas dinner.

Here is my wish for you this Christmas: that you find the holiday spirit and share it with someone else. I am sure going to try. Merry Christmas.

Alabama Personal Injury Lawyer

The post Alabama and Christmas Spirit. Bah Humbug first appeared on Steele Ritchie .

Alabama: Do You Want Safer Roads or Less Laws?

Fri, 08 Dec 2023 17:10:00 GMT

In Alabama, we generally don’t like being told what to do, but we also do not like to be in a traffic accident while driving to the beach. This reality may be why we are in the middle of the national ranking for safe roads. Mississippi and Georgia are right there with us. Florida, well, they flunked.

All this is based on how many safety laws individual states have enacted. They include things like required child restraints, DUI and distracted driving laws, and the use of technology to find lawbreakers.

Of the 16 laws recommended by Advocates for Highway and Auto Safety, Alabama has 6. Why do we not have them all? Well, we do have most. It is just that we are pretty lax about it. For example, an Alabama law requires backseat passengers to be buckled up. However, state troopers can only enforce the requirement if some other law is broken first.

We do get credit for automated speed enforcement. That is like the cameras that record your speed and read your car tag. The ticket is sent to you in the mail. Alabama allows it, but it is not used that often. This is not the case in Washington, D.C., where an acquaintance didn’t understand the rules and got hit with several tickets mailed to his Mobile address.

If you want to read about all 16 suggested laws, click here – Advocates Roadmap to Safety

So, would you vote for a politician that gave you safer roads but also more laws to follow? This may explain why we are in the national middle.

Drive safely this holiday … and, in fact, all year long.

If you suffer from an accident – car, boat, on-the-job, slip and fall , nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Alabama Personal Injury Lawyer

The post Alabama: Do You Want Safer Roads or Less Laws? first appeared on Steele Ritchie .

Alabama Law: Ho-Ho-Ho with Your Bros, Bros, Bros

Fri, 01 Dec 2023 18:05:00 GMT

You want to throw a great Christmas party. You want everyone to have a good time. But let’s face it, if anyone goes to jail, it should be the other guy.

So, know what Alabama law says about having the gang over.

Generally, you are not responsible if your guests have too much to drink and hurt themselves. For example, a cousin falling off the porch doing that funny elf dance.

However, if that same person hurts someone else, our state takes that very differently.

Legal Bottomline: Alabama’s Dram Shop and similar laws will hold you responsible if you serve a drunk person more drinks and they are involved in an accident. In our state, it does not matter if they paid for the drinks or not. Want even more trouble? Lend that intoxicated person your car or a firearm.

Here from Alabama’s Dram Shop law: “Every wife, child, parent or other person who shall be injured in person, property or means of support by an intoxicated person or in consequence of the intoxication of any person shall have a right of action against any person who shall by selling, giving or otherwise disposing of to another, contrary to the provisions of law, any liquors or beverages, cause the intoxication of such person for all damages actually sustained, as well as exemplary damages.”

If you are too drunk to understand that, then sit down, don’t drive, and, my God, don’t touch a gun.

Here is the other legal no-no to your ho-ho. Do not serve alcohol to minors. That is anyone under the age of 21 – even if they are in the military. If trouble happens or they get hurt or hurt others, you will pay and may have to do jail time.

It may sound like I don’t take this issue seriously. Well, I do take it very seriously. If you are unwilling to cut someone off, take away their keys, or make them spend the night, don’t host a Christmas party.

Hopefully, you will never have to be the Grinch in your own home … but you must be ready if needed.

Alabama Personal Injury Lawyer

The post Alabama Law: Ho-Ho-Ho with Your Bros, Bros, Bros first appeared on Steele Ritchie .

Fatal Alabama Wrecks During Thanksgiving, Mostly at Night

Wed, 22 Nov 2023 16:13:00 GMT

Night driving can be dangerous in our state. A study by the University of Alabama says during Thanksgiving, fatal crashes are 70% more likely to occur when it is dark.

Once you think about it, the reasons may be apparent. First, drivers can’t see as much at night. Plus, the bright lights on some vehicles can temporarily impair what they can see. Second, people who drink and drive are more likely to have had too much after a full day of drinking.

The study looked at 5 years of Thanksgiving accidents. There were 543 alcohol-related wrecks, and how many happened at night – almost all of them 410.

But here is the real shocker. People who are killed on Alabama roads are more likely NOT to be wearing a seatbelt. I guess that makes sense, too. People who don’t wear seatbelts are probably not the type to obey other safety and driving rules.

Here is one other observation from my case file. It is not new that drivers are losing control because of cell phone distractions. You can see that most days on I-10. But I am seeing more people crossing the white line because they are dozing off. Surprisingly, many people report they knew they were closing their eyes while at the wheel but did nothing about it.

The holiday season is just starting up. Be careful — especially at night.

Alabama Personal Injury Lawyer

The post Fatal Alabama Wrecks During Thanksgiving, Mostly at Night first appeared on Steele Ritchie .

Make This Thanksgiving the Safest Ever

Sat, 18 Nov 2023 13:31:00 GMT

Think of me as your safety turkey. Wait, let me rethink that.

In the meantime, let me share some of the safety tips I have learned from helping injured people over my many years of Thanksgiving.

First, if you are traveling out of Alabama, make sure your car is in tip-top shape. Tip-top is a technical term, meaning the condition your father or mother would approve.

Next, when traveling on a long trip, stop and rest. I don’t know why, but Southerners feel we have to set an endurance record going to grandma’s house. A tired driver means sloppy driving and a greater chance of a wreck.

Tell some people that you trust where you are going and when you should get there. With the technology built into some cars and most all cell phones, you can be found if trouble develops. BUT someone must alert the authorities.

Don’t put frozen meat into a boiling tank of oil. See last year’s turkey frying advice. I can almost guarantee that someone from around here will explode a turkey, sending that bird flying like it never did in life and putting the entire neighborhood in danger.

Lastly, protect your property by not advertising that you are out of town on every type of social media you can find. You might as well hang a sign stating, “Come Take What You Want.” Now, when you get back, you can post all about your great holiday.

One more thing – take a moment to be thankful. Bad things happen to everyone sometimes, but South Alabama is a great place to live, and there is no other country I would want to call home. If you feel inclined, say a little prayer of thanks also.

Happy Thanksgiving, everyone. Stay safe.

Allen Ritchie

The post Make This Thanksgiving the Safest Ever first appeared on Steele Ritchie .

New Law – New Vet Benefit

Fri, 10 Nov 2023 17:12:00 GMT

If you know a veteran exposed to toxic chemicals, make sure they know about a new law.

It is called the PACT Act, and it expands benefits for veterans exposed to burn pits, Agent Orange, and other toxic substances. The president signed the legislation about a year ago, but surprisingly, not all veterans and their families know of the help being offered.

Generations of veterans injured by toxic chemicals can now get added help — including cash. Here is an example: in some cases, veterans who are rated 100 percent disabled for injuries sustained during their military service can receive more than $4,000 a month. Also, this money and other benefits can extend to the veteran’s family.

There is a lot in the new law. It is perhaps the largest healthcare and benefit expansion in VA history. Contact the VA for more information.

On this Veterans Day, let me remind you to share information about the toxic drinking water at Camp Lejeune. For years, I have been a strong advocate for veterans and their families who have been injured there. Call our office if you need more info.

I would also like to encourage your support of the Honor Flight program. This is where veterans are taken to Washington, D.C., to see the monuments a grateful nation has erected in their honor. I joined a flight that took my father and other veterans to see the WWII Memorial. It was one of the most moving experiences of my life.

During this holiday, I hope you will tell a veteran that you appreciate their sacrifices. It is why you can live in this great country. Let me add just a note to the families of the veterans. Thank you. Your sacrifice is just as greatly appreciated.

Alabama Personal Injury Lawyer

The post New Law – New Vet Benefit first appeared on Steele Ritchie .

Hurt at a Stadium? Who Pays?

Fri, 20 Oct 2023 18:58:00 GMT

When you hear a coach say, “Keep your eye on the ball.” The advice may be to the players … and to the fans.

Here is why.

As a rule, the law says if there are inherent dangers in watching a sport and you decide to attend, you are responsible for any injury. So, if you get hit by a football, sorry for your luck.

If you like football, and I do, here is some good news. It is not the most dangerous sport for fans.

The following may not surprise you, but the riskiest is hockey. An article published in 2000 stated that in 127 National Hockey League games, a puck injured 122 fans – 30 required stitches, and roughly 60 went to an emergency room.

The next most dangerous sport for fans is baseball, with racing and golf following behind. Here is my observation. The sport is potentially hazardous if you routinely see a ball, puck, or … tire enter the crowd.

Now, other laws cover other stadium injuries. Alabama slip and fall laws are in effect whether you are cheering or shopping. Stadiums are required to provide a safe environment, just like any other business in our state. If the stadium operators are found negligent, you can collect on medical expenses (past and future), your lost wages, pain & suffering, and so much more.

In closing, let me add that you can’t go hitting people who cheer for the wrong team. That is a whole different set of laws and could mean jail time.

If you suffer from an accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Hurt at a Stadium? Who Pays? first appeared on Steele Ritchie .

Alabama Danger: Big Rigs Stopped on Ramps

Fri, 13 Oct 2023 18:01:00 GMT

Pick your danger. Do you want tractor-trailers parked just off the roadway, or drowsy drivers pressing on to their destination? Neither option is good, and both are becoming more common on Alabama highways.

Why You’re Seeing More 18-Wheelers on Ramps

There’s a national shortage of safe truck-parking. According to safety research, the U.S. has roughly one legal parking space for every 10–11 big-rigs on the road. Federal hours-of-service rules limit how long drivers can be behind the wheel. When the clock runs out, many truckers stop wherever they can. That often means exit and entrance ramps or the narrow shoulder just beyond the fog line.

Drivers tell us they don’t want to park on the side of the road, but they’re left with few options late at night. Others bunch together where they feel safer in numbers, creating long, dark walls of trailers that are hard to navigate around — especially at night or in bad weather.

Why Parked Semis Are So Dangerous

For car and motorcycle drivers, parked tractor-trailers create unexpected hazards:

Limited sight lines. A line of tall trailers along a ramp can block the view of merging or through traffic.
“Brick-wall” effect. There is almost no give if a vehicle strikes the back or side of a parked semi.
Motorcycle risks. Riders turning onto a ramp may be surprised by trailers on both sides, lose a clear escape route, and go down.
Nighttime visibility. Dark trailers, weak or missing hazard lights, and curves combine to make a stopped rig hard to see until it’s too late.

We have seen and heard of devastating crashes where a driver hit the end of a parked trailer at highway speed or a rider lost control while threading through tall vehicles on a ramp.

Is It Legal to Park a Big Rig on Alabama Ramps?

Generally, parking on the interstate is illegal. Truck drivers sometimes argue ramps are not part of the highway itself, but cities and counties often have ordinances that prohibit stopping or parking on ramps and shoulders except for emergencies or breakdowns. Enforcement varies by location and circumstances. Bottom line: even when a driver feels forced to stop, the risk to the public is real.

How to Protect Yourself When Entering or Exiting the Interstate

A few adjustments can meaningfully lower your risk:

Ease on, don’t rocket on. When you turn onto a ramp, build speed gradually and scan far ahead before committing to the merge.
Use all your lights and your eyes. Headlights on at dusk, keep your windshield clear, and look for reflective tape or marker lights on trailers.
Give yourself an out. Maintain space so you can brake or steer around a problem. This is especially important on narrow ramps with limited shoulders.
Expect parked vehicles at night. Slow slightly and create a bigger buffer when you can’t see around the curve or over a hill.
For motorcyclists: stay out of blind spots, keep a finger over the brake, and avoid riding between rows of parked trailers if possible.

What To Do If You Strike a Parked Semi-Truck

If a collision happens, protecting your health and your rights comes first:

Get to a safe location and call 911 . Request police and medical help for anyone who may be injured.
Do not move your vehicle unless safety requires it or police direct you.
Photograph everything : the truck, trailer rear and side, any reflective tape, hazard lights, cones/triangles, skid marks, and the surroundings (including signage and lighting).
Collect information : driver’s name, trucking company, DOT/MC numbers on the door, trailer number, insurer, witness contacts, and any dash-cam footage.
Avoid discussing fault at the scene.
Seek medical care right away — even if you feel okay. Some injuries show up hours later.
Call an attorney quickly. Trucking companies and their insurers respond fast. You should, too.

How Steele Ritchie, LLC Can Help

Serious crashes involving parked tractor-trailers aren’t simple “fender-benders.” They can involve federal regulations, company safety policies, hours-of-service logs, and electronic data from the truck. Our team investigates quickly, preserves evidence, and helps you understand your options.

Free Consultation

If you or a loved one was hurt in a crash with a parked semi-truck, motorcycle wreck, or other roadway incident, Steele Ritchie, LLC is here to help. We’re local attorneys with deep roots in Mobile and the Gulf Coast, and we take the time to treat people with dignity and respect.

Call (251) 666-1212 or request your free consultation online: https://www.steeleritchielaw.com/contact

There is no fee to talk with us. We’re ready to listen, explain your options, and help you move forward.

The Law and Your Car After a Wreck

Fri, 06 Oct 2023 17:06:00 GMT

You could lose thousands of dollars after an accident. Why? You undervalued your car.

Here is the sad truth. If your vehicle is damaged after an accident, it is worth less money. You may think that fixing it is enough, but when you go to sell it, you will see much lower offers. Would you pay the same for a wrecked and a never-wrecked vehicle? No.

As accident lawyers , we know that you need to be compensated for this loss. So, let me explain diminished value.

Your car or truck is worth one price just seconds before the accident and another just seconds after. Setting that value can be tricky, but the result can mean a good chunk of change in your pocket. Here is an example: say your vehicle is worth $50,000. Just a 10% drop is $5,000. That’s cash you need replaced by the insurance company.

Generally, you have two years to claim this value. That is the statute of limitations in Alabama. But there is a restriction: the other driver must be 100% at fault for the diminished value payout to apply.

It can get complicated. If the insurance company is playing hardball, we have to hire appraisal experts that the court recognizes as, well, experts. Having your local mechanic or someone from the dealership give you a value won’t do.

For many people, a car or truck is one of the major assets they possess. Don’t give up that value without a fight.

If you suffer from an accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show in January. All this fall, we are putting aside a few extra hours Monday mornings to answer any of your legal questions. Just call our office.

Allen Ritchie

The post The Law and Your Car After a Wreck first appeared on Steele Ritchie .

Alabama Law: Uber’s Million Dollar Policy If You Are Hurt

Fri, 29 Sep 2023 16:33:00 GMT

If you are hurt while riding in an Uber, who pays? It seems like Uber would, but that is not always the case. Uber has been known to fight claims from passengers even though the company holds a $1,000,000 policy meant to protect riders.

The major problem that I see is if the driver’s Uber app is not on when the accident occurs. In this case, you must rely on the driver’s individual coverage. Though Uber does require each driver to maintain the state minimums, that is not much money, especially if you are seriously injured.

Plus, in our state, you cannot collect anything if you are even 1% responsible for your injuries. So, the insurance company might argue that you did not have on your seatbelt, or you were distracting the driver, or just about anything else, so they do not have to pay.

Now, if you plan to collect on the million dollar policy, be aware that it only applies to passengers (that means that you and the riders in the other car), the driver of the other vehicle, and pedestrians. It does not cover the Uber driver. However, the driver can try to collect from the person who hit them.

Complicated? You bet. With the million dollar policy, your insurance, the driver’s insurance, and the insurance of the people in the other car, it gets confusing. You can see why you need a skilled rideshare injury attorney.

My experience is that few companies pay without a fight.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show in January. All this fall, we are putting aside a few extra hours Monday mornings to answer any of your legal questions. Just call our office.

Alabama Personal Injury Lawyer

The post Alabama Law: Uber’s Million Dollar Policy If You Are Hurt first appeared on Steele Ritchie .

Woman Stuck in Porta Potty: No One to Sue

Fri, 22 Sep 2023 12:24:00 GMT

First, the law part. If you get hurt, you generally sue the person responsible. In Alabama, if you are even 1% at fault, you get nothing. In every state, if you are 100% at fault, you get nothing.

So, members of the jury, I present our case.

The sounds of a woman screaming from inside a portable toilet drew quite a crowd. The door was locked, so they asked if she could release the latch. “No,” was the reply. Why? Her head was in the toilet. In fact, almost her whole body was in the toilet. She had dropped her Apple Watch and was trying to get it back.

Officials had to dismantle the toilet, and a strap was used to hoist the woman to safety.

According to AL.com, the Michigan State Police has issued a statement. “If you lose an item in an outhouse toilet, do not attempt to venture inside the containment area. Serious injury may occur.”

Why do I think their lawyer wrote that statement?

Now, to my knowledge, there are no lawsuits pending, and in my opinion, she is more likely to be sued by the portable toilet owner than she is to win a lawsuit against them. But what do you think? I guess there was no sign that said not to go into the bowl.

Discuss among yourselves.

The only thing everyone can agree on … this case skinks. Hey, I’m a father. I can make dad jokes.

If you suffer from any other accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show in January. All this fall, we are putting aside a few extra hours Monday mornings to answer any of your legal questions. Just call our office.

Alabama Personal Injury Lawyer

The post Woman Stuck in Porta Potty: No One to Sue first appeared on Steele Ritchie .

Slip & Fall: Serious Injury, Even Death

Mon, 18 Sep 2023 12:54:00 GMT

It may all be for laughs in the movies, but real slip and fall accidents can be deadly. Falls are often listed as the third largest cause of death for Alabama workers. Yes, death. The average cost of medical care is more than $30,000.

Though people often think that the words slip and fall are redundant, they are actually two different types of injury. A slip happens when there is too little friction between your foot and your walking surface. Think about water on a store’s linoleum. A fall requires a slip plus body movement that makes you lose your balance. Think of your foot on a ladder.

My partner, Bill Eiland, is known as one of the state’s best slip and fall attorneys . He is often asked to take over cases other lawyers find too difficult. That is because every slip and fall case requires the wrongdoer to know, or should have known, about the danger. It sometimes requires a lot of good lawyering to prove that.

One thing that might surprise you is that slip and falls are not just against businesses. Your friends and neighbors are legally responsible for keeping their home and property safe. Another surprise is that these cases are often a fight with the homeowner’s insurance company and not directly with the neighbors.

If you are the victim of a slip and fall, my number one piece of advice is to get medical care. You will need that documentation if you plan to collect for your injuries.

If you suffer from an accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that chat is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show in January. All this fall, we are putting aside a few extra hours Monday mornings to answer any of your legal questions. Just call our office.

Allen Ritchie

The post Slip & Fall: Serious Injury, Even Death first appeared on Steele Ritchie .

Termite Untruth: They Only Attack in Summer

Fri, 08 Sep 2023 18:26:00 GMT

We deal with the problems of termite infestation and protection policies all year long. Just because you think summer is ending does not mean your bug problem has vanished.

Here is the truth. Yes, termites are most active in the spring and summer. However, that does not stop these pests from eating your house all year. They can still be active and cause significant damage.

My strong advice is now that the weather is getting a little more bearable, check your house for termites. The Mobile area has one of the nation’s worst termite problems.

Our years of experience have found a few other things you need to know.

If you have a termite protection policy and find termites, something is likely wrong with the treatment. We have found companies that charge for protection but never actually treat houses. We have also seen companies that reduce chemicals to save money and not kill all the bugs.

If you suffer from termites or any other accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

Join us on Sunday night for a shortened NBC 15 LawCall show here in Mobile. We are taking a break during football season but will return to our 30-minute show in January. All this fall, we are putting aside a few extra hours Monday mornings to answer any of your legal questions. Just call our office.

Alabama Personal Injury Lawyer

The post Termite Untruth: They Only Attack in Summer first appeared on Steele Ritchie .

Put Your Feet on the Dash, You May Never Walk Again

Wed, 30 Aug 2023 19:55:00 GMT

With the last big summer holiday here, I could tell you about increased traffic, drinking, and accidents. But you know all that. However, here is something you may not know.

The traditional barefoot activity of putting your feet on the dashboard could mean serious injury. And I mean serious. Imagine this – your knee could end up taking out your eyeball. It happens.

There are many reasons that dashboard footrests are unsafe. Let me focus on 3:

Airbags

They shoot out at 100 to 200 miles per hour. They are meant to stop your face from hitting the windshield, but with your knees up, they can also force your legs into your face.

Seatbelts

They are meant to be worn one way — you sitting straight with your feet on the floor. If you are slumped down, seatbelts have been known to injure internal organs and even sever limbs.

Rolling Vehicle

There are roughly a quarter of a million rollovers each year in the U.S. With your feet on the dash, it is likely you will be tossed around inside the vehicle and may even be ejected.

Please believe me when I say you can be permanently disabled. Here are some examples. One girl was in a minor accident but now has screws in her ankles, hips, and knees. She can’t stand for more than a few hours a day. In another accident, a passenger smashed her knees, which required hours of surgery, and as strange as it sounds, she had her forehead removed and surgically repaired. Recovery lasted more than two years.

It is the end of summer, and the Mobile area is a great place to enjoy. Just please be smart … and safe.

If you suffer from any personal injury accident – car, boat, on-the-job , slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you.

This Sunday, September 3, will be the last of our 30-minute NBC 15 LawCall shows for the rest of the year. We are taking a break during football season and will offer 5-minute segments until early January.

All this fall, we are putting aside a few extra hours Monday mornings to answer any of your legal questions. Just call our office.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Put Your Feet on the Dash, You May Never Walk Again first appeared on Steele Ritchie .

Traffic Accident: What Can I Collect?

Wed, 23 Aug 2023 20:03:00 GMT

What is the number one question I get? Not surprisingly, it is “What is my case worth?” This is not because of greed but rather because injured people need money to care for their families and to get better.

The soft answer to the question is – It depends. The real answer is – It depends.

Generally, you will collect based on the severity of your injuries. The reason is simple. The more injured you are, the more money you need.

Here are some things you may collect:

Generally, you are collecting on the insurance of the person who hit you. But remember, this may be quite low. Alabama only requires drivers to carry bodily injury liability of $25,000 per person and $50,000 per accident. Plus, they are required to carry property damage liability of $25,000 per person. This is why I strongly recommend you carry your own uninsured/underinsured motorist coverage.

Let me give you a few other tips I have learned in my many years of experience. You can sometimes combine your home insurance with auto insurance and occasionally use the insurance on other vehicles to help pay your bills. That is why you need a lawyer experienced in auto accidents to examine your case.

Two other things. First, at a law firm like ours, there is never a penny out of your pocket. Legal costs are taken out of what we can collect. Second, never give a recorded statement until you have spoken with a lawyer. In my experience, those are meant to hurt you, not help you.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212. Remember that it is free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Traffic Accident: What Can I Collect? first appeared on Steele Ritchie .

Alabama Law: Taking Dad’s Keys Away

Thu, 17 Aug 2023 14:18:00 GMT

Taking the keys away from an elderly driver is never easy. I know this firsthand. But it is an issue that needs to be dealt with – not only for their safety but for everyone else’s.

Don’t expect the state of Alabama to help you. Our state has some of the most non-restrictive elderly driving laws in the nation.

Now there are many elderly driving statistics out there, and they can be confusing. For example, one study says seniors are only involved in 7% of accidents, but another says they are involved in 60% of traffic deaths. Here is one thing I know: your ability to react quickly to danger will diminish as you get older.

Many European countries handle it by requiring a medical exam to renew your driver’s license. This exam often begins at age 70.

Now this solution is unlikely to become Alabama law. Seniors may drive unsafely, but as every politician knows, they can still vote.

Here is my suggestion. Get your senior to take the AARP Smart Driver Course. https://www.aarpdriversafety.org/why-take-our-course.html It is a 6-hour online program that tests their knowledge. There is a small fee, but it is worth it. We did that with my father, which helped us determine that it was time to retire his driving.

I will add that he did not agree. We had to take the battery out of his car. We thought we solved the problem, but he called AAA and had them bring and install a new one. Just because you should not drive does not mean you are not resourceful.

Good luck. I know it is tough. But love isn’t always easy.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Alabama Law: Taking Dad’s Keys Away first appeared on Steele Ritchie .

Boating Accident: Alabama Law May Not Apply

Thu, 10 Aug 2023 18:15:00 GMT

You have heard about the terrible boating accident on Dog River. But do you know what law applies?

If you are hurt on the water, the most important thing about getting compensation for your injuries is if federal or state laws apply. That is why you need a lawyer who understands how things work here on the Gulf Coast.

The confusion happens because the federal government controls some water, and our state controls the other.

Let me give you some differences that can directly impact your case.

WHAT TO DO IF INJURED

Here at Eiland & Ritchie, we have 3 general rules for any accident.

First, get medical attention. You will need proof from a medical professional that you were injured.

Second, if you can, get evidence. Get photos and witness names. All of this can be very difficult to collect later.

Third, report the accident. You are legally required to do this, but you will also need the report if the insurance company wants to deny the claim.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Boating Accident: Alabama Law May Not Apply first appeared on Steele Ritchie .

Hair Relaxer Lawsuit

Thu, 03 Aug 2023 15:45:00 GMT

Here are the two questions to answer:

If both are true, you need to join a growing number of south Alabama and Gulf Coast women.

Here is the bottom line. Studies have shown that the chemicals in many hair relaxers cause severe medical problems. Now, the battle is on to get compensation for the victims.

POSSIBLE SETTLEMENT AMOUNTS

One of the important questions I am asked is how much money are we talking about? The amount depends on many factors, but it can be substantial. The reason is that you deserve to be compensated for the following:

IS A COURT APPEARANCE LIKELY?

The next question I am often asked is will I have to go to court? It is unlikely. I believe the manufacturers will pool their money, which will be given to victims based on their circumstances. This pooling is why I strongly suggest you have a local lawyer who can look out for your specific interests. You want to be at the front of the line if the money or time runs out.

SPREAD THE WORD

Surprisingly, many families do not know this major lawsuit against hair relaxer manufacturers exists. Tell your friends. There is help, but they have to reach out.

If you suffer from a hair relaxer illness or any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Hair Relaxer Lawsuit first appeared on Steele Ritchie .

Your Honor: Barbie

Fri, 28 Jul 2023 13:11:00 GMT

I am sure Barbie has been a judge, a lawyer, and even a personal injury lawyer. If you have seen that pink convertible at a rear-end collision and she is passing out business cards, you can be sure of it.

Don’t say I am not trendy nor able to grab onto the tiniest bit of influencer hype.

Ladies and gentlemen, I give you pink law.

This fact might shock you, but Mattel does not own the color pink. Nor any shade named Barbie-pink. However, according to trademark lawyers I know (I am not one), trademark rights can be gained by consistently using something, even if not registered with the U.S. government. Barbie is nothing if not consistently pink.

And the toy company has fought to protect its exclusive use of the magenta and pink color, known as Pantone 219C.

Let me give you an example of legal trouble. A potato chip manufacturer made a product called Barbie-Que Honey Truffle. It used the pink color in the packaging. The case was settled within a month. Barbie-Que Chips? If you find any, let me know. My law partner could not resist these.

Do you remember the 1997 song “Barbie Girl”? Do you remember 1997? Well, Mattel went after the record company — not so much for using the name Barbie — but for using pink to promote the song. After a long fight, it was one of the few times Mattel lost. The judge said it was a parody and, therefore, exempted from trademark restrictions.

Barbie pink is known as one of the most defended colors ever. And just in case you are thinking of dipping into your paint box, let me add that UPS’s Pullman brown and Tiffany’s eggshell blue are not far behind.

Artist Barbie needs to watch her palate.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Your Honor: Barbie first appeared on Steele Ritchie .

Aretha’s Will Left in Couch. Who’s Zoomin’ Who?

Wed, 19 Jul 2023 15:21:00 GMT

Last week I told you about getting your will in order and putting it in several places where people can find it.

Now comes word that the great Aretha Franklin did not take any of my advice, and five years after her death, they have found a handwritten will in the cushions of her couch. A Michigan jury has said that it is the legitimate will.

Among the changes from an older will is that the son who had been working as executor was crossed out of the new will, and another son’s name was handwritten in. Also, only one son and his children will inherit Franklin’s house, valued at over 1 million dollars. Like in the older will, the siblings will share equally in Franklin’s music rights.

It is hard to believe that someone as successful would leave things so confused.

So again, here is my advice so you do not do the same.

One family member said they knew the document was legit since Aretha signed her name on the will with a smiley face.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Aretha’s Will Left in Couch. Who’s Zoomin’ Who? first appeared on Steele Ritchie .

Get Your Passing (As in Death) In Order

Thu, 13 Jul 2023 19:47:00 GMT

I usually talk to you about passing as in auto accidents. Today a different type of passing.

My solid legal advice: get your death together.

I have been known to do a will or two and still do them. So, I keep up with these things. Let me give you some real stories that might motivate you to action.

Larry King Un-live

The legendary talk show host did not go to a lawyer to ensure his final wishes were upheld. He wrote a note saying the kids get everything and they should share it equally. California permits informal wills under certain circumstances.

However, a major legal battle is underway. No executor was named, so the family is fighting over who is in charge. His wife says the note doesn’t count since it was done after his stroke, so he was not mentally competent. Remember that old movie line at the reading of the will about being of sound mind and body? By the way, she was left out, which might add to her insistence on a previous will.

And two of the kids have already died, so what do they do? Is the money now split between the remaining siblings, or does it pass to the families of the deceased children? A few bucks to a real lawyer would have fixed all this.

Blotting Out the Names

Here is why you need to have copies in multiple places. An Australian man died. His will was found on his kitchen table two months after his death. BUT the names of the beneficiaries were blocked out by scribbles. Did the man do it? Did someone who was disinherited do it? In the end, a judge ruled that it was like the man never had a will.

Alabama Rules

If you die without a will in Alabama, the state will write one for you. Here is the problem. It may not divide your property and cash as you wish. Here is another state rule, and this may surprise you. You can handwrite a will on a napkin, but it must be properly signed and witnessed. If not, your heirs must use the one the state will write for you.

You may think you don’t have to worry about it after you are gone, but your stuff will go somewhere. It might as well go to the people you want.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Get Your Passing (As in Death) In Order first appeared on Steele Ritchie .

AL: New Laws, New Reasons to Pull You Over

Fri, 07 Jul 2023 16:06:00 GMT

You need to be aware of two new laws in Alabama. Both have minor fines, but they can easily occupy your time as you sit on the side of the road listening to a trooper explain things.

Now, I have told you about the new law involving cell phones and driving in our state. Basically, you are not allowed to hold a phone while driving. One of the reasons behind the new law is to stop texting and driving. The law states you can only use one button or one-finger motion to do anything involving your phone.

Here is another part of the law. You can not watch a movie and drive. Really, we had to make a law about that? Well, yes, we did. Troopers are reporting this movie-watching is actually happening.

Though it is the law now, fines do not start until June 2024 and are roughly $50 a violation plus a point on your driving record.

The other new law is about what you can do if a child is in the car.

Starting the first of August of this year, it will be illegal to smoke or vape if a child 14 or younger is riding with you. And if you are already trying to figure a way around this, the legislation says the law applies if the vehicle is moving or stopped or whether the windows are up or down. Also, it doesn’t matter if the vape has nicotine or not. The fine is about $100.

Here is hoping you will keep safe and keep the interaction with those blue lights to a minimum.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post AL: New Laws, New Reasons to Pull You Over first appeared on Steele Ritchie .

4th of July: We Purchase Over 68 MILLION Cases of Beer

Fri, 30 Jun 2023 14:37:00 GMT

You’re hot, you’re thirsty, and someone gets hurt. And often, it involves water or roads. Welcome to the 4 ^th in the South.

This Allen’s Answers is my annual plea for you to take things slowly and safely.

In our nation, 68 million cases of beer are bought over the 4th of July holiday. And that is not all the alcohol we purchase. Even if you don’t drink, you need to watch out for those who do.

Usually, I warn you about something like fireworks this time of year. But as my clients can tell you, there are so many other ways to get hurt.

Let me shock you.

The major causes of accidents are:

These causes are true on the roads and the water. Here are a few shocking statistics about boating.

OK, let’s not forget about fireworks safety. Statistically, 200 to 300 people will go to an emergency room with fireworks injuries every day of this holiday. That number could be more this year. I saw one statistic that shows fireworks sales have increased by 700%.

Here are my annual safety tips for the 4th:

I hope you enjoy the 4th and spend some time celebrating our great country. I know of no better place to live.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post 4th of July: We Purchase Over 68 MILLION Cases of Beer first appeared on Steele Ritchie .

Motorcycle “Lane Splitting” Legal – But Not Here

Thu, 22 Jun 2023 20:17:00 GMT

Stopped in traffic and had a motorcycle pass you coming down the white strip? That is illegal in Alabama, but it might not be for long.

I am shy of saying watch what they do in California; you might like it. But that state has made lane splitting legal with some restrictions. First, traffic must be stopped or moving slowly, and the bike can’t go over 10 mph.

A new law here may come down to the battle of the experts. California traffic engineers have determined that lane splitting helps traffic flow. As for safety, I can show you a study proving lane splitting motorcyclists are more likely to be involved in an accident than bikers who stay in their lane. We will see.

A dozen states don’t call lane splitting legal, but they don’t call it illegal. One of those is Mississippi. Florida and Georgia go along with Alabama and downright outlaw it.

Let me tell you about two other states with unique motorcycle laws. Utah allows lane filtering. This is when a biker goes to the front of a group of cars, which are stopped at a red light, and accelerates once the light changes. Because a motorcycle accelerates faster than a car, it can get ahead of the pack. Hawaii allows shoulder surfing. That is lane spitting but on the side of the road. Of course, Hawaii would call it surfing.

The laws may change, but one thing doesn’t – motorcycle accidents can be deadly. Here is my advice – no matter what the law says, you need to choose safe. I have dealt with a lot of motorcycle accidents, and they can be tragic.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Plus, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We’ll have some legal information you can use. Plus, we specifically set aside a few hours on Monday morning to answer any questions you may have in real-time. Just call our office.

Alabama Personal Injury Lawyer

The post Motorcycle “Lane Splitting” Legal – But Not Here first appeared on Steele Ritchie .

Keep Your Clothes On for Digital Driver’s License

Wed, 14 Jun 2023 18:41:00 GMT

Your match.com profile pix may not be the best for your driver’s license. At least not in Georgia, where the problem of fleshy photos is so bad that the Georgia Department of Drivers’ Services has issued a warning to drivers.

The state agency has made it very clear, “Please take pictures with your clothes on when submitting them for your Digital Driver’s License and IDs.” Georgia allows residents to provide their own photos with certain restrictions. One of those is, apparently, you must be clothed.

Now keep your pants on; this benefit will come to Alabama.

States are experimenting with the digital license so that you can carry your ID on your phone. I know how you like to go clubbing and how easily your ID and credit card can get lost as you line dance to Honky Tonk Badonkadonk . OK, I am not as young as I used to be – no need to shame me over my song selection.

With a digital ID, digital payment, and a locked phone, you may lose your cell but not your personal information. Where be my phone ? Lizzo, right – a little more current.

A digital form of license does currently exist in our state, but it is just a sort of photocopy of your Alabama driver’s license.

Having a digital license solves one other problem. Ever gotten down the road and realized you forgot your wallet? Problem solved; you almost never forget your phone.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Keep Your Clothes On for Digital Driver’s License first appeared on Steele Ritchie .

Termite Fraud & Alabama Law

Wed, 07 Jun 2023 22:49:00 GMT

Why does Alabama have so much termite fraud ? Perhaps because we have so many cases of termites.

Here is the ugly truth – termite prevention companies want to pay out as little as possible. To accomplish that, our state has seen some major fraud situations.

Here are some examples:

Failure to treat correctly – There are two parts to this. One is not using enough effective chemicals, and the other is not treating for termites at all. You may remember an arbitrated settlement with one homeowner who said the pest company had not treated his home successfully for nearly 4 decades. He received 2 million dollars. It was found that this was a calculated business plan by the company.

Kill only what you can see strategy – This is done to reduce chemicals costs. The company will spray just enough to get rid of termites which you can see. This action, of course, sets up future trouble for the homeowner.

Fake termites – At least one company planted termites to show the homeowner they needed expensive treatments.

Faulty inspection – Most cases prove that the inspector did not do a good job. However, it has happened that the inspector was in on a deal to pass a house so that it could be sold quickly. Either way, the homeowner needs to be compensated.

As I have often said, see a lawyer if you have a protection plan and see termites. I highly recommend a lawyer who knows our area and the tricks that pest companies use.

If you suffer from termites or any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Termite Fraud & Alabama Law first appeared on Steele Ritchie .

You Be the Judge: Do I Have a Right to Beg for Money in Alabama?

Fri, 02 Jun 2023 15:35:00 GMT

So here is the case: The state of Alabama says you cannot beg for money on state roads. The reason is public safety. Some state groups say panhandling is part of your right to free speech. They say if the state blocks you from asking for cash, it may soon prevent you from carrying signs supporting your favorite cause.

Welcome to a world where legislators and judges argue, both trying to figure out what is right. In the meantime, someone is washing your windshield without your permission or getting really close to your car door while you are forced to stop at a red light.

Currently, in Alabama, you can NOT panhandle on state roads. The governor just signed a new law. In March of this year, a judge threw out the old anti-panhandling law.

I cannot knowledgeably talk about the homelessness problem, mental health issues, or many other reasons people go on the street asking for charity. But as a personal injury lawyer , I do know about one thing. An estimated 800 people get hit by cars in our state every year. 800. Being on a busy road is just plain unsafe.

If you were a senator or legislator, how would you vote?

Here are some arguments to consider:

So, what to do? There is no easy answer, but in the end, someone must decide.

If you suffer from any personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post You Be the Judge: Do I Have a Right to Beg for Money in Alabama? first appeared on Steele Ritchie .

Parkinson’s Tied to Camp Lejeune Veterans

Fri, 26 May 2023 13:53:00 GMT

It seems to get worse for the men and women who served at Camp Lejeune in North Carolina. Now comes word that the veterans and their families are 70% more likely to get Parkinson’s disease than those who served elsewhere in the country.

Many camp veterans, family members, and workers have yet to file for the government-authorized payout.

Here is the most encouraging detail about getting the money, victims do not have to prove that the camp’s contaminated water caused their Parkinson’s. The Veterans Administration has said it will assume it is service-connected and provide benefits.

Now I am not saying collecting the money is easy. But a good lawyer can work the system. I have had a lot of cases where the government fought not to give money to injured people. This isn’t that type of case. Yes, you must do things right … but it is doable. Perhaps most important, you don’t have to look for the money. Congress has already set it aside.

Here is an additional fact, it doesn’t matter if the veteran has died. The family can still collect.

With Memorial Day here, please contact the folks you know who could be helped by this benefit.

There are restrictions, time limits, and all the stuff most cases have. But please don’t let any more time pass before you or those you know get legal help.

Over my legal career, I have helped many veterans. I feel it is my duty. Part of the reason I got involved with the Honor Flights celebrating survivors of World War II, the Korean War, the Vietnam War, and other military actions is that I don’t believe it is enough to say thank you, we need to show how appreciative we are for their sacrifices.

Enjoy the holiday, and I suggest that in the coming week, you do something to help a vet.

If you are a victim of Camp Lejeune or suffer from a personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Plus, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We’ll have some legal information you can use. Plus, we specifically set aside a few hours in the mornings to answer any questions you may have in real-time. Just call our office.

Alabama Personal Injury Lawyer

The post Parkinson’s Tied to Camp Lejeune Veterans first appeared on Steele Ritchie .

Alabama DUI Law Could Change

Thu, 18 May 2023 14:30:00 GMT

Did you know that for the past 5 years, many convicted drunk drivers in our state have had to install an ignition interlock device if they wanted to drive? This sophisticated piece of equipment tests whether they have been drinking by requiring them to blow into it. If they are drunk, the car will not start.

That law comes off the books in July.

At question is not whether drunk driving is bad. Most everyone agrees that it is. The question is how best to fight it – the judges or the government.

Under the current law, the breathalyzer-type device is required in many situations. Judges have no discretion. A new bill before the legislature will permit judges to decide on the best course of action on an individual basis.

Like so many laws, there is no clear right or wrong. Some recovery-focused groups say we should let the judges be judges and decide what is best. Some anti-drinking and driving groups say the devices have saved lives, so the devices need to be mandatory. Then add pressure from the people who sell the devices and law enforcement, and you can see the dilemma for our legislature in crafting the right law.

Considering how difficult getting a law passed is, I would suspect that we will have no mandatory ignition interlock law in operation come July.

However, we will still have people who drink and drive.

If you suffer from a personal injury accident – car, boat, on-the-job, slip and fall , nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Allen Ritchie

The post Alabama DUI Law Could Change first appeared on Steele Ritchie .

Alabama Law: The State Could Take Mom’s House

Fri, 12 May 2023 18:52:00 GMT

Alabama is one of a few states which can take your house for unpaid taxes and keep the whole amount.

Happy Mother’s Day, Mom.

I bring this up so you will take a serious look at your parents’ finances. Many older adults have paid off the mortgage on their houses, which means the tax bill is up to them. Sometimes they just don’t get around to it.

A case in Minnesota (another state with a similar law) caught my attention. A 94-year-old woman did not pay the property taxes on her condo, so the state sold it and kept the money. She owed roughly $2,000, and they sold the condo for approximately $40,000.

This case is being discussed at the U.S. Supreme Court, but I wonder if they will formally hear it. By the way, the Court back in 1956 said a government entity could keep $7,000 after seizing property to pay a $65 water bill.

Speaking of old law, one of the lawyers representing the Minnesota lady cited the Magna Carta from 1215, which stated: “that the government could not take more than it was owed.” About a dozen states, including Alabama, don’t seem to agree.

Now in Alabama, this is not the land grab you may think. The process is lengthy, complicated, and you have several years to get your property back. Just pay the taxes.

And what about the mortgage, you ask? Well, not a problem for Alabama. By law, the state just wipes that out when it seizes the property.

Take some time to celebrate Mom this weekend. It may be time to – get around to – looking at her finances.

Alabama Personal Injury Lawyer

The post Alabama Law: The State Could Take Mom’s House first appeared on Steele Ritchie .

The Boater Who Hit You Probably Has No Insurance

Fri, 05 May 2023 21:22:00 GMT

Many people think a boating accident is like a traffic accident, except you get wet. Nothing could be further from the truth.

First, while the state of Alabama requires you to have insurance to drive a car, that is not true to drive a boat. If there is trouble getting your medical bills paid or your boat repaired, you are probably going against an individual and their ability to come up with the cash. A severe boat injury could cost hundreds of thousands of dollars in medical bills alone. You are wise to carry your own insurance since there may not be a Flo, Jake, or The General to write a check.

Second, your accident could be governed by state, federal, or international law. It often depends on which body of water the accident occurs. If that was not confusing enough, the Alabama law stating that if you are even a little to blame for the accident, you cannot collect anything is untrue on a federal waterway. On U.S.-controlled water, your injury money is reduced by your percentage of the blame. Also, the time limit to file a claim on federal waterways is different than in Alabama.

Put all this (and much more) together, and you can see why boating accidents here in Mobile and on the Gulf Coast can be complicated. You need a local lawyer who clearly understands our waters.

Let me add a bit of legal insight into drinking and boating. Drunk boating can be just as serious as drunk driving. Let me strongly advise you to keep your alcohol intake on land … and in moderation.

If you suffer from a personal injury accident – car, boat, on-the-job, slip and fall, nursing home abuse , etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post The Boater Who Hit You Probably Has No Insurance first appeared on Steele Ritchie .

Termites in Mobile: Call a Lawyer

Fri, 28 Apr 2023 15:38:00 GMT

If you see termites , I say, “See a lawyer.”

If you have a termite prevention plan, you should be termite free. Right? That is what you bought the plan for.

Well, look out for those termites ‘cause they’re coming. This time of the year is swarming season in Alabama, and at least one form of the bug will be mating through June.

Several different types of termites hit the Gulf Coast region. So don’t just look for them at only one time. Seriously, one type likes the morning, one type likes the evening, and one type hides all the time, so it is almost impossible to see those little critters.

Here is how you know there is trouble, and your retirement plans may be in danger.

See Wings

Termites generally discard their wings after they have found a mate. The two wingless bugs crawl into something warm and dry (like your house) to prepare for the next generation.

See Bug Doodoo

Termite droppings can sort of look like sawdust. Some people have said they look like a bunch of salt and pepper on your wood.

See Mud Tubes

These are tunnels of mud that termites use to get into your house. They are small and usually attached to the foundation.

Hear Hollow Walls

If you knock on the wood inside the house and it sounds too hollow, termites may be eating you, literally, out of house and home. I know a couple who found this out when they tried hanging a picture.

We have had to go after bug companies because they used the wrong treatment, too weak a treatment, or no treatment at all. The bottom line is that if you paid to stop termites, there should not be any termites inside your house.

If you suffer from termites or are hurt in a personal injury accident – car, on-the-job, slip and fall, nursing home abuse, etc. – you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Termites in Mobile: Call a Lawyer first appeared on Steele Ritchie .

AL Accident: Dash Cam for Dollars

Fri, 21 Apr 2023 15:17:00 GMT

Do you have a dash cam in your car? If so, it could mean cash in your pocket if an accident occurs.

First, you need to know this. You will be involved in an accident sometime in your driving life. In fact, it is worse than that. Statistically, this will happen 3 to 4 times in your driving life.

Enter the dash cam. This little device can help in so many areas. For you, the biggest benefits may be proof of the accident and why the insurance company should pay the claim.

Here are some things a dash cam can do:

That last item should especially interest you. The footage is like the investigator is right there when the accident happens. So, there is less need to interview witnesses and rely on police reports. In theory, you get your money faster.

Right now, dash cams are generally an after-market addition. But soon, I think, it will be a standard accessory on most cars. The reason — it can cut down on false insurance claims, so the insurance companies will probably put a lot of pressure on manufacturers to include it. I would not be surprised if in the future you would get a discount if you had one.

Now I must warn you that the evidence works both ways. If you are at fault, the dash cam can show that too, and in Alabama, if you are even 1% at fault, you will not collect anything from the other driver.

For me, it is worth it. As personal technology improves, I see more and more danger on the road. For example, texting and driving is increasing the number of accident cases here at the firm. I do not see that getting any better.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

The post AL Accident: Dash Cam for Dollars first appeared on Steele Ritchie .

Is Street Racing Worth Jail Time?

Fri, 14 Apr 2023 14:32:00 GMT

Street racing hurts and kills people. It also damages property. And soon, it could have drivers doing months of jail time.

I told you a few weeks ago that Alabama could make it a specific crime to race your car on a public road or parking lot. Now it looks like that is coming true. Two different but similar bills have passed the Alabama House and Senate.

I am passionate about this subject because I see injured people daily. But you don’t have to be a lawyer to know that cars operated unsafely can hurt you and those around you.

Here are some facts: statistics show that most street racers are males between 16 and 25, and many do not have driver’s licenses. I don’t know if this proposed law will stop this dangerous activity, but I agree that something has to be done.

Let me remind you of a few examples from our state:

• 9 people were injured when 2 cars doing donuts collided.
• An Alabama woman was killed, and 4 others were injured when a car doing a burnout collided with a car in a parking lot.
• A 14-year-old boy was killed when he was hit while watching the goings on.
Troopers say there have been threats of gun violence.

Most of us just hear the engine noise late at night or early in the morning. It had gotten so bad that one resident says the noise rattled her house – shaking the pictures off the walls. She said she would not be surprised if one of the supped-up cars ran into a house.

Legislators hope the new law will at least have these young drivers think twice. I do too.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie
Alabama personal injury lawyer

The post Is Street Racing Worth Jail Time? first appeared on Steele Ritchie .

Mobile County’s 911: Heroes Here at Home

Fri, 07 Apr 2023 15:37:00 GMT

Members of the Mobile County Communications District 911 Center along with the staff of the Law Firm of Eiland & Ritchie ready to celebrate 911 operators.

If you are in trouble, they literally can save your life. It is time to celebrate the men and women who are answering your emergency calls to 911.

7 days a week, 24 hours a day, every day, including holidays, they are there getting help to people. It is a grueling job. Can you imagine what they have had to listen to?

I spent some time this week with the dedicated folk at the Mobile County Communications District 911 Center. It is National Public Safety Telecommunications Week from April 11-15, and we dropped off a few things as gifts to add our thank you to the celebration.

For you, let me use this week to focus on one of the most common questions I get about calling 911 – Should I call the police if I am in a traffic accident?

Well, here is the Alabama law. You are required to report any accident in which someone is hurt or if damage exceeds $250. That does not mean you need to dial 911. You can report the accident by calling the non-emergency number in your area.

Now, this might surprise you, but the 911 operators I spoke with say that if you are in an accident and unsure about what to do, they suggest you call them and let them help you decide.

Here are some reasons you may want to call:

• People are shaken after an accident and may not be thinking clearly. The operators are trained to evaluate your situation.
• Not all injuries are easy to spot.
• Fire is often a concern, especially when fuel is involved.
• Traffic problems caused by the accident can require police action to keep you and other drivers safe.

If you know a 911 operator, say thanks this coming week. Their sacrifice can so easily go unacknowledged.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie
Alabama personal injury lawyer

The post Mobile County’s 911: Heroes Here at Home first appeared on Steele Ritchie .

Smoking Tires Could Mean Jail Time

Fri, 31 Mar 2023 14:57:00 GMT

Heard that super loud revving engine sound on your street? Perhaps you have seen the tire tracks left by someone doing a figure eight in your cul-de-sac? Well, what we used to call drag racing is now called exhibition driving, and Alabama’s mayors say they have had enough of it. They want Montgomery to act, and it looks like it will.

Two new bills are before the Alabama legislature that, on the low end, would impound your car and, on the high end, send you to jail.

I deal daily with injured people who are hurt while driving cars. So let me tell you that this is a real problem.

Some examples from our state:

The real confusion is what to do about it.

Many of those participating in this dangerous activity are teenagers or young adults. If there is no injury, should they really be sent to jail?

One Birmingham politician is proposing impounding the cars. She thinks that will get their attention. But another state politician is looking at requiring a big fine and jail time. The first offense would be a whopping 3 months in jail.

We may have laughed when Fonzie of Happy Days challenged someone to a race. But with deaths and injuries in 2023, it is not so funny.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Smoking Tires Could Mean Jail Time first appeared on Steele Ritchie .

Proposed AL Law: Could this Mean Locking Your Cell in Your Trunk?

Fri, 24 Mar 2023 15:03:00 GMT

In Alabama, you are wise to put any open liquor container in your trunk. Soon, you may want to put your cell phone in there too.

Have you pushed a button or touched your phone while driving? You know, changed a music selection, updated driving conditions, or grabbed the phone to see who was calling? That may soon be a crime.

A proposed law that makes it illegal to touch your phone while driving is now out of committee in the Alabama House and headed for a vote. No one on the committee opposed it.

Helping to curb distracted driving is the goal, and I applaud the effort. I deal with the victims of traffic accidents every day, and distracted driving is a serious problem – especially for younger drivers. We already have a law that makes texting and driving illegal.

But our state also has an odd law about who must pay in a traffic accident. Our law says that if you are even 1% responsible for an accident, you cannot collect from the other guy … even if the other guy is clearly wrong.

If this new bill passes, you may want to consider locking your phone in the trunk. It may be the only proof that you did not touch it. I believe every insurance company is going to use this new law to try and show that you, at some time, broke the law and touched your phone. So, since you broke the law, you are probably at least 1% at fault.

Ironically under the proposed law, it is not illegal to talk to your phone … you just can’t touch it.

By the way, Georgia already has a similar law. But its collection law only reduces your injury money by the percentage of your fault.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

Alabama personal injury lawyer

The post Proposed AL Law: Could this Mean Locking Your Cell in Your Trunk? first appeared on Steele Ritchie .

Insurance Says No? Fight. Fight. Fight.

Fri, 17 Mar 2023 16:31:00 GMT

Did an insurance company say it would not pay for your injury, car, house, or whatever? Don’t get mad. Get fighting.

My experience has been that most serious insurance claims are turned down or lowballed. Why? The insurance company doesn’t want to pay out the money.

Insurance ads all feature friendly people as long as you are forking over the cash. But here is a big surprise … if you need them to pay, you are not dealing with Flo, Jake, or The General. You are dealing with an insurance adjuster trained to give you the minimum amount possible – if anything.

So here is my solid legal opinion. Do not take “no” as the answer and get a lawyer. Studies have shown injured people get more money using a lawyer even after legal fees.

Here are some everyday things the insurance company will throw at you, and without a lawyer, you are going to have to deal with them alone:

You waited too long.

The insurance company will say you are past the time limitations either in the policy or by law. I say it depends on when the clock starts.

You didn’t pay the bill on time.

They will look for a lapse in the coverage. Guess what? Whatever happened, they will say it happened during that time.

The damage is uncovered.

Whatever caused the damage is some other company’s problem. You say the claim is against their homeowners’ policy; they say it should be your non-them car coverage. I have also heard them say it is the government’s fault, so you must sue the government.

You are committing fraud.

Seriously, I know of insurance adjusters who accuse policy owners of a crime just for filing a claim.

Damage exceeds the deductible.

This make-believe problem is the best. Whatever the damage, the insurance company says it costs less than whatever your deductible is.

You need someone in your corner who knows how to work the system for you. Dare I say — like a good neighbor, your lawyer is there?

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie

The post Insurance Says No? Fight. Fight. Fight. first appeared on Steele Ritchie .

See Termites. See Lawyer.

Fri, 10 Mar 2023 16:19:00 GMT

It is termite season in Alabama. If you have termite protection but see termites, you have been done wrong. The problem needs fixing, and someone needs to pay.

At our Mobile law firm, we see 3 basic situations:

Bad Bug Company

You have paid a company to protect you, and they have not. The bug companies will have a bunch of excuses but don’t fall for this tactic. The following may shock you, but some companies charge you but never treat your home. Other companies use lesser (read cheaper) chemicals that don’t kill the bugs. Thankfully, we know their tricks and what to look for.

Inspection Incompetence

If you bought a house here in south Alabama, you probably received a wood infestation inspection report which shows any active or previous signs of a termite infestation. Most mortgage companies require this. If you have termites or there are signs of termites, then the inspector did an inferior job and should pay up.

Seller Fraud

Did the owner know of termite problems and not tell you? That is illegal in our state, and the seller is responsible for repairs.

Here are two tips based on your years of fighting over termite damage:

Be around when the bug person is around. That means for the yearly inspection and the creation of the wood infestation inspection report. Your presence will help ensure a competent job.

Re-treatment is not repaired. If you expect the bug company to either prevent termites or fix the damage, it must be written in the contract. Some companies offer to re-treat your house, meaning they will put out a few more chemicals if bugs are found. As crazy as it sounds in that case, the repairs are on you.

If you suffer from termite damage or suffer any personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

The post See Termites. See Lawyer. first appeared on Steele Ritchie .

Dog Owners: Florida May Grab You at the Border

Fri, 03 Mar 2023 16:43:00 GMT

Here is the possible scenario. You are crossing the border from Alabama to Florida with your cute, adorable doggie on your lap. You have the window down, and Cuddles has her head out feeling the air. Then you see those blue lights and hear that piercing siren.

Cuddles is now a convict. OK, actually, you are, but that doesn’t sound as unlikely. And really, it is just a moving violation, but legal trouble is legal trouble.

Florida is considering making it illegal to let your dog’s head hang out of a moving car. And that is not all. It could also be unlawful for you to have the dog in your lap. And still more, you could end up on an animal abuse register, sort of like those for sex offenders.

I am not kidding.

As every right-minded Alabamian knows, letting your beagle smell the Gulf Coast air is like taking your crazy uncle to a buffet. They love it. Actually, dogs smell so much more than we do, and the sniffs from a strong breeze are filled with so many exciting scents that I have found my pups visibly disappointed when the car ride is over.

To safety, yes, having your dogs in a harness or crate is probably safer. And their faces could get hit by debris. And they could go crazy and jump on the driver. But watching those beagle ears flop in the wind is awfully cute.

Stay tuned. The Florida legislature may consider enacting the bill later this year. Then those Floridians may have to come to Alabama to give their pooches a joyride.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

Alabama personal injury lawyer

The post Dog Owners: Florida May Grab You at the Border first appeared on Steele Ritchie .

Camp Lejeune: Don’t Miss Out. First Lawsuits Filed.

Fri, 24 Feb 2023 17:41:00 GMT

Were you injured at Camp Lejeune? Don’t wait to speak with a lawyer. You only have a limited amount of time to collect.

I cannot tell you why people are waiting, but they are. A recent Bloomberg article estimates there are 500,000 potential victims. But, as of the first of the month, only 15,000 people have filed for the government money.

Here is generally how it works. We file for your benefits with the Navy; it has 6 months to respond. If the government doesn’t give you the money, we can (and we do) file a lawsuit. This way, a federal judge will decide. Here is the real problem: Congress has set aside only so much money. I strongly suggest you grab yours while you can. Then there is a second concern. The law authorizing the money states that if you don’t file your lawsuit before Aug. 10, 2024, you can never sue to claim that cash.

It bewilders me that people are not taking action. Talking to a lawyer about your injury at Camp Lejeune is free (at least it is with us). So, talk to someone.

Here are the facts about the Camp Lejeune tragedy. Water contamination at the Marine base in Jacksonville, N.C., has been going on for decades. People bathed in it, drank it, cooked with it, and so much more. If you were at the camp and developed any form of cancer or other catastrophic illnesses, including having a stillborn or disabled child, it was probably from the water. Here is another amazing thing — the federal government has admitted it is responsible and set aside more than 6 billion dollars to settle claims.

I have been a long-time supporter of military personnel and their families. I think you deserve compensation for the danger our country put you through.

Remember, having a local attorney represent you will not cost you one penny more than hiring some out-of-state group. Plus, we live in Mobile and here on the Gulf Coast and can meet with you face-to-face.

If you are suffering from your time at Camp Lejeune or any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie

The post Camp Lejeune: Don’t Miss Out. First Lawsuits Filed. first appeared on Steele Ritchie .

In Alabama: Fight and Win Against a No Insurance Driver

Fri, 17 Feb 2023 16:27:00 GMT

Hurt in a traffic accident by a driver without insurance? Does your lawyer say you are out of luck? Well, you probably went to the wrong lawyer!

Here in Alabama, you automatically get uninsured motorist coverage unless you expressly waive that away. And even if you did that, your insurance company must come up with that signed form — which often they cannot.

Here are the facts. Alabama is one of the states with the highest number of people driving around WITHOUT insurance. An estimated 1 in 3 drivers either doesn’t have it or has too little of it.

Why is this important? If you are hurt in a traffic accident, you’ll need money to get better. Since the person who hit you probably cannot write a check for a few hundred thousand dollars, let alone a million dollars, where is the money coming from? I say try this — make your own insurance company pay.

Here is another lawyer’s secret. We can stack insurance. If you have 3 cars, I can use the uninsured/underinsured motorist coverage on each to pay your bills. It may sound strange, but that is how it works in Alabama. So, say you have $100,000 uninsured motorist coverage on each car (I am sure you are already doing the math); that is $300,000 to get you better.

Here is one last tip: if you know someone who is hurt, don’t wait to call a lawyer. Waiting to get help never makes a case better.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

Short description: Alabama Car Wreck. To get insurance to pay, you might have to fight – your own insurance company. But it is money you need to get better. So, let’s fight. Mobile personal injury attorney Allen Ritchie has details.

The post In Alabama: Fight and Win Against a No Insurance Driver first appeared on Steele Ritchie .

Big Changes to Driving and Phoning in Alabama?

Fri, 10 Feb 2023 20:06:00 GMT

In Alabama, you may soon have the right to hold a gun but not the right to hold a phone. That is the concern of some people to a proposed new distracted driving prevention bill before the legislature.

Here is the problem: the number of distracted driving accidents has skyrocketed in our state, and the primary cause is drivers on their phones. One solution is to make it illegal to hold a phone and drive.

Right now, it is legal to have a phone in your hand while you are driving. It is only illegal to text and drive. So in Alabama, you can look at directions or pick a song, both of which take your eyes off the road.

It might surprise you, but if you go to Georgia and try to drive while holding your phone, you are breaking the law. It has had a so-called Hands-Free Act since 2018.

If Alabama adopts the Georgia-type law, here are some other restrictions. It will be illegal to check your phone at a red light, and you can only use a music streaming service if you start it while parked. By the way, the Georgia law does allow you to grab your phone to report an accident.

In Alabama, penalties are still being worked out, but if found in violation, you are likely to get points added to your driving record and face increased fines.

Law enforcement officials say phone use and driving here on the Gulf Coast is so bad that they have found drivers watching TV shows and then Facebooking with their friends.

The legislature will seriously consider the bill starting in March.

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Big Changes to Driving and Phoning in Alabama? first appeared on Steele Ritchie .

Alabama Law: Hurt While a Passenger? You Might Get Nothing.

Fri, 03 Feb 2023 18:30:00 GMT

If you are a passenger in Alabama and get into a car wreck, you had better hope the other car is at fault. The reason: you generally cannot sue the driver of the vehicle you are in. Sound insane? You bet.

Alabama is the only state with such a strict passenger law.

The Alabama legislature thinks that if you accept a free ride, you accept the risk of bodily harm. The law is often explained by saying that a good Samaritan (as in the bible story where a traveler is helped) should not be punished if the help offered goes wrong.

Now a good lawyer has some workarounds. First, if there is any pay for the ride, this law does not count. I have argued that anything of value can be payment, not just money. For example, offering a sandwich, a bottle of water, or even fixing the driver’s kid’s bike can be a payment.

Second, the law does not protect the driver if he or she is reckless or wantonness. Here a little bit of legal explanation is required. Wantonness is a reckless disregard for the rights or safety of others. I would argue that speeding and even texting fall into this category.

Third, having a regular driving relationship, like commuting to work, will void this restriction. I know this sounds odd, but welcome to our unique state laws.

Here is what I often hear when I try to explain the guest passenger statute, “If I am hurt in a car driven by someone else, I should be able to go against that person’s insurance for my medical bills, loss of income, and suffering. Isn’t that what insurance is for?” My answer is, “Not in Alabama.”

If you are hurt in a traffic accident or suffer any other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us for NBC 15 LawCall , our legal call-in TV show, here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie

Alabama personal injury lawyer

The post Alabama Law: Hurt While a Passenger? You Might Get Nothing. first appeared on Steele Ritchie .

Construction Injury in Alabama – Reasons to Call a Lawyer

Thu, 26 Jan 2023 18:11:00 GMT

There are laws in our state to keep construction workers safe. But some companies will cut safety to increase profits.

Here is my experience – don’t think the company is out to help you. The company is out to help the company.

Additionally, some businesses have actively worked against the employees. For example, pushing hurt laborers to quit, inventing reasons to fire people, and even offering to pay hurt people not to sue. All these types of behavior can cost an injured person thousands of dollars, if not hundreds of thousands.

Top 4 injuries that need a doctor AND a lawyer:

I see two major reasons injured workers don’t contact a lawyer. They think the injury is too minor, or they think their problem is a result of something other than work, for example, aging. Often neither of these reasons is valid.

So, do you have a case? Ask yourself whether 12 of your neighbors would think the company did you wrong. If the answer is yes, it is time to take action.

If you are hurt on a construction site or suffer a personal injury like a traffic accident, you can talk to us at the Law Firm of Eiland and Ritchie (251) 666-1212 for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Construction Injury in Alabama – Reasons to Call a Lawyer first appeared on Steele Ritchie .

Your Legal Questions Live This Sunday Night

Fri, 20 Jan 2023 15:09:00 GMT

Join us live on Sunday, January 22, 2023.

Football season is over (Hey, there is always next year.), and it is time to return to our 30-minute legal call-in format for NBC 15 LawCall , here in Mobile, AL. As it has been for roughly a decade, the show is on at 10:30 Sunday nights, right after the local news.

If you don’t get on the show, we have various ways for you to get a legal question answered. They include a live noontime segment on NBC 15, and an Ask Us Anything hour on Monday morning by calling our office, 251-666-1212.

The law firm of Eiland and Ritchie is a personal injury law firm focusing on traffic accidents, slip and falls , and the like. If we can’t immediately answer your question, we will tell you who can.

Remember, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news.

Alabama Personal Injury Attorney

The post Your Legal Questions Live This Sunday Night first appeared on Steele Ritchie .

2023: Not Your Daddy’s Driving Tips

Fri, 13 Jan 2023 16:42:00 GMT

New Alabama Teen Driver

A friend’s teenage daughter just got her driving license. Her father asked me to speak with her – I would imagine thinking I would tell some horrific driving accident details from my case file — and I have those. But instead, I told her of the 4 overlooked things I have observed. Driving now is not like it was when Daddy was a teen.

Kids know about not drinking, not speeding, and buckling up. There is no need to go over those. Besides, violate any of these, and the troopers will explain it in full. But here are some things she and you may have yet seriously considered.

DISTRACTIONS

She will face more distractions than her father could have imagined as a 16-year-old. Now, you can watch TV and drive. You just shouldn’t. Add to this texting, email, phone calls, and all the other distractions. Taking your eyes off the road for just a few seconds can mean severe injury or death. As I told her, you must take this seriously.

VEHICLE DISTANCE

To keep people from cutting in front, Daddy is probably guilty of hugging a bumper or two. But remember, this is not a video game. Safety experts say to allow at least 3 seconds between you and the person in front of you. Rear-end collisions are on the increase in Mobile, and my prediction is that it is going to get worse.

SCAN

Use your mirrors and notice what is going on with the person behind you and to the side of you. Drivers drifting into another lane is a growing problem. See DISTINCTIONS above.

MAINTENANCE

I see more accidents because a tire blows, a car overheats, or a bumper falls off. These accidents are serious. As I mentioned to her, it will cost you less money and time to take care of a problem when you first notice it. Trying to get across 4 lanes of traffic with only 3 working tires is going to mean trouble.

It is tough out on the roads. We have about a thousand traffic deaths each year here in Alabama. That is roughly 3 a day … every day. That is the reality of getting behind the wheel in 2023.

I hope she listens.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are offering 5-minute segments for a few more weeks and then back to our 30-minute format. Plus, we have a live call-in segment every Monday on NBC 15 at around lunchtime. You can also call the Eiland & Ritchie offices at (251) 666-1212. We specifically set aside a few hours Monday morning to answer your questions. The calls are always free.

Alabama Personal Injury Lawyer

The post 2023: Not Your Daddy’s Driving Tips first appeared on Steele Ritchie .

Holiday Injuries: When Ho Becomes Ohhhhh

Fri, 16 Dec 2022 15:31:00 GMT

Santa unconscious under a Christmas tree

It is all ho, ho, ho until someone gets hurt. Prepare now, so your Christmas celebration is not spent in the ER.

Here are 4 things we are seeing this year.

Distracted Drivers Disasters

You know about Alabamians who text and drive. Numbers are up. But it is becoming more dangerous to be a pedestrian here in Mobile. Surprisingly, it may be the rush for parking spaces. Think I’m exaggerating? The National Highway Safety Administration says October, November, and December account for nearly half of the year’s pedestrian accidents.

Shopping Cart Calamities

We are seeing more hurt shoppers, especially around the big box stores. You think crowds would be less, but there is still pushing, shoving, and general non-love and joy behavior. Add to this that there are fewer employees, so more stuff remains in the aisles to trip over.

The Curse of the Package Attack

This danger is from last year, but I imagine it will happen again. We get so excited to open those gifts with the security wrapping that we puncture ourselves with screwdrivers or crazily get out a blow torch. A British survey found 60,000 people go to the emergency room each year due to “difficult to open” packages. Here in the states, the Consumer Product Safety Commission says about 6,500 Americans are injured each year just trying to open GIFTS.

Christmas Tree Trouble

I didn’t see this one, but I wanted to share it. After the holidays, a German man threw his Christmas tree out a third-story window to get rid of it. The problem was he got tangled up and flew out the window with the tree. Neighbors saw it all happen and rushed him to the hospital … after they stopped laughing. OK, I added the laughing part.

Have a safe Christmas. It is almost here. Ho, ho, ho!

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime. You can also call the Eiland & Ritchie offices at (251) 666-1212. We specifically set aside a few hours Monday morning to answer your questions

Alabama Personal Injury Lawyer

The post Holiday Injuries: When Ho Becomes Ohhhhh first appeared on Steele Ritchie .

Don’t Get Lost in Camp Lejeune Settlement!

Fri, 09 Dec 2022 22:07:00 GMT

Silhouettes of soldiers during Military Mission against American flag background

You need a local lawyer for a Camp Lejeune settlement, and here is why.

This month, the government released the number of claimants so far — 14,000, which could double in the next few months. Add to this, 2 billion dollars is up for grabs (that is with a “B”), and no money has yet been awarded. So, lawyers are fighting the government and other lawyers to get their clients a big chunk.

I worry about people who signed up with an anonymous out-of-state law firm. They could easily get lost in the shuffle. Who is looking out for them?

That is why I say think local. It will not cost one dime more. Let me explain how lawyers working together get paid. First, there is no money out of your pocket; the lawyers take a percentage of what they collect. Then, the fee for that legal work is split among the lawyers. So, there is no cost difference if one lawyer or one hundred lawyers are working on your case. Put all this together, and why would you not want a local person you could speak with?

Here is some background. If you lived or worked near Camp Lejeune in North Carolina any time from the 1950s to the 1980s, chances are you interacted with contaminated water through drinking, cooking, bathing, and the like. Even the medical center and daycare facility used this dangerous water. Investigations have shown that severe illnesses have developed because of this, including cancer, fetal abnormalities, and a multitude of other medical problems. The federal government has accepted responsibility.

The number one question I get is – how much could I collect? It depends on several factors, but most estimates are in the hundreds of thousands of dollars for the most affected.

Let me suggest you give us a call at Eiland & Ritchie. We are right here in Mobile and want to help. The call is free, and there is no money out of your pocket.

https://steeleritchielaw.com/wp-contentwww.yout ube.com/watch?v=iFbhOlV3Aoc

Alabama Personal Injury Lawyer

The post Don’t Get Lost in Camp Lejeune Settlement! first appeared on Steele Ritchie .

Turkey Fry: Boys Just Want to Have Fun

Fri, 02 Dec 2022 16:37:00 GMT

Courtesy: YouTube

Last week, I praised the deep-fried turkey and suggested that burning down the house was not a great Thanksgiving tradition. So, what have we learned from these great pieces of wisdom? Not much, apparently.

As an example, a thoughtful reader sent along this deep-fried turkey video. It is a reminder that we should all renew our homeowner’s insurance.

It is nice that Teddy took the advice not to fry the turkey inside the house. He did not take the suggestion to have a fire extinguisher handy — sort of a mistake.

Since you probably come here for information about the law, not for me to pass judgment on stupid, here we go.

Intentionally burning down your house can void most insurance claims. The insurance adjuster will argue that Teddy knew the danger and did it anyway. Add to this that his wife/girlfriend taped the whole thing, so a jury can now see what happened in real time. In the video, she admits she is scared to go outside. That is not a good statement for Teddy’s case.

Good news for the neighbors. If their houses burn down due to Teddy’s exploding turkey, it will most likely be considered an accident, and most insurance policies cover accidental fires. The next-door folk may have to live in a motel or doublewide while the house is rebuilt, but it will be rebuilt. To summarize, if you think your neighbors like to explode turkeys, check with your insurance agent … soon.

Deep frying has one benefit I heard of this past week. Here is what happened. Someone didn’t close the door, and the family dog escaped to roam the neighborhood and nearby woods. A quick-thinking uncle grabbed a turkey leg and started running down the street. The pooch came safely home.

Now you are hopefully home safe from your Thanksgiving travels, full of good food, and getting ready to do it all again at the end of this month. Why we do what we do is a mystery.

Happy holidays from all of us at Eiland & Ritchie. Stay safe.

Alabama Personal Injury Lawyer

The post Turkey Fry: Boys Just Want to Have Fun first appeared on Steele Ritchie .

Bah Humbug: Holiday Accidents. What’s Covered?

Tue, 22 Nov 2022 21:51:00 GMT

Santa below a christmas tree

It all seems fun in the movies, but what happens in real life? What will your homeowner’s insurance pay, and what will it not?

A squirrel jumps out of your Christmas tree and damages your living room.

Pay? No. Most homeowners’ policies do not cover rodent damage. You say a squirrel is not a rodent? Well, it is. However, on the positive side, you are probably covered if a reindeer tramples your big-screen TV.

The Grinch steals your Christmas presents.

Pay? Yes. However, there are limits, especially on luxury items. Check with your insurance agent, but you might want to increase the policy limits if you are giving some elaborate jewelry or a high-end watch.

Falling off the roof while hanging Christmas lights.

Pay? Depends. You cannot generally collect for a slip and fall in your own home, whether you fall down the stairs or off the roof. However, this is not true if someone else is doing the work. Plus, a professional probably has some type of business injury insurance.

You are roasting chestnuts in the fireplace, and the house burns down.

Pay? Yes. Most homeowner policies cover fire. This will probably not surprise you, but fire accidents caused by fireplaces increase during the holidays.

Now, I am just giving a general summary of the law and homeowners insurance. There are exceptions to all of these.

If you want to give yourself or your kids the best Christmas present ever, ADD UNINSURED MOTORIST COVERAGE to your auto insurance . It doesn’t cost much and protects you and them from drivers with too little or no auto insurance. I know I sound like Flo but listen to me. Depending on what research study you read, 1 in 5 or 1 in 3 of all drivers in Alabama fall into this low/no insurance category. If you are ever in an accident and need it, this insurance will be invaluable.

So, protect yourself this holiday. And I hope you enjoy the lights, gifts, trees, and even the chestnuts of Christmas.

https://steeleritchielaw.com/wp-contentwww.youtube.com/watch?v=ZNPNayJDxIo

Alabama Personal Injury Lawyer

The post Bah Humbug: Holiday Accidents. What’s Covered? first appeared on Steele Ritchie .

Think Before You Fry

Fri, 18 Nov 2022 15:20:00 GMT

Alabama man at Thanksgiving. What could go wrong?

A deep-fried turkey is just plain good. I mean, it beats your grandma’s baked version. But Granny lived to be in her 90s, and a deep-fried turkey could end your life this coming Thursday.

Think I’m kidding? Each year in the U.S., deep fryers cause roughly 5 deaths, 60 injuries, and the destruction of 900 homes (yes, I said 900). This is all according to the National Fire Protection Association, and they are folk who take burning down a house seriously. Don’t think it is true? Ask your relatives this Thanksgiving how many have NOT seen one of those fires on the evening news. I bet you no hands go up.

Do you want to guess the top 5 states with deep-fried turkey explosions and fires?

First is Texas – ok, it is a big state, so that is understandable. Followed by Illinois, Pennsylvania, Ohio, and New York. Then it comes south to South Carolina and Georgia. Thought Alabama would be on the deep-fried list, didn’t you? Why? ‘Cause sometimes we do stupid things. But not this time.

If you only remember a few tips (and want to keep us off the national list), remember these:

And one last thing, don’t drink and fry. There is a reason you think of the turkey cook holding a beer just before the explosion.

State Farm has a hilarious video with the guys from Duck Dynasty. Before you attempt the turkey drop, I suggest you take a look.

I help injured people every day, but I cannot fix stupid. I mean, I can, but it is so much more difficult. My advice this holiday is: eat fried, don’t be foolish, and live to see Christmas.

Happy Thanksgiving. We are in a great country with a lot to be thankful for.

Alabama Personal Injury Lawyer

The post Think Before You Fry first appeared on Steele Ritchie .

The Law: If You Served, You Are a Vet

Wed, 09 Nov 2022 16:09:00 GMT

Silhouettes of soldiers during Military Mission against American flag background

This may shock you, as it did me, but some Vets don’t think they are Vets. WHAT?

A former Marine turned lawyer told me that the reasons are complex but that he believes it is based on the fear of claiming an honor that is not rightfully yours. He explained that these people would never say they were a combatant if they weren’t, nor wear a ribbon they did not earn. The oddity is that these people are full, legal Veterans.

He told me of a former soldier who would not apply for V.A. hospital care since he felt the people who served 20 years deserved that, not someone like himself with a 4-year tour. I was told of a widow who declined Taps to be played at her husband’s funeral since he was not a career service person.

So, let’s stop this nonsense. Here is the legal definition straight from the Veterans Administration 38 U.S.C. § 101(2):

The term “Veteran” means a person who served in the active military, naval, or air service, and who was discharged or released therefrom under conditions other than dishonorable.

OK, this is in governmentese and probably written by a lawyer, but it just says if you served, and unless you were dishonorably discharged, you are a Veteran.

There are a lot of benefits that the state of Alabama provides to our Vets. Additionally, the state’s legal community and several law schools offer free legal help if the former service member can’t afford it. I hope that all our Veterans take advantage of these. They earned them.

Join me and say thank you to a Vet. Let them know that though their service may have been decades ago, it is not forgotten.

A personal note. Thank you to the families. Your sacrifice makes the Veteran’s service possible. We sincerely appreciate your sacrifices to keep us free and safe.

Alabama Personal Injury Lawyer

The post The Law: If You Served, You Are a Vet first appeared on Steele Ritchie .

Pickup Truck Blind Spot in Front, Children Hit

Fri, 04 Nov 2022 14:46:00 GMT

“power drive, big grill, MANsize overcompensation for something…”

Alabama likes its pickup trucks. But the trucks are getting bigger, and so are the blind spots – especially in the front. At greatest risk are small children; the driver cannot see them.

Consumer Reports tested more than a dozen vehicles, and the driver of at least one full-size pickup truck could not see a child seated 15 feet in front. 15 FEET.

In 2020, roughly 500 people, mostly children, were killed by pickups and SUVs that were pulling forward. Tragically, one mother said she heard a thump and discovered she had driven over her young son. She thought the boy was playing in the yard and never saw any indication that he was there.

Front-facing cameras could help solve this problem. Though there is talk of new legislation, it is not a priority so far. Ironically, rear-facing cameras have been required on all new vehicles since 2018.

The problem will worsen as big vehicle sales rise; market share has grown 20% in the last decade. This will not surprise many of us in Alabama, but the most purchased new vehicle in the country for more than 10 years has been a pickup — the Ford F-150.

Most front-facing accidents happen in driveways or parking lots. Safety experts say if you don’t have a forward-facing camera, the only safe way to ensure someone is not in your truck’s blind spot is to walk around the vehicle.

I don’t think I have ever had an auto/truck case where a person intentionally hit a child. But this type of accident happens. It is understandably devastating for the parents, but it is often just as emotionally damaging for the driver who caused the accident.

My best advice may be more paternal than legal — take the time to be safe.

Alabama Personal Injury Lawyer

The post Pickup Truck Blind Spot in Front, Children Hit first appeared on Steele Ritchie .

The top signs of termite damage in Alabama

Mon, 31 Oct 2022 22:00:00 GMT

Termites can cause extensive damage to your home if left untreated, so it is important to take action as soon as possible if you think you may have a termite infestation. The first step, however, is to look for signs of damage.

Look for cracks or raised sections in wood

Termites tunnel through wood, and as they do, they leave behind telltale signs of their presence. If you see any cracks or raised sections in wood surfaces around your home, it could be a sign that termites are present. It’s important to understand, however, that not all cracks or raised sections are necessarily caused by termites – so if you’re unsure, it’s always best to have a professional inspect your home.

Check for mud tubes

Mud tubes are those small, dirt-covered tubes that you may see running along the foundation of your home or on exposed wood surfaces. These are created by termites as they travel back and forth from their nests to their food source – your home. If you see mud tubes, it’s a good indication that you have an active termite infestation.

Look for wood that sounds hollow

If you tap on wood surfaces around your home and it sounds hollow, it could be a sign that termites have eaten away at the interior of the wood. Sometimes, you may even be able to see through the wood if it’s been completely hollowed out by termites.

Check for swarmers

If you see winged insects around your home, they could be swarmers – reproductive termites that are looking to start new colonies. Swarming termites are often attracted to light, so you may see them near windows or doors. Swarming termites are not necessarily a sign of extensive termite damage , but they are a good indicator that there is an active infestation that needs to be addressed.

If you think you may have a termite infestation but don’t take action to address it, the damage will only get worse. Termites can cause extensive structural damage to your home if left untreated, so it’s important to take action as soon as possible if you think you may have an infestation.

The post The top signs of termite damage in Alabama first appeared on Steele Ritchie .

Shocking Stat: Death, Dogs, and Truck Beds

Fri, 28 Oct 2022 14:54:00 GMT

This is about – doing what’s right or doing what’s legal.

Last week my article on riding in pickup truck beds got a lot of attention. Honestly, it may have been primarily because of the picture that showed a cute dog. But thanks to our canine-friendly readers, I now know something I did not know. I suspect this news will shock you just as much as it did me.

First, a little background, I was asked if it was legal in Alabama to ride in the bed of a pickup. If you are 15 or over, it is perfectly legal. That doesn’t make it safe. In the U.S., about 200 people die each year from truck bed accidents.

Now, guess how many dogs are killed while doing the same thing. 400? 1,000? Think again. The answer is 100,000 a year. This fact is according to the Humane Society of the United States.

In Alabama, it is not illegal to put your dog in the back of a pickup. In fact, our state doesn’t have any laws at all about dogs in truck beds.

Alabama is not unconcerned about animals. There is a law about the cruel treatment of a pet, and if found in violation, you could pay a fine of several thousand dollars and end up in jail for a year. But would a judge or jury think that your placing Rover in a truck bed was cruel? Probably not. At least not in our state.

So, what do you do? Here is some advice from people who probably know. The Humane Society says it has not found any harness to keep a dog safe in a truck’s bed. If you transport a dog by truck, it suggests the animal be restrained and ride in the cab.

Back to the original question: do what is right or do what is legal? I am your lawyer, not your minister, but for the sake of those 100,000 pets, I hope you will do what is right.

Alabama Personal Injury Lawyer

The post Shocking Stat: Death, Dogs, and Truck Beds first appeared on Steele Ritchie .

Riding In the Back of a Pickup. Is It Legal?

Fri, 21 Oct 2022 14:46:00 GMT

Dog on black pick up truck back view

The breeze, the bounce, the feeling of impending disaster — all part of the experience of riding in the back of a pickup truck. I have known a lot of Bama boys and girls who have done it. I might be one of them.

BUT is it legal?

This question comes after watching a lot of hillbillies last week do the same while singing Rocky Top . But don’t get me started.

First, we Americans take riding in the bed of a pickup as an individual rights issue. So much so, no two states have the same law about it. A few years ago, the Alabama legislature considered making it illegal, but since the politicians wanted to get re-elected, the bill went nowhere.

So, what is the current law?

In reality, there is no law, at least not in our state. BUT the federal law that makes you buckle up your kids in the car does apply. Therefore, anyone under the age of 15 must be restrained. Short answer – it is illegal for anyone under 15 to ride in the bed.

As only Alabama can do it, everybody riding in the truck’s front seat must wear a seatbelt no matter their age. I tell you about the law; I don’t make it.

Now, riding at fast speeds while unrestrained has its dangers. People do die. An estimated 200 people die each year in the U.S while riding in a pickup truck bed. Half of those are children or teens.

So be safe, obey the law, and choose your music well. No Rocky Top, please. By the way, the previously mentioned hillbillies tore down the goalpost to the tune of the group Alabama’s Dixieland Delight . THE GROUP ALABAMA! I said don’t get me started.

Allen Ritchie

The post Riding In the Back of a Pickup. Is It Legal? first appeared on Steele Ritchie .

Can I Take Out Insurance on Anyone?

Mon, 17 Oct 2022 14:35:00 GMT

Have you seen a movie or two where the bad guy takes out an insurance policy on a stranger and then … well, you know, kills the person?

So has the state of Alabama. And it says, “Oh no way, not in our state.” Forget the killing part; I am talking about the insurance part.

First, and this might surprise you, the person you are insuring must agree to the policy. You might not realize it, but your insurance agent has probably had that person sign something that says this is ok.

Second, by law, you must have a financial interest in the other person. Meaning if he or she dies, you will suffer a financial loss. You can understand this for a married couple, but you can argue this for the loss of a parent, a sibling caring for your parents, or even to cover the burial expenses of a child. Did you know you can also cover the loss of a business partner?

Here is one other thing. If you want to collect, make sure you are the beneficiary. It doesn’t matter who makes the payments; the insurance company will pay the person on the policy.

If these rules were not the law, you could take out an insurance policy on professional athletes as a way of gambling, your neighbor’s brother who is participating in risky behavior, or even a stranger on the street.

So much for an easy payday.

Alabama Personal Injury Lawyer

The post Can I Take Out Insurance on Anyone? first appeared on Steele Ritchie .

You Need a Lawyer for Camp Lejeune Settlement

Fri, 07 Oct 2022 19:36:00 GMT

The U.S. government is admitting it did wrong, but it is not making it easy for the victims of Camp Lejeune to get the cash they need. I simply do not believe you can go it alone. You are going to need a lawyer.

Here is why. The paperwork has become so complex that I do not see how a non-lawyer can work through it. Add to this that many of the victims are desperately sick. Some have already died.

Let me give you just one example of the difficulty in getting this money. If you miss filing just one specific piece of paper by the due date, you could be barred from collecting anything – forever. And you may have to file dozens or even hundreds of pieces of paper.

Why so complex? The government fears the fraud generated by the COVID-19 money distribution.

Camp Lejeune victims have suffered from many diseases and conditions, including cancer, congenital disabilities, Parkinson’s disease, and stillborn births. The list is so long that almost everyone who worked at the camp has suffered and should receive the lumpsum payout.

Hiring an attorney will not cost you anything out of your pocket, and I firmly believe you should hire an Alabama lawyer from right here in the Gulf Coast area. Why? You need someone you can meet with face to face and who will look out for your specific interests.

I have worked with a lot of veterans over the years. I feel it is my duty to help those who have given so much for our freedom. What happened at Camp Lejeune is heartbreaking, but you can get the help and the money to hopefully get better.

I encourage you to call us at Eiland and Ritchie. The government established a time limit. Do not let it pass.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime. You can also call the Eiland & Ritchie offices at (251) 666-1212. We specifically set aside a few hours Monday morning to answer your questions.

Alabama Personal Injury Lawyer

The post You Need a Lawyer for Camp Lejeune Settlement first appeared on Steele Ritchie .

Get Local Attorney for Camp Lejeune Claims

Fri, 30 Sep 2022 18:18:00 GMT

Have you waited before pursuing your Camp Lejeune Claim? Confused by the tons of lawyer advertising about the toxic water at the Camp?

Here is some information you need to know.

Local Lawyer Best.

I firmly believe that a local attorney is the way to go. You will then have someone to watch out for your interest and someone you can meet face to face. Also, it will not cost you one dime more than hiring some anonymous person from outside the state.

Don’t Expect Quick Cash.

Even though the federal government has stepped in, the process will take time. It is not as easy as some advertisements would lead you to believe.

Not All Sign-Ups Are the Same.

I am all for you getting professional legal help. However, be careful of the phone number you call. Some ads are just marketing mills. They take your name and sell it to someone else. If you are not talking to the person who will handle your case, I strongly believe you are talking to the wrong person.

There Is a Time Limit.

If you wait too long, you could be left out. So why are you waiting? Perhaps like many people, you are feeling overwhelmed. I know from my own family how getting through the bureaucracy of veterans’ and other service-related benefits can be nearly unbearable. But you do not have to go it alone.

I hope you will call us at Eiland and Ritchie. What happened at Camp Lejeune is heartbreaking, but you can get the help and the money to hopefully get better.

Alabama Personal Injury Lawyer

The post Get Local Attorney for Camp Lejeune Claims first appeared on Steele Ritchie .

Injured in Alabama? Collect On These 6

Fri, 23 Sep 2022 15:06:00 GMT

If you are injured, the state of Alabama has identified 6 specific areas where you can collect money. You need to pursue all of these to get the money you deserve.

Remember, you did not cause the accident and should not have to pay to get better.

Here are the Big 6.

1 – Medical Bills

Your current medical expenses are not strongly debatable. The bills are the bills. However, this category needs to include your future medical charges as well. In my legal experience, the insurance company, or whoever is going to pay, will most always underestimate these future expenses.

Also included are payments that many people overlook – for example, gas, parking, medical supplies, special food, and paid family help. These can run into thousands of dollars.

2 – Pain

The state of Alabama has no formula to evaluate what your pain is worth, so the fight with the payment provider can be intense. Also, you are entitled to compensation for future pain.

3 – Mental Anguish

Mental anguish is the stress, worry, sleepless nights, fear, and much more that you have gone through because of your injury. Like pain, the state has no formula.

4 – Lost Wages

If you cannot work, this is a loss caused by the accident, and you deserve that money back. This category also includes future salary and promotion losses.

5 – Disfigurement

If you have a change in your appearance, you deserve compensation for the disruption this can provide in your social and professional life. Some examples are a scar, a skin graph, discoloration, and the loss of a limb.

6 – Permanent Impairment

If your doctor determines your injury is permanent and will affect or limit your physical ability to lift, bend, walk or otherwise limit your activity, he/she may assign a disability rating or place permanent restrictions on your physical activities. These limitations may affect you at work as well as in your daily life (yard work, hobbies or even picking up your children) and the law requires the at fault party to pay for these damages.

IMPORTANT: When you get a check and sign a release, you are saying this matter is over. The chance of you getting any more money is gone forever.

Need more information? You can talk to us at Eiland & Ritchie for free.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime. You can also call the Eiland & Ritchie offices. We specifically set aside a few hours Monday morning to answer your questions.

Alabama Personal Injury Lawyer

The post Injured in Alabama? Collect On These 6 first appeared on Steele Ritchie .

Road Rage Turning Deadly

Fri, 16 Sep 2022 16:12:00 GMT

Pick any major highway in Alabama, and it is only a matter of time before a road rage shooting occurs. When you hear of road violence in the United States, are you thankful if it is not in Alabama? Perhaps that is because you know the next one could be here.

Lethal road rage is on the increase. The federal government predicts about 40 to 50 road rage deaths per month in our country, which is about 1 per state per month every month.

2021 had the highest number of road rage deaths ever. Though it is unclear why road rage is turning so deadly, one theory is that the pandemic has added almost intolerable stress to some people’s lives.

So, what do you do if you are in an aggressive situation with another driver? The American Safety Council advises that you do not react or retaliate – whether the fault is yours or not. The Council says to remind yourself that the other driver is behaving irrationally. It also suggests you avoid eye contact. In short, don’t engage, do drive safely, and retreat if necessary.

As I mentioned last week, road rage, in all forms, is increasing. AAA surveyed drivers and found that 8 out of 10 say they were part of or witnessed a road rage incident within the last 30 days. It cited some examples, including excessive horn honking, shouting at another driver, and aggressive lane changes.

The incidents of road rage are not going away. As the Council says, think twice before you flash your lights or flip the finger. The situation can become dangerous very quickly.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime. You can also call the Eiland & Ritchie offices. We specifically set aside a few hours Monday morning to answer your questions.

Allen Ritchie

The post Road Rage Turning Deadly first appeared on Steele Ritchie .

Rude Driving Plagues Gulf Coast

Fri, 09 Sep 2022 15:16:00 GMT

You’re on the road. A driver is aggressive. How do you react? According to researchers, probably badly, at least sometimes.

In my law office, I see more and more accidents because of road rage. A study from The Zebra shows what I have been seeing — get ready for it — 82% of people admit to committing an act of road rage in the past year.

Do you realize how large that is? 8 out of every 10 people you encounter on the road are willing to cut you off, give you a middle finger salute, or hit your bumper with theirs. That is about everyone except, perhaps, your elderly aunt, who only drives to teach Sunday school. And that is just perhaps!

You may have noticed the increase in road rage incidents and the accidents they cause. Here are some facts:

The real problem is escalating the situation. Professional police negotiators offer this advice: calm the situation down and/or get yourself out of there. Road rage drivers rarely do either.

Some forms of escalation are horn honking, shouting, light flashing, or rude gestures. And it can get more dangerous with tailgating, short braking, speeding past a vehicle, or forcing a car off the road.

Reprimanding other drivers may sound innocent, almost fun, but I tell you that road rage turns serious and hurts people in Mobile and Baldwin Counties. I see it firsthand.

Need another reason to stay calm? Some insurance companies are putting in road rage clauses. If you are in violation, your insurance will not pay for any damages. So, that long honk could really cost you.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime. You can also call our office. We specifically set aside a few hours Monday morning to answer your questions.

Alabama Personal Injury Lawyer

The post Rude Driving Plagues Gulf Coast first appeared on Steele Ritchie .

Why Is Labor Day So Deadly?

Thu, 01 Sep 2022 16:34:00 GMT

By the end of the Labor Day holiday, roughly 300 people will be dead, and thousands of others will be injured in America. Some of those traffic accidents will be right here on the Gulf Coast.

Think it doesn’t happen? Just look around. If you are traveling any distance this weekend, you will probably see a wreck … a bad one. It will destroy families, create terrible suffering, and likely could have been prevented.

I could give you a lot of statistics but let me put the holiday into perspective from a working lawyer’s point of view.

This weekend is one, if not the, most dangerous of the year. I can almost guarantee that a parent or spouse will call me this weekend or perhaps on Tuesday with tragic news.

From my experience, there is a typical combination that makes it so dangerous – inexperienced drivers (25 and under), who are partying too much, staying up too late, and then hitting the road usually at night. Sound like anyone you know? He or she could be in real danger.

Let me add one other problem. The number of distracted driving accidents is currently the highest I have ever seen.

I want to give you 3 simple rules that can save you a lot of grief. Here we go.

Do these 3 things, and you have a good chance of seeing Labor Day next year.

Remember, there will be many more cars on the road this weekend. You can do everything right and still be in trouble. So, watch out for the other drivers. There is no shame in pulling back when you see someone acting irrationally.

Have fun and enjoy all that our area provides. Just be smart about it. If trouble comes to someone you love, give me a call. I will be glad to help.

This Sunday, September 4, will be the last of our 30-minute call-in shows for the rest of the year. So, if you have a question, join us on NBC 15 LawCall here in Mobile this Sunday night at 10:30, right after the news. We are taking a break during football season and will offer 5-minute segments for the rest of the year. Remember, we will still have a live call-in segment every Monday on NBC 15 around lunchtime, and you can always call our office.

Alabama Personal Injury Lawyer

The post Why Is Labor Day So Deadly? first appeared on Steele Ritchie .

Your Insurance Company Says No. Now What?

Wed, 31 Aug 2022 00:26:00 GMT

Expect the insurance company to deny or lowball your injury claim, and you will rarely be surprised. That is my legal experience in Alabama.

Here are some things I do for my clients when faced with this mountain of resistance. Perhaps, they can help you.

Don’t necessarily accept the first offer.

Some insurance companies play a game by initially offering a small settlement amount. If the injured person accepts it, this is great for the insurance company. If not, it hasn’t cost the insurance company anything.

Challenge the information used to evaluate your case.

Here is the bottom line – if you have the proof that would convince a jury of your loss or injury, you have a shot at top dollar without ever going to trial.

Do not accept negative information about you or your situation as truth. In my experience, police reports can be wrong. How do we counter this? We go after eyewitness statements, look for photos and videos, and even get experts to testify. If the insurance company says you are not badly injured, we get doctors’ records, x-rays, medication lists, and even family photos that support your claim.

Ask for a 3 ^rd party review.

We do this often and call it mediation. Lawyers will ask an independent person (I like retired judges) to look over the case and help it get resolved. This evaluation lets the insurance company know what an outsider considers fair. If you are fighting alone, this request can happen when you appeal the insurance company’s denial.

One final note, I strongly suggest you get a lawyer involved. It is a tricky process; plus, you need someone who understands the system and is on your side.

If you suffer a personal injury, like an auto/railroad wreck or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live. We do like answering your questions. We also have lawyers standing by at our offices on Monday mornings.

Mobile Personal Injury Attorney

The post Your Insurance Company Says No. Now What? first appeared on Steele Ritchie .

Will a Big Rig Hit Your Car?

Sun, 21 Aug 2022 11:09:00 GMT

If you drive even a little around the Gulf, it is almost impossible to conceive that you have not seen a semi-tractor trailer in a wreck with a car. And it is almost never good for the car — or the occupants.

Here are the staggering figures: nearly half a million big rig accidents each year in the U.S. and roughly 5,000 deaths. Divide 50 states into 500,000, and that means around 10,000 truck accidents per state per year. The same calculation shows that about 100 people yearly will die in Alabama from truck accidents . We only have 67 counties.

Look at it this way. Each county has 1 to 2 large truck deaths each year. In the roughly 50 years you drive, 50 to 100 of your county neighbors will die in a crash with a tanker, flatbed, semi, or another large commercial vehicle.

There are predictions that the accident rate will get worse. Those packages you have delivered and want right now are helping create the number one cause of truck accidents – fatigue. Add the shortage of truck drivers, and you can see a possibly scary future.

I handle big vehicle accidents where people are hurt and am glad to do it. People hit by these gigantic vehicles (and their families) need help. It is always a fight with the trucking companies and insurance carriers, but it is well worth the struggle.

One final piece of advice: talk to your kids and tell them to back away from these multi-ton, high-speed giants. As the years go by, they will see more large vehicles on the road, and it is seldom a fight they can win.

If you suffer a personal injury, like a big rig/auto/railroad wreck, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Will a Big Rig Hit Your Car? first appeared on Steele Ritchie .

Nursing Homes Now Suing Children for Money

Fri, 12 Aug 2022 18:16:00 GMT

I fight to protect the elderly from nursing home abuse. Now nursing home trouble may be coming for the children of those senior citizens.

Here is what is happening. The seniors’ kids are filling out the nursing home intake forms and not realizing that they may be personally signing up to pay the bill. Add to this that some nursing homes are relentless in trying to collect.

The problem is so bad I would expect Congress to step in.

Let me teach you a little about the law so you can protect yourself. Learn about the term “responsible party.” This legal phrase does not mean, as some think, the person who the nursing home contacts for information. It means the person who is ultimately responsible for paying the bill.

In the often dramatic and emotional experience of putting a parent in a nursing home, many children say they did not understand what they were signing. I know of one case where the daughter asked if she would be financially responsible, and the intake person said no. The daughter checked the “responsible party” box. Now, the nursing home wants her to pay close to $80,000.

Here is how it generally works. If you want the government to pay for nursing home help, you must first spend most of the resident’s money on the care. When that money runs out, the government kicks in. You, as the child, are not required to spend any of your own money.

Don’t think that refusing to sign will prevent your loved one from getting the care he or she needs. Federal regulations make it illegal for a nursing home to require any non-resident to be personally responsible for the bill.

Now it is not illegal for the nursing home to ask you to pay. My advice is to say no and refuse to sign any statement saying you will.

If you suffer a personal injury, like nursing home abuse , an auto/railroad wreck, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Nursing Homes Now Suing Children for Money first appeared on Steele Ritchie .

Alabama Law: Walking Your Child to School

Fri, 05 Aug 2022 14:46:00 GMT

It is returning to school time here in Mobile and Baldwin Counties. You probably know the Alabama laws for driving a car, but do you know the state laws for walking?

It may interest you that originally the legal rule stated, “all persons have an equal right in the highway, and … each shall take due care not to injure other users.” That philosophy of everyone looking out for everyone else didn’t quite work out, so the state legislature stepped in and created these laws.

Pedestrians are boss at an unmarked intersection.

If there are no crosswalks or stop signs at an intersection. the pedestrian has the right of way. A vehicle is required to yield.

Pedestrians are required to obey crossing signals.

That means if there is a walk/don’t walk sign – follow what it says. In my experience, those signs are there for a reason.

It is illegal to cross an intersection diagonally.

So yes, you may have to make two road crossings to get where you want to go.

Cars must yield to walkers on a sidewalk .

This law sounds odd. Do you need a law telling car drivers not to leave the road to hit someone on a sidewalk? But I have seen this law used. A vehicle was turning into a driveway and hit a child on the sidewalk. By the way, that child fully recovered and got an interest in the law. His mother tells me that he plans to become a lawyer.

Let me give you one more piece of advice. In my experience, a primary cause of pedestrian-intersection accidents is when the walker is on the right side of the car, and the driver looks left for oncoming traffic. Turning right, the driver often doesn’t see the pedestrian until it is too late.

Remember that even if you are legally correct, your body is no match for a large metal object. I strongly suggest you teach your kids how to anticipate danger.

Be safe, and I hope you enjoy the new school year.

If you suffer a personal injury, like an auto/railroad wreck or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Alabama Law: Walking Your Child to School first appeared on Steele Ritchie .

The types of distracted driving

Tue, 02 Aug 2022 01:12:00 GMT

One of the most common factors in highway deaths and serious injuries in Alabama is distracted driving. Studies indicated that distracted driving plays a role in about 25% to 30% of all motor vehicle accidents, with many occurring during the day, affecting companies whose employees must drive for a living.

What are the types of distracted driving?

Any type of activity that diverts a driver’s attention from the road to cause motor vehicle accidents may be considered distracted driving. Most distracted driving factors fall into three main types: visual, manual and cognitive. Visual distractions cause you to take your eyes off the road and include activities like searching for items in your vehicle, looking at your navigation system, or searching for various controls on the steering wheel or dashboard. Manual distractions involve taking your hands off the wheel to eat, drink, smoke, or do some other activity where you need at least one hand.

Cognitive distractions encompass a broad range of activities and include something as simple as talking to other passengers. Drowsy driving and driving under the influence of drugs or alcohol also fall under this category. Talking on cell phones and texting while driving are two of the most common and most dangerous types of distracted driving as they encompass all three categories.

Avoiding distractions can help avoid crashes

The Occupational Health and Safety Administration indicates that companies spend millions annually on expenses involving medical care, legal expenses, property damage, and lost productivity. What’s more, victims of distracted driving accidents can sue companies when their employees cause accidents because of their in-cabin activities behind the wheel.

While the driver has the first line of responsibility to not engage in distracted driving behaviors, the company shares responsibility, especially if they don’t establish and enforce a distracted driving policy for their employees.

The post The types of distracted driving first appeared on Steele Ritchie .

Help a Camp Lejeune Victim

Fri, 29 Jul 2022 15:31:00 GMT

Do you know someone from Camp Lejeune? Are they suffering, perhaps from a mysterious illness?

Step up and help them get to a lawyer.

Contaminated water at the Marine Corp Base from 1953 to 1987 has caused thousands of people to suffer. Now, the federal government is considering compensation payouts to those injured by the pollution.

Since I wrote about this last week, calls have been coming into my office. People want to know what and who is going to be covered. Though Congress has not approved the final legislation, here is what I think is most likely.

For the people covered, I would say there is no argument that injured Marines and other military personnel, including guardsmen and reservists, will be compensated. Then there are also the military family members, civilian employees, and all the people who provide services to these men and women.

As to the illnesses and other forms of suffering, here is a partial list:

If you were at Camp Lejeune anytime from the 1950s to the 1980s, it is almost impossible not to have come in contact with the contaminated water. It was used at offices, homes, barracks, schools, rec areas, and even the camp hospital.

Want to help? Go back over your family and friends’ history. If a cousin who lived there had a miscarriage, if a friend told you about his child’s illness, or if you had an uncle or aunt die after leaving Camp Lejeune, they or their surviving family need to contact a lawyer.

Let me add that waiting is rarely good in a legal case. They need to do it now.

If you suffer a personal injury, like contaminated water, an auto/railroad wreck, or a slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

Mobile Personal Injury Attorney

The post Help a Camp Lejeune Victim first appeared on Steele Ritchie .

Camp Lejeune Marine? Call Your AL Lawyer. Now!

Fri, 22 Jul 2022 14:59:00 GMT

Sick Marines (and other service personnel, workers, and their families) could collect money because of their time at Camp Lejeune. The reason is bad water on the base from the 1950s through the 1980s.

The money will not come without a legal fight. In fact, there have already been legal setbacks. I advise you to contact a lawyer, and I suggest an Alabama lawyer. More on that in a minute.

Here is what happened – The water at Camp Lejeune in North Carolina became contaminated with chemicals from 1953 until 1987. Service people, their families, and others drank, washed, and swam in that water. It is known that thousands of people who lived and worked at the base have become sick and even died, and perhaps a million people could be affected. My research shows an alarming increase in cancer rates and birth defects.

Here is what is changing: a statute of limitations in North Carolina says you cannot sue after ten years. Congress is likely, perhaps even this week, to pass a federal law that supersedes the state law and will let Marines, their families, and others sue for damages.

This new law, if passed, will have a time limit. So, you need to act now.

Remember – a troubled pregnancy, a disease manifesting years later, and even mental health problems could be the result of this toxic water.

Here is my strong suggestion. If you were on the base anytime from the 1950s through the 1980s, contact your LOCAL personal injury attorney. Though the work is concentrated in North Carolina, you can have an attorney right here who will look out for you. This personal attention will NOT cost you a dime more.

If you suffer a personal injury, like contaminated water, an auto/railroad wreck, or a slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Camp Lejeune Marine? Call Your AL Lawyer. Now! first appeared on Steele Ritchie .

Trampolines at Home Safer Than Pro Centers

Thu, 14 Jul 2022 22:05:00 GMT

Taking your kids to a trampoline adventure center is more dangerous than letting them jump in the backyard.

This is the news this week and something I have been saying for years. I deal with injured children and adults and know that many trampoline businesses are centers for serious accidents — even death. If you think the centers are professionally designed to provide a safe experience, think again.

According to the latest British Medical Journal, kids are twice as likely to be injured at a commercial center than at home. There are several reasons, but the most reasonable is that the retail center trampolines are super taut to give you the highest bounce, and the kids have no experience or training to deal with this. The results can be life-altering. I know of one case where a child tried a flip for the first time and broke his neck. He is now a quadriplegic.

Here is an excellent legal rule of thumb: if you must sign a waiver to participate (as you do at most trampoline centers), someone has gotten hurt and probably permanently hurt. If you or your child is injured, there are ways to get around many of those waiver restrictions, but seriously, do you want to put yourself or your children in a situation where you have to do that?

Home trampolines can also be dangerous. I strongly suggest one child at a time and always with adult supervision. One friend tells me of a fence-type wrapping he has put on his backyard jumper so the kids can not fall off.

An injury on a trampoline can cost hundreds of thousands of dollars in medical bills alone. You may think insurance will cover these, but in my experience, that rarely happens without a legal fight.

If you suffer a personal injury, like an auto/railroad wreck or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

The post Trampolines at Home Safer Than Pro Centers first appeared on Steele Ritchie .

Soccer, Head Injury, Lawsuit

Fri, 08 Jul 2022 16:55:00 GMT

Lawsuits are flying across soccer fields in our country. The reason – concussions and the possibility of long-term brain damage.

It is a subject I have to keep up on. Some of my auto accident clients’ concussions are no different than what a professional athlete may endure.

Here is what is happening. New studies link soccer players to the same injuries as football players, boxers, and other contact sports participants. We have long known that brain damage and concussions can lead to memory loss, impaired mental capacities, and even suicide. This tragic reality is not limited to the pros. College, high school, and even intramural leagues are seeing life-altering effects on players.

Here is one of the major concerns for soccer. Using your head to butt a ball is like being hit by a large rock. And in soccer, there are no helmets. Here is the shocker – some believe that the repetitiveness of hitting the ball with your head during practice can be more damaging than the actual games .

Now to the recent legal developments. A U.S. judge has dismissed a case that would have required FICA, Fédération Internationale de Football Association, and other governing groups to change soccer rules. Primarily to reduce using a player’s head to hit the ball.

The players and parents who brought the lawsuit lost because the judge felt they could not use the courts to change the “laws of the game.” The judge also said the players or the players’ parents had decided to approve participation in the game knowing the rules and therefore agreed to the risks. One other legal note: the lawsuit was dismissed with prejudice, meaning these claims against FICA cannot be brought again.

However, this is not the end. I have been a lawyer for a long time and know that more lawsuits will follow. You may remember the recent settlement over concussions for a reported $1 billion with the National Football League and roughly 5,000 former players. That case had a few legal setbacks too.

If you suffer a personal injury, like an auto/railroad wreck or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Soccer, Head Injury, Lawsuit first appeared on Steele Ritchie .

Alabama Danger: Boating While Drinking

Fri, 01 Jul 2022 14:15:00 GMT

It’s hot, it’s the fourth, and it’s time to take drinking and boating seriously.

Here is the bottom line: Alabama and federal law enforcement has had enough of drinking and boating. You may have been able to get away with some unsafe activities during holiday’s past, but I would not chance it this year. In fact, the U.S. Congress has recognized drugs and alcohol as a significant problem on the water.

Here are some sobering facts:

I deal with people injured on the water, and it can be tragic. Here are some tips I have come across that may make this weekend safer for you and the people you love.

Let me be a lawyer for a few seconds. A boat is a vehicle. Operating it safely is both a legal and personal responsibility.

Have a wonderful and safe 4 ^th of July. It is a great country, and we should all celebrate our freedom … safely.

If you suffer from a personal injury like an auto/railroad wreck, wrongful death claim, or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

The post Alabama Danger: Boating While Drinking first appeared on Steele Ritchie .

Summer Drinking: Stop Legal Trouble Now

Fri, 24 Jun 2022 20:54:00 GMT

Summer Drinking: Stop Legal Trouble Now

Stop drinking and driving. Stop drinking and boating. Stop drinking and lawn mowering. Seriously, it is becoming a problem here and around Mobile.

I know it is hot; you want to go to the beach, fish for Red Snapper, and get that boat in the water. However, it is hard to swim, fish, or boat from jail, so watch the summertime drinking.

Here are some facts from my years of practicing law and dealing with the chaos that drinking drivers cause:

Alcohol only makes you think you are performing well.

Here is the truth – alcohol dramatically diminishes your ability to react. This is potentially tragic when you must react to multiple signals at once. For example, a car swipes you – do you put on the brake, put on the gas, throw you arm out over your passenger, grab the wheel with both hands, change lanes? You get the idea. With even one drink, it takes longer for your brain to get information … and still more time for you to react.

Beer, wine, and liquor will get you just as drunk.

If you feel that beer is less intoxication, think again. Even if your math skills are a little sketchy, trust me that one 12-oz. beer equals 5 oz. of wine or 1 ½ oz. of 80 proof liquor. Bottomline, drinking a lot of beer will get you drunk.

Diluting hard liquor can actually increase absorption.

Though using fruit juice or water may reduce the speed of alcohol getting into your blood system, here comes the shocker – carbonated beverages increase absorption, and you will get drunk more quickly.

No amount of coffee will sober you up.

In fact, cold showers will not sober you up either. It can provide for a clean drunk, however. Only your liver can get rid of the alcohol. For every drink you consume, it takes about 2 hours for the liver to do its job.

You can still be arrested if high on prescription drugs.

You are required by the state of Alabama to operate a vehicle safely. No doctor’s orders will override that.

These are a few facts from my decades of practicing law. I truly hope you have a fun and safe summer.

If you suffer from a personal injury like an auto/railroad wreck, wrongful death claim , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Summer Drinking: Stop Legal Trouble Now first appeared on Steele Ritchie .

More Crashes: Despite Alabama’s Move Over Law

Fri, 17 Jun 2022 17:41:00 GMT

Is Alabama’s move over law a flop? The statistics are not looking good. When the law was enacted in 2009, our state had 9 work zone deaths. In 2020, there were 19.

Basically, the move over law requires you to change lanes or slow down when you see a vehicle with flashing lights on the side of the road. This rule includes police, ambulances, and even tow trucks. The reason, of course, is to make it safer for workers. It just doesn’t seem to be effective.

But it is the law. If caught, you could be charged with a misdemeanor and fined $25. Perhaps the tiny amount is part of the reason for the failure.

So, do you move over or at least slow down if you see flashing lights?

If you do, the National Highway Safety Administration says you are in the minority. What? Yes, this government agency reports about three-fourths of drivers say they didn’t know it was a law — despite similar laws in EVERY STATE IN THE UNION.

Here is another problem. An Alabama fire chief reports that their study showed about half of all drivers WHO KNEW about the law — thought it was unnecessary. This thinking might explain why in 2021, nearly 5000 firefighters suffered injuries in road accidents across the nation.

I see injured people every day and know of a trooper who was hit, a severely injured firefighter, and a road worker who was run over. All of these accidents were preventable.

Perhaps you should obey this law. At least you know about it now. Move over as an act of respect for the first responders—law enforcement officers and firefighters- who are rendering aid to those in need.

If you suffer a personal injury, like an auto/railroad wreck or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post More Crashes: Despite Alabama’s Move Over Law first appeared on Steele Ritchie .

Alabama DUI Proposal: If You Kill a Father or Mother, You Pay To Raise Their Kids

Sat, 11 Jun 2022 14:03:00 GMT

If an Alabama parent is killed in a DUI traffic accident, the drinker could be forced to pay child support to raise the dead parent’s children. Payments could continue until the children are 19 years old.

This plan is one more way that families injured by the careless actions of drivers can receive help. It also partially answers where the money the parents would have earned is coming from.

This bill before the Alabama House of Representatives is like one in Missouri where an alleged drunk driver killed both parents of a 5-year-old boy. His grandmother is now raising the youngster.

More than 20 states are considering such a bill. The Tennessee House has already approved one.

According to the federal government, drunk driving deaths are on the increase. The National Highway Safety Administration says around 32 people die in drunk driving crashes every day in the United States, or more than 11,000 people yearly.

If the fear of killing someone or going to prison is not enough to get you to call an Uber, consider the financial cost if this bill passes. Though the court will determine payments based on many factors, the process will probably mirror child support payments. Divorce attorneys I spoke with here in Mobile say the cost could fall between $50,000 to $100,000 or higher.

In what might appear an odd provision, the bill suspends payments if the drunk driver is in jail or prison until 1 year after being released.

No matter the outcome of the legislation, let me strongly suggest you check to ensure you have the insurance needed if something tragic happens. I see the result of too little insurance almost every day.

If a drunk driver injures you or you suffer a personal injury, like an auto/railroad wreck or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Alabama DUI Proposal: If You Kill a Father or Mother, You Pay To Raise Their Kids first appeared on Steele Ritchie .

Termites: Alabama Has Worst Bugs in Nation

Thu, 02 Jun 2022 23:38:00 GMT

The termite problem in Mobile and surrounding areas is bad. I mean BAD. But did you know we now have the worst termites in the nation?

Subterranean termites have the “worst of the worst” distinction because they are almost undetectable. They can build an entire colony that is not visible on the outside; then, they burrow underground and into your house. Once in the wood, they can eat for years. Yes, years.

This clandestine activity is why you hear of people driving in a nail and seeing their entire wall collapse. These bugs never showed themselves and never made a sound.

If you have a termite protection program, this should never happen. If it does, call an attorney fast.

Here are some signs of subterranean termites:

Soil Tubes – These are the tunnels made by worker termites. They come up from the ground and into your house. Check under your deck or porch, check the crawl space, and in fact, check any dark area around your home.

Wood Taps – You may be able to detect where the termites have hollowed out your walls and floor. Knock on the wood, and if the lumber sounds hollow, you may have a problem.

Bug Activity – Swarms do happen. Look for tiny black insects with long white wings that stack on top of each other. Also, look for small white insects that look like ants. Either of these can indicate a colony.

If you suffer from termite damage or a personal injury, like an auto/railroad wreck or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Termites: Alabama Has Worst Bugs in Nation first appeared on Steele Ritchie .

Danger in Alabama: Memorial Day Accidents

Sun, 29 May 2022 11:44:00 GMT

Memorial Day weekend is one of the most dangerous weekends in Alabama. Statistically, people will die on our roads and many more will be involved in costly, but preventable, accidents.

You may consider yourself safe, but I ask you to take a moment to think about the real dangers on the road, on the water and at home. Here are some facts that may shock you.

Be safe. Just be smart. We hope you have a great Memorial Day and a fantastic summer.

Mobile Personal Injury Attorney

The post Danger in Alabama: Memorial Day Accidents first appeared on Steele Ritchie .

Who To Sue After a Wreck?

Thu, 19 May 2022 18:43:00 GMT

If you are hurt in an automobile accident, you need money to get your life back on track. Money to pay those medical bills and to compensate you for your pain and suffering. At the least, you need money to pay for car repairs.

Where is that money coming from?

Enter the lawyer. Our primary job is to get you that cash. Finding it may well be our superpower.

Here is an example that could easily happen to you here in the Mobile area. You are hit by a driver who does not live in our state, the driver has no insurance, the driver does not own the car, and the driver was doing a delivery for his job. Where are you going to find the money to get you better?

Our investigation begins. We look for insurance since that is the most likely pool of money. If it doesn’t come from the driver or the owner of the car, then perhaps the driver’s employer? If none of those ideas are working then we need to take a closer look at your insurance. Do you have Uninsured Motorists’ coverage?

A lawyer’s investigations are not limited to money. We must prove who hurt you. This is not always obvious. I have seen many accident reports that are inaccurate. Remember, the law enforcement officer did not actually see the accident happen. Add to this, it is amazing how fast witnesses disappear and how their memories fade or get cloudy. Plus, there is saving physical evidence. I could not count how many times I have had to move quickly to save video of an accident. Video that is often erased in a matter of days or sometimes even hours.

These are just some of the reasons you need to contact a lawyer … and contact us quickly.

Mobile Personal Injury Attorney

The post Who To Sue After a Wreck? first appeared on Steele Ritchie .

Injured? Make Your Bed

Wed, 11 May 2022 16:19:00 GMT

If you are injured, the recovery can be long and painful. For many of us, these same qualities apply to life. So, it is not surprising that graduation advice can often work for both situations.

In this graduation month, I am reminded of some tips offered in the 2014 graduation speech of Admiral William H. McRaven. You may know it as the “Make Your Bed” address. The title comes from his advice to start each day with an accomplishment.

Here, for my injured clients, are a few more thoughts based on the Admiral’s advice, plus some summary phrasing by author Rick Lindquist.

Rise to the occasion when life gets hard.

We all confront dark moments. When this happens, be your best. Focus on the things you have rather than what you have lost . You can make this choice.

Take calculated risks.

Change does not come without risk. To succeed, you must overcome your anxieties and move forward. But he advises that you need to make those moves wisely. Put the odds in your favor.

Life is not fair; get over it.

There is no true understanding of why you got hurt. Remember, it is easy to give up, harder to get better. Like the Navy Seals, whom the Admiral references, you have it in you to do what is hard.

Give people hope when times are tough.

Hope is powerful and contagious. To paraphrase the Admiral: When you are up to your neck in mud, start singing.

And finally,

Find someone to help you paddle .

I hope my clients feel that I am one of those people. I really do want to help.

If you suffer from a personal injury like an auto/railroad wreck, wrongful death claim , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Injured? Make Your Bed first appeared on Steele Ritchie .

Why Won’t Anyone Sue My Doctor?

Fri, 06 May 2022 17:37:00 GMT

Just because a doctor makes a mistake, it doesn’t mean there is a winnable lawsuit. In Alabama, medical malpractice cases are considered the most difficult type of injury cases to win.

Here is a statistic that will shock you — hold on, you will not believe it. According to the National Practitioner Data Bank, a government database, 80% of all medical malpractice lawsuits fail.

What? Yes, if you line up 10 people who think they were hurt by a doctor, hospital, pharmacist, or other medical providers, only 2 will receive any money.

When you have a system, as we do, where lawyers front all the costs and only get paid when they win, you can see why many lawyers are very selective about the cases they take.

To win a case, you must prove that a medical provider violated the standard of care. In my experience, the action or lack of action must be horrendous. For example, a doctor puts a gag in a patient’s mouth, and the patient suffocates. True case.

Let me give an example of a non-case. A patient was given the wrong medication. The patient had taken this medication for years and knew the pills were not correct. She did not take them. This situation is a non-case because the patient was not injured. Just because the patient could have been hurt does not make it a winnable medical malpractice lawsuit.

Many other reasons make these types of cases tricky. However, if you think you were wronged by a medical professional, I strongly suggest you talk to an attorney and learn your rights — and your chance of winning.

If you suffer from a personal injury like medical malpractice , an auto/railroad wreck, wrongful death claim, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

Mobile Personal Injury Attorney

The post Why Won’t Anyone Sue My Doctor? first appeared on Steele Ritchie .

Termites From Picture Hanging and More

Fri, 29 Apr 2022 16:00:00 GMT

When most homeowners think of threats to their property, they worry about natural disasters or vandalism. But across the Gulf Coast—and especially here in Alabama—one of the most destructive threats is much smaller: termites. These silent invaders cost Alabama homeowners millions of dollars each year in structural damage, home repairs, and financial stress. Unfortunately, many homeowners don’t realize that the pest control companies they trust may not always do their job—and in some cases, those companies may be liable for the damage left behind.

At Steele Ritchie LLC, we’ve spent years helping clients across Alabama fight back against negligent pest control companies. If your home has been damaged by termites, and you believe your pest control company failed to protect you as promised, you may have legal options.

Are There Laws About Termite Damage in Alabama?

There’s a lot of confusion about termite laws in Alabama. To be clear: there are no laws that penalize homeowners for having termites. But there are laws that protect homeowners when pest control companies make promises they don’t keep.

When a pest control company enters into a termite protection agreement or provides a warranty for termite prevention or treatment, they are legally obligated to follow through. If the company fails to treat your home as promised or provides inadequate service, and you suffer financial damage as a result, they may be held responsible under Alabama consumer protection and contract laws.

These are not just hypothetical situations. Termite litigation is real, and our law firm has helped multiple families recover compensation when pest control companies cut corners.

Alabama Termite Damage Stories: Real People, Real Loss

Here are two examples that show just how serious these cases can be:

1. The Collapsing Wall:
A friend shared the story of a young couple hanging a picture in their home. As they hammered the nail into the wall, the entire wall came tumbling down. Behind it? Termites. The pests had devoured the wooden structure to the point of collapse. While the couple did have a termite prevention plan, the pest control company only repaired the issue after being pressured—most likely to avoid a lawsuit. The company didn’t act out of concern but out of self-protection.

2. The Camper Life:
Attorney Tom Campbell, who frequently works with our team, recently represented a Mobile, Alabama couple who were forced to live in a camper for over two years. They had paid for termite protection, but the company never treated the home. The couple spent years fighting just to get the pest control company to acknowledge the damage and take responsibility.

These stories are sadly common. Termite damage in Alabama can destroy more than wood—it destroys peace of mind, living conditions, and financial security.

What Can You Do If Your Home Has Termite Damage?

If you notice signs of termite infestation—such as hollow-sounding wood, mud tubes, droppings (frass), or swarming bugs—act fast:

Inspect your home thoroughly. Look for evidence of wood damage, weakened structures, and other red flags.
Contact your pest control provider immediately. Request a copy of your termite protection contract and find out what treatments were done (if any).
Document everything. Take photos, get a second opinion from another pest control company, and write down dates and conversations.
Call a termite damage attorney. A lawyer experienced in termite litigation can help you assess your options and pursue legal action if warranted.

At Steele Ritchie LLC, our team is experienced in evaluating termite claims and holding negligent pest control companies accountable. We understand the frustration of paying for protection only to be left footing the repair bills alone.

Why Do Pest Control Companies Get Away With It?

Many pest control companies operate on volume, treating hundreds or thousands of homes every year. In some cases, technicians cut corners or falsify records. Homeowners are left thinking their homes are protected when they aren’t.

Worse, some companies bet on homeowners not noticing the damage until it's too late—or until the warranty has expired. These shady practices have led to a growing number of termite lawsuits in Alabama, particularly along the Gulf Coast where infestations are most common.

You May Be Entitled to Compensation

If your pest control company was negligent, you may be able to recover:

The cost of repairing termite damage
Temporary living expenses (if you had to move out of your home)
Refunds for any termite protection payments or warranties
Legal fees and other related expenses

Many clients are shocked to learn just how much damage termites caused because the infestation was hidden behind walls or under floors. A professional assessment combined with legal support can help you calculate the full value of your claim.

Alabama Termite Infestations: A Growing Crisis

According to pest control experts and real estate professionals, Alabama is one of the most termite-prone states in the country. Thanks to our warm, humid climate and mild winters, termites can remain active nearly year-round.

Areas like Mobile and Baldwin counties are especially vulnerable. Thousands of homeowners throughout these communities have dealt with the fallout from termite infestations—some losing their homes, others losing years of financial progress.

Don’t wait for termites to show themselves. If you have a suspicion, get your home inspected. And if your pest control provider let you down, get legal help.

These Fights Aren’t Easy—But They’re Worth It

The road to recovering damages for termite destruction isn’t simple. Companies may deny liability. Insurers may delay or offer too little. But with the right legal team on your side, you can fight back.

Our termite damage lawyers in Mobile, AL know how to investigate your claim, gather evidence, and work with inspectors to prove negligence. We’ll stand by your side every step of the way—and you won’t owe us anything unless we win your case.

Call Steele Ritchie LLC Today

If you’ve experienced a termite infestation, it’s time to take action. Whether your pest control company failed you or you just want guidance on how to protect your home legally, Steele Ritchie LLC is here to help. We offer free consultations and can quickly assess whether you have a viable legal claim.

Call us at (251) 666-1212 or contact us online .

And don’t forget—you can catch Allen Ritchie every Sunday night at 10:30 p.m. on NBC 15 LawCall here in Mobile. He answers viewer questions and discusses legal issues that affect Alabama families, including termite claims, auto accidents, and more.

Protect Your Home. Protect Your Family.

Termite damage may be silent, but its consequences are loud. Don’t wait until your walls crumble—get ahead of the problem, know your rights, and make sure negligent companies are held accountable. With help from Steele Ritchie LLC, you can move forward with peace of mind and a safer home.

Allen Ritchie

Mobile Personal Injury Attorney

Who pays for termite damage?

Wed, 27 Apr 2022 22:29:00 GMT

If your Alabama apartment is infested with termites, it may be vulnerable to structural or other types of damage. Furthermore, it’s possible that any of your belongings that are made from materials that termites like to eat could be vulnerable as well. As a general rule, your landlord is responsible for mitigating the problem and ensuring that you have a place to stay while this is happening.

How are termites eliminated?

Typically, termites are eliminated through a process called tenting. During the tenting process, the home is sealed while gas is pumped through the spaces where they are located. The gas that is used to kill this pest is harmful to humans and most domesticated animals. Therefore, you will need to spend several days living in a hotel or in some other location.

Who pays for your relocation expenses?

Your landlord will be required to compensate you in some manner for the cost of finding a place to live while tenting is ongoing. For instance, your landlord may divide your monthly rent by 30 to determine your daily rate. From there, your landlord will multiply that figure by the number of days that you were out of your apartment to determine how much you’re entitled to. It’s also possible that the property owner will simply reimburse you any actual costs that were incurred during the relocation period.

What if the infestation is your fault?

It’s possible that you may have contributed to the infestation either intentionally or by accident. This may be true if you failed to report a water leak or took other actions that caused conditions for termites to thrive in or around the apartment. In such a scenario, you may have to pay to repair termite infestations on your own.

If your landlord fails to maintain the rental property, you may be entitled to compensation. It may be possible to use a copy of the rental contract or messages sent to them as evidence that they failed to comply with state law.

The post Who pays for termite damage? first appeared on Steele Ritchie .

Do I Pay Taxes on My Injury Money?

Fri, 22 Apr 2022 14:41:00 GMT

Generally, you do not pay taxes on a personal injury settlement. Generally is the tricky part of that statement because sometimes you do.

Now, please don’t rely on me for tax advice. The rules seem to change often, and there are lawyers and accountants who specialize in this. I’ll give you a name or two if you want.

That said, here is my understanding from several decades of fighting for injury settlements. In an injury settlement, your compensation for medical bills, pain and suffering, property damage, and the like is not taxable because these things are not income. Remember, it is called “income tax,” not an “if you get money” tax. The money you receive is considered a reimbursement for something you lost.

However, according to the IRS, punitive damages (those ordered by the court to punish the person or company who hurt you) are considered income and are taxable.

Confusing? Hold on; there is more.

In Alabama, a wrongful death case (a case where a person dies) can only collect punitive damages. Yes, if you die, your family does not get any of the pain and suffering and other compensation. We are the only state with this restriction, so the IRS has made an exception for Alabama. Punitive damages in wrongful death cases in Alabama are not taxable.

This is just in Alabama; the government wants its share of those punitive damages in Florida and Mississippi. But you probably suspected that.

If you suffer from a personal injury like an auto/railroad wreck, wrongful death claim , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Do I Pay Taxes on My Injury Money? first appeared on Steele Ritchie .

Car Hits Bike: Are You a Pedestrian?

Fri, 15 Apr 2022 17:49:00 GMT

As the weather heats up, you see more people riding bicycles around Mobile. Sad to say, you also see more cyclists getting into accidents.

So, if you get hit, does the law treat you like a walker or as a car driver?

Here in Alabama, a bike rider is not only considered operating a vehicle but, ironically, a motorized vehicle. You must follow the rules of operating a car and are treated as if you were.

For example, you must stop at a stop sign. If you roll through, you could get a ticket. Perhaps more importantly, you might be held responsible for your own medical bills if you get hurt. Remember, if you are even 1% responsible for your injuries in Alabama, you cannot collect anything from the person who hit you.

Here is another fact that might surprise you. You cannot legally ride on a sidewalk. Despite the images you have from the movie E.T. or a Dennis the Menace episode, you must ride your bike on the far right of the street. You can, however, use a bike path if available.

Here are a few other laws:

With the price of gasoline on the rise, I suspect we will see more bikes on the road. Just remember that pedal power will not exempt you from the rules of the road in our state.

Mobile Personal Injury Attorney

The post Car Hits Bike: Are You a Pedestrian? first appeared on Steele Ritchie .

Men Dying While Texting and Walking

Fri, 08 Apr 2022 15:26:00 GMT

You know about the dangers of texting and driving. But now, you need to fear texting and walking … especially on a mountain … and especially if you are a male.

A new study caught my eye because men are falling off mountains while holding their phones. At best, you might think they are in danger and are searching for a solution. A YouTube video, perhaps? At the worst, they are reading their Facebook and just stepped off a cliff.

Now I admit the study is a bit iffy since it is based on data from a single Scottish ski resort, but the findings have the sound of truth.

Here, in a nutshell, are the results after looking at 7 years of data.

One instructor says the men are more likely to download an app than take an ice pick or other safety equipment. She speculates that they think their skill is more developed than it is. Seems true to me.

Now I have seen some near accidents here in Mobile while someone is walking and texting, especially in parking lots. Though your chance of falling off a mountain may be less than in Scotland, you would be wise to take all the texting safety rules and put them to use while on foot.

As you probably know, it is illegal in Alabama to text and drive. Though the law-imposed fine is modest, you will get points on your driver’s license if convicted. More importantly, it can be a dangerous decision. If you stop looking at the highway for even a second, it can take your life or another person’s life. Must I mention, the same result as falling off an alp?

And let me add – having rescue workers bring your body off a mountain with your outstretched hand still looking at your cell phone is not how you want to be remembered.

If you suffer from a personal injury like an auto/railroad wreck, wrongful death claim , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Men Dying While Texting and Walking first appeared on Steele Ritchie .

Big Money to Worker Fired for Filing Workers’ Comp

Fri, 01 Apr 2022 16:19:00 GMT

In Alabama, it is illegal for an employer to fire a worker who files a workers’ comp claim. Let me repeat that IT IS ILLEGAL FOR AN EMPLOYER TO FIRE A WORKER WHO FILES A WORKERS’ COMP CLAIM.

If you are hurt on the job, one of the first things you should do is pursue this benefit. Generally, companies pay an insurance rate based on how many of their employees get hurt, so they are motivated to get you not to file. Other companies are self-insured, so they are REALLY motivated for you not to file.

Good news. Our state looks very unkindly on businesses that pressure employees not to pursue this wage and medical treatment benefit.

Here is how strongly Alabama takes this.

A truck driver in Bessemer was hurt on the job when a strap broke, injuring his arm and shoulder. He said he was fired for seeking legal help on his workers’ comp claim. The judge agreed and told the trucking company to pay his family $750,000 — $250,000 for the driver’s pain and suffering and $500,000 so the company never fires a workers’ comp claimant again.

The company had initially offered the driver $25,000 not to apply for workers’ comp. But the driver said he wanted his arm fixed and thought the trucking company should pay for it.

Court documents state that the company had done this lowball tactic with other employees. The company denies the allegations.

Alabama has the lowest rate of injury compensation in the nation. For example, the loss of an arm is valued at just under $50,000, and in Illinois, that arm is worth more than $400,000. Despite the difference, you need to fight for your rights. It can pay off big.

If you suffer from a personal injury like a construction accident, auto/railroad wreck, wrongful death claim , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Big Money to Worker Fired for Filing Workers’ Comp first appeared on Steele Ritchie .

AL Construction Work: High Pay, Serious Danger

Fri, 25 Mar 2022 16:25:00 GMT

If you tried to get a new roof or a driveway poured, you know construction workers are in high demand in the Mobile area. They are so in need, and the pay is so high, that some Alabamians with little construction training are attempting to get into the trade.

Here is the problem: construction workers are getting hurt — some seriously. The federal government reports that 60% of construction accidents happen within a worker’s first year. Another shocker – one-fourth of all construction workers will be injured sometime during their working life.

Heavy machinery accidents, collapsing beams, falls off ladders or rooftops can lead to hundreds of thousands of dollars in medical bills. Even more shocking, our state usually has more than a dozen construction deaths each year.

Major construction companies carry insurance to cover compensation to employees during such tragedies. However, one of the ugly truths is that no matter how much money companies have paid in premiums, insurance groups are under no obligation to pay out top dollar. In my experience, these insurance companies will put up a serious fight, especially if the injuries are severe.

Here is some advice: get medical treatment immediately after you are injured. Those x-rays and doctors’ notes will be invaluable. I tell you this because fellow workers and employers have encouraged some of my clients to buck up and press on. If you don’t get immediate medical care, it can appear that you are not that seriously injured. This hesitancy can significantly impact your compensation.

It might also surprise you how often I see that an accident is caused because a company has taken shortcuts that impact employee safety. Alabama law does not like companies putting profits over employee protection.

Also, join us on N BC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live. We do like answering your questions. We also have lawyers standing by at our offices on Monday mornings.

Allen Ritchie

The post AL Construction Work: High Pay, Serious Danger first appeared on Steele Ritchie .

Termite Law: Fight the Coming Swarm

Fri, 18 Mar 2022 19:11:00 GMT

Be on the lookout. Termites will soon be moving across the Gulf Coast, and Mobile and Baldwin County could be hard hit. The warmer temperatures will fully awaken the termites, and those bugs come out hungry.

Here is my strong advice: Don’t rely on the bug guy to know if you are under attack from termites. The recent settlement by Terminix with multiple families in our area tells me that the homeowner needs to inspect their own property.

In my experience, some bug companies just walk around the property and pock at a few places where termites are likely. Well, you don’t need a Ph.D. in bug fungus to do that.

Here are some of the things to look for:

Termites need something to drink and something to eat. If you don’t want termites around, get rid of those. That means fixing that roof and replacing those leaky pipes. Also, remove any loose wood, like stumps and branches, from around your house.

If you hired a termite treatment group and find you have termites, you need to contact a lawyer immediately. Getting rid of the termites can be costly, and the people who you hired to protect your property will often put up a fight rather than fix the problem.

Let me also say that your lawyer needs to be local. You will benefit from someone who knows our land and the trouble that can come our way.

If you suffer from termites or a personal injury like an auto accident, railroad accident, wrongful death claim, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Termite Law: Fight the Coming Swarm first appeared on Steele Ritchie .

St. Patrick’s Trouble – Sue the Bar?

Fri, 11 Mar 2022 17:47:00 GMT

We just got past Mardi Gras, and now it is St. Patrick’s Day. There is a lot of celebrating going on in Mobile, which can mean trouble.

I have often spoken about how you need to take responsibility for your drinking – call an Uber or have a designated driver. But today, let me focus on when you are the victim of an excessive drinker.

You may be in a traffic accident with a drinker or assaulted on the street, but no matter the cause, someone needs to be held accountable and pay for your injuries. I am not only talking about your medical bills. You have other losses like your pain and suffering, lost wages, and damage to your property.

One of the sad truths of the law and life is that many drunks don’t have any real money. At least not the type of money you will need to get well. Also, many of these people do not have insurance that could pay these bills. So, what can you do? Well, I’ll tell you what I do. I sue the business that sold these drinkers the alcohol.

It is against the law in Alabama to serve a drunk person. A bar or restaurant which knowingly sells to an excessive drinker can be held responsible and forced to pay. And more than that, the business can be forced to pay additional money as a deterrent, so they hopefully will never do it again.

There are two primary reasons I pursue this action. Number one, I believe a business is responsible for operating in the public good. You want to sell liquor, fine … but do it so that no one gets hurt. Number two, and perhaps more importantly, businesses have insurance to cover just this type of situation.

Suing a business is not easy to win, but I think it is worth the fight.

If you suffer from a personal injury like an auto accident , railroad accident, wrongful death claim, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post St. Patrick’s Trouble – Sue the Bar? first appeared on Steele Ritchie .

Termites: Get Repair Money – the Top 4 Lawbreakers

Fri, 04 Mar 2022 19:01:00 GMT

Formosan Termites Ctsy: pestworld.org

If you have termite trouble, 4 major groups could have done you wrong. These bad guys should pay, but they will not do so without a fight.

Here are the top 4 groups we have to sue — or threaten to sue — to get your termite repairs paid.

Pest Control Companies

These are the people you hired to protect your home from termites, but they used inferior chemicals and/or techniques. Here on the Gulf Coast, homes have become unlivable despite the homeowners paying their pest control premiums every month for years. The Alabama Attorney General has recently reached a $60 million settlement with Terminix for alleged wrongdoing.

Homeowner’s Insurance Companies

Even if your homeowner’s insurance has a specific clause excluding termite damage, there are legal avenues that can sometimes get your repairs paid. An experienced lawyer can maneuver the legal hurdles, but it is a hard fight.

Home Inspectors

Did you have a home inspection? Did the inspectors report termites? An inferior job can mean the inspectors are responsible for your termite damage. Proving their incompetence or deceit can require hours of very exacting legal work.

Home Sellers

This action can be two-fold. If you asked the home sellers about termites, they are required by Alabama law to tell you. And what about your realtor? Did he or she advise you to inquire? Remember, your realtor is working for you and not the seller of the house. In both cases, you can go after the individuals and the companies they represent for payment.

You can talk to an injury lawyer for free and see what your rights are. Remember, you could be looking at hundreds of thousands of dollars in repairs for termite damage. We feel that those costs should be paid by the people who deceived you.

If you suffer from termite damage or a personal injury like an auto accident, railroad accident, wrongful death claim, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Termites: Get Repair Money – the Top 4 Lawbreakers first appeared on Steele Ritchie .

Alabama Law: Hurt by a Mardi Gras Drinker

Fri, 25 Feb 2022 17:09:00 GMT

For some Mardi Gras revelers here in Mobile, drinking is part of the celebration. But too much liquor can cost you cash and your freedom. Perhaps even more disastrous, you could hurt … and I mean seriously hurt … another person.

We tend to represent people injured by drunk drivers, and I can tell you most every year around Mardi Gras, we have to fight to get those people’s medical bills paid and get them compensation for their pain and suffering.

Let me give you some facts that might help you play it safe.

I love our city, and I love Mardi Gras. Celebration is what Mardi Gras is all about. Just don’t be the fool. You don’t want to look back on his holiday as one of the worst of your life.

If you suffer a personal injury like an auto accident , railroad accident, wrongful death claim, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live. We are experimenting with new ways to do the show and still follow the CDC guidelines. You might want to see what we are doing.

Mobile Personal Injury Attorney

The post Alabama Law: Hurt by a Mardi Gras Drinker first appeared on Steele Ritchie .

Termites and New Home Buying in Mobile

Fri, 18 Feb 2022 17:47:00 GMT

Termites. They are a significant problem here in Mobile, and the people you hire to safeguard your home may be more interested in their profits than your protection. You may need a lawyer and need that lawyer now.

I am sure you have heard of the historic $60 million Terminix settlement to Alabama customers. Many of those customers are local people who trusted Terminix but watched as wood-eating bugs destroyed their homes. And if you think there were no real misdeeds, let me assure you that a company does not pay out that kind of money if they do not have to.

Now another termite problem is emerging.

When you buy a house in Alabama, the seller is required to give you a “wood infestation inspection report.” In this report, a qualified inspector should state any active or previous signs of termites. Though this written form is usually provided, the actual inspection may be subpar or have never happened at all.

Let me give you an example. A young Baldwin County couple bought their first home. They knew little of home repairs or structural details. A few years into owning the house, termites appeared. Come to find out, infestation occurred before, but they were never told. The couple says they would not have gone through with the sale if they had known. Now they face thousands of dollars, perhaps even 100 thousand dollars, in repairs.

Here is my advice. Inspect your home for termites. Then take action. Did you have termite protection? Was the sale appropriately handled?

One final piece of advice, you cannot call us too soon.

If you suffer a personal loss like termite damage or a personal injury like an auto accident, railroad accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile. We are live Saturday night at 6 during the Olympics and will take your calls. We are experimenting with new ways to do the show and still follow the CDC guidelines. You might want to see what we are doing.

Mobile Personal Injury Attorney

The post Termites and New Home Buying in Mobile first appeared on Steele Ritchie .

The dangers of texting and driving in Alabama

Tue, 15 Feb 2022 21:34:00 GMT

Texting and driving is a dangerous form of distracted driving, causing one out of four accidents due to distracted driving. There are no national laws on texting and driving, but most states are making efforts to combat it.

Why avoid texting and driving

Distracted driving is commonly defined as any activity that takes the driver’s attention from the road. These activities may include playing with a radio, grooming, eating, talking to other passengers or checking on children. Texting while driving at 55 mph is adequate time for a driver to cover the length of a football field.

While texting only takes a few seconds, it increases the risk of accidents by 400%. Texting and driving is six times more likely to cause auto accidents than from driving under the influence. Texting and driving can damage the vehicle, add points to the driver’s license and raise insurance rates.

Compensation for texting and driving accidents

Drivers and passengers who are injured by texting and driving accidents may seek damages from at-fault drivers. The plaintiff must prove that the driver acted negligently and caused injury. If the driver was working for an employer at the time, the employer could be liable for damages.

In either case, the injured driver may seek to prove the negligence of the driver by requesting cellphone records. If possible, statements by witnesses who saw the driver texting and driving are often helpful proof. Sometimes, drivers make incriminating statements to others, such as saying they were on the phone or being overheard.

It’s important for drivers and passengers to seek medical attention immediately after a crash since some injuries may not show for several days. Injured victims who file a successful lawsuit may be able to recover damages for lost wages, mental anguish and medical costs.

The post The dangers of texting and driving in Alabama first appeared on Steele Ritchie .

What is a termite bond in Alabama?

Mon, 14 Feb 2022 23:40:00 GMT

If you’re a homeowner in Alabama, then you know that termites are one of the biggest threats to your property. These little pests can cause serious damage if they’re not treated properly, which is why it’s important to have a termite bond. Here’s what you need to know about a termite bond is, why you need one, and how to file a claim.

What is a termite bond?

A termite bond is a type of insurance policy that protects your home from termite damage . This policy will cover the cost of repairs if any damage is done to your home by these pesky pests.

Who issues a termite bond in Alabama?

You can get a termite bond from a certified pest control company in Alabama. When buying a house, you can ask the home inspector to connect you to a reputable service provider. Your home insurance agent or attorney may also know some good companies to work with.

Why do you need a termite bond?

Termite bond protects you from costly damage. Termites can cause severe damage to a home, and it can be expensive to repair the damage they have caused. A termite bond will help cover the costs of repairing any damage that termites cause.

It helps ensure that your home is safe. Termites can contaminate your food and water supply, leading to serious health problems. Having a termite bond will help protect you from these risks.

A termite bond also gives you peace of mind. Knowing that your home is protected from termites can give you the assurance that your investment is protected.

How to file a claim

When you have an infestation in your home, take pictures of the termites as well as the damage they’ve caused. You can also collect some of the termites for analysis (to know exactly the kind of termites that you have in your home). Afterward, call your pest control company and report your discovery.

The termite company will do a thorough inspection and kill all the termites in your home. Ensure you have a copy of all the documents of your contract in case anything comes up in the future.

When a pest control company misses an inspection and you happen to get an infestation, you may be entitled to compensation for the damages caused. The same also applies when they make an error during an inspection.

The post What is a termite bond in Alabama? first appeared on Steele Ritchie .

AL Law: Check for Termites – Do It Now

Fri, 11 Feb 2022 15:14:00 GMT

Formosan Termites Ctsy: pestworld.org

Be warned: termites could be eating at your house. In fact, they could be eating — your house!

We have clients currently fighting these wood-hungry pests, and the damage could run into hundreds of thousands of dollars for each of them. To make matters worse, the pest control people the homeowners hired to protect the house seem to be of little help.

But there is some good news. Alabama law seems to be on the homeowner’s side. Our state laws don’t like when companies promise something and don’t deliver.

Here is my advice. Inspect your property immediately. Remember, termites do not like the light, so it would be best if you looked in those very dark places. Also, be careful since termites have a habit of eating from the inside out. Some people don’t know the bugs have infested until a wall collapses.

Here are some termite facts:

If you have termites, you need to talk to a lawyer immediately. The money you need to make repairs may come from insurance companies or pest control companies. They will both fight — and fight hard — not to pay.

Many of our clients call us at the first sign of trouble. That is when we can move in and begin collecting the needed evidence.

Remember, termites destroy evidence. You can never call us too soon.

Mobile Personal Injury Attorney

The post AL Law: Check for Termites – Do It Now first appeared on Steele Ritchie .

A Judge to Decide What Is Mexican Food. What?

Fri, 04 Feb 2022 17:30:00 GMT

This case is just too much fun. Yes, a judge must decide if history and tradition make a Mexican meal or if the ingredients make it Mexican. The result could cost someone thousands of dollars.

So, if you were the judge, how would you rule?

Here are a few more facts. This case concerns a Nevada shopping center lease. To limit competition, the lease basically states only one Mexican restaurant is permitted. If this clause is violated, the rent will be cut in half. Now another restaurant in the shopping center has begun offering food with traditional Mexican ingredients. So, the first restaurant started paying half the rent.

Attorneys are filing papers and holding press conferences. Expert witnesses covering food history and food preparation are being consulted. One food writer has tasted the dishes at both places and said that the food was not worth fighting over. This comment on food quality has not stopped the legal motions and counterclaims.

Here is just one argument the judge will have to decide. What is a taco salad? In Mexico, it traditionally has a corn tortilla shell. If you serve the same ingredients in a plastic bowl, is it non-Mexican?

The judge is expected to rule in August.

This case is not the first time the court has had to decide the definition of food. In Massachusetts, a court had to determine if a burrito was a sandwich when a similar lease fight broke out. After careful consideration, the court said the public would not be confused, and a burrito was a burrito, and a sandwich was a sandwich.

By the way, the Colorado landlord says he doesn’t care how the judge rules just as long as someone pays the rent.

If you suffer a personal injury like an auto accident, railroad accident, wrongful death claim , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post A Judge to Decide What Is Mexican Food. What? first appeared on Steele Ritchie .

What is elder abuse in the first degree in Alabama?

Tue, 01 Feb 2022 05:09:00 GMT

Elder abuse in the first degree in Alabama is when a person intentionally abuses the elder and causes serious physical harm to them. A person is an elder once they reach the age of 60. Intentionally abusing an elderly person and causing serious physical harm to them is a Class A felony.

Beyond a reasonable doubt

In Alabama, the state must prove beyond a reasonable doubt that the defendant intentionally abused the elder and this abuse caused their serious injury. If your situation is one of nursing home neglect , the same rules apply, and it is still a class A felony whether it was abuse or neglect. Elder neglect is failing to provide food, medicine, clothing, shelter and medical services to the elder.

Serious physical injury

Serious and protracted disfigurement, protracted loss or impairment of a bodily organ and protracted impairment of health count as serious physical injury. Any injury that causes a substantial risk of death is also a serious physical injury. Substantial pain counts as physical injury too.

Intentional injury

It’s not just intending to cause an injury that counts as having intention. If the perpetrator intended to engage in the conduct that they did, then this is having intention.

Who is a caregiver?

Alabama defines a caregiver as anyone who has the responsibility to care for the elderly person, which could be the result of a familial relationship with them or friendship. A person who voluntarily accepts responsibility to care for the elder is also a caregiver.

Financial abuse

Financial abuse of an elderly person in Alabama is a Class B felony, Class C felony or a Class A misdemeanor. If the perpetrator took a value of $2,500 from the elder, then this is a Class B felony. When the value doesn’t exceed $500, it is a Class A misdemeanor.

The law has clear definitions on what counts as elder abuse and neglect. Serious elder abuse is Class A felony. When the injury isn’t serious, it is still elder abuse and/or neglect, but the classification is lower.

The post What is elder abuse in the first degree in Alabama? first appeared on Steele Ritchie .

Someone Hurts My Pet & Alabama Law

Fri, 28 Jan 2022 18:05:00 GMT

In Alabama, we take protecting our pets seriously. If someone purposefully hurts your dog or cat, that person can face both civil (having to pay money) and criminal (having to do jail time) punishment.

Now the bad news. Though you might see Fluffy and Booboo as members of the family, the state of Alabama does not. They are considered property. It may be hard to hear, but the harm done to them is no different than if someone damages your lawnmower.

Here is how it works.

If your pet is injured, you can collect the “costs of repair.” That means the cost of returning your pet to its condition before the accident or assault. Basically, this means that you can get the veterinary bills paid.

Since your pet is considered property, you can also go after payment for any value reduction. For example, if your dog loses an eye, you can be awarded money for the loss that represents. It is called “diminution of value.” You must calculate the value of the loss and put a dollar amount to it. I know that sounds cold-hearted, and for that reason, you might want a lawyer to handle the negotiations.

Now I have one other awful truth. If your pet is killed, you can only sue for the pet’s market value. A good lawyer will argue the unique qualities, such as training, but no amount of good lawyering can get you compensated for your suffering and loss of companionship. I don’t think that is fair, but it is how the system works.

I have long been a pet owner and know how they improve our lives. I also want to see the person who would hurt an animal pay.

Allen Ritchie

The post Someone Hurts My Pet & Alabama Law first appeared on Steele Ritchie .

The signs of a termite infestation in Alabama

Wed, 26 Jan 2022 22:04:00 GMT

If you have a home in Alabama, it’s important to be able to recognize the signs of a termite infestation easily and quickly. Termites cause damages that threaten your safety or make it very expensive to repair. Here are the signs to look out for and what to do about it.

Signs of termite infestation

The most obvious sign of a termite infestation is the presence of winged insects. Termites swarm when they are looking for a new place to nest and during their mating season. The presence of lots of winged insects or their discarded wings near your home is a good indication of termite infestation.

Another sign of a termite infestation is damage to your home structures . Termites eat wood, so they can cause significant damage to your home if you do not treat them early. You may notice that your walls are bowed or that there is considerable damage to your roofing system.

A common sign is that your wood is soft and brittle. Termites eat the wood from the inside out, making it softer as the infestation progresses. You can also look for the presence of mud tubes on your walls, roof or floor, which they build to travel in, typically from their nest to the food source. Lastly, you can also see termite droppings, which are tiny mounds of light beige or black, oval-shaped pellets.

What to do about termite infestation

You can sue for termite damage in Alabama if you recently bought the home, but the seller or home inspector concealed the presence of termites in that house or its environs. However, most insurance policies cover termite damage.

If you suspect the presence of termites in your home, take photos or videos of termite infestation and damage to your property. Such information is critical when filing for claims or in lawsuits.

The post The signs of a termite infestation in Alabama first appeared on Steele Ritchie .

Alabama Law: An Accident When Someone Dies

Fri, 21 Jan 2022 17:02:00 GMT

If a family member dies because of another person’s action, it can be a hard fight to collect money in Alabama. Here is the reason. In Alabama, you can NOT sue for what a person would have earned and other future losses like the cost of helping to raise the kids or to mow the grass; you can only sue to punish the wrongdoer.

What, you say? Yes, it is called wrongful death, and the battle is so tough that some Alabama lawyers will not even take such a case. Understand that our state’s restriction on wrongful death claims is not the law in many other states.

Imagine this example. An Alabama father is killed when a truck runs a stop sign. The father has a family of 4 and provides the only source of income. After his death, the family cannot collect for what he would have contributed to feeding the kids, paying the rent, helping with the kids’ college, or in fact, any other future expense.

It may interest you that injuries in our state can only consider 3 things:

Ironically, these restrictions do not come into effect if the person lives.

There are also restrictions on who can file a lawsuit in a wrongful death case. However, many people can potentially claim a share of any money awarded.

So, if this tragedy has hit your family, you are in for a fight. My advice is to get a lawyer and get one soon.

If you suffer a personal injury like an auto accident, railroad accident, wrongful death claim, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Mobile Personal Injury Attorney

The post Alabama Law: An Accident When Someone Dies first appeared on Steele Ritchie .

File your wrongful death case in a timely manner

Mon, 17 Jan 2022 01:23:00 GMT

In the state of Alabama, you may be able to take legal action against a party who was negligent in causing a loved one’s death. Generally speaking, a wrongful death lawsuit must be filed no more than two years after that person passes. Let’s take a closer look at what constitutes negligence as well as how to know if you have the standing to pursue a wrongful death claim.

What is negligence?

In a wrongful death case, you will need to prove that your loved one died as a result of another person’s irresponsible behavior. To prove that negligence occurred, it will need to be shown that a defendant acted in a manner inconsistent with his or her duty of care toward others. For instance, if a person was driving while under the influence of alcohol, that would likely violate that individual’s duty of care toward your deceased loved one. Furthermore, you’ll need to show that a negligent act was the proximate cause of a person’s death and that financial losses were incurred as a result.

Who has the standing to file a wrongful death suit in Alabama?

In the state of Alabama, the spouse, child or parent of a deceased person can typically file a wrongful death lawsuit. If you lack standing, it may not be possible to take legal action even if you can prove that negligence resulted in a person’s death. This is generally true even if the statute of limitations has not expired.

Ideally, you’ll start the legal process as soon as a loved one passes. It’s important to note that filing a lawsuit doesn’t mean that the case has to be resolved in court. Instead, it simply preserves your right to go to trial in the event that settlement talks stall.

The post File your wrongful death case in a timely manner first appeared on Steele Ritchie .

Your Legal Questions Live This Sunday Night

Fri, 14 Jan 2022 14:52:00 GMT

Join us live on Sunday, January 16, 2022.

Remember, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news.

Alabama Personal Injury Attorney

The post Your Legal Questions Live This Sunday Night first appeared on Steele Ritchie .

AL Law 2022: Guns, Gambling and Gynecologists

Tue, 11 Jan 2022 20:54:00 GMT

You may be talking about more than the pandemic in 2022. It is an election year in Alabama, and our state could see significant changes.

Here are some possible highlights:

Gambling

We could have a lottery. Well, at least you may see it on the ballot this fall. Alabama is one of 5 states in the union that does not have a lottery. Estimates show that gambling taxes would bring about 700 million dollars to the state treasury. Depending on the final law, developers could build a major casino here in Mobile.

Guns

You may not need a permit to carry a concealed gun in our state. The legislature is likely to consider it. As you might have thought, law enforcement in our state does not believe this is a good idea. Proponents tend to site the U. S. Constitution referring to the bill as the “constitutional carry” proposal.

Abortion

Here is a bill with another catchy name – “Alabama Heartbeat Act.” It mirrors the Texas law that bans most abortions; plus, it lets average citizens sue abortion providers for cash.

New State Constitution

A committee has been working to remove the racist language from our state’s governing document. The courts have outlawed sections like segregated schools, but the verbiage is still there. Did you know we have roughly 1,000 amendments attached to our constitution? A new working document would streamline the language and make it easier to understand. If approved, we could vote on it in November.

These are just some of the changes that may come this year. You can guarantee that we will talk about it on NBC 15 LawCall which returns to taking your calls in just a few weeks.

If you suffer a personal injury like an auto/truck accident, railroad accident, or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a football break and will offer 5-minute segments till mid-January. However, there is a live call-in segment every Monday on NBC 15 at around lunchtime.

Alabama Personal Injury Lawyer

The post AL Law 2022: Guns, Gambling and Gynecologists first appeared on Steele Ritchie .

AL Law 2022: Guns, Gambling and Gynecologists

Fri, 07 Jan 2022 18:20:00 GMT

You may be talking about more than the pandemic in 2022. It is an election year in Alabama, and our state could see significant changes.

Here are some possible highlights:

Gambling

Guns

Abortion

Here is a bill with another catchy name – “Alabama Heartbeat Act.” It mirrors the Texas law that bans most abortions; plus, it lets average citizens sue abortion providers for cash.

New State Constitution

These are just some of the changes that may come this year. You can guarantee that we will talk about it on NBC 15 LawCall which returns to taking your calls in just a few weeks.

Alabama Personal Injury Lawyer

The post AL Law 2022: Guns, Gambling and Gynecologists first appeared on Steele Ritchie .

Who pays for termite damage after a home sale?

Fri, 31 Dec 2021 16:57:00 GMT

Alabama has subterranean termites that can avoid detection for quite awhile. If you recently purchased a home, it’s not uncommon to discover termite damage that you didn’t notice when you first inspected the home. Depending on what’s written in your contract, the seller may be liable for termite treatment.

Did you buy your home as-is?

If you got a great deal on a home by purchasing it “as-is,” you will be responsible for termite treatment and prevention costs. You will also be responsible for the cost of remodeling the parts of your home that incurred damage. Unfortunately, an as-is sale lets the seller off the hook for any undisclosed problems.

Check your contract

If you didn’t purchase your home as-is, you may be able to claim some damages from the seller. Typically, the seller must pay for the cost of termite treatment if they didn’t let the buyer know about a termite infestation. The cost of termite prevention, however, is the responsibility of the buyer.

Since termites are so common in Alabama, many home purchase contracts specifically mention them. You should check your contract to see whether has a termite damage clause . Even if the home was not sold as-is, there may be a provision in the contract that places responsibility for pest damage on the buyer.

Disclosure agreements and inspections

Homebuyers should always read through the entire contract and any disclosure agreements before signing paperwork to purchase a home. If there is a disclosure about termites or the home is being sold as-is, it is especially important to have a termite expert perform an inspection.

The post Who pays for termite damage after a home sale? first appeared on Steele Ritchie .

Be Safe: Alabama Traffic Deaths Up

Thu, 30 Dec 2021 17:04:00 GMT

Play it smart this New Year’s Eve.

You know better than to drink and drive, but our state is also experiencing increased motor vehicle deaths and injuries because of such things as texting and driving. Despite a number of people staying home because of the pandemic, this could be the deadliest New Year’s Eve in Alabama history.

Alabama law is strict on those who drink and drive. It could cost you thousands of dollars, not to mention jail time.

Take a few minutes to consider:

Please be safe. We want to see you around in 2022.

All the best for the new year from us at the Law Firm of Eiland and Ritchie.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year. Plus, there is a live call-in segment every Monday on NBC 15 at around lunchtime.

Alabama Personal Injury Lawyer

The post Be Safe: Alabama Traffic Deaths Up first appeared on Steele Ritchie .

Determining liability in a premises liability case

Mon, 20 Dec 2021 04:58:00 GMT

Premises liability in Alabama is determined in various ways after a person is injured on another’s property. The decision is based mainly on the actions of the injured person and the property owner.

The legal status of the visitor

If a visitor is breaking the law while visiting a property, the property owner is never at fault. An example is a trespasser, a burglar or a person with a restraining order who is ordered to stay away from the owner.

A property owner who runs a home business that accepts customers is responsible for any injury that occurs on the property. As a business owner, he or she is legally obligated to maintain a safe property for clients.

The condition of the property

A poorly maintained home or building means that its owner can be sued if a visitor becomes injured. A business owner who has regular visitors is liable for an unsafe property when an injury occurs.

The actions of the owner and visitor

If a visitor acts negligently and injures him or herself, the property owner is not typically held responsible. However, if the owner aggravates the visitor and accidentally causes an accident, the owner could be held accountable in a premises liability claim .

Determining who is at fault

Determining premises liability is a matter of who is responsible for an accident that took place on a residential or commercial property. In general, every property owner is responsible for every visitor’s safety; however, it doesn’t mean that the owners will automatically get sued after an accident. There are numerous factors that are considered in a liability case to determine the cause of the injury.

The post Determining liability in a premises liability case first appeared on Steele Ritchie .

Christmas Traffic Deaths Could Be Up Dramatically

Fri, 17 Dec 2021 18:22:00 GMT

Be very cautious as you drive during this Christmas and New Year holiday. It could be a very dangerous time on the highway.

Statistics are in for the first half of this year, and more than 20,000 people lost their lives on America’s roads. The U.S. government says it is the most significant jump in traffic deaths in our history.

Alabama is not immune. We had nearly 1,000 traffic deaths in our state, and that is in just 6 months.

The U.S. Department of Transportation’s National Highway Traffic Safety Administration did not state the cause of the increase. However, it did list the reasons for the accidents. The top 3 you can control.

Here is what I see by dealing with traffic accidents every day. COVID-19 is changing the way we drive. Fewer vehicles on the road have given some people the feeling that they can go faster with less chance of hitting something. But let me remind you, long-haul truck traffic is up. You hit one of those big rigs, and it doesn’t matter who else is on the road.

My biggest fear is that more people will drink and drive. For many Alabamians, this holiday could be the biggest gathering in several years, and that can lead to overindulgence.

And one last point. I see more accidents from texting and driving than before the pandemic. It seems that people have become increasingly attentive to their phones, and as these statistics show, that text could cost them their lives.

Please be safe on the road. This Christmas could be the riskiest in history.

If you suffer a personal injury like an auto/truck accident , railroad accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Christmas Traffic Deaths Could Be Up Dramatically first appeared on Steele Ritchie .

The importance of a termite inspection

Wed, 15 Dec 2021 18:00:00 GMT

If your offer to purchase an Alabama home was accepted, it represents the first step on the journey to becoming a homeowner. Ideally, you will have the home inspected before the transaction closes. It may also be a good idea to have a separate termite inspection done to ensure that you know as much about the property as possible before becoming its new owner.

The seller may agree to pay to eliminate an infestation

If an inspection reveals the presence of termites, it’s important to get rid of them as quickly as possible. In some cases, a seller may agree to pay for termite abatement in an effort to transfer ownership of his or her property sooner. A seller may also agree to pay for termite damage repair costs such as replacing the roof or siding.

What if the seller won’t agree to pay for repairs?

In the event that a seller doesn’t agree to pay costs related to a termite infestation, you may be able to walk away from the deal. Depending on the terms of your purchase contract, it may be possible to do so without losing your earnest money. Alternatively, you can continue with the transaction and simply add the cost of remedying a pest infestation to the overall price tag of the home.

What happens if a termite infestation is found after the sale closes?

Generally speaking, you’re responsible for maintaining a home after you become its rightful owner. Therefore, you would likely need to remedy the issue on your own. An exception may be made in the event that the owner had an obligation to disclose the problem during the buying process.

Termites may cause thousands of dollars in damage to a home, and in some cases, the damage may render a property uninhabitable. Therefore, it’s in your best interest to do whatever you can to find out about a pest issue before buying a residential property.

The post The importance of a termite inspection first appeared on Steele Ritchie .

Alabama Law: Christmas Lights on Cars

Fri, 10 Dec 2021 19:45:00 GMT

What is it about people wanting to put lights on their vehicles at Christmas? Every year, some good ol’ boy decides his truck needs to look like a Christmas tree and asks me if it’s legal.

The answer is the same … every year …. No.

The reason is safety.

Now, Alabama doesn’t specifically prohibit Christmas lights on moving vehicles. So, if you are determined to give it a try, here are some rules that might keep you from having to explain your life choices to a state trooper.

NO RED LIGHTS

We do have a state law prohibiting a red light on the front of any car or truck. Why, you ask? The state does not want anyone thinking you are an emergency vehicle. Last year, one clever reader wanted to know if it was ok if the red light was inside the cab. No, it is not ok.

NO FLASHING/TWINKLING LIGHTS

Flashing lights are for indicating turns and, on rare occasions, full stops. Try circumventing this law, and you are almost guaranteed to be pulled over.

DON’T MOVE IT

Can you trick up your vehicle in your driveway? Well, in fact, you can. All these laws are about prohibiting lights on moving vehicles. Don’t move it, and you can pretty much do what you want.

WANT SHINEY THINGS?

Where to see lights? Well, the best in the state are right here. Travel + Leisure has named Bellingrath Gardens as Alabama’s best light show. I can say it is spectacular, with more than 1,100 set pieces and 3 million lights. I suggest you spend your time and money taking the family there rather than trying to get an entire strobing nativity scene on your vehicle’s roof.

Be safe this holiday. We want to see you around next year.

Alabama Personal Injury Lawyer

The post Alabama Law: Christmas Lights on Cars first appeared on Steele Ritchie .

How to deal with traumatic brain injury after a car crash

Mon, 06 Dec 2021 23:01:00 GMT

Motor vehicle accidents are one of the most common causes of traumatic brain injury in Alabama. Although this type of injury is generally devastating, how you deal with it when it occurs can make all the difference in your recovery. Read on to learn more.

What is traumatic brain injury?

Traumatic brain injury is an umbrella term that refers to any type of damage to the brain caused by a sudden external force. This can include anything from a concussion to more serious injuries such as skull fractures and bleeding in the brain. In motor vehicle accidents , the most common cause of traumatic brain injury is when someone’s head strikes an object inside the vehicle.

What should you do if you experience a traumatic brain injury?

If you or someone you know experiences a traumatic brain injury, it is important to seek medical attention right away. Do not try to treat the injury yourself. Depending on the severity of the injury, you may need emergency care or surgery. Once your health is stable, you will likely begin rehabilitation therapy to help you regain as much function as possible.

Know whether you qualify for compensation

It is important to know if you qualify for compensation as soon as your health becomes stable. The amount of time this takes will depend on the specifics of your case and how long it takes doctors to determine what kind of treatment you need. However, having documentation that proves the careless behavior of another person caused your injury can help you receive the compensation to which you’re entitled.

As motor vehicle accidents involving traumatic brain injuries often result in long-term impairment, it is important that you create a solid plan of action as soon as possible. This should include goals for rehabilitation therapy and ways to continue to pay for medical treatments. Don’t forget that if another party was liable for your injury, you may receive compensation.

The post How to deal with traumatic brain injury after a car crash first appeared on Steele Ritchie .

Check For Nursing Home Abuse This Holiday

Fri, 03 Dec 2021 16:48:00 GMT

The pandemic has kept many visitors away from nursing homes. So this December will be the first time many Alabamians have seen their loved ones.

Here is my strong advice: check for signs of nursing home abuse when you go.

It has been my experience that most nursing home workers genuinely care about their patients. But not all of them. Don’t let your excitement of seeing your elderly relatives or friends prevent you from looking for the signs that something might not be right.

I suggest you look for these 5 signs:

Bruising

Some bruising in older people can be normal — the result of bumping into a bed frame or the arms of a wheelchair. However, facial and body bruising can also be signs of neglect. I especially suggest that you look seriously at the wrists and ankles for welts, which can signify restraints.

Severe Weight Loss and Dehydration

Patients need to eat well and drink plenty of liquids to maintain their health. Nursing homes must maintain a list of the patient’s weight and work to preserve that — even if the patient does not want to eat much. Also, you should see that water is readily available.

Falls

Falls are not part of getting older. Nursing homes should have a protocol to prevent these unnecessary accidents.

Medication Errors

If you see strange behavior, do not assume that it is just a sign of getting older. Incoherence and excessive sleeping could be signs of medication problems.

Negligence

Look for bedsores, body odor, even dirty clothing. Understaffing is often the reason for this form of substandard care.

If you see concerns, act. I suggest you first go to the nursing home officials, and if you cannot get satisfaction, then go to an attorney.

If you suffer a personal injury like an auto/truck accident, railroad accident, slip, and fall or nursing home abuse , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime.

Alabama Personal Injury Lawyer

The post Check For Nursing Home Abuse This Holiday first appeared on Steele Ritchie .

Holiday Safety List, Checking It Twice

Fri, 26 Nov 2021 22:35:00 GMT

Decoration fires! Destructive toys! Deep fryer explosions! Happy holidays, everyone.

As a personal injury lawyer, I know things can hurt you. So, I am here to advocate that we all take a few precautions to prevent our holiday traditions from including a trip to the emergency room.

Here are 3 significant areas of concern as highlighted by the Consumer Product Safety Commission (CPSC).

TOYS

Don’t scramble to grab any toy just because you fear the supply chain will prevent your kids from getting the item they want. Knockoffs are coming, and some of them are very unsafe.

By the way, the number one dangerous item is non-motorized scooters. They account for nearly a fourth of all toy-related emergency room injuries.

COOKING

If you survived Thanksgiving, you are halfway to a safe holiday. Thanksgiving is the number one day for cooking fires – 3 times more dangerous than any other day of the year. But fear of fire is not over; Christmas is coming.

Speaking of cooking, turkey fryers have caused nearly $10 million in damage since the CPSC started collecting data in 1998.

DECORATING

You know fire is a danger – dry Christmas trees, candles too near the curtains. However, of the roughly 15,000 holiday decorating injuries each year, half of those are from falling. Maybe the movie Christmas Vacation wasn’t that far from reality.

Be safe, friends. There are a lot of holiday activities to come.

If you suffer a personal injury like an auto/ truck accident , railroad accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Holiday Safety List, Checking It Twice first appeared on Steele Ritchie .

Yes, your neighbor’s termites can move to your house

Fri, 19 Nov 2021 22:13:00 GMT

There are termites in all parts of the country, but the hot and humid climate in Alabama is especially friendly to termite colonies. If you’re worried that your house might have a termite problem, talking to your neighbors about their experiences with termites might provide some valuable insight.

Your neighbor’s termites are a warning sign

When your neighbor’s house has a termite infestation, there is a good chance that your house does too. Your neighbor’s termites are a sign that termite colonies are active in your area, which means those pesky creatures might have already moved in with you.

At the very least, learning that your neighbor’s house has termites is a warning sign that you should take preventative measures. Removing termite-friendly wood from around your home and investing in regular termite inspections may be a good idea.

Beware of swarmers

Termite populations can move from one home to another by sending swarmers, which are winged termites. Swarmers can fly out of the colony at your neighbor’s home and then establish a new colony at yours. If you notice flying termites around your neighborhood, you may want to contact an exterminator to protect your home against termite damage .

Be a good neighbor

Just like your neighbor’s termites can move in with you, termites in your house can move in with your neighbors. Protecting your home against termite infestations is one way to do the whole neighborhood a big favor. Sometimes, proactive steps ahead of time can prevent termite infestations from ever becoming an issue. Whether or not you notice swarming activity, you may want to have your home inspected by a professional exterminator.

The post Yes, your neighbor’s termites can move to your house first appeared on Steele Ritchie .

Government Wants to Turn-Off Cars of Drunks

Fri, 19 Nov 2021 14:15:00 GMT

Could every car in the U.S. soon have a built-in breathalyzer?

Here is the reality. Within 5 years, you might only be able to buy a car that prevents a drunk from driving it.

Congress is paying for the development of new technology, which could, by law, be in every car sold in our country. The first steps are in the new infrastructure bill recently signed by President Biden. The bill demands that the National Highway Traffic Safety Administration (NHTSA) study alcohol-detection systems and create rules to implement them. The NHTSA has 3 years to complete its work, and then carmakers will have 2 years to comply.

Congress is very firm that the system should not require any action by the driver to trigger the “no start” operation.

The breathalyzer system, court-ordered for some convicted drunk drivers in Alabama, requires the driver to blow into the unit. If the unit detects that the driver’s blood-alcohol level is too high, the car will not start.

One industry observer says that the use of cameras and sensors is the most viable solution. He speculated that it could be as common as seatbelts within a decade and save thousands of lives. According to the NHTSA, an estimated 10,000 people die from drunk driving accidents each year.

This new mandate will create some legal concerns. For example, if there is a problem, is the driver or the manufacturer at fault? Will personal auto insurance cover malfunctions? And here is the real irony, if a drunk driver kills someone because of a malfunctioning system, will the carmaker have to pay and not the drunk driver?

We at Eiland and Ritchie will keep you posted.

If you suffer a personal injury like an auto/truck accident, railroad accident, or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Government Wants to Turn-Off Cars of Drunks first appeared on Steele Ritchie .

Can Alabama Make Me Do Something I Don’t Want?

Fri, 12 Nov 2021 21:27:00 GMT

Well, yes. The state of Alabama can make you pay taxes. It can make you drive in the lane that is going forward. It can also make you pay for the groceries you take from the store.

Now consider this, can it make you wear a seatbelt? Actually, it can’t do that. However, it can make it very difficult, give you a ticket, if you don’t.

This topic is coming up because some folks are questioning whether the government can make you get the vaccine shot. It may not surprise you, but the arguments that are made now resemble those made when seatbelts were introduced. The solution may also be the same — a compromise.

I am sure you have heard the term “click it or ticket.” Why is it not “click it or clink,” you know, like in jail door slamming? Well, the Alabama legislature will not let law enforcement officers arrest you if you do not buckle up. In fact, if you are in the backseat and not doing anything else wrong, these men and women cannot even ticket you. It is all part of the compromise that put seatbelt use into the mainstream.

Here is another oddity. In Alabama, insurance companies cannot use your lack of buckling up as proof of your negligence. If they could, insurance companies would rarely have to pay an unbuckled person’s claim.

I deal with a lot of people involved in traffic accidents. Let me tell you without question that seatbelts save lives. Without them, deaths on the highway would likely double.

Also, take the advice of someone who has seen parents devastated by the loss of a child — buckle the kids in a quality child safety seat. Here is one other piece of advice, consider setting an example for the kids by always buckling up yourself — no matter what the government says.

Alabama Personal Injury Lawyer

The post Can Alabama Make Me Do Something I Don’t Want? first appeared on Steele Ritchie .

Termites are more prevalent this year

Sat, 06 Nov 2021 00:43:00 GMT

Termite infestations are a harsh reality for many homeowners around the country. With a climate that is very termite friendly, Alabama has termites in all regions of the state. What’s worse, the climate in our state creates an environment where termites can be active all year long.

Not just a coastal problem

One of the worst kinds of termites for homeowners is the Formosan termite . This subterranean species do more structural damage to buildings each year than any other type of termite. They are also the most widely distributed termite species in the U.S.

Though Formosan termites are more common along Alabama’s hot and humid coastline, they can also be found in central Alabama. Entomologists say that they are seeing more Formosan termites and other species of termites in central Alabama this year.

Prevent termite damage

Termite infestation in your home may be prevented with a combination of removal of termite-friendly conditions and early detection. While we hope a termite infestation never starts, the earlier you discover it, the less damage it can do to your home.

Homeowners often can’t detect termite infestations until considerable property damage has been done. That’s why hiring experts to conduct inspections on a regular basis may be a good idea. However, some companies are lax, and if an inspector fails to detect the bugs or if a company fails to remove them properly, a lawsuit might be warranted.

Prevention of termite infestations involves removing the things that termites love. Termites thrive in environments that have plenty of water and cellulose. Homes should be kept as dry and clean as possible, and wood debris should be kept far away from homes.

Termite infestation treatments

There are several different treatments for termite infestations, and what treatment is needed for your home will depend on the circumstances. An exterminator may recommend a combination of different baits or repellents to deal with your home’s termite problem.

The post Termites are more prevalent this year first appeared on Steele Ritchie .

This Holiday Season: Shop Early. Shop Safely.

Fri, 05 Nov 2021 17:18:00 GMT

There is reportedly going to be less stuff on the shelves this November and December. The advice from many experts is to buy early, or you might not be able to find what you want.

The solution of buying online may not work this year since web-based sellers also cannot get many items. One lawyer friend of mine is predicting that the closer to Christmas we get, increased crowds will cause an unprecedented number of accidents in stores and store parking lots.

At the Law Firm of Eiland and Ritchie, we see a lot of cases involving people falling at businesses. Referred to as “slip and falls,” these cases can create major medical bills and even death for the victims. My partner, Bill Eiland , is known as a leader in these types of personal injury cases. So, I asked him for some tips that can help keep you safe.

Wear the right shoes.

Expect to be bumped. The increase in people makes this almost inevitable. It would be best if you had shoes with good traction and preferably a low heel. Also, the traction on the shoe will help if you walk through a liquid. Your foot hitting something wet is where the fall of “ slip and fall ” comes in.

Trust the hazard signs.

Your first thought should be that the signs are correct, and they are warning you of something. Don’t feel that the signage does not apply to you.

Take your time pulling out of a parking space.

The increased number of vehicles and pedestrians makes hitting someone or something more likely. Go slowly. Remember, the other car or shopper may not even see you.

I am glad to say that a friend of mine is taking my “shop early” advice. He just bought a kid-sized Batman car for his grandson. Now, where he will hide that thing for 2 months is going to be a challenge.

If you suffer a personal injury like an auto/truck accident, railroad accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

Alabama Personal Injury Lawyer

The post This Holiday Season: Shop Early. Shop Safely. first appeared on Steele Ritchie .

Alabama Law: If Your Kid “Tricks” During Halloween, Who Pays?

Fri, 29 Oct 2021 14:55:00 GMT

There is a specific Alabama law about what happens if a child “tricks” during Halloween. Ok, the law covers the entire year, but let us concentrate on this weekend.

Say your little zombie, pirate, or “Squid Game” worker decides to take down a mailbox, smash a windshield, or spray-paint a message on a neighbor’s garage. Who pays for the damage? Could it be the child? No. It is the parents.

In Alabama, a child is anyone under 18-years old, and a 17-year-old can do a lot of damage if he or she wants.

The specific state law is the Parental Responsibility Act. It holds parents liable for damages up to $1,000 caused by their children – plus legal fees and court costs. Also, legal guardians and other child-caring adults can face court action, but ironically, foster parents are excluded.

Are parents responsible for all damage costs? Not really. Under the Parental Responsibility Act, the child must intentionally damage something. This prerequisite is why parents are often not held responsible when a 16-year-old is involved in a traffic accident.

Can the payout exceed $1,000? Yes, it can. This generally comes into play if the parents do not take appropriate action to prevent the destructive behavior.

One other note, a good lawyer will occasionally get insurance companies involved. In more than one case, I have had to go against the parent’s homeowner’s insurance to receive enough money to make repairs.

Talk to your older children before they go out this weekend. The “trick” part of trick or treat may seem fun, but it can cost the family plenty.

Alabama Personal Injury Lawyer

The post Alabama Law: If Your Kid “Tricks” During Halloween, Who Pays? first appeared on Steele Ritchie .

Identify termite damage signs on your property

Fri, 22 Oct 2021 20:59:00 GMT

Termites are beneficial to the ecosystem but can wreak havoc on people’s homes in Alabama. There are early signs that a termite infestation is taking over parts of your property. If not addressed quickly, the damage could become dangerous and cause infections, disease, or sudden accidents that cause bodily injuries. A property owner should know which termite damage signs to look for.

Know where to look

Termites can infiltrate any corner of your property and leave behind signs of damage . You will see the most destruction on wooden structures that vary from trees to wooden floors and walls. Some types of damage are easily visible while others require taking apart a wall or structure to see the full extent.

Know what to look for

There are certain signs to look for to prove termite damage . Look for patterns of holes or cracks in the wood that may indicate the presence of termites. One method is to tap the wood to check if it’s hollow. Other signs include a buckled wooden floor, a rippled ceiling, or water damage on the walls, floors, or furniture. Termites are attracted to moisture and need it to thrive, so it’s important to check for wet or damp areas in the home that could harbor infestations.

Termites infest homes due to excessive moisture, exterior building damages, and other problems. You can look for early signs to prevent the damage from worsening; however, some issues are hidden from view and must be investigated further. Every property owner has the responsibility to protect their home or building from falling apart due to a termite infestation.

The post Identify termite damage signs on your property first appeared on Steele Ritchie .

Alabama Wreck: Don’t Hit That Zebra

Fri, 22 Oct 2021 15:47:00 GMT

You probably have heard about the escaped zebras just outside Washington, D.C. They have been roaming freely for more than 50 days. The D.C. area is heavily populated, but still, the zebras have eluded animal control officials. It is probably just a matter of time until a car hits one of them.

I tell you this to highlight our problem with the Alabama version of roaming zebra, our white-tailed deer.

October to December is the most likely time a deer will run out into the road and hit a car. It is the breeding season – draw your own conclusions about the bucks’ erratic behavior. But don’t undervalue this information, the danger is serious. There will be an estimated 2,000 crashes involving deer in our state this year.

There are nearly 2 million deer in Alabama. So be on the lookout, especially at dawn and dusk when the animals are most active.

It is also a national problem. The National Highway Traffic Safety Administration estimates the number of animal-related accidents at roughly 1 million each year. These accidents result in approximately 200 deaths, 10,000 injuries, and more than $1 billion in damages.

Here are some deer-related safe driving tips:

Alabama Personal Injury Lawyer

The post Alabama Wreck: Don’t Hit That Zebra first appeared on Steele Ritchie .

What to do after a motor vehicle accident

Thu, 21 Oct 2021 19:32:00 GMT

Getting into an auto accident can be a scary event, considering over 3 million accidents happen annually. Statistics from insurance providers show that drivers make one claim every 17.9 years on average, so you’ll need to know how the claims process works. You must take some steps after an accident in Mobile, Alabama, to ensure you get compensated.

Find a safe spot and check passengers

The first thing to do after a motor vehicle accident is check all passengers and move them to a safe spot. If minor accidents happen on a busy highway, it is commonly safer for children and disabled people to remain in the vehicle. Typically, you should refrain from moving children in car seats unless there’s a need because they can have hidden injuries. If you can’t move the vehicle, attempt to turn on your emergency flashers or make a reflector.

Get medical attention

Call 911 for your injured passengers, the other vehicle’s driver or passengers, or yourself, or find a bystander to call. Never leave vulnerable people, such as children or the elderly, inside a hot vehicle. You will want to mitigate damages by getting medical treatment as some injuries may not be apparent right away.

Report the accident

You may need to report minor car accidents even without injuries in some jurisdictions. If you live in a jurisdiction that doesn’t require police to respond to minor accidents, file a report with the police.

Collect information

If possible, collect vital information at the scene of the accident. This includes:

Take photos of the damage from various angles; if you didn’t get pictures, find someone who did. If drivers won’t give you their information, note their tag number and report it to police.

All this information can help you in filing a claim for compensation from the insurance provider. Many companies prefer to settle claims out of court instead of the hassles of a trial.

The post What to do after a motor vehicle accident first appeared on Steele Ritchie .

Boat Wreck, Car Wreck: Not the Same in Alabama

Sun, 17 Oct 2021 21:08:00 GMT

If you are hurt on the water or the roads, different laws will determine what you might collect.

Have you heard of admiralty law? Well, if you are hurt near Perdido Pass or off Dauphin Island, you will hear a lot about it. Here are some of the differences between a boat wreck and a car wreck.

First, you can NOT collect in an Alabama traffic accident if you are even 1% at fault. However, admiralty law does allow you to collect based on how much the other person is to blame. For example, if you are 10% at fault, you can collect 90% of a judgment. Note that the 1% rule for traffic accidents is not true in Mississippi, Georgia, and Florida.

Second, under admiralty law, it is much more difficult to bring a wrongful death action. Wrongful death is generally used to compensate the family for the loss of a deceased loved one. This can include compensation for lost wages, emotional support, funeral expenses, and the like.

Third, if you are a passenger in a car, Alabama has a law that basically prevents you from suing the driver unless the driver is disobeying the rules of the road. No such law applies under admiralty law. Note: Alabama is the only state left that has such a guest passenger law for traffic accidents.

One last thing, there is no liability insurance requirement for the operator of a boat. The lack of insurance can make finding the money needed for a victim’s recovery very difficult.

Whether hurt on the water or the road, you need to consult an experienced personal injury attorney. As you can see, there are a lot of hurdles to get you the money you need.

If you suffer a personal injury like a boat/auto/truck accident, railroad accident, or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Allen Ritchie

The post Boat Wreck, Car Wreck: Not the Same in Alabama first appeared on Steele Ritchie .

Traffic Accidents: Roads Not as Safe as Expected

Fri, 08 Oct 2021 17:40:00 GMT

If you thought that the pandemic meant that roads were safer because fewer people were driving, you would be wrong.

Traffic deaths are up. For the first half of this year, traffic deaths in the U.S. increased by 16% over last year. This fact alone shows it is substantially more unsafe for you to be on the road.

Here is another statistic from the National Safety Council that will shock you. More than 2 million Americans consulted a doctor or other medical professional because of a car wreck in just the first 6 months of this year.

I can vouch for this trend from my own clients here in Mobile. I clearly see that there are more accidents, and these accidents are more severe.

Need further proof that driving is dangerous? The estimated cost of motor vehicle deaths, injuries, and property damage in the first half of 2021 was $241.9 billion. Yes, that is billion with a “b.”

Add to this that insurance company settlement amounts are possibly at an all-time low. The reason often given for this is the lack of jury trials during the pandemic. In the past, injured people had the option of asking 12 men and women from the community what was fair. That right, for most of us, has been put on hold.

These facts, and others, are why you need an experienced traffic accident lawyer on your side—a lawyer who can maneuver the tricky hurdles during a pandemic.

If you suffer a personal injury like an auto/ truck accident , railroad accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Traffic Accidents: Roads Not as Safe as Expected first appeared on Steele Ritchie .

What to do after your slip and fall at work

Fri, 08 Oct 2021 14:56:00 GMT

A common injury for many workers in Alabama is slipping and falling while on the job. These injuries can be very serious when the victim hits their head or injures their back or legs in any manner. Broken vertebrae and hips are common results of slip and fall injuries. Employers may want to blame the accident on the worker, but the truth about workers’ compensation is that it is a no-fault insurance program. Additionally, if the employer has exhibited negligence in any manner, it could result in a standard personal injury lawsuit aside from a workers’ comp claim.

Report the injury as soon as possible

Depending on the work location, it may be necessary to seek injury treatment before reporting it to an employer. Slip and fall injuries can occur anywhere while on the job. When happening at a central work location where supervision is close, contacting immediate supervision personnel first is best. Otherwise, seek treatment and contact supervision in the process. It can also be necessary to call 911 in very serious situations in off-site work locations.

Follow all medical recommendations

Injured workers should follow all medical recommendations and make sure to attend every medical appointment and rehabilitation session. Workers’ comp insurance companies can investigate as well as employers, and they often try to assert that the injury is not as bad as claimed or that it is not work-related. This is common in slip and fall injuries generating a personal injury claim as well.

It is important to remember that employers are exempt from general damage claims for ongoing living issues due to a workplace injury. However, if employers have been non-compliant and exhibited any signs of negligence, a personal injury suit could be available.

The post What to do after your slip and fall at work first appeared on Steele Ritchie .

Trouble in AL: COVID and Your Car Wreck

Mon, 04 Oct 2021 12:03:00 GMT

Some insurance companies are using COVID and the resulting lack of jury trials to drastically underpay Alabamians involved in traffic accidents. The result is that victims can be left with large medical bills to pay.

Here is how it works: insurance companies offer to settle the case for pennies on the dollar. You either accept it or wait until a jury can hear your case. At this point, no one knows how long that might be. Because of fear of contamination, jury trials in civil cases (like car wrecks) in Alabama are being indefinitely postponed or severely backed up.

The real problem is that many of the neediest Alabamians cannot wait.

Imagine that you are out of work, in unbelievable pain, your kids need clothes for school, and there is only a meager amount of food on the table. What would you do?

I know of a case involving a man who suffered a broken back – yes, a broken back – and there was half a million dollars in insurance coverage. The insurance company offered only $15,000. That amount was so small that it would not have paid all his medical bills. If he had accepted it, he would have been on the hook for the rest of the hospital and doctor payments. And remember, this proposal failed to offer anything for his lost wages, pain and suffering, or medical supplies.

Some of the most well-known and successful insurance companies are taking advantage of the pandemic to fatten their wallets. In my opinion, it is just exploitation. The problem is so severe that I would not be surprised if the states’ attorneys general get involved, and we begin to see congressional inquiries. I have no doubt that you will see more news stories focusing on the dire situation of victims.

If you are involved in a traffic accident , this problem is why you need an attorney that understands how insurance companies work and where to put pressure so that you get a fair deal.

If you suffer a personal injury like an auto/truck accident, railroad accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Trouble in AL: COVID and Your Car Wreck first appeared on Steele Ritchie .

Taking note of malnutrition and neglect in nursing homes

Mon, 27 Sep 2021 17:31:00 GMT

Residents in nursing homes in Alabama are typically treated the same as they would be if they were at home with family members or caring for themselves. However, some situations occur when residents don’t get the proper nutrition that they need, resulting in serious health issues that progress over time. If you have a family member in a nursing home, there are a few signs that you can look for if you think this kind of treatment is taking place.

Staffing

When there aren’t enough workers to provide meals on a timely basis or snacks when they are requested, nursing home neglect in the form of malnutrition and dehydration can occur. While this sometimes isn’t done intentionally, it’s an issue that should be addressed if you notice that your family member asks for food or drinks when you visit or if you see that there are no workers available who can take the time to make sure residents have what they need.

Mental health

Sometimes, residents may experience depression or other mental health issues that can affect their desire to eat or drink. They may not want to eat with people they don’t know or feel comfortable eating in an unfamiliar location. When nurses and assistants allow residents to continue going without food or beverages while knowing that they also have issues that need to be dealt with, then it could be a reason to obtain legal help to try to determine if there are other issues taking place.

While residents don’t usually eat all the time at a nursing home, they need to get the proper nutrients to maintain their life at this time. When that doesn’t happen, then it could be a form of neglect on the part of the facility.

The post Taking note of malnutrition and neglect in nursing homes first appeared on Steele Ritchie .

Alabama Car Wreck: 6 Tips for a Max Check

Fri, 24 Sep 2021 14:31:00 GMT

If you’re in a wreck in Alabama, don’t leave any money unclaimed. It is surprising how many people try to settle their own case only to get pennies on what should be dollars.

From my years of experience in settling car accidents , here are some of the overlooked areas that can cost you money.

Disfigurement

Scaring is an actual result of significant injuries. Yet, by focusing on other more obvious medical problems, people often underplay this.

Physical Suffering

Pain is a natural outcome of a traffic accident. Though you may not see it on an x-ray, you need to be compensated for both your physical and mental misery.

Lost Wages

If you couldn’t go to work and your pay was cut, someone needs to compensate you. Loss of income is a real loss from an accident.

Medical Bills and Related Expenses

So much goes into getting you back to normal. Doctors, hospitals, and medications may be apparent, but remember therapy specialists, dentists, and medical equipment expenses. Even mileage can count.

Emotional Distress

Depression, anxiety (over physical and financial concerns), and grief are all conditions that can require compensation. These are often made worse by a lack of restful sleep following a wreck.

Vehicle Value

Don’t forget that you need to be compensated for the value of your car or truck. You may have to fight for this since insurance companies will often try to lowball the amount. You also need to get paid back for any rental car expenses.

These considerations and many others are why a good personal injury lawyer can mean more money in your pocket. I also suggest you get the lawyer involved early before evidence is lost.

If you suffer a personal injury like a truck/railroad/auto accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Alabama Car Wreck: 6 Tips for a Max Check first appeared on Steele Ritchie .

AL Law: No Chanting as Yoga Returns to Schools

Fri, 17 Sep 2021 19:49:00 GMT

I like to keep you up to date on changes in the law that might affect you. You can file this one under “Only in Alabama.”

With public schools back in session, you might be interested in a new law going into effect. It is now legal to teach yoga in our state’s schools. What? You didn’t know it was illegal? Well, it has been against the law since 1993.

One Baldwin County teacher tried to make the meditation practice available to area students, but she was quickly told no and given a copy of the state law.

After much pushing and politicking (not to mention a bit of national embarrassment), the legislature and Governor Ivey have changed the law beginning this school year.

The new yoga law has restrictions. Educators can teach the physical aspects, meditation, and breathing exercises, but absolutely NO CHANTING. Plus, parents must sign a permission slip that states that they understand yoga is part of Hinduism. Note: Though technically accurate, yoga is also part of other religions and non-religious activities worldwide.

If you are wondering why the parental permission slip is so essential, it goes to why Alabama had the no-yoga law in the first place. According to many sources, the law was enacted in the last century at the urging of state religious leaders who feared that students might be tempted to convert to Hinduism.

Though many of my injured clients cannot do the physical aspects of yoga, several have mentioned that deep breathing and quiet reflection have been useful. I would think students might benefit also.

One last thought, Alabama was the only state in the Union to ban the subject. May I suggest that we all take a deep breath and think about that for a while?

If you suffer a personal injury like a truck/railroad/auto accident, or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post AL Law: No Chanting as Yoga Returns to Schools first appeared on Steele Ritchie .

Fatal accidents surged in 2020

Tue, 14 Sep 2021 20:48:00 GMT

In Alabama and across the United States, 2020 saw fewer people on the road. At first glance, this might be expected to lead to fewer auto accidents with injuries and fatalities. However, a report says that this is not the case.

Fatality statistics yield surprising results

According to the National Safety Council, there was an 8% spike in auto accident fatalities in 2020. More than 42,000 people lost their lives in these incidents. Even with the reduction in miles driven, which is a key aspect of calculating the rate of road deaths, there was an increase in fatalities of almost one-quarter when compared to 2019. This is the biggest increase in nearly 100 years.

Other agencies provide statistical compilations regarding accidents each year. While the National Highway Traffic Safety Administration did not release its findings yet, it has provided preliminary information: Through September of 2020, fatalities were up similarly to the NSC assessment. Speculation suggests that because there were fewer vehicles on the road, drivers felt free to take risks including distracted driving, speeding, driving under the influence, and other dangerous behaviors. These activities frequently contribute to car accidents .

Drivers should pay attention to these trends

This report was unexpected given the circumstances and indicates that drivers are taking liberties due to less traffic. Accidents can happen without warning and for many reasons. When there is a collision, the entire case must be investigated, evidence should be gathered, and those who were impacted are advised to have experienced help when thinking about how to proceed. Because people can face medical costs, lost income, and a litany of other challenges after a crash, it is important to understand the available options for seeking compensation.

The post Fatal accidents surged in 2020 first appeared on Steele Ritchie .

Can the Hospital Take My Personal Injury Money?

Fri, 10 Sep 2021 18:42:00 GMT

Hospitals can and do sue injured patients over unpaid medical bills.

Here is what might shock you. Alabama law states that a hospital or emergency room provider can put a lien on any patient’s injury case judgment or settlement. In short, that means the health care provider can force the insurance company, which is settling the case, to pay them before they pay you. In fact, by law, you cannot resolve your injury case unless you pay them.

Why do you care? Because this can affect how much money you put in your pocket.

Now, medical provider liens can be a very tricky part of Alabama law. Here is the problem – you want the most money, the hospital wants the most money, and the insurance company wants to pay the least.

This lien law is not necessarily bad. Over the years, I estimate I have saved my clients millions of dollars by getting the medical providers to accept less than they billed. A lot of that is because of this law.

Here is how it works – if a hospital accepts the new payment, it can get its money almost immediately. Plus, it does not have to go through the often expensive procedure of collecting from an injured individual. Remember, the hospital or medical provider gets paid when the case is resolved. So if they don’t accept the lower fee, it is potentially years of no money coming into them.

To show you how dramatic this can be and how it can impact the money you get to keep, let me tell you of a motorcycle case where the medicals bills were close to $100,000 but were settled for close to $10,000.

If you suffer a personal injury like a truck/railroad/auto accident, or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Can the Hospital Take My Personal Injury Money? first appeared on Steele Ritchie .

You Fall. Can You Collect Under Alabama Law?

Tue, 07 Sep 2021 11:53:00 GMT

Slip and fall is a silly-sounding name for a serious situation. These dangerous accidents can be caused by wet surfaces, uneven carpeting, insufficient lighting, loose handrails, and so much more. The injuries can result in months, if not years, of recovery.

My partner, Bill Eiland , is exceptionally knowledgeable about these types of cases. Other lawyers are known to refer to us – especially if the issues are particularly complicated.

Let me set one thing straight – it is not true that if you fall in a business, the business will give you money. Here is why – you are fighting the insurance company of the business and not the actual business owner. The insurance company will pay any money, and not surprisingly, they do not like doing this.

However, there are some things you can do to help your case.

The more you wait, the less likely you will appear to be hurt. Also, we will need the opinion of a medical professional to back up the severity of your injuries. He or she can also validate your complaints of pain and suffering.

You want a written report. Most businesses have procedures to cover accidents in their store or offices. However, I strongly suggest that you do not make a statement to an insurance adjuster for the business until you have spoken to a lawyer.

If your injuries permit or you have a friend with you, use your phone to grab pictures of the scene. You will be amazed at how quickly evidence disappears. Also, document your injuries.

Lots of businesses now have video camera recordings covering much, if not all, of their property. A lawyer can issue a letter that prohibits companies from destroying that evidence.

One final thought – do not discuss your accident on social media. What you say there can only hurt your case.

Allen Ritchie

Alabama Personal Injury Lawyer

The post You Fall. Can You Collect Under Alabama Law? first appeared on Steele Ritchie .

Mobile, Alabama: Railroad Injuries

Thu, 02 Sep 2021 19:09:00 GMT

If you work on the rails, you are in one of the most dangerous professions in America. And this might surprise you – federal law and not state law can govern how much money you get for your injuries.

Here is what you need to know: The Federal Employers Liability Act (FELA) says that railroad workers must be compensated if employers are negligent. You can receive both back pay and future pay plus money for losses such as pain and suffering.

I have helped railroad workers for several years, and their injuries can be catastrophic. For example:

Here is one shocking statistic. Railroad workers are roughly 2x more likely to die on the job than the average worker. Yes, twice as likely to die. This is not just for the men and women who work on the track or in the repair and maintenance facilities.

Railroad work is just plain dangerous whether you are a signaler, laborer, conductor, engineer, mechanic, and other train-related employee.

If you suffer a personal injury like a railroad/auto accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Mobile, Alabama: Railroad Injuries first appeared on Steele Ritchie .

Tips for avoiding head-on collisions

Fri, 27 Aug 2021 20:36:00 GMT

While head-on collisions are not the most common type of traffic accidents, they can cause catastrophic injuries or death. Alabama drivers can take precautions to reduce the risk of being involved in this kind of accident.

Why head-on collisions happen

Head-on collisions may happen because one vehicle has swerved or drifted into oncoming traffic or because one vehicle is traveling on the wrong side of the road . The latter may happen after a driver has misjudged the correct lane on a divided highway or off-ramp. For this reason, drivers should pay careful attention to markings to ensure that they are always going in the correct direction.

Preventing head-on collisions

Drivers need to make an effort to avoid ending up in the wrong lane themselves and to avoid other drivers who may be on the wrong side of the road. They should remain alert, and if they do see a driver coming toward them, they should steer into a clear area if they can, even if it is a ditch. Blowing the horn and flashing headlights may alert the other driver that they are on the wrong side of the road.

Actions to avoid

Drivers should also avoid certain actions that could lead to a head-on car accident , such as passing when there is not clear visibility or swerving to avoid an obstacle in the road. Speeding, driving while drowsy and driving under the influence of drugs or alcohol can also cause drivers to drift into the other lane.

Awareness of potential hazards, avoiding distractions and driving defensively are habits that can help prevent these and other types of motor vehicle accidents. If a driver is injured in an accident in which they are not at fault, they might be eligible to receive compensation that could cover medical expenses and other costs.

The post Tips for avoiding head-on collisions first appeared on Steele Ritchie .

Determining liability for termite damage on your property

Fri, 20 Aug 2021 21:51:00 GMT

Whether you own a rental property or your own home, discovering termites can be a stressful time for any property owner. In places like Alabama, where termites run rampant for a large portion of the year, there is plenty of time for an infestation to cause significant damage that is expensive to repair.

Termite bonds

Generally speaking, a termite bond is a contract between a pest control company and a homeowner. This contract requires the company to perform inspections for signs of termites or a termite infestation on the property, and it then remediates any damage that occurs as a direct result of the termites. It is important to note that this bond only covers damage directly resulting from termites. So if water damage allowed the termites access, the pest control company may refuse to cover the repairs and treatment.

There are also pest control companies that do not abide by the terms of their contracts, which can leave homeowners in a difficult position. Having already paid for termite control, the unexpected expense of potentially extensive repairs on top of that can be extremely stressful. The actual damage from termites is just one aspect of the problem as an infestation can cause health problems for those with asthma or similar conditions.

What can you do?

A termite bond or pest control agreement is a legal contract. A knowledgeable attorney can advise you on your rights under the contract and what recourse you may have. In some cases, a successful lawsuit could force the pest control company to treat the problem, make repairs, and even award compensation to the property owner for his or her emotional suffering and stress.

While most companies operate with the best intentions, that is not always the case. As a property owner, you need to protect your investment, and termites and other wood-destroying insects can wreak havoc on wood-framed structures. Contacting an attorney with experience in fighting pest control companies can provide you with the best chance to recoup your losses or simply resolve the problem.

The post Determining liability for termite damage on your property first appeared on Steele Ritchie .

Alabama Law: Your Kid and Accident Money

Fri, 20 Aug 2021 16:28:00 GMT

Imagine that your child is seriously injured. How do you get the money to pay all those medical bills? What about your lost wages and emotional distress? Since a child cannot enter a contract to hire a lawyer or approve an insurance settlement in Alabama, you must step up and be the parent.

Filing

Who gets to file? In Alabama, married parents each have a right to file a lawsuit for a minor child. If the parents are divorced, the parent with legal custody has that right. If neither parent is available, a legal guardian may be appointed.

Time Limits

Alabama’s usual 2-year limit to file an accident lawsuit is different for children. The time limit does not begin until the child reaches 19-years old. So yes, you can conceivably pursue a case that is decades old. However, it has been my experience that the older the case, the more difficult it is to collect evidence and prove who caused the injury.

Contributory Negligence

Proving who caused the injury is significant in Alabama. We have a rule called contributory negligence, which means that if you are even 1% at fault, you cannot collect anything for your injury. It doesn’t matter that the injured person is a child; insurance lawyers will spend a lot of time and effort to try and prove that 1% fault.

Court Involvement

If the settlement is over $5,000, it most likely will have to be approved by the court. Using a judge to oversee the agreement is a way to protect the child and try to ensure that the settlement is fair. How the money is spent also has rules. These court supervised actions are meant to stop the money from being squandered or outright stolen from the child.

Getting money for an injured child is very different than collecting for an adult. A parent may have to do a lot of things that do not directly benefit him or her. But perhaps that is part of being a parent.

If you suffer a personal injury like an auto accident , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie

The post Alabama Law: Your Kid and Accident Money first appeared on Steele Ritchie .

A Misdiagnosed Illness: Do You Have a Case?

Wed, 18 Aug 2021 21:08:00 GMT

When a physician’s misdiagnosis leads to a wrong treatment or no treatment at all, a patient will not get well, and may even die. Still there may not be grounds for a medical malpractice lawsuit.

Generally, you must prove three things to sustain a malpractice suit based on a wrong diagnosis:

Most medical malpractice cases hinge on the last two – was the doctor negligent, and did the negligence cause harm to the patient?

There are several ways in which a doctor or other medical practitioner can make diagnostic mistakes and which will be considered in filing a lawsuit:

It is also necessary to prove the standard of care within the local medical community.

If you or a loved one has been misdiagnosed, or if you think you have – we can help. You do have legal recourse in these cases, and attorneys at Eiland and Ritchie will talk with you for free. We want to help you get back on your feet.

Also, joins us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post A Misdiagnosed Illness: Do You Have a Case? first appeared on Steele Ritchie .

Why hire a top pest control company?

Mon, 16 Aug 2021 23:49:00 GMT

Pests could cause all kinds of damage to a home or commercial property. Rodents and insects, especially termites, might inflict problems that result in costly repairs. Hopefully, a local Alabama pest control expert knows how to deal with the infestation. Hiring the best pest control company seems like good advice since a poor job may only benefit the pests.

Hire a qualified pest control expert

Hiring the best pest control company for the job could prevent further disasters. Termite damage may only get worse if an exterminator fails to deliver on promises. A home’s value may plummet when termites continue to devastate the wood. The house may fail its mortgage inspection when the time comes to sell, creating more problems.

Helpful advice may help with hiring the right pest control contractor, and reading reviews, testimonials, and consumer reports might provide would-be customers with many insights. Established pest control companies, ones serving the local community for years, might be worth contacting.

Of course, new businesses may provide exceptional service. An experienced exterminator might launch a new business and provide enthusiastic work. Potential customers could ask for references to establish skills and experience.

Further hiring tips

Determining whether someone holds the appropriate licensing and credentials for the job seems advisable. Pest control professionals should be able to make copies of licenses and credentials available upon request.

Less-than-reputable pest control companies might try to pressure customers into subscription packages. Signing onto a questionable subscription may lead to paying far more than what is necessary to handle the work.

If the pest control service botches the job, doesn’t finish the work, or causes damage, a homeowner could take legal action. A civil court may frown on a business that doesn’t operate ethically or professionally.

The post Why hire a top pest control company? first appeared on Steele Ritchie .

A Minor Car Accident – Should I Get a Medical Checkup?

Fri, 06 Aug 2021 20:27:00 GMT

Many car accidents are considered minor, and you may not feel you were injured other than the damage to your automobile. However, sometimes the adrenaline that accompanies such accidents can mask, for a short time anyway, minor injuries you may suffer.

You may not be feeling any pain at the time of the accident, but a few days later your neck hurts, or you’re having unexplained headaches. These things can manifest even days after your wreck.

Even if it is a few days later, one of the first things you should do is get medical treatment. Without proof of an injury, there is no way to make a claim with your insurance company. Waiting a few days will not prevent you from having the right to file a claim. Obviously, the longer you wait to get treated the more adversely that may affect your case.

There are time limits in which to file a lawsuit; personal injury suits must be filed within two years from the date of your accident. There are also time limitations in certain policies, and other details to consider, such as an Uninsured Motorist policy. Do you have that?

If you suffer a personal injury in an auto accident , we can help. You can talk to us at the law firm of Eiland and Ritchie for free. We want to help you get back on your feet.

NBC 15 Law Call , the legal call-in show we help host here in Mobile, will be off the air for a few weeks as NBC provides extensive Olympic coverage. We hope you will join us Sunday nights at 10:30 once we return to take your legal questions live.

Go, Team USA!

Alabama Personal Injury Lawyer

The post A Minor Car Accident – Should I Get a Medical Checkup? first appeared on Steele Ritchie .

Neglecting those who need the most care

Mon, 02 Aug 2021 23:07:00 GMT

If you have a family member in a nursing home in Alabama, you expect that the person will be treated with respect and cared for in a professional manner. When residents fail to receive the care that they deserve, it’s often considered neglect. It might not be seen for weeks or months and can sometimes be unintentional in nature.

Medical

One of the common types of nursing home abuse and neglect involves medical procedures and care. Workers might not give residents medications as directed or when they are needed. A type of unintentional neglect would be if a worker gives an incorrect dosage. Neglect can also be in the form of letting residents stay in bed without turning them over or letting them stay in wet clothes that could lead to bedsores.

Emotional

Even though you might visit your family member in a nursing home or they participate in some of the activities that are offered, emotional neglect can occur. Workers might not engage with some residents as much as others or might not offer to take residents to the dining room or to take part in special events, causing them to feel alone. Residents might not be provided with the equipment needed to move around so that they are unable to interact with others in the nursing home.

Basic needs

Residents in a nursing home should receive the basic care that they need. Neglect can occur if workers don’t provide a comfortable temperature or nutritious meals and snacks during the day, especially if residents state that they are hungry. This type of neglect can have a serious impact on a resident’s health and quality of life, so it’s important to notify the correct parties if you suspect neglect.

The post Neglecting those who need the most care first appeared on Steele Ritchie .

Important information about termites

Tue, 27 Jul 2021 19:27:00 GMT

It’s not uncommon for termites to take up residence in an Alabama home. Therefore, it’s important to have a termite inspection conducted as part of the home purchase process. An inspection may reveal common signs of termite damage such as mud tunnels, wood damage or the presence of dead termites. In some cases, you may actually see termites swarming from one colony to another during the course of an inspection. Let’s take a look at what you can do if termites are found on a property that you want to purchase.

Ask the seller to eliminate the infestation and repair the damage

There is nothing wrong with asking the seller to hire a company to eliminate an existing termite colony. In fact, there is a chance that he or she already has a contract with an exterminator to offer regular treatments. If this is the case, it’s important to learn how you can take over this contract in the event that a sale takes place.

Not all contracts require a termite company to repair existing damage

It’s important to note that some termite exclusion companies will simply take steps to eliminate or control an infestation. Even if your contract does require a service provider to repair termite damage , the document may limit the types of repairs that will be made.

The difference between termites and flying ants

Flying ants are often mistaken for termites because of their similar size, shape and ability to go airborne. However, a flying ant has a smaller waist and a pair of small wings to accompany its primary set of wings.

The post Important information about termites first appeared on Steele Ritchie .

The Law & Cheering Team USA from AL

Fri, 23 Jul 2021 14:20:00 GMT

It is summer; it is the Olympics. Let’s party!

You can root on Team USA, but if there is alcohol involved, Alabama will hold someone responsible. It just may be you.

Here are some of the rules for hosting a party with alcohol in our state.

UNDERAGE

Minors (people under 21 years old) cannot legally drink alcohol under any circumstances in Alabama. It does not matter if they are serving in the military, claim religious reasons, or their parents gave them permission.

If minors bring alcohol to your home, you are required to stop their consumption. Failure to do so could be a criminal act resulting in jail time and a fine – for you.

PARENTS

If a young drinking person hurts someone or damages property, the parents can be held responsible even if the parents did not provide the alcohol.

HOSTS

Though hosts are not legally responsible for the actions of adult drunk guests (the guests are liable), you may feel morally responsible. An accident that kills someone after a drinking guest leaves your house can burden you for decades. I have seen it totally destroy marriages and life-long friendships.

Let me give you some non-legal advice that I have found helpful. Post the phone numbers of cab and ride-sharing services near the front door and backyard gates. I have handled several cases where drunk drivers hit people. It is a tragedy that I hope you never have to face.

If you suffer a personal injury like an auto accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

NBC 15 LawCall , the legal call-in show we help host here in Mobile, will be off the air for a few weeks as NBC provides extensive Olympic coverage. We hope you will join us Sunday nights at 10:30 once we return to take your legal questions live.

Go, Team USA!

Allen Ritchie

Alabama Personal Injury Lawyer

The post The Law & Cheering Team USA from AL first appeared on Steele Ritchie .

The dangers of distracted driving

Wed, 21 Jul 2021 22:07:00 GMT

Distracted driving is a contributing factor to many auto accidents in Alabama. Distractions when driving takes away the driver’s attention, making them miss cues or objects that could cause accidents. Apart from the passengers in the car, distracted driving also affects other road users. Wireless devices have gained popularity for several years. However, although these devices are easy to use, they have caused an alarming rate of accidents.

Types of distracted driving

While there are different types of distracted driving, each one of them results in fatal injuries. Despite the reason, ensure your eyes are always on the road when driving since you don’t know when you might miss a cue. If you must pick a call or reply to a text, pull over to do so. Here are the main types of distracted driving:

• Visual: Not looking on the road when texting or looking at the GPS
• Manual: Applying your make up or eating when driving
• Cognitive: Thinking of other issues when driving

Teens and distracted driving

Most distracted driving accidents involve young adults. Such accidents contribute to more than 25% of all motor vehicle accidents. Therefore, advising teenagers on the dangers of distracted driving is essential. You can follow the following tips:

• Ensure your phone is unreachable when driving. Most phones have a feature that automatically declines calls and lets the person calling know that you’re driving.
• Before starting your journey, ensure all things are set. Most drivers are often distracted when adjusting the AC, mirrors or music. Setting everything up before the drive reduces distraction.
• Avoid driving when you’re tired. When you feel tired when driving, you should take a break and rest for a while to avoid causing motor vehicle accidents .

Distracted driving is dangerous and reckless. In case of an auto accident, contact an attorney promptly. The attorney might help you get fair compensation.

The post The dangers of distracted driving first appeared on Steele Ritchie .

Do I Need a Termite Lawyer?

Fri, 16 Jul 2021 15:10:00 GMT

Formosan Termites Ctsy: pestworld.org

No matter what type of termite protection you think you have – even if you physically see termites or termite damage – my experience tells me that chances are your claim will be denied.

Yes, you can see beams falling into your living room, and the bug company, the people who you trusted to prevent this type of damage, will say it is not its fault or that the kind of coverage you bought doesn’t cover the destruction.

These are only a few reasons you need a qualified termite lawyer, someone who knows the Gulf Coast and the tricks used by these unscrupulous companies.

Termite damage is a complicated and sometimes confusing part of the law, but here are a few general pointers that I think you should know.

If you suffer termite damage or a personal injury like an auto accident, or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post Do I Need a Termite Lawyer? first appeared on Steele Ritchie .

I’m Hurt. Why Must I Wait for the Money?

Fri, 09 Jul 2021 15:07:00 GMT

There are several reasons why settling a personal injury case can take months, if not years. But there is one big reason; we call it “maximum medical improvement.”

Maximum medical improvement is when you have recovered from your injures, and you are as good as you are going to get. This concept is essential because you do not know all the possible surgeries, treatments, and pain you will go through until you have gone through them.

Here is an example. Say you hurt your leg in a car accident. Through therapy, you relearn to walk, but later, pain develops in your knee, your hip, and your feet. If you had settled your case when the leg cast came off, you would not have received money for all those additional problems.

In my experience, the more injured you are … the longer it usually takes to reach maximum medical improvement. If you are severely injured, don’t expect a fast payout unless you are willing to accept far too little.

Let me mention another reason that cases can take a while. Here goes: the larger the amount involved, the more it benefits an insurance company to drag things out. First, it gets to collect interest on that money, and it gets to keep that interest even after the case ends. Second, an insurance company doesn’t like to pay out large amounts. What company would? It will investigate almost every aspect of the case to find ways not to.

Remember, once you sign a settlement agreement with an insurance company, that is the end. You cannot go back later and ask for more money … no matter what problems might arise.

If you suffer a personal injury like an auto accident , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post I’m Hurt. Why Must I Wait for the Money? first appeared on Steele Ritchie .

Signs of nursing home abuse and neglect

Tue, 06 Jul 2021 21:11:00 GMT

Every year, hundreds of individuals experience nursing home abuse and neglect in Alabama. Unfortunately, emotional abuse and neglect isn’t always easy to spot, but there are some things that you can look for. Here are some of the most common signs of emotional abuse and neglect in nursing homes.

Humiliation

If your loved one is in a nursing home, you want to make sure that they get treated in the best way possible. This shouldn’t include them feeling humiliated. If you haven noticed that they sit in soiled clothes or that they get reprimanded in front of others, then this is a sign of nursing home abuse and neglect .

Yelling

No one should get yelled at in a nursing home . It isn’t okay for one of the staff members to yell at your loved one. They should treat all of the patients with dignity and respect at all times. If you have noticed that the nursing home staff yells at their patients, there’s a good chance that they are yelling at your loved one as well when you aren’t around.

Isolation

It’s not uncommon for staff at a nursing home to isolate patients as a form of abuse. Your loved one should be free to socialize with their friends throughout the day. If they are being locked in their room or not allowed to come out when they want to, this is a sign that abuse is occurring.

If you have noticed any of the signs mentioned above, you should act right away. Your loved one shouldn’t have to experience any type of emotional, verbal or physical abuse while they are in a nursing home. You may find it helpful to seek legal counsel to find out what options you have.

The post Signs of nursing home abuse and neglect first appeared on Steele Ritchie .

4th of July Burns and the Law

Sun, 04 Jul 2021 12:05:00 GMT

You might think that the 4 ^th of July holiday would see burns from fireworks. And it does. But you want to know the number one cause of Independence Day burns? It is your backyard grill. And you want to know the number one item that contributes to burns? It is not lighter fluid, not sparklers, not cherry bombs. It is alcohol.

Yes, drunk grilling is a real thing. It is not just a scene out of Chevy Chase’s Vacation movie. And here is the sad truth, the law is not going to be very helpful. Generally, the law will help when someone or something harms you. It can’t do much when you injure yourself.

Imagine this scenario (because it is pretty close to the facts in an actual situation): you are impaired, you put your hand in an open flame to grab a steak, the steak falls into the fire, the fire flairs, you try to put out the fire with a bottle of Tequila. Needless to say, the jury would probably not award you a big settlement.

Now to fireworks. Here is another possible scenario: you are impaired, the firecracker does not go off, so you try and light it again. And it goes off … in your hand. The law will ask who is to blame? If you want to collect, the answer had better be someone else.

If you do get burned, seek medical treatment. We are fortunate to have the Arnold Luterman Regional Burn Center at the University of South Alabama here in Mobile. It is the most advanced and comprehensive burn care on the Gulf Coast.

Burn accidents are some of the most catastrophic accidents I have faced. The scars, both physical and psychological, can be lifelong.

If you suffer a personal injury like an auto accident , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post 4th of July Burns and the Law first appeared on Steele Ritchie .

Building Collapse and the Law

Fri, 25 Jun 2021 18:50:00 GMT

Photo Courtesy Miami-Dade Fire Rescue

The horrific collapse of a beachfront condo in Florida has many in the Mobile area wondering about the legal aspects of such a tragedy. From my years of personal injury law experience, here is what I suspect will happen.

First, there will be lots of finger-pointing as lawyers try to determine who is to blame. The reason for this will be getting money for victims’ losses. This is not greed; these people deserve compensation. There are medical bills, loss of income, damaged property, and many other losses and expenses.

You might think that those responsible for the safety of the residents would rush to help the survivors and the residents’ families. This has not been my experience.

Here is a typical example.

You may remember when a Chicago balcony collapsed during a party several years ago. In falling, it brought down two balconies beneath it, killing more than a dozen people and injuring nearly 60 others. In the end, it was discovered that the developers never got a permit to build the balcony. Add to that, the structure had improper supports and screws which were too short to hold the balcony to the wall. Remarkably, the site was inspected 5 times by the city of Chicago, and it had never received a code violation.

Despite this, builders blamed the victims saying too many people were on the balcony. The city even sued two of the survivors but later dropped the suit.

Here is the real financial irony: insurance will likely pay the owners for “lost use of the building” years before paying any victims.

Eventually, I believe, the system will work, and the victims will receive their compensation. However, it will take a lot of time and cost a lot of money.

If you suffer a personal injury like an auto accident , or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Allen Ritchie

The post Building Collapse and the Law first appeared on Steele Ritchie .

Keeping your teen safe during the 100 deadliest days of summer

Mon, 21 Jun 2021 23:18:00 GMT

From Memorial Day to Labor Day, more teenage drivers die in car accidents than during any other time of the year. Although the fact that teens in Alabama are not in school and behind the wheel more often may be partially to blame, many of the accidents can be attributed to inexperience, distracted driving and other factors. These tips can help you keep your teen driver safe during the summer months.

Fewer teen passengers

There is evidence that when a teen driver has only teen passengers, they are 51% more likely to become a traffic fatality. That statistic drops to only 8% when drivers over the age of 35 are in the car with a teen driver. This may be because teens may encourage other teens to make poor decisions behind the wheel, like driving over the speed limit or engaging in distractions that could result in an accident.

Speeding and texting

A survey conducted by AAA found that 47% of teens admitted to driving more than 10 miles per hour over the posted speed limit while 35% admitted to texting while driving , both actions that can lead to car accidents. In some cases, teens are simply parroting what they see their own parents do when they are driving. If you tend to drive over the speed limit or text while you are driving, there is a higher chance that your teen will do the same things. Lead by example and put your phone in the backseat or the trunk. Always drive the speed limit, especially with your teen and even younger children in the car because they will watch what you do.

Drowsy driving

Another factor that can lead to teen car accidents is driving while they are sleepy. Late night studying, a part-time job that requires them to work late night hours or just not getting adequate rest can lead your teen to make a mistake behind the wheel. If you know your teen has been up late studying, drive them where they need to be rather than allow them to get behind the wheel. Offer to pick them up from work when you know they have been awake more hours than they should. These actions could prevent your child from being a car accident victim.

The post Keeping your teen safe during the 100 deadliest days of summer first appeared on Steele Ritchie .

Alabama Law: When You Crash into a Cow

Sun, 20 Jun 2021 13:24:00 GMT

What Happens If You Hit a Cow with Your Car in Alabama?

You might assume the farmer’s insurance will cover the damage — but in Alabama, that’s not how it works.

Alabama Livestock Collision Laws: Who’s Really Liable?

Under Alabama law, if you hit a cow (or bull, donkey, or any livestock), you generally cannot sue the animal’s owner unless you can prove the owner intentionally placed the animal in the road.

Here’s the legal reference from Alabama Code section 3-5-3:

"... the owner of any stock or animal shall not be liable for any damages to any motor vehicle or any occupant thereof suffered, caused by or resulting from a collision with such stock or other animal..."

That means even if a cow wanders out of its enclosure and into the road, you are likely on your own when it comes to vehicle damage and injuries.

Landscaping Matters More Than Your Vehicle?

Interestingly, Alabama law does allow property owners to be held accountable for damage to crops, ornamental plants, or landscaping . If livestock cause damage to a flower bed, that may be actionable — but your busted bumper might not be.

Why Livestock Collisions Are So Common in Alabama

Alabama’s rural roads, lack of lighting, and livestock fencing issues all contribute to the danger. Many roads don’t have shoulders or reflective fencing. It’s especially risky at night — animals like cows and deer can be nearly invisible until you’re right on top of them.

A state trooper once told us that hitting a cow at full speed is like hitting a brick wall — and it's more common than you'd think.

Even though deer collisions are more widely tracked, Alabama drivers also hit livestock with alarming frequency — causing millions of dollars in damage each year.

What Should You Do If You Hit a Cow in Alabama?

If you’ve been in an accident involving livestock, take the following steps:

1. Call Law Enforcement

Always report the crash. A police report will document the scene and any damage — this will be essential if you try to file a claim later.

2. Take Photos

Get clear pictures of:

Your vehicle damage
The road conditions
The animal (if possible)
Any broken fencing or signs of negligence

3. Seek Medical Attention

Even if you feel okay, internal injuries are possible after such a high-impact crash.

4. Contact an Attorney

Even though the law is not in your favor, there are exceptions and nuances . A personal injury lawyer can help determine:

If the fence was in poor condition
If the farmer has a history of allowing animals to escape
If you might recover damages through other legal channels (such as auto insurance or property owner negligence)

Can You Sue the Farmer After a Livestock Accident?

It’s very difficult — but not impossible. You must prove the farmer:

Knowingly allowed the animal to roam free, or
Negligently failed to repair fencing, or
Placed the animal in the road (intentionally)

That’s a high legal bar. In most cases, you’ll be responsible for covering your own vehicle repairs and any associated costs.

Don’t Let Livestock Accidents Ruin Your Finances

If you suffer a personal injury from a livestock collision, auto accident, or slip and fall, you still have legal options. Our team at Steele Ritchie LLC can evaluate your case for free and help you understand your rights.

We’re proud to represent clients across Mobile and Baldwin Counties and offer experienced, compassionate legal help when you need it most.

Give us a call at (251) 666-1212 . We’re honored to be called the “personal injury lawyers near me” by so many Alabama families.

Also, join us on NBC 15 LawCall, the live legal call-in TV show airing every Sunday night at 10:30, right after the news. We’ll take your calls live.

Allen Ritchie
Personal Injury Lawyer

New Alabama Law: Take Your Doggie to Dinner

Fri, 28 May 2021 20:37:00 GMT

Get ready to dine with a dachshund. Maybe lunch with a labrador?

Coming August 1, it will be legal in Alabama to take your dog to a restaurant. There will be some restrictions, including you and the dog must eat outside. Also, no dogs are allowed in chairs or eating off the table.

As an injury lawyer, let me mention that you are responsible if the dog bites someone. That part of the law has not changed.

With Governor Kay Ivey signing the legislation, Alabama joins about half the nation in approving the pet-friendly policy. Until the new law, it was illegal to bring a pet into a public restaurant in our state. What? You could be caged like … well, a dog? Actually, the old law just got the restaurant a health violation.

One of the oddities of the new law is that restaurant employees can not touch the pet. So, expect a lot of cooing for tips … from a distance. Another regulation is that the animal can not be close to a bar. I guess begging for drinks could be a problem.

Campaigning to change the law began here in the Mobile area when the Baldwin Co. Health Department was put in the unenviable position of enforcing the old “no dog” law.

One final thing, individual restaurants will make their own decision about allowing the 4-legged guests. The law says it will be legal, not that the restaurants have to allow it.

If you suffer a personal injury like an auto accident, slip and fall, or dog bite , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post New Alabama Law: Take Your Doggie to Dinner first appeared on Steele Ritchie .

Assisted living red flags

Fri, 21 May 2021 20:44:00 GMT

If you are planning to move into an assisted living facility, it is important to choose a good one that takes care of their residents. Not every assisted living facility in Alabama is going to be a good fit for you, so here are some red flags to look out for when deciding which nursing home to move in to.

Rude staff

If you visit the nursing home and the staff there is rude or unwelcoming, it can be a red flag that this isn’t a nursing home you should be looking at. If the staff is rude to you before you even agree to live there, you can only imagine how rude they are to the residents who have already paid them. The staff needs to be kind, caring and welcoming, or else it might lead to nursing home abuse and neglect .

The staff isn’t caring for current residents

When you walk into the nursing home, you should pay close attention to the current residents. If their clothes look dirty, or the residents just look unkempt, this can be a sign that the staff members aren’t taking care of their current residents. In a nursing home, the staff members should be caring for you and making sure that you are clean, fed and comfortable. If they aren’t doing those things, then they don’t deserve your money.

Dirty facility

If the assisted living facility is dirty or messy, this can also be a huge red flag. A staff that isn’t actively cleaning and taking care of the facility may not actively take care of you or the other residents.

Moving into an assisted living facility is a big decision, so you need to ensure that you are going to a place that is safe, loving and comfortable. If you notice any red flags when visiting the facility, don’t hesitate to leave and find a better place.

The post Assisted living red flags first appeared on Steele Ritchie .

Motorcycle Law: Grab Life by the Handlebars

Fri, 21 May 2021 16:22:00 GMT

If you have to ride, it seems that you just have to ride. With the temperature up, I wanted to mention a few Alabama motorcycle laws in the hope of keeping you safe.

First, you must wear a helmet in our state. It is not only the legal thing to do, but it is also the right thing to do.

Here are some facts I have come across in my legal work.

Another law is that you cannot legally operate a motorcycle between lanes of traffic in our state. This maneuver is not only dangerous but also makes you likely to be caught. Remember, when traffic is backed up, there is likely a trooper nearby.

Here is a state law that is both fun and legal. You can ride two abreast in a single lane in Alabama. But only two, not three.

You do need a special license to ride a motorcycle in our state. It used to be true that a regular driver’s license would do. But not anymore.

And finally, in Alabama, you cannot drive a motorcycle without shoes. Seriously, this is the law, but who would want to try stopping 400 pounds of metal barefoot? Apparently, someone tried.

I usually come into the picture when things have gone wrong, often very wrong. I would much rather hear about your trip after you return home safely.

If you suffer a personal injury like an auto/ motorcycle accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post Motorcycle Law: Grab Life by the Handlebars first appeared on Steele Ritchie .

Texting Trucker — Blind for Length of a Football Field

Fri, 14 May 2021 03:06:00 GMT

Ever seen a trucker with a handheld phone? That trucker is breaking the law and putting your life in danger.

According to the federal government, the texting driver of an 18-wheeler is taking his or her eyes off the road and traveling the length of a football field. Yes, a football field. The same is true if the driver is manually searching for a website or dialing the phone.

According to the Federal Motor Carrier Safety Administration, a truck driver who is texting is 23 times more likely to be involved in a serious accident than a driver who is not. Drivers who are dialing are 6 times more likely to be involved in a wreck.

Government regulations are very strict. It is against the rules for an 18-wheeler driver to push more than 1 button on a phone, and that phone must be mounted inside the cab. So yes, it is against the law for a commercial driver to hold a mobile device while driving.

But sadly, they break this rule far too often.

My advice is if you see a driver using a mobile phone, get away from him or her. The chances of having an accident are simply too great. I have seen the devastation that being hit by a large semi-tractor trailer can do. It is almost too horrible to describe.

If there is any bright side to all of this, there is usually plenty of insurance to pay you. This money can pay your hospital bills and compensate you for your pain and suffering. The reason is — the federal government holds the employer responsible if a driver violates the rules. Yes, truck companies are responsible for what their drivers do even if they do not authorize such actions.

There are a lot of tricky details involving 18-wheeler accidents. If you are injured, you need a lawyer who understands the many laws concerning this type of case.

If you suffer a personal injury like an auto/truck accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post Texting Trucker — Blind for Length of a Football Field first appeared on Steele Ritchie .

Top causes of falls in nursing homes

Fri, 07 May 2021 22:23:00 GMT

It’s been estimated that about 5% of adults over the age of 65 live in nursing homes. It’s scary to think that these nursing home residents account for 20% of the total deaths that result from a fall for those 65 years of age or older. Understanding the various causes of falls in Alabama nursing homes can help residents to better avoid these causes and lower their risk of falling.

Muscular weakness

One of the biggest reasons that residents fall in nursing homes is because they have muscular weakness. This weakness can cause them to develop gait or walking problems. If you’re experiencing muscular weakness or a problem with your walking, it’s always advisable to use another means of transportation like a wheelchair to avoid falling.

Environmental hazards

Various premises liability lawsuits are filed every year against nursing homes by injured residents that fell due to environmental hazards. Environmental hazards include wet floors, improperly maintained wheelchairs, incorrect bed heights and even poor lighting. When picking out a nursing home to go to, it’s important to take these environmental hazards into consideration.

Medications

Another common reason that nursing home residents experience more falls than the average citizen is due to the side effects of medications. When these residents are administered sedatives and anti-anxiety drugs, it can affect their central nervous system. When this happens, they will experience a lack of coordination and muscular weakness which can lead to a fall.

Nursing home falls happen every single year and result in mild to fatal injuries. By understanding the causes of these falls, residents and facilities can work together to eliminate the number of falls that happen each year. If you or a loved one has fallen in a nursing home, it’s important to contact an attorney who could help protect your rights.

The post Top causes of falls in nursing homes first appeared on Steele Ritchie .

Don’t Give a Statement to the Insurance Company

Fri, 30 Apr 2021 19:01:00 GMT

After an accident, there are two rules in dealing with insurance companies. First – Don’t give a statement to the insurance company. Second – DON’T GIVE A STATEMENT TO THE INSURANCE COMPANY.

That is a variation on an old Mel Brooks joke, but it is true … don’t talk to the other guy’s insurance company, at least until you talk to a lawyer.

I have said this before, but the insurance companies are not your friends when you are involved in a traffic accident. Your friendly agent (the one who takes your premiums and sends you calendars) is not the person who decides how much money you get.

Generally, you are not under any obligation to give a statement about what happened. Some insurance plans require you to speak with your own insurance carrier, but I highly recommend that you let your lawyer negotiate that.

Mostly it is the insurance adjuster for the at-fault driver who wants your statement. Here is what I say, “I will let you record a statement from my client when I can record a statement from your client.” I have never had an adjuster take me up on that offer. This alone indicates that giving a statement is a bad idea.

Adjusters have a script that can lead you into saying things you do not mean. Here are some sample questions — Do you ever speed? Can you be 100% certain you were not speeding? How many speeding tickets have you had in your lifetime? Has anyone ever told you to slow down? Put this all together, and you can come off as a liar, stupid, and/or reckless. None of which will help your case.

What is the first rule of dealing with an insurance company? Right. So my recommendation is don’t.

If you suffer a personal injury like an auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Allen Ritchie

The post Don’t Give a Statement to the Insurance Company first appeared on Steele Ritchie .

Homeowners are responsible for their attractive nuisances

Wed, 28 Apr 2021 00:19:00 GMT

Alabama homeowners who are looking to increase the value of their property may add on various amenities. Unfortunately, some of these amenities may constitute an attractive nuisance and open the owner up to liability claims. Understanding what an attractive nuisance is can help you to put a plan in place to protect your financial well-being from unnecessary lawsuits.

Defining an attractive nuisance

An attractive nuisance can be anything on your property that attracts children and exposes them to potential harm. This broad definition covers a large majority of outside amenities that a homeowner may have. Some of the most common permanent attractive nuisances include trampolines, playsets, treehouses and pools. It’s important to realize that even temporary attractive nuisances can result in a premises liability case . Some examples of temporary attractive nuisances include a ladder propped up against the side of your house or a riding mower on your lawn.

Your responsibilities as a homeowner

Attractive nuisance law cases can be quite complex and highly dependent on the circumstances involved. As a general rule of thumb, it’s your responsibility as a homeowner to ensure that your property is safe. You should be able to identify various aspects of your property that could draw outside attention from children and pose a potential danger to them. It’s your responsibility to put up a barrier to help stop those children from using the attractive nuisance and being injured.

While you’re not responsible for the actions of adult trespassers on your property, you can be held liable for injuries that a child incurs when they trespass on your property. Attractive nuisances like swimming pools and trampolines can entice children to enter your property and potentially get injured. If you’re currently being sued due to this type of situation, it’s advisable to speak to an attorney to help represent your case.

The post Homeowners are responsible for their attractive nuisances first appeared on Steele Ritchie .

Road Trouble: Left-Turn Accidents in AL

Fri, 23 Apr 2021 20:02:00 GMT

If you are making a left-hand turn in Alabama, you are at the bottom of the who gets to move list.

Generally, state law says no traffic can be coming, no pedestrian can be trying to cross the street, and there cannot be any signs restricting the turn. Put that all together and if there is an accident, it is probably your fault.

It might surprise you, but left-hand turns are some of the most dangerous driving maneuvers on state roads. By some estimates, these turns are involved in nearly a fourth of all traffic accidents.

If you only remember one left-turn Alabama law, remember this.

When making a left turn you must yield to oncoming traffic unless you have a green turn arrow.

A circular green arrow does not mean you have the right of way for a left turn. It’s not a race to shoot the gap and beat the oncoming traffic to make the left turn. Do that and you are breaking the law — and will probably be held responsible for the accident.

Now there are some instances where the left-turning driver is not responsible. I have argued that the oncoming driver was speeding, distracted (usually by texting), or suffered from drug/alcohol use. But the other side has argued that my clients took responsibility to make the turn, and in doing so, they took the responsibility to make sure it was absolutely, perfectly, 100% safe. Under Alabama law, that is sort of what they did.

A friend recently asked me if all accidents involving a left-hand turn are the turners’ fault. I jokingly responded that if you hit my client, it is.

Alabama Personal Injury Lawyer

The post Road Trouble: Left-Turn Accidents in AL first appeared on Steele Ritchie .

Who pays if termites damage your home?

Mon, 19 Apr 2021 22:28:00 GMT

As a general rule, you are responsible for any damage that termites cause to your Alabama home. This is because your insurance company will likely consider a termite infestation to be a result of homeowner negligence. However, there are a couple of exceptions to that rule that may allow you to obtain the funds needed to rebuild your house.

Was the damage related to a covered peril?

A covered peril might include hail damage, a tree falling through your home or certain types of water damage. If termites entered your home through cracks, gaps or holes caused by one of these issues, your insurance company will likely consider the damage to be the result of that covered peril.

Did your house collapse?

There is a good chance that your insurance company will pay to rebuild a home that collapses because it was eaten by termites. This is often true regardless of how long it took your property to succumb to the infestation.

There is no such thing as termite insurance

Generally speaking, the best way to protect yourself against a significant repair bill is to prevent termites from entering your home. You can do this by getting rid of dead wood outside of your house, eliminating standing water in the basement and sealing any cracks around the perimeter of the property. If you do see signs of a termite infestation , it’s in your best interest to call a professional who may be able to create a plan to get rid of this destructive insect for good.

The post Who pays if termites damage your home? first appeared on Steele Ritchie .

True: Less Driving, More Deaths on AL Roads

Fri, 16 Apr 2021 16:45:00 GMT

Alabamians are driving less, but there are more deaths on the road. How can that be?

Distracted driving may be to blame. Accident researchers say drivers are seeing fewer cars on the road and may feel they can text or check their phones more safely. They cannot.

It might surprise you just how many people were killed on American roads last year – roughly 42,000.

In the U.S., the National Safety Council says the death rate increase is the highest in nearly 100 years. Road deaths in 2020 hit 24% over the previous 12-months. This is despite driving during the pandemic was down 13%.

Surrounding states are some of the worst in the nation. Mississippi has seen an increase of 19%, and Georgia has seen 18%. Alabama’s jump was 5%.

If you are tempted to reach for the phone while driving, remember the 3 areas of distracted driving from the Centers for Disease Control.

It is going to be great to get back on the road – but be careful when you get that text message. You are not on the couch anymore.

Contact us today for a free consultation or give us a call at (251) 666-1212!

Alabama Personal Injury Lawyer

The post True: Less Driving, More Deaths on AL Roads first appeared on Steele Ritchie .

Overview of motor vehicle accidents and traumatic brain injury

Thu, 15 Apr 2021 23:32:00 GMT

Every day in Alabama, people from all walks of life are injured and killed in motor vehicle accidents. In some instances, victims of motor vehicle accidents sustain what medically are known as traumatic brain injuries.

What is a traumatic brain injury?

A traumatic brain injury medically is defined as a blow, jolt, or bump to a person’s head that disrupts the normal operation or function of the brain. Traumatic brain injuries do happen in motor vehicle accidents. The most common cause of traumatic brain injuries in the United States is a slip and fall accident. The second most frequently occurring cause of traumatic brain injuries is a motor vehicle accident.

How are traumatic brain injuries classified?

According to the U.S. Centers for Disease Control and Prevention, the severity of traumatic brain injuries is medically classified. Traumatic brain injuries range from mild to moderate to severe. A mild traumatic brain injury is exemplified by a brief change in a person’s mental consciousness. A severe traumatic brain injury includes an extended period of unconsciousness, permanent disability, and even death. The majority of traumatic brain injuries are classified in as mild.

Traumatic brain injury is a major cause of disability and death

Traumatic brain injuries, including those caused by motor vehicle accidents , are major causes of disabilities and deaths in the United States, including in Alabama. In the U.S., approximately 155 people die from a traumatic brain injury each day, according to the CDC.

If you’ve suffered a traumatic brain injury in a motor vehicle accident resulting from the negligence of another party, you can protect your legal interests by consulting with an attorney. An Alabama personal injury lawyer typically schedules a no-obligation, no-cost case evaluation for a prospective client.

The post Overview of motor vehicle accidents and traumatic brain injury first appeared on Steele Ritchie .

Motor vehicle accidents and traumatic brain injuries

Fri, 09 Apr 2021 23:18:00 GMT

Motor vehicle accidents are the cause of some of the most severe injuries sustained by women, men and children each and every day in Mobile, across Alabama and throughout the United States. These include traumatic brain injuries.

Prevalence of traumatic brain injuries from motor vehicle accidents

Motor vehicle accidents represent the second leading cause of traumatic brain injury hospitalizations in the United States, according to the U.S. Centers for Disease Control and Prevention. Annually, approximately 20% of traumatic brain injury hospitalizations arise from motor vehicle accidents. The number one cause of traumatic brain injury hospitalizations is slip and fall accidents, at about 52% of these types of admissions.

Classification of traumatic brain injuries

Traumatic brain injuries that arise from incidents like slip and fall accidents and automobile collisions medically are classified into a pair of broad categories. These are mild and moderate to severe traumatic brain injuries. Within these broad categorizations traumatic brain injuries are rated according to what is known as the Glasgow Coma Scale or GCS:

Mild
Moderate
Severe disability
Persistent vegetative state

The most commonplace traumatic brain injuries arising from accidents are concussions of varying severity from mild to moderate. These are traumatic brain injuries from which people recover, oftentimes within a matter of days or weeks.

Unfortunately, there are motor vehicle traumatic brain injuries that result in an injured person suffering permanent disability. Such a disability can range from cognitive impairment to an inability to properly use his or her limbs.

The most severe outcome of a traumatic brain injury is a persistent vegetative state. With this level of injury, a person’s state of consciousness is affected by damage to the brain.

A victim of a traumatic brain injury caused by someone else’s negligence in an automobile accident has an array of crucial legal rights.

These are best protected with the assistance of a skilled, experienced personal injury attorney.

Jason Steele

Personal Injury Attorney

Most common traumatic brain injuries

Wreck in a Friend’s Car. Who Pays?

Fri, 09 Apr 2021 16:52:00 GMT

Maybe because it is time for the Masters Golf Tournament or that people know Tiger Wood is alive and recovering, but the number one question I got this week was — who is paying for Tiger’s borrowed and smashed SUV?

Well, here is how it goes in Alabama if you borrow a friend’s car and get in a wreck.

Generally, insurance goes with the car. Think of it as if the vehicle had insurance and not you. So, if you smash a friend’s new Ford F-150, his insurance will pay to get it fixed. This next part might surprise you, but his insurance will also pay for your medical bills even though you caused the crash. That is right. If his coverage maxes out, that is when your own insurance might kick in.

Most insurance companies allow “permissive use,” which means drivers not on the policy can drive the vehicle from time to time. It is a definition that I have had to fight insurance companies over, but generally, it is once a month or a dozen times a year. More than that, and I strongly suggest that you be on your friend’s auto insurance policy.

Now there are restrictions. If your friend took your car without permission, your insurance will probably not pay anything … and your friend could face some grand theft auto prison time.

One other thing. If you don’t have insurance, don’t think that borrowing a car with insurance will get you off the hook. It is illegal for an individual to drive without personal insurance in Alabama. If caught, you could face jail, a fine, and loss of your license.

Now each case is different, and it depends on just what insurance you have. My advice is to remember Tiger’s accident and play it safe, whether in your car or someone else’s.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Wreck in a Friend’s Car. Who Pays? first appeared on Steele Ritchie .

Person Dies in a Wreck. Can Hated Relatives Collect?

Fri, 02 Apr 2021 16:08:00 GMT

In Alabama, money received from a lawsuit after a person is killed does not go through the will. Instead, it goes in a state-established order as if the injured person died without a will. So, people expressly eliminated from the will could collect.

That is only one of the odd things about this type of case.

In Alabama, it is called a “wrongful death,” and it is a very tricky part of state law.

First, the only type of money awarded is for “punitive damages,” which means punishing the wrongdoer and deterring others from doing similar bad things. It may surprise you, but there is no money awarded for pain and suffering, medical bills, or even funeral expenses.

Second, only a personal representative (what we once called an executor) can file a lawsuit. The choice of this person could become difficult. If the deceased did not name one in his or her will, the court must appoint someone. Though the judge will listen to family recommendations, I have seen significant fighting between relatives who cannot agree on who should be administering the estate.

And third, you have a time limit for a lawsuit to be filed. In our state, it is generally 2 years from the time of the accident. However, if you are suing a city or county, it can be as little as 6 months.

Wrongful death cases in Alabama are considered some of the most difficult in the nation. But as I often say, you can and should speak to a lawyer for free and find out your options.

If you suffer a personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post Person Dies in a Wreck. Can Hated Relatives Collect? first appeared on Steele Ritchie .

How to Win an Accident Case in Alabama — Even If You Are at Fault

Fri, 26 Mar 2021 19:31:00 GMT

I have often said that you cannot collect on a car wreck case in Alabama if you are even 1% at fault. I have also stressed that you need a good lawyer because our state has this law.

Now, I will tell you an exception that could let you collect damages (medical bills, car repair, mental anguish, etc.) even if the accident is technically your fault.

It is called the “Last Clear Chance” rule, and here is how it works. If the other driver could have avoided the accident, you may not be considered at fault.

Let me give you an example. Imagine that you have a medical problem, and your car is seen weaving on a multi-lane road. The other driver does not go into the far lane, which would provide as much distance from you as possible. You smash into each other. He or she had the “last clear chance” to prevent the accident.

It is a tricky defense. You may want to think of it like this. I must show that the person in the other car put themselves in danger because of what they decided NOT to do.

The “Last Clear Chance” rule is another reason why you really need a lawyer in an Alabama car wreck case.

Allen Ritchie

The post How to Win an Accident Case in Alabama — Even If You Are at Fault first appeared on Steele Ritchie .

Premises liability and property own responsibility for injuries

Mon, 22 Mar 2021 23:01:00 GMT

The doctrine of premises liability is the legal principle in Alabama that establishes the responsibility of a property owner when someone is injured at the location. There are a number of factors that come into play in regard to establishing the responsibility of a property owner pursuant to the doctrine of premises liability.

Control of the premises

A major consideration in regard to the application of the doctrine of premises liability is who has control of the property. There can be situations in which a property owner may not be liable for injuries sustained by a visitor to the premises. For example, if a retail store rents space from the property owner, certain types of accidents may not render the property owner responsible for damages.

If water is left unattended on the floor of a merchant who rents space from the property owner and a slip and fall accident occurs, the store owner but not the property owner is likely to be held responsible for any injuries.

On the other hand, if there is a physical defect on the building structure itself that creates a hazard, the property owner may bear responsibility if someone is injured at the premises because of the flaw. This would be the case even if a retailer is renting the premises.

Establish legal liability

Pursuant to the doctrine of premises liability, a property owner is responsible for injuries arising from an accident if four elements are satisfied. First, the property owner needs to have an established duty of care. Specifically, a property owner needs to keep the premises in a reasonably safe condition.

Second, the property owner must have breached that duty. Third, the breach must have been the cause of the accident and subsequent injury. Finally, the person involved in an accident must have suffered actual injuries as a result of the incident.

Premises liability cases can prove to be complex. Therefore, an injured person is wise to retain the services of an experienced personal injury lawyer.

The post Premises liability and property own responsibility for injuries first appeared on Steele Ritchie .

What Is My Car Wreck Worth?

Fri, 19 Mar 2021 21:07:00 GMT

I know why you ask, “What is my case worth?” I would ask the same, and I wish there were an easy answer. But there isn’t. The value of a case depends on many, many, many different elements. After a lengthy investigation, I can usually give you an idea, but every case is unique.

However, if you want to get a jump start on me, I will give you some of the areas to consider.

Here are the situations in which you can generally expect payment.

Though this may sound harsh, it will probably not surprise you that loss of a limb or permanent loss of mobility pays more.

Again, this will not surprise you, but if you have a head injury or broken back, you will receive more than if you have a few bruises.

If you cannot work because of your injuries, you can generally expect money for your lost salary.

Not just doctors’ bills. For example, additional payments can cover hospitals, medicine, wheelchairs, and future medical care.

These can include, among other things, depression, grief, insomnia, and, yes, loss of spousal affection.

Generally, you are entitled to the difference between what your car was worth before the accident and what it is worth now.

All that might sound like it can add up to a lot of money. And it can. However, remember that if you are even 1% to blame in Alabama, you cannot collect for any damages. That is right – if you are even a little at fault, you get ZERO. I probably fight with insurance companies more over this percentage than anything else. It is the major reason why you need a lawyer in this state, and you do not want to go it alone.

Alabama Personal Injury Lawyer

The post What Is My Car Wreck Worth? first appeared on Steele Ritchie .

Fall. Injured. Sue.

Fri, 12 Mar 2021 15:40:00 GMT

Falling is not natural. I don’t know why people think it is. If you fall, there is a reason, and often it is because someone did not do what they were supposed to do. This is when a lawsuit comes into play.

Don’t be afraid of suing. To get your medical bills paid, you are probably not going after the little old lady who runs the stationery store but rather her insurance company or the property owner’s insurance company.

Here are examples of typical slip and falls – food on the floor of a grocery, lack of signage near a water leak in a department store, a weak banister at an apartment complex, uneven payment outside a restaurant.

If you or a loved one suffers a fall, here is what you need to do to help your case.

Falling is a serious problem. At work, slip and falls are the 2nd highest cause of unintentional injury in Alabama. Plus, in the U.S., more than 9 million people go to the emergency room each year for injuries from a fall.

If you suffer a personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Allen Ritchie

The post Fall. Injured. Sue. first appeared on Steele Ritchie .

Do you need a termite bond?

Fri, 05 Mar 2021 23:19:00 GMT

If you live in Mobile, Alabama, there’s a good chance that you’ll have to get your house treated for termites at least once. When you buy a new house, you can check to see if the house comes with a termite bond. You could also buy your own termite bond after you move in.

Why do you need a termite bond?

A termite bond is a contract that you make with an extermination company. In exchange for monthly payments, they’ll take care of termite infestations. They’ll also take care of some termite damage although they don’t typically cover damage that might cause a termite infestation. With a termite bond, you can get help quickly and easily.

You can also request a termite letter from a local agency. Before you move in, you’ll hire an inspector to evaluate the house. If they don’t find any termites, they’ll give you a termite letter that assures you that the house is clean. Otherwise, you might have to contact the seller about termite removal. You’ll probably have to pay a fee for the inspector to drive out and visit the house.

Termite damage is of the biggest threats to homes in certain parts of Alabama. If you’re dealing with a termite infestation and your exterminator isn’t taking care of the problem, contact a termite damage attorney.

Can you sue an exterminator for failing to remove the termites?

You might be dealing with a serious termite infestation , but it’s still your exterminator’s job to kill the termites and protect your home from damage. If they fail to do this, you might have to spend more money on frequent exterminations. You might also suffer from home damage that could have been prevented. If you’re dealing with this situation, an attorney might be able to hold the company accountable.

The post Do you need a termite bond? first appeared on Steele Ritchie .

Carbon Monoxide Poisoning and AL Law

Fri, 05 Mar 2021 22:13:00 GMT

If you rent and have suffered from carbon monoxide poisoning, can you sue your landlord? The answer, in most instances, is yes.

In Alabama, this type of case falls under premises liability law, and you will most likely go after the landowner’s insurance company. In its simplest form, the legal argument runs like this – the landlord has a responsibility to provide a safe place, he or she knew (or should have known) about the problem, the landlord did nothing and therefore is responsible for your injuries.

Carbon monoxide is an odorless and colorless gas produced by burning fuels. We see most cases involving poorly maintained heating or hot water units. However, it is not uncommon to find space heaters, fireplaces, and dryers as sources of this problem. Car exhaust fumes from attached garages can also be to blame.

Some carbon monoxide poisoning symptoms include — severe and long-lasting headaches, shortness of breath, confusion, dizziness, and nausea. Sadly, death can be the result. Children can be significantly affected, especially if exposed for a long time. This, too, can lead to death.

Let me suggest you install a carbon monoxide detector in your home. Remember, the gas is odorless. It is why we hear so often of people overcome in their sleep. They couldn’t smell the danger.

If you suffer a personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post Carbon Monoxide Poisoning and AL Law first appeared on Steele Ritchie .

Can My Boss Make Me Get the COVID Shot?

Tue, 02 Mar 2021 17:40:00 GMT

Sometimes I have to advise my clients on not what is legal but what is practical. Here is the real question you want to ask yourself — Am I willing to lose my job over not taking this shot?

I won’t take a stand on whether you should have the vaccine or not, but I have had COVID-19, and you don’t want it.

So, in my best lawyer style, I will answer your question. Can my boss make me get the COVID shot? Well, maybe.

First, Alabama is a right-to-work state which means your boss can fire you for a good reason, a bad reason, or no reason. Of course, you can quit too. If he or she wants to provide an explanation, here is one, a business has a duty to provide a safe working environment. The boss can argue that your failure to get vaccinated is putting your fellow employees in danger. This excuse has a practical financial component for the business; it could see a significant jump in its worker’s compensation rates because of multiple claims.

Now, there are some exceptions to a boss’s ability to fire you. If you have a contract, whether individually or through a union, they may not be able to terminate you without cause. Plus, federal regulations prevent you from being fired based on race, color, religion, sex, national origin, disability, or age. There are also protections if you have a medical condition that prevents you from being vaccinated. In that case, the American’s With Disabilities Act may kick in.

As a practical matter, most employers do not want to fire you. If they feel the vaccine is necessary, many will offer you a bonus, a prize incentive, or even time off. It is in their best interest for you to be safe, come to work, and not infect the customers.

No law directly mentions being firing for not taking the vaccine. Of course, that could change.

Alabama Personal Injury Lawyer

The post Can My Boss Make Me Get the COVID Shot? first appeared on Steele Ritchie .

Compensation for wrongful nursing home deaths

Fri, 26 Feb 2021 23:53:00 GMT

When families in Alabama entrust their loved ones to a nursing home, they expect that they’ll be cared for. Unfortunately, that’s not always the case. There are times when people in nursing homes are neglected and mistreated. The number of people in nursing homes is increasing, so families need to know their rights when it comes to wrongful death in nursing facilities.

The signs of wrongful death

Moving a relative into a long-term care facility is a big decision. It’s always advisable to do lots of research and, if possible, meet the staff. This can be a way to gauge their commitment to caring for the residents.

Many deaths that occur in nursing and assisted living homes are due to old age, but some early deaths are preventable. If a death seems sudden, with no precipitating illnesses or changes to a condition, that can be one warning sign of nursing home neglect. Often, the home will not provide information about the situation. The staff will prefer to try and pass it off as another death due to the natural aging process.

Some warning signs of nursing home abuse and neglect can include bruises and bedsores. Residents may slip and fall in homes that don’t have a fall prevention program. Sometimes, caregivers even drop residents when attempting to get them into bed with devices like a Hoyer lift. They may attempt to cover it up, hiding it from both supervisors and the family.

Getting legal help

The Nursing Home Reform Act requires a written care plan for all residents. It also mandates a high level of care. If you suspect that a loved one has been mistreated, the law offers recourse. An experienced attorney may be able to help investigate the circumstances and even pursue monetary damages.

The post Compensation for wrongful nursing home deaths first appeared on Steele Ritchie .

A surprising fact about car accidents

Fri, 19 Feb 2021 23:18:00 GMT

With so many millions of vehicles on the road, few people feel surprised about the number of accidents. Not all accidents end in catastrophes; many Alabama incidents end in nothing more than property damage. Some collisions do end with people hurt or worse, however. To prevent accidents, drivers need to be alert to dangers, but many are unaware of a surprising fact: a significant number of car accidents happen almost immediately after starting a journey.

The three-minute window of danger

Vehicle accidents could happen at any time, but drivers might not think about the risks present when starting a car. Yet how many drivers turn on the ignition, back out of a parking space and hit another vehicle? Dolphin Technologies of Austria performed a study that revealed 25% of vehicle accidents happen within the first three minutes of driving.

On the surface, such a figure may seem surprising. A person leaving home to travel three miles to a highway on-ramp might not feel concerned until traveling on the expressway. Perhaps that’s where the danger lies. Drivers may feel too comfortable during the early point of a trip. Familiar surroundings and routine behavior may lull their attention.

Others may become so comfortable with the surroundings that they take chances they shouldn’t. A person living near a corner with a “do not turn on red” sign might routinely ignore it. One day, the decision to illegally turn on red leads to an accident.

Negligence within the first three minutes

A distracted driver or one who engages in a moving violation may find him or herself facing liability claims when negligent. It might not take too long for a vehicle in motion to cause significant harm; people could die after being hit by cars pulling out of a driveway.

In the aftermath of motor vehicle accidents , a lawsuit or insurance claim may follow. Victims may want to discuss their accident with an attorney to plan the path forward.

The post A surprising fact about car accidents first appeared on Steele Ritchie .

Can I Reopen My Settled Personal Injury Case?

Fri, 19 Feb 2021 18:33:00 GMT

Wanting to reopen a personal injury case usually comes when the injured person needs additional medical treatment. Sadly, here is the answer I generally must give – once you sign a settlement with an insurance company, that is it forever.

Now there are some rare cases where you can go back, but they are very, very rare.

I get this question most often from people who did not initially use a lawyer. The reason – a good lawyer is going to anticipate your future medical needs and see that you receive the money to cover them. Not using a lawyer most often comes down to people thinking that they can save money by handling a case themselves. This has proven to be false again and again. I guess this could be true here and there, but many studies have found that, even after attorney’s fees are paid, a client generally puts more money in his or her pocket by using a lawyer.

The main reason for this is — lawyers know the tricks of this trade. This is what we do.

One way I have found to “reopen” a case is to sue someone else. You would be surprised how often an injury case involves many different groups who are responsible for the accident. The easy way to understand this is to think of a medical malpractice problem. The groups involved could be the surgeon, the anesthetist, the nurse, the hospital, the manufacturer … you get the idea. So often, people who handle their own cases only think of one group. If you accepted a settlement from one, it doesn’t mean you cannot sue the others.

Here is the bottom line – hire a good attorney in the first place and don’t get yourself in a position where you need to go back for more money.

If you suffer a personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post Can I Reopen My Settled Personal Injury Case? first appeared on Steele Ritchie .

Terminix Settlement with State of Alabama Could Cost Mobile and Baldwin Residents Big Money

Fri, 12 Feb 2021 17:41:00 GMT

Formosan Termites Ctsy: pestworld.org

Signing the Alabama-brokered Terminix Settlement Agreement could cost you tens of thousands of dollars.

Internal Terminix documents acknowledge the company is aware that wronged customers usually receive much more money for their claims when represented by an attorney. The settlement arranged by the Alabama Attorney General gives most customers far less.

The real winner may be the state of Alabama, which is getting $20 million for not prosecuting the bug company.

Basically, Terminix was accused in an over-charging scheme while promising to protect homeowners from termites . Then it was alleged that in many cases, they did not provide the paid-for protection service. The Alabama attorney general called it “unconscionable.”

Here is the bottom line. If you had Terminix, you need to see a lawyer even if you did not discover termites. It costs you nothing to speak to lawyers such as ourselves. You can then decide if you want to accept the settlement or pursue independent legal action.

Be warned that it appears that Terminix customers who were overcharged during 2019-2020 will receive checks for the overage whether they filed a claim or not. Cashing that check could likely limit you from collecting any more money forever. Those checks are expected to arrive in May of this year.

In summary, signing up for the settlement could mean faster money, but it could mean a lot less to repair any damages.

Alabama Personal Injury Lawyer

The post Terminix Settlement with State of Alabama Could Cost Mobile and Baldwin Residents Big Money first appeared on Steele Ritchie .

The 3s of Product Injury

Fri, 05 Feb 2021 17:09:00 GMT

Products are required to be safe. When they are not, you can expect the manufacturer to pay for your injuries. Of course, they probably won’t do that without a fight.

Here are 3 things that can make a product defective.

Bad Design – the way that the product was created caused a danger.

Real-Life Example: A man bought a rifle that would fire when the safety latch was lightly touched. It did, and he injured his foot.

Bad Manufacture – the product is not made according to the design instructions.

Real-Life Example: A batch of cough syrup contained a poisonous substance. In May 2007, 365 deaths were reported in Panama.

Bad Marketing – this can include improper labeling, insufficient instruction, and inadequate warnings.

Real-Life Example: A football helmet manufacturer faced an 11-million-dollar verdict for failing to warn athletes of possible concussion risk.

Here are 3 more things. The 3 things you must prove to win your case.

You used the product only as instructed. For example, if you burn logs in your gas fireplace and your house catches fire, you will probably not win.

The product was really defective. So do not throw the product away. If you do, you have probably thrown your case out as well.

You are hurt, and the product caused your injury. You must be hurt, or you have no case. You must then tie that injury to the product. This requirement was one of the defenses used by tobacco companies. In those cases, cancer patients had to prove tobacco caused their cancer while the tobacco companies argued that some people who never smoked got lung cancer.

All the twists and turns of a products liability case are why you need an experienced lawyer. Trust me; the manufacturers will have plenty on their side.

If you suffer a personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available.

Alabama Personal Injury Lawyer

The post The 3s of Product Injury first appeared on Steele Ritchie .

Is it common for auto accidents to result in PTSD?

Thu, 04 Feb 2021 18:56:00 GMT

Regardless of how cautious a driver you are, you may not always be able to avoid getting into a car accident in Alabama. Any wreck can be a traumatic event. However, if the accident involves a high-speed impact or you suffer serious injuries, you may notice symptoms of PTSD.

What is PTSD?

After you’ve been in a wreck, you might experience a range of different emotions. These could surface immediately or even days or weeks later. You might keep thinking about the accident over and over. If the wreck was severe, you might find that you can’t quit thinking about it. PTSD, or Post Traumatic Stress Disorder, can have a negative impact on your quality of life. PTSD following a traffic accident is not uncommon, and if any part of this description applies to you, you should learn more about the condition and familiarize yourself with the indications.

Common PTSD symptoms to be aware of

One of the most frustrating things about identifying PTSD is that it affects different people in different ways. With millions of auto accidents happening in the U.S. on an annual basis, each accident victim may struggle with PTSD symptoms that are completely unique. However, there are some common signs that you should be aware of. These include:

What can you do if you have PTSD after a car accident?

For many people who suffer the trauma of an auto accident, their overwhelming feelings may go away over time. If your feelings don’t go away or they become more intense, you might be struggling with PTSD. Strong emotions that stay with you can get in the way of your daily life.

If you’re experiencing an ongoing feeling of uneasiness, consider seeking medical treatment. Making the first step towards getting help can be hard, but living with PTSD long-term is both worse and unnecessary.

The post Is it common for auto accidents to result in PTSD? first appeared on Steele Ritchie .

When Tragedy Destroys Your World

Fri, 29 Jan 2021 17:21:00 GMT

After a serious accident, you can never go back to before.

For my legal clients, some will never celebrate a Christmas the same way or drive past a specific intersection without feeling sadness, fear, and perhaps regret – all because of a horrifying accident. If I could prevent that for them, I would. What I can do is encourage you to take accident prevention seriously.

This is especially poignant to me as I read about the first anniversary of the tragic boat dock fire in Northeast Alabama. Eight people were killed, 35 boats destroyed, and half a million dollars of property damaged. It is one of the worst maritime disasters in Alabama history.

The story, which you can read here , tells about how the fire changed so many people’s lives.

I point this out because I hope you will spend some time, especially since so many of us in Mobile are staying inside, to look around your home for those things that could easily cause an accident or fire. If you are fortunate enough to have a boat, check that out too.

If you only look for one thing, focus on preventing fire. Fire is very unforgiving. It spreads faster than you think, destroys almost everything in its path, and can leave scars that will not heal.

I tell my clients that I cannot really get them back to where they were before the accident. All I can do is get them the money they need to rebuild their lives. I have never had one yet who would not give up all the money to have their old lives back.

Be safe. Not just for you but your family as well.

Alabama Personal Injury Lawyer

The post When Tragedy Destroys Your World first appeared on Steele Ritchie .

Ask Your Legal Questions Live!

Fri, 15 Jan 2021 15:55:00 GMT

Join us live on Sunday, January 17, 2021.

Football season is over (Roll, Tide), and it is time to return to our 30-minute legal call-in format for NBC 15 LawCall , here in Mobile, AL. As it has been for roughly a decade, the show is on at 10:30 Sunday nights, right after the local news.

We are a personal injury law firm at Eiland and Ritchie focusing on traffic accidents, slip and falls and the like. If we can’t immediately answer your question, we will tell you who can.

Remember, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news.

Alabama Personal Injury Attorney

The post Ask Your Legal Questions Live! first appeared on Steele Ritchie .

Signs of nursing home abuse

Tue, 12 Jan 2021 18:29:00 GMT

When you make the difficult decision to admit a loved to a nursing home, you do so with the assumption that he or she will receive excellent care from a dedicated staff of health care workers. Unfortunately, that is not always the case. Family members of nursing home residents in Alabama should educate themselves on the warning signs of elder abuse to better protect their loved ones.

Loss of mobility

If your loved one has experienced a loss of mobility, this can be a warning sign of nursing home abuse. Nursing homes are supposed to have daily exercise options in place that ensure that your loved one maintains their ability to walk around, but there have been cases where those programs weren’t in place.

Decrease in personal hygiene

If you notice that your loved one appears dirty or has body odor when you visit them in the nursing home, you may have reason to believe that they are suffering from neglect. Nursing homes are legally obligated to provide proper hygiene to residents, including bathing those who are unable to bathe themselves. Pay attention to the personal hygiene of your loved one who is in the nursing home.

Sudden change in mood

The signs of abuse and neglect are not limited to bruises and abrasions. If your loved one is suddenly agitated, depressed or erratic in their behavior, they could be experiencing mistreatment in their nursing home. Emotional abuse is every bit as dangerous as physical abuse among the elderly.

If you have reason to believe that your loved one is experiencing any sort of nursing home abuse or neglect , you should contact an attorney. This attorney may review your loved one’s medical charts, past claims against the nursing home and any other relevant information pertaining to your claim.

The post Signs of nursing home abuse first appeared on Steele Ritchie .

Should I Handle My Own Injury Case?

Mon, 11 Jan 2021 18:50:00 GMT

One of the questions I get most often is, “Can I just handle my case myself?” Well, you can. But you shouldn’t.

Now, it is true that I have been known to tell potential clients that the offer an insurance company has presented them is fair. In that case, they should take it and there is no need to hire us. It is also true that getting that fair offer on their own is very rare.

The number one reason I can generally get them more money, even after the lawyer fees, is that dealing with insurance companies is what I do. There are a lot of tricks that insurance companies play to keep their payments to you low. Sometimes you need a professional to take on a professional.

The number two reason is that experience lets me know where pots of money may be hiding. This is also why if you are injured you need a lawyer experienced in injury law.

Let me give you an example. A male construction worker was hit by a female nurse’s car. Her insurance had a maximum payout of $100,000, which her insurance company promptly offered. The worker’s brother went to his former divorce lawyer, and that lawyer suggested the injured man take it as the best offer out there. However, the injured worker came to another firm, and they investigated the case finding out the nurse was on her way to see a client when she hit the injured worker. That made her employer liable. The case was later settled for several million dollars.

There is nothing like experience.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, we return to our 30-minute live call-in format starting January 17, 2021. Join us for NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post Should I Handle My Own Injury Case? first appeared on Steele Ritchie .

Nursing home neglect soars amid Covid-19 pandemic

Thu, 07 Jan 2021 22:34:00 GMT

The Coronavirus outbreak was the all-consuming story of 2020, and nursing home residents were often at the center of it. Those Americans who were most susceptible to the disease were getting sick and dying at unprecedented rates. Before a vaccine was available, there was little that could be done to slow it down, other than the measures already being taken.

But what about the nursing home residents who didn’t catch the virus but lived among those who did? According to an Associated Press report from November, a significant percentage of non-Covid patients in nursing homes have actually fared worse during this time because of severe neglect. In fact, many have died preventable deaths due to worker shortages in nursing homes.

The AP report told numerous heartbreaking personal accounts, including the story of a 75-year-old Alabama man who had been “hale and happy” before Covid-19 entered his nursing home. He never caught the virus, but he nonetheless died from apparent malnutrition, dehydration and untreated infections. By the end of his life, he weighed just 98 pounds. The man’s son alleges that nursing home staff stopped caring for him and “abandoned him.”

This was not an isolated incident. One person interviewed by the AP estimated that for every two Covid deaths in a nursing home, a third resident would die prematurely from other causes – usually because they were not given proper care and treatment.

Even prior to the pandemic, many nursing homes in the U.S. were just barely meeting staffing needs. And with Covid-19 reducing staffing rates and increasing care demands, non-Covid residents have been left to fend for themselves, which many simply cannot do.

Widespread vaccination will be necessary before many nursing home patients can see their loved ones in person again. Therefore, it will be some time before we can address this injustice in earnest. But when the immediate emergency is over, there will be much needless suffering and death to answer for. Nursing home administrators should brace themselves for a potential storm of litigation, investigation and mandatory reforms.

The post Nursing home neglect soars amid Covid-19 pandemic first appeared on Steele Ritchie .

Mistakes you need to avoid if you get into a car accident

Thu, 31 Dec 2020 23:17:00 GMT

Depending on the severity of the crash, getting into motor vehicle accidents can be life-changing for Alabama residents. You may be dealing with injuries that could affect you financially after the accident or the financial repercussions that car accidents can cause. Timing and the next steps are crucial after an accident, so the last thing you want to do is make mistakes that could worsen the incident’s outcome for you. Following are some common mistakes people make after getting into a car accident.

You underestimate your injuries

Many people emerge from a car crash and assume that they’re fine because they don’t feel that bad. What many people don’t realize is that injuries often don’t show up right away, or they may be internal. The apparent absence of serious symptoms gives many car accident victims a false sense of security, so they don’t seek help. Not only does this delay care, but this mistake also creates a situation in which they may be unable to be compensated for those injuries later.

You give the insurance company too much info

You may believe that to receive assistance for your injuries, you need to provide the insurance company with as much information as possible. Insurance companies are in the business of saving as much money as possible, so don’t hand them information that could cut your care.

You don’t call the police

Neglecting to call the police is a huge mistake. The lack of a police record of the accident could make it extremely difficult to prove your case down the road.

You blame yourself

You should never blame yourself for the accident even if you were at fault. Let the investigation unfold as it needs to. Admitting fault could make it impossible for you to collect on your claim.

If you get into a car accident, speaking to an attorney who specializes in auto accidents may help protect your best interests.

The post Mistakes you need to avoid if you get into a car accident first appeared on Steele Ritchie .

Avoid That AL Trooper Ticket

Mon, 28 Dec 2020 19:20:00 GMT

Because of less traffic but the same number of troopers on the road this Christmas and New Year’s, my prediction is you will see more tickets being given for what are considered minor infractions.

So, to keep you safe and ticket free, here are some reminders of the law in Alabama.

One request. If you see a trooper during some downtime this holiday — say thank you. It is a tough job keeping us Alabamians safe.

If you suffer a personal injury like an auto accident , slip and fall, or on-the-job injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available for personal meetings with appropriate CDC precautions.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30, right after the News. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime.

Alabama Personal Injury Lawyer

The post Avoid That AL Trooper Ticket first appeared on Steele Ritchie .

Is it Legal? Christmas Lights on Cars

Fri, 18 Dec 2020 21:11:00 GMT

I like Christmas lights. But what do you think of the car pictured above?

The Royal Canadian Mounties tweeted this photo after pulling over the car and issuing the driver a warning. The tweet included, “Please don’t do this, it can be dangerous if they [the lights] fall off in traffic, never mind the distraction.”

They were worried about public safety, and these are folk who let moose on the road (or so I have heard). Well, here is the sad truth. The Alabama State Troopers would pull you over too.

Alabama doesn’t have a law directly commenting on vehicle Christmas lights, but it does have several vehicle lights laws. If you are tired of reading The Night Before Christmas , may I suggest Alabama Code – Section 32-5-241: ADDITIONAL PERMISSIBLE LIGHTS ON VEHICLES.

Here is the bottom line in Alabama, which may hinder your auto decorating creativity.

Now comes the part that pretty much puts an end to making your car look like a Christmas tree. From the aforementioned Code, “Any motor vehicle may be equipped with not to exceed one auxiliary driving lamp …”

Yes, you get one bulb that cannot blink and not be a variety of festive colors. Need I say, your car would look more pathetic than Charlie Brown’s tree.

So, my legal advice is to stick to reindeer antlers attached to your car’s back windows … and leave the lights for the next parade.

From all of us at Eiland and Ritchie, have a safe Christmas, and God bless us, everyone.

If you suffer a personal injury like an auto accident, slip and fall , or on-the-job injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are mostly working remotely but are always available for personal meetings with appropriate CDC precautions.

Alabama Personal Injury Lawyer

The post Is it Legal? Christmas Lights on Cars first appeared on Steele Ritchie .

Flaky skin: Cancer or something else?

Wed, 16 Dec 2020 17:10:00 GMT

According to the CDC, skin cancer is the most common type of cancer that Americans in Alabama and across the country will see. It is this fact that sometimes makes people mistake their flaky skin for cancer. Fortunately, a cancer diagnosis is not always the case. How can you know if you simply have flaky skin or if it’s something more serious? Read on to learn further information on this topic and hopefully reduce your stress levels.

Reason for flaky skin

There are millions of Americans who suffer from dry skin. In many cases, this could simply be the issue, and applying moisturizer is often enough to mediate the problem. But what if that flaky skin is red and sensitive to the touch? In this case, the most common diagnosis would be something called psoriasis. This occurs when a person has an autoimmune condition. The body will grow skin cells in a rapid manner, and that fast growth leads to a person’s skin becoming sensitive and flaky. Unfortunately, when a doctor is not experienced in this type of issue, they may misdiagnose a person with cancer, and that is when potential medical malpractice comes into play.

What does cancerous skin look like?

Not all red marks on your skin are going to be signs of cancer. However, there are certain characteristics that a person should be aware of if they begin to notice them on their own body. Cancer spots on the skin will look red, be scaly and most likely bleed from time to time. The following includes some of the areas in which cancer is commonly found:

In some cases, doctors issue a misdiagnosis of skin cancer. People could go through unnecessary and invasive procedures that lead to long-term damage. You may want to obtain the services of an attorney experienced in medical malpractice to help you receive compensation and justice.

The post Flaky skin: Cancer or something else? first appeared on Steele Ritchie .

Factors in a motor vehicle accident

Wed, 16 Dec 2020 00:35:00 GMT

Almost every driver in Alabama will be involved in an accident at some point in their lives. Luckily, most of these accidents are nothing more than fender-benders. If one small sedan is rear-ending another at 10 mph when trying to come to a stop, it’s unlikely that there will be lasting damage or serious injuries. However, that’s not true in every situation.

Variables that influence impact

Some of the most important factors that affect the outcome of motor vehicle accidents include the size and weight of the vehicles involved. If a full-sized SUV hits a subcompact car, the smaller car will likely bear the brunt of that collision. Things can be even worse when a commercial vehicle is involved.

Large trucks and 18-wheelers weigh much more than passenger cars. If a commercial vehicle hits a small sedan, the damage can be serious. A vehicle as large and powerful as a commercial truck could cause serious injury and even death to passengers in a standard-sized car. When that happens, determining who is at fault can be complicated.

Understanding liability

Often, truckers are under pressure from their clients and employers to make many deliveries in a row, all on time. To cope with these pressures, they may skip breaks or flout other rules. Sometimes, faulty equipment is ultimately to blame for an accident. While the truck driver may be partly at fault, it’s possible that the manufacturer of the truck and the driver’s employer also share responsibility for maintenance of the vehicle.

In some accidents, even the cargo can prove fatal. For example, a large box can fall from a truck and go through a windshield. In these cases, even the client who owns the cargo might share some blame. Dealing with these complicated issues may be easier with the help of an experienced personal injury lawyer.

The post Factors in a motor vehicle accident first appeared on Steele Ritchie .

Is the Pandemic Why My Case Is Taking So Long?

Fri, 11 Dec 2020 14:39:00 GMT

Have you heard — the main reason for delays in settling injury cases is the pandemic? It seems to make sense. It just isn’t true.

Rather, the current delay is all about money. Bottom line, the insurance company wants to keep and make as much of it as possible.

Here is the reality. The insurance company knows what your case is worth. They have tens of thousands of cases … perhaps, millions of cases. They know what a local jury is likely to order, and what you will need to get back on your feet. The pandemic has nothing to do with that.

There are two major ways an insurance company can increase its profits – both of which involve not paying you.

First, hold on to the money and collect interest on it. A hold of a few months, times their number of cases, can mean hundreds of thousands or perhaps millions of dollars in profit to the company.

Second, offer you pennies on the dollar and see if you accept it. Remember, they know what your case is worth. So, they offer you say, $50,000 less. Times that by 100,000 cases, and you are really talking big bucks.

Now, none of this helps you get the money to get better. That is why you need an experienced attorney.

I cannot tell you the number of times a client has come to me saying an insurance company was offering them way too little. Thank goodness, I know some tricks of my own.

If you suffer a personal injury like an auto accident, slip and fall, or on-the-job injury , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available for personal meetings with appropriate CDC precautions.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the News. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime.

Alabama Personal Injury Lawyer

The post Is the Pandemic Why My Case Is Taking So Long? first appeared on Steele Ritchie .

Is COVID Keeping You from Suing?

Mon, 30 Nov 2020 18:03:00 GMT

The pandemic is frightening many Gulf Coast people from trying to collect the money owed them after being hurt at a business or someone’s home.

These concerns have hit a particular type of injury law — what we call “slip and fall.” Some examples are when a person trips on a recently washed restaurant floor or tumbles off a neighbor’s porch when the railing breaks.

I appreciate you don’t want to unduly go after a business that has hit hard times. However, here is what you need to know. Though in Alabama you must technically sue the business or homeowner, you are most often fighting with an insurance company. Most every business and property owner have insurance to cover these unforeseen events.

Why don’t you know about this? In our state, not only can you not sue the insurance company directly … but to make matter worse, you cannot even tell a jury or judge that insurance is involved.

My partner, Bill Eiland , specializes in slip and fall injuries. These cases can be difficult to win and often requires in-depth investigations. My advice is to make sure your attorney has extensive experience in this specific type of law.

If you suffer a personal injury like an auto accident, slip and fall, or on-the-job injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available for personal meetings with appropriate CDC precautions.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Is COVID Keeping You from Suing? first appeared on Steele Ritchie .

Speed reduction can reduce the number of accidents

Mon, 23 Nov 2020 16:47:00 GMT

The number of auto accident generally tend to go up in Alabama during certain times of the year, just as citations for speeding or driving under the influence. Both can contribute significantly to the increased numbers, but speeding may be the more dangerous behavior because many more drivers violate the speed limits. In fact, it happens almost constantly on the open highway. Actually, driving the speed limit can be hazardous in some situations when congestion is heavy, and drivers are in a rush to get to a particular destination.

The term “speed kills” is assuredly very true, and the speed limits are established for basic safety reasons. But drivers still violate this road requirement far too often. And this happens on urban-area bypasses and connector highways as well as interstate highways. Often, the practice is far more dangerous in metropolitan areas, especially when construction is taking place along the roadway.

Some states, like Missouri, have taken steps to reduce the number of car accidents. St. Louis-area officials are using an alternate advanced warning system for drivers regarding construction zones and “real-time” advanced signaling that traffic in front of them is slowing down considerably among all drivers using the roadway.

The purpose for this is the recent reports that many auto accidents are rear-end collisions that could easily be reduced if drivers would just slow down and take their time to reach their destinations. While some trips cannot begin until a designated time, such as rush hour traffic after a workday, studies show that the difference in arrival time is often altered by as little as 10 minutes. This is not much of a delay when a life can be saved.

MVA attorneys understand this issue far too well. They regularly represent injured drivers who have been hit from the rear while traveling and attempting to observe the speed limit only to be injured by doing so. Many individuals suggest that one of the most effective uses of modern technology could well be the future implementation of real-time variable advisory speed limits (VASL) warnings on highways throughout the nation.

The post Speed reduction can reduce the number of accidents first appeared on Steele Ritchie .

Our Freedoms: Thank a Vet This Thanksgiving

Fri, 20 Nov 2020 16:56:00 GMT

Veteran Dr. Win (Doc) Ritchie and son Allen during Honor Flight in 2013

This year, you may think there is little to be thankful for with rough elections, a pandemic, and storms. But that is not true.

The other day I heard a young man interviewed, and what he said touched my heart — and yes, it does have a bit to do with the law.

This soldier said he signed up to defend the Constitution – not to support a political party, a person, or even the idea of home. It took me back. With all the disagreements we have experienced this year, this is the one legal document that unites us all.

I am so thankful for that piece of paper and to the men and women that have offered their lives to make sure its principles continue to this day.

In my early years, I did not plan for a life in the law but instead in the military. My father had served in WWII, and ours was a very patriotic home. For Dad, he saw his service as a defense of our freedoms – the freedoms guaranteed in the Constitution.

He went on to a civilian career but never stopped being proud that he had done his part, and he was so proud to call himself a veteran.

This brings me to a moment when he was 88 years old. We went on the Honor Flight to Washington, D.C., with several other Mobile area veterans. This was perhaps their last chance to see the monuments created to honor them and to visit the cemetery at Arlington, where so many of their fellow servicemen and servicewomen are buried. At the Changing of the Guard at the Tomb of the Unknown Soldier, these aged men struggled to stand and salute their fallen brothers and sisters. This was no abstraction for them. They could see the faces of their lost friends and comrades, those who fought with them but did not return. Though not mentioned, just across the Potomac River was the actual document they had so boldly fought to defend.

Now, most of the men on that flight are gone. But the Constitution remains. If you have nothing else to be thankful for this Thanksgiving, be thankful you live where your freedoms are assured.

As to the veterans, it is not an exaggeration that we live in a country that their sacrifices created. This holiday, I suggest you say thank you when you call your relatives who have served — and perhaps in your Thanksgiving prayer, a mention of those no longer with us.

AL Personal Injury Attorney

If you need legal help , you can reach us at the law firm of Eiland & Ritchie here in Mobile. There is never any money out of your pocket. And thank you for joining us Sunday nights on NBC 15 LawCall . We will be back to our regular call-in format after the first of the year.

The post Our Freedoms: Thank a Vet This Thanksgiving first appeared on Steele Ritchie .

How visual cues help keep drivers safe near construction zones

Sat, 14 Nov 2020 16:58:00 GMT

If you see other cars in your vicinity slowing down, it might be a clue that you need to reduce your vehicle’s speed as well. However, it can still be difficult to figure out how much slower you need to go to account for the changing road conditions. The use of variable speed limits might make it easier to stay safe while approaching work areas on roads in Alabama and throughout the country.

Variable speed limits can help to reduce congestion

According to a study from an associate professor at the University of Missouri, variable speed limits reduced congestion around construction zones by an average of 53%. As there were fewer vehicles gathering in a centralized location, there were fewer rear-end collisions or disputes between motorists while attempting to change lanes. According to the study results, rear-end collisions were reduced by 30% in areas that were subject to variable speed limits. Furthermore, there was a 20% reduction in conflicts between drivers attempting to change lanes.

You aren’t going to experience significant delays

Variable speed limit systems won’t cause significant delays during your commute to or from work or school. Research suggests that creating designated speed limits for construction zones increased travel times by no more than 8%. In most cases, you won’t even realize that you have encountered a delay.

If you are involved in a motor vehicle accident in a construction zone or anywhere else, it may be possible to seek compensation from the person who caused the crash. An attorney might use photos or witness statements to show that a car collision was caused by another driver’s reckless actions. Compensation may help to pay for medical bills incurred while you’re seeking treatment for broken bones, a sore back or a cracked skull.

The post How visual cues help keep drivers safe near construction zones first appeared on Steele Ritchie .

Terminix Legal Settlement: Don’t Be a Loser

Fri, 13 Nov 2020 17:16:00 GMT

Terminix doesn’t want you to go to court over your termite damage or their fraudulent pricing schemes.

Why?

From my decades of practicing law I can assure you, it is because they want to pay you pennies on the dollar. No company is going to sign on to a deal that will cost them millions of dollars unless they fear it could cost them perhaps hundreds of millions.

Your problem is to either take the deal the Alabama Attorney General has brokered or get in there and fight for what you deserve. It is why I strongly suggest you talk to a lawyer. I feel it will save you plenty.

This fact may surprise you…Terminix has admitted that they pay out on average $15,000 when the customer does NOT have a lawyer. With a lawyer, however, they pay out roughly …. $1,000,000 – yes, 1 million. dollars. Of course, each case is different and there is no guarantee as to how much your case is worth, but rest assured your case is worth more with a lawyer on your side than dealing directly with Terminix.

Now, the Terminix Settlement is complex, and we really don’t know all of the details yet since no written settlement document currently exists. In a nutshell, most Alabamians who sign the Terminix Agreement will get a few hundred dollars and one free termite treatment. This is nowhere near covering the cost of repairs once termites hit.

If you want more details, check out my last week’s blog Termites & Terminix Settlement – Call Your Lawyer.

Let me reinforce one thing. Once you sign this agreement your chance of getting another penny is gone … forever.

As I tell my clients all the time, come talk to us for free before you sign. You need to know what you are giving away.

If you suffer from termites or a personal injury like an auto accident, slip and fall, or on-the-job injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama Personal Injury Lawyer

The post Terminix Legal Settlement: Don’t Be a Loser first appeared on Steele Ritchie .

Termites & Terminix Settlement – Call Your Lawyer

Sat, 07 Nov 2020 16:35:00 GMT

Formosan Termites Ctsy: pestworld.org

Getting money from Terminix may sound good, but is it good for you?

We have been telling you about the blatant consumer fraud by some Mobile area termite protection companies. Now, Terminix has settled with the state of Alabama for $60 million. But before you sign up for the deal, talk to a lawyer.

Here is the reason why. For just pennies on the dollar, you may be giving away your right to sue for the real costs of your damage.

In my opinion, Terminix is just getting an “insurance policy” against future lawsuits by settling with the state. The victims here on the Gulf Coast seem to be getting way too little.

Alabama Attorney General Steve Marshall said Mobile, Baldwin and Monroe counties were “the most egregious examples” of consumer fraud by Terminix.

Here are some examples:

Under the settlement, it is possible that all you would end up with is a free treatment and a few hundred dollars. If you sign that agreement, you could be prohibited forever from suing the company because of their bad faith actions. The bottom line — some quick money now could mean you are stuck with the high cost of termite damage.

Before you sign, talk to us for free. You need to know what you are giving away.

Alabama Personal Injury Lawyer

The post Termites & Terminix Settlement – Call Your Lawyer first appeared on Steele Ritchie .

Fatality trends involving large trucks

Tue, 03 Nov 2020 20:42:00 GMT

Many motorists in Alabama get nervous when they travel alongside commercial big rigs. Considering these large trucks can weigh roughly 20 to 30 times as much as a passenger vehicle, this is understandable. Most fatalities in crashes involving large trucks are from passengers in smaller vehicles.

One of the most common culprits in these large truck accidents is truck braking capability. A truck that is loaded with a trailer can take as much as 30 times the road space to stop as a car. Wet roads and poorly-maintained brakes can make stopping more difficult for larger trucks. Another risk factor is driver fatigue. Federal motor vehicle regulations allow drivers to drive a total of 11 hours in a shift. Drivers who illegally push this hourly limit can quickly become tired and have reduced response times.

Recent statistics compiled by the US Department of Transportation show that 96% of all fatalities in two-vehicle crashes involving large trucks were passengers in smaller vehicles. Of all motor vehicle accident deaths, 11% were from large truck crashes. Tractor-trailers were responsible for 74% of all large truck fatality accidents, and 27% were involved with single-unit trucks. Of those who were killed in accidents as passengers of large trucks, 62% of crashes were with other large trucks.

For someone who has been hurt in an accident with a large truck, the injuries can have a tremendous impact on daily life. It is important to know what legal steps to take following the accident. An experienced motor vehicle accident attorney could help a victim file a personal injury claim that covers medical bills and lost wages.

The post Fatality trends involving large trucks first appeared on Steele Ritchie .

Termites, Storm Damage & Fraud

Fri, 30 Oct 2020 20:12:00 GMT

Formosan Termites Ctsy: pestworld.org

The storm damage we have seen in and around Mobile can expose a major home problem – rotting wood that has been literally hollowed out by termites.

The problem is so severe that reportedly some pest control companies have been rushing out to treat homes in the hopes of being able to blame other reasons for the damage.

Here is how the scam works. The pest company has not treated the home properly, usually by using inferior chemicals or by not fully treating the house. When the damage could be discovered (like after a storm), the company comes out and treats the property. If the damage is later attributed to termites, the pest company then uses an “out” in their contract stating it is only responsible if living bugs are discovered.

But the law is on your side. The reason — fraud invalidates a contract. With some quick legal work, chances are good that you can get the money to fix your house.

For many of my clients, we can prove the company meant to deceive the homeowner. Here are some examples — companies have faked termite protection coverage, technicians allowed prevention barriers to wear off, policy writers charged ultra-high premiums when termite damage was suspected so clients would cancel the coverage, and termite protection salespeople strong-armed customers into inferior coverage programs.

At a trial here in Mobile, one pest control company official testified that built into his company’s business model were several different ways to deny claims. One lawyer responded it was obvious they were “scams to cheat the customers.”

If you have termite protection and find termite damage after this storm, you need the help of an experienced lawyer. My work on these cases shows that the bug treatment companies will not easily pay up … even when the problem is their fault.

If you suffer termite damage or a personal injury like an auto accident, slip and fall or on-the-job injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post Termites, Storm Damage & Fraud first appeared on Steele Ritchie .

Suffering a TMJ injury in a car wreck

Wed, 21 Oct 2020 23:38:00 GMT

It’s not uncommon for a car crash victim in Alabama to injure their temporomandibular joint. The TMJ refers to the joints that connect the jawbone to the rest of the skull. Injuring these can lead to serious difficulties talking, eating and yawning.

How TMJ injuries can arise

Oftentimes, the TMJ is affected in a rear-end collision, where the same forces that can cause whiplash will force the jaw open and put immense, harmful pressure on the hinges. Other times, crash victims may develop a TMJ disorder through blunt trauma , such as when the jaw hits the steering wheel, or when it’s struck by a deployed airbag.

The effect of a TMJ disorder

Usually, a TMJ injury will make itself known when victims find it hard to open their mouth wide without pain. The side of the face that’s affected may hurt and swell. The pain may extend to the neck and shoulders, too, which is important to note because this can confuse some people into thinking they suffered whiplash. Other symptoms include:

• A locked-up jaw
• Popping or grating noises in the jaw
• Earaches and hearing loss

Treatments vary depending on the severity of the disorder. One may recover by using mouthguards or having a heat and ice treatment done, for instance, while others may need to undergo surgery.

For those injured by a negligent driver

You may have incurred an injury to your jaw and elsewhere because of a driver’s negligent actions. Speeding, drunk driving and distracted driving are just a few examples of negligence. In such cases, you may want a lawyer who deals in motor vehicle crashes to perform an assessment. If your case holds up under this state’s negligence laws, you may have a good chance of recovering damages. The lawyer may tackle all negotiations.

The post Suffering a TMJ injury in a car wreck first appeared on Steele Ritchie .

That Tweet Could Cost You

Fri, 16 Oct 2020 20:35:00 GMT

Can you be sued because of something you tweet or post on Facebook? You bet you can. And people all over the country are finding it out firsthand.

Here is an example. A South Carolina restaurant in Myrtle Beach sued after a reviewer said she found a worm in her sushi. The restaurant said it never served the customer and had a video to prove it.

Here is the most important part of any such lawsuit. Is what you say or write true? Truth is the best defense, and your right to write or speak it is protected by Alabama law.

So if you are going to share your thoughts on social media, my advice is to stick to the facts. If your engine fell out on I-10, tell what happened and the repair service that was supposed to fix your car. Don’t add anything that you can not prove. Likewise, if you are going to say your boyfriend cheated on you, you had better be able to prove that he did — and not that you just thought he did.

Defamation is the term lawyers use to cover both spoken (slander) and written (libel) communication. It is a civil wrong and not a criminal one. That means you will probably not go to jail, but it could cost you a lot of money.

It might interest you that what you say about politicians is held to a different legal standard than what you say about an average citizen. But I would still recommend that you make it truthful.

If you suffer a personal injury like an auto accident, slip and fall or on-the-job injury , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post That Tweet Could Cost You first appeared on Steele Ritchie .

AL Law: Can I Sue Over Nightmares?

Fri, 09 Oct 2020 17:23:00 GMT

If you suffer from nightmares after an accident or other personal injury, you can sue and potentially receive money. Called mental anguish, it can be one of the most difficult areas of Alabama law to collect maximum dollars.

First, proving the severity of mental anguish is difficult. If you are physically hurt, your injuries are usually obvious — some examples include a broken leg, bruises, or an injury requiring an operation. But if you are suffering from anxiety, fear or even nightmares, this is impossible to see directly.

In my experience, proof often requires expert testimony from a doctor … and many times more than one. I have also found that the cumulation of different aspects of an injured person’s life can provide the proof that a jury needs. What would you think if it were shown that a person suffered through multiple surgeries, couldn’t work, and may have lost friends because of his or her long recuperation? The reasonable conclusion would be that the person had also suffered a great deal of mental anguish in addition to the physical pain and misery of recovery.

Now, the most difficult part of this type of case — how much is mental anguish worth?

There is no universal formula, but here are 3 ways that can be considered.

Some clients are reluctant to discuss the emotional aspects of their injuries, however, if you can overcome that fear the law has a way for you to be compensated.

If you suffer a personal injury like an auto accident, slip and fall or nursing home abuse , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post AL Law: Can I Sue Over Nightmares? first appeared on Steele Ritchie .

NSC 2019 crash death estimates show positive downward trend

Tue, 06 Oct 2020 18:08:00 GMT

According to preliminary estimates from the National Safety Council, there were 38,800 car crash deaths in 2019. Perhaps you lost a loved one yourself because of a negligent driver in Alabama. The numbers are tragically high, but they do reflect a downward trend, and they may go down even further, of course, if more and more drivers acted responsibly behind the wheel.

What the NSC report said

Compared to the 39,404 and the 40,231 who died in 2018 and 2017, the number in 2019 is 2% and 4% lower, respectively. In addition, the NSC estimates that some 4.4 million crash victims had to go to the hospital. This also represented a 2% decline compared to the previous year.

States varied when it came to the improvement they saw, but there were seven states that saw a reduction of at least 13% in fatal crashes. Vermont and New Hampshire saw the greatest improvement with 31% and 30% fewer fatalities. States that saw an increase, though, included Maine (35%) and Wyoming (32%).

Reasons for the positive trend

Ten cities have adopted Vision Zero models for road safety improvement, redesigning high-crash areas and implementing other measures, the positive effects of which cannot be fully grasped as of yet. Researchers are confident that these efforts will soon bear fruit. There’s also the benefit of having more new vehicles with advanced driver-assistance systems.

A lawyer to help in this difficult time

Despite these safety improvements, though, accidents will still continue to occur as long as drivers choose to be negligent. Under wrongful death law , you may seek compensation from the responsible driver’s auto insurance company. With a lawyer by your side, you may find the process go a lot more smoothly. Third parties may gather evidence of negligence, and the lawyer may handle negotiations.

The post NSC 2019 crash death estimates show positive downward trend first appeared on Steele Ritchie .

Alabama Law: An Accident and Someone Dies

Fri, 02 Oct 2020 16:09:00 GMT

If a loved one dies because of an accident and you survive, you had better call a lawyer. In Alabama, this loss of life is called wrongful death, and the money for surviving spouses and children can be very complicated to collect.

Let me explain. In most other states, you can attempt to collect the money the deceased would have earned (wages), money for your pain and suffering (sleepless nights, worry), money for the services the deceased would have provided (mowing the yard, watching the kids) and more. Not in Alabama.

In our state, wrongful death is punitive only. That means to punish the wrongdoer so that he or she will not do it again.

In fact, an Alabama jury can not even consider the “value” of the life lost.

There is one other major difficulty. Only the personal representative (what we use to call the executor) can file a lawsuit. That is easy to determine if there is a will, but it can be very complicated if a judge must name someone.

Here are some other hurdles for the surviving spouse and children. You only have 2 years to file a lawsuit and the beneficiaries named in the will have no special standing. If money is collected, it is distributed as if the deceased died without a will. Yes, that means some people not named in the will could get part of the money.

Because of all the restrictions, only the most extreme cases of wrongful death in Alabama seem to get to court. So, choose your lawyer wisely. It can be a long fight.

If you suffer a personal injury like an auto accident , slip and fall or wrongful death, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post Alabama Law: An Accident and Someone Dies first appeared on Steele Ritchie .

Get Ready for the Homeowners Insurance Fight After Sally

Fri, 25 Sep 2020 16:23:00 GMT

You paid for insurance. But where is the money? You may have to fight for it.

The problem is that insurance companies make money by not giving you any. So to force their hand, you want as much proof as possible of the damage you suffered.

From my experience fighting with homeowners’ insurance companies, here are some tips where you can help yourself.

You have several things in your favor. First, we here in and around Mobile have experience dealing with the aftermath of high winds and flooding, so insurance companies know that lawyers will step in to make them do what is right. Second, Alabama law is strong in getting companies to do what they promise. Third, you can always let a jury of local people decide any dispute, and local people tend to favor the homeowner because they know what it is like to be in a similar situation.

If you need to fight your insurance company or suffer a personal injury like an auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

https://steeleritchielaw.com/wp-contentmynbc15.com/news/local/road-closures-from-hurricane-sally

Alabama Personal Injury Lawyer

The post Get Ready for the Homeowners Insurance Fight After Sally first appeared on Steele Ritchie .

How to avoid common motorcycle accidents

Mon, 21 Sep 2020 17:17:00 GMT

Motorcycle accidents can be devastating. And people in Alabama should know the truth about them. Often, the biker is not even at fault. Many times, inattentive automobile drivers cause serious accidents with bikers. There are plenty of actions motorcyclists can and do take to reduce the chance of having an accident.

Awareness is everything

One of the most important things motorcyclists can do is see the road clearly. This is actually an advantage of their vehicles. There are no blind spots on a bike. Even when they can’t see where the road is curving to, motorcyclists often use landmarks like trees or telephone poles that poke up over the horizon to help them navigate.

Visibility matters

Another step savvy riders take to avoid motorcycle accidents is wearing brightly colored clothing. One of the most common kinds of bike accidents is being hit by a motorist who’s turning left. It can be hard for drivers to see motorcycles. Anything a biker can do to make themselves more visible is a good step to take.

Watch the corners

The standard advice for handling corners on a bike is to enter slowly and exit quickly. Taking a corner too fast can lead to a wipeout. But if a rider realizes they’ve done this, it’s important to stay calm. They should trust in the bike even if they made a mistake. It’s very important to try and stay vertical. Dumping the bike is always bad news.

Anyone who’s been involved in a motorcycle accident should contact an experienced lawyer. Remember that insurance companies are working in their own best interests. They’re seeking to limit payouts, not provide fair ones.

The post How to avoid common motorcycle accidents first appeared on Steele Ritchie .

Sally and Car Wrecks: Stay Home

Fri, 18 Sep 2020 16:51:00 GMT

(SBG) Road Closures from Hurricane Sally

Please stay home, at least for much of today and perhaps this weekend.

The lack of traffic lights is causing major pileups on Mobile streets. That plus flooding and storm damage are simply making it unsafe for many of our neighbors.

From the calls I am getting, there may be more than 100 wrecks in our area as of Friday morning.

Because many people here on the Gulf are without power and only have cell communication, I wanted to get this message out.

You can call us if you need assistance, but for everyone’s safety, please stay home if you can.

I also suggest you log on to our TV partner WPMI News 15 here in Mobile. Bill Eiland and I will be doing what we can to assist the team in providing the latest information.

Allen Ritchie

Personal Injury Attorney

Eiland & Richie Law Firm

251-666-1212

Mobile, AL

The post Sally and Car Wrecks: Stay Home first appeared on Steele Ritchie .

Shoulder impingement syndrome after a car crash

Thu, 17 Sep 2020 23:58:00 GMT

Perhaps after your car accident in Mobile, Alabama, your shoulder hurt badly and became inflamed. This was probably the result of the rotator cuff being torn and rubbing against the acromion at the top of your shoulder joint. The condition is known as shoulder impingement syndrome.

Shoulder impingement syndrome in detail

First of all, the shoulder joint is made of three bones, which are surrounded by a group of muscles and tendons called the rotator cuff. The sudden impact of a crash can cause rotational forces to go through the arm and shoulder and tear the rotator cuff, especially if the driver braces for the impact by tensing up the arms against the steering wheel.

It’s not only crash victims who suffer this injury. Workers, pedestrians and motorcyclists who fall and who brace themselves against the impact using their hands can suffer it as well. Then there are those who, because of age-related degeneration in the shoulder bones, experience an asymptomatic form of it.

Treatment methods for the condition

Doctors may start out by performing an ice or heat treatment or by giving anti-inflammatory drugs, afterwards recommending that patients go through physical therapy. After all, patients would need to build up their muscles and regain their original range of motion. Doctors may even recommend going to a chiropractor or having therapeutic massages done.

Another anti-inflammatory agent is cortisone, and in severe cases, doctors may inject this into the affected area, though this can weaken the muscles. As a last resort, patients may undergo surgery. Acromioplasty is one procedure, where doctors shave off the acromion to give more room between it and the rotator cuff.

A lawyer for those injured in a crash

Like many victims of car accidents who suffered shoulder impingement syndrome, you may be wondering if the other side will cover your medical expenses and lost wages, among other things. Now, the other driver’s auto insurance company may deny payment if you partially contributed to the crash and, consequently, to your injuries, so you may want a lawyer to help you through this. It all starts with a case evaluation.

The post Shoulder impingement syndrome after a car crash first appeared on Steele Ritchie .

Gulf Coast Road Rage: The New Normal?

Fri, 11 Sep 2020 18:17:00 GMT

courtesy:idrivesafely.com

Are you seeing more angry drivers than before the pandemic? Do you hear more honking horns? Notice less courtesy as you try to change lanes?

Instances of road rage are being spotted all over the country. Some with disastrous results. The fear of facing an angry crowd has also seen some drivers starting to carry firearms.

Some observers say it is the months of isolation that have contributed to this driving danger. Others note that perhaps the loss of jobs, housing uncertainty, and required mask-wearing have made people fearful and less willing to consider the wellbeing of others.

If you don’t want to end up in a car crash or worse, the solution may be for you to consider your safety first.

According to one sheriff’s office, here are some actions to help avoid road rage:

The most common situations that result in road rage are:

So, the bottom line is to stay calm, be observant and avoid trouble. Remember, a car crash will not do anyone any good.

If you suffer a personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post Gulf Coast Road Rage: The New Normal? first appeared on Steele Ritchie .

Study finds teen and older drivers less likely to own safe cars

Fri, 11 Sep 2020 18:10:00 GMT

New cars and trucks have advanced safety technologies that protect drivers in Alabama and across the U.S. better than ever before. However, according to a new study, teen drivers and older drivers are less likely to own vehicles that have these safety features, placing them at higher risk of injury in accidents.

The study

For the study , researchers at the Center for Injury Research and Prevention at Children’s Hospital of Philadelphia obtained the vehicle identification numbers of all cars involved in crashes in New Jersey between 2010 and 2017. They then looked up the numbers in a National Highway Traffic Safety Administration database to find out which safety features each car had.

The study found that teens and drivers over the age of 65 were more likely to drive older vehicles that lacked key safety features, including side airbags, curtain airbags and electronic stability control. They also found that lower-income drivers of all ages were more likely to drive older cars that did not have advanced safety features. Statistics show that young drivers, older drivers and drivers from lower-income areas face unique traffic safety hazards. Specifically, young drivers are more likely to crash, older drivers are more likely to suffer fatal injuries, and lower-income drivers suffer a disproportionate number of deadly accidents. In order to reduce the risk of accidents and injuries, the authors of the study urge all drivers to purchase the safest vehicle they can afford.

Legal help for crash victims

Victims of car accidents may wish to contact an attorney for help pursuing compensation for their losses. After reviewing the details of the case, the attorney may recommend filing a personal injury lawsuit. This type of claim might help the victim obtain a settlement that covers medical expenses, lost wages, pain and suffering and more.

The post Study finds teen and older drivers less likely to own safe cars first appeared on Steele Ritchie .

A Car Wreck Is in Your Future

Fri, 04 Sep 2020 17:53:00 GMT

Labor Day is traditionally one of the most dangerous driving holidays in Alabama. Seriously, it can be rough out there.

If you have not noticed, the pandemic has changed a lot about being on the road. For example, a lot of people have not driven that much in the past 4 months. So, getting behind the wheel can be like learning to drive all over again. Need proof? Go on I-10 and you will see some very iffy lane changes.

I have handled a lot of car wrecks in my day. So as a reminder, here are some statistics that are worth remembering.

So be careful. Have a safe holiday and look out for the other guy.

If you suffer a personal injury like an auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live. This week is the last of our full shows before our fall break. We will continue to have a 5-minute segment for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime.

Alabama Personal Injury Lawyer

The post A Car Wreck Is in Your Future first appeared on Steele Ritchie .

What to know about ear cancer in Alabama

Wed, 02 Sep 2020 21:26:00 GMT

Only around 300 Americans are diagnosed with this condition each year. Compared to breast cancer, which sees some 250,000 new cases every year, it is exceedingly rare, and this is what leads to it being frequently misdiagnosed. If a person has been the victim of a misdiagnosis or delayed diagnosis, they may have the ability to file a malpractice claim.

Doctors have not been able to pinpoint the cause of ear cancer, but they have linked it to skin cancer. Those who are light-skinned or who spend much time in the sun without sunscreen are, by extension, more liable to develop ear cancer. Frequent ear infections raise the risk, too, by inviting cellular changes that could lead to cancer.

The symptoms depend on where the cancer is. A cancerous outer ear can create skin ulcers that bleed or a white bump underneath the skin. Cancerous middle ears are detected by their bloody discharges and by numbness on the affected side of the head. When cancer affects the inner ear, patients may experience dizziness, headaches, pain and even hearing loss.

A doctor may perform a biopsy to determine if a tumorous growth is cancerous, but this will be more difficult to do when the cancer is further inside the ear. In those cases, MRIs and CT scans could identify it.

As for removing the cancer, doctors can do this surgically if it’s on the outside of the ear although patients may need reconstructive surgery afterward. In serious cases, patients may have their ear canal and ear drum and removed.

If a person successfully files a claim under medical malpractice law , they might be compensated for medical expenses, lost wages, pain and suffering and other applicable losses. However, the hospital or medical center will likely fight the claim, so the patient may want a lawyer on their side.

The post What to know about ear cancer in Alabama first appeared on Steele Ritchie .

Advanced safety systems reduce number, severity of truck crashes

Fri, 28 Aug 2020 20:33:00 GMT

Technology on the road has been a primary topic in road safety discussions for years. Technologies like smartphones lead to increases in distracted driving and crashes while technologies like advanced driver assistance systems and automatic emergency braking make drivers and passengers safer. Alabama drivers are likely familiar with all sorts of driver safety technologies that were entirely non-existent a decade ago. Some of these systems include adaptive cruise control, lane assist, automatic windshield wipers, blind spot monitoring and intelligent headlights.

The implementation of advanced safety systems has significantly improved the safety records of several major semi-truck fleets. Trucking company J.B. Hunt, for example, says the installation of automatic emergency braking in 98% of its trucks has reduced rear-end crashes by half. The company also says it has seen reductions in driver turnover, equipment downtime and accident severity. Collision mitigation systems based on cameras or radar can identify slow or stopped vehicles on the road in front of the truck and activate automatic braking when a crash becomes imminent.

Typically, active vehicle safety systems must be ordered and installed by the original manufacturer; they are not available as after-market upgrades. Trucking company Schneider National began ordering new trucks with these systems eight years ago. The company says it saw a 68% drop in the frequency of rear-end collisions and a 95% drop in accident severity during the first three years that its trucks had the tech.

When a passenger vehicle is involved in a crash with a large truck, the crash is more likely to result in severe injury or death than a collision with a smaller vehicle. In cases where a person is killed in a large truck accident, his or her family or estate may have claims for wrongful death. An attorney with experience in personal injury law might be able to help in wrongful death cases by identifying parties who have liability and by negotiating settlement with at-fault parties and their insurers.

The post Advanced safety systems reduce number, severity of truck crashes first appeared on Steele Ritchie .

Termites? Get an Injury Lawyer.

Fri, 28 Aug 2020 19:08:00 GMT

Formosan Termites Ctsy: pestworld.org

What do termites have to do with a personal injury lawyer? When termites start to eat your house often no one is physically injured, so I can understand the confusion.

A friend saw our billboard about termite damage and asked how I got into the bug business. Well, I am not solely in the bug business, but I am solidly in the bad products business.

In termite cases, the problem is often caused by using inferior chemicals or applying the chemicals inappropriately. To get the homeowner paid, it will most likely take expert testimony, investigations, and an understanding of the law. Just like my other personal injury cases.

Yes, most of our bad product injury cases involve someone getting hurt. Here are some examples, a badly designed hip joint that causes severe pain, a kitchen appliance that burns someone, or a car that accelerates out of control injuring the driver. But sometimes a bad product causes, not injury, but damage … just like in a termite infestation.

Every personal injury case is unique, and I am always learning something. I have learned a lot about termite damage and the way pest control companies work. The reality may shock you. There is a reason you got termites when the company promised you would not.

If you suffer a loss like termite damage or a traditional personal injury like an auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live. We are experimenting with new ways to do the show and still follow the CDC guidelines. You might want to see what we have come up with.

Alabama Personal Injury Lawyer

The post Termites? Get an Injury Lawyer. first appeared on Steele Ritchie .

Truck Wreck: Get a Lawyer Who Can Get the Black Box

Fri, 21 Aug 2020 16:03:00 GMT

If you are hurt by an 18-wheeler rig, you need a lawyer who understands this very specific type of law.

Take this for example. Did you know that most tractor-trailers have a black box very similar to what is inside an airplane? These boxes have been manufactured for most big rigs since the 1990s.

However, there is a tricky part. You must collect that information before it is destroyed. It is not uncommon for the information to be available for only 30 days or so, and then it is recorded over. In my experience, if the information is harmful to the trucking company, there is a greater chance of it being erased.

Since each trucking company handles the information differently, we generally hire an expert to gather the black box information. This is complicated because much of it can be uploaded to remote servers, often in foreign countries.

Here is some of the information that a black box may contain:

I tell clients black box information is like an unbiased witness to the accident. Juries, judges, and insurance companies all seem to respect what this “witness” has to say.

If you suffer a personal injury like an 18-wheeler accident , auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post Truck Wreck: Get a Lawyer Who Can Get the Black Box first appeared on Steele Ritchie .

Baldwin Co.: You Could Be on a Jury … Again

Fri, 14 Aug 2020 14:22:00 GMT

Some residents of Baldwin Co. will receive a jury summons as early as next week.

As one judge put it, “It is imperative that the wheels of justice continue to move, however slowly.“

An entirely new jury selection system is being developed because of the COVID-19 epidemic. To minimize person-to-person contact, it includes an on-line jury qualification process. It will be the first such system ever used in Alabama state courts.

Here is how it works. You receive a summons for jury duty and are told to fill out a short questionnaire on-line. This is also when you can request to be excused. A new reason to not serve has been added – heightened risk should you contract COVID-19. Generally, that is advanced age or preexisting medical conditions.

The new procedures also include the use of mandatory masks, temperature checks, plus rules for sanitizing surfaces and social distancing. Other things will also change. You will find new rules for the number of people in elevators and courtrooms. Also, it is reported that a newly configured jury box will keep jurors at least 6 feet apart.

Despite the lack of a cure for COVID-19, most lawyers say the jury system must continue and is essential to providing justice. Despite the possible inconvenience, if you get arrested, you may be thankful that a jury exists during your day in court.

If you suffer a personal injury like an auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Allen Ritchie

Alabama Personal Injury Lawyer

The post Baldwin Co.: You Could Be on a Jury … Again first appeared on Steele Ritchie .

COVID Trouble: No Jury for You?

Tue, 11 Aug 2020 18:00:00 GMT

(Barbara J. Perenic/The Columbus Dispatch/AP)

Jury trials in Alabama are backed up. I mean really backed up.

Criminal lawyers want to get their clients out of jail. Injury lawyers want to make insurance companies pay up. Both need a jury. However, old southern courtrooms are not designed for social distancing. Lawyers are so desperate to get in front of 12 unbiased citizens they have used everything from tape measures to hockey sticks to try to make the distancing work.

Here are some things being tried across the country … and some are very expensive.

If you get injured, you should care if the jury system is up and running. Without it, you will probably collect less money. That is right. The fear of what a jury would award an injured person is about the only thing that makes an insurance company offer fair compensation for your pain and suffering.

If you suffer a personal injury like an auto accident or slip and fall, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post COVID Trouble: No Jury for You? first appeared on Steele Ritchie .

Drowsy driving: a widespread and dangerous trend

Mon, 10 Aug 2020 20:45:00 GMT

Every year, there are approximately 328,000 car accidents due to drowsy driving according to the AAA Foundation for Traffic Safety. Of these, 109,000 involve injuries, and 6,400 end in one or more fatalities. Drivers in Alabama should know just how dangerous it is to drive drowsy. Studies have shown that fatigue actually triples the risk for a car crash.

Drowsy driving is like drunk driving

In its effects, lack of sleep can become eerily similar to the effects of alcohol intoxication. For example, a driver who goes without sleep for 20 hours straight will be like someone with a 0.08 BAC. Drowsiness makes one inattentive, inaccurate in one’s judgments and slow in one’s reactions to hazards.

Even worse, drivers can begin to experience what’s called micro-sleep. This refers to involuntary bursts of inattention lasting between four and five seconds. At highway speed, a driver could travel the entire length of a football field without looking during a micro-sleep episode.

How to prevent drowsy driving

Around half of all drivers who initiate a drowsy driving crash are under 25, so universities should try to raise awareness of the dangers of drowsy driving. Employers, too, could set up an off-the-job safety program to address it. Drivers, for their part, could install lane departure warning, drowsiness alert and other vehicle features to avert a collision.

What to do when injured by a drowsy driver

Whenever car accidents are the result of negligence, such as drowsy driving, they can form the basis for a personal injury claim. However, under Alabama’s pure contributory negligence law, victims who are so much as 1% at fault cannot recover damages. It may be a good idea for you to have a lawyer assess your case. If the case holds up, the lawyer may help in negotiating a settlement.

The post Drowsy driving: a widespread and dangerous trend first appeared on Steele Ritchie .

Injured? Save the Evidence.

Fri, 31 Jul 2020 15:46:00 GMT

If a product malfunctions and you get hurt, do not throw away the thing that hurt you. This may sound like a no brainer, but I am telling you this because I have seen it happen.

Here is an example: a homeowner was climbing a ladder and the ladder rail came undone. He fell to the ground and was rushed to the emergency room. While he is at the hospital, his brother cleaned up the mess and THREW THE LADDER AWAY. When the homeowner recovered and wanted the ladder maker to pay his hospital bills, he couldn’t even prove who the manufacturer was.

Here is my legal opinion. If you do not have the product that hurt you, you do not have much of a case.

This type of injury falls under the title of product liability, and there are three different types of acknowledged product defects: manufacturing, design, and failure to warn.

Here is an odd fact about Alabama law. In our state, you do not have to show that the company intended to produce a bad product. You just have to show the product was bad.

Of course, none of this much matters, if you can’t figure out who made the product in the first place.

If you suffer from a bad product or any personal injury like an auto accident or slip and fall , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama Personal Injury Lawyer

The post Injured? Save the Evidence. first appeared on Steele Ritchie .

Truckers may have brakes inspected August 23 to 29, 2020

Mon, 27 Jul 2020 17:59:00 GMT

The Commercial Vehicle Safety Alliance has designated August as Brake Safety Awareness Month, and during this time, law enforcement agencies educate fleets, drivers, owner-operators and mechanics on the importance of regular brake maintenance. It’s not coincidental, then, that the CVSA has scheduled its 2020 Brake Safety Week for August 23 to 29. Truckers in Alabama should ensure that their brakes meet the standards.

Brake Safety Week is an annual inspection spree held nationwide to enforce brake regulations. Any trucks that are found with brakes that violate the regulations will be placed out-of-service. To get some perspective on the issue, truckers should note that the 2019 Brake Safety Week resulted in 13.5% of inspected trucks being issued OOS orders.

Brake problems are widespread. During the CVSA’s 2019 International Roadcheck, over 16,300 OOS violations were issued, and it turned that out just over 45% were related to brake systems and adjustment. The 2020 brake inspection blitz will have a special focus on brake hoses and tubing, which should be flexible, without damage or leaks and properly attached.

Truckers may or may not be negligent in this regard, and this often reflects how safety-minded a particular fleet is. Those wanting to know what fleets are the safest could consider the results of the annual “Best Fleets to Drive For” contest.

Many truck collisions arise out of a lack of maintenance. Worn brake pads, poorly attached tubing and other defects that are due entirely to the truck driver’s negligence can form the basis for a personal injury claim. Those who were injured should be aware that Alabama follows the strict law of contributory negligence, which means that any degree of fault in the plaintiff will bar recovery. Victims may request a legal assessment and have the lawyer negotiate on their behalf as well.

The post Truckers may have brakes inspected August 23 to 29, 2020 first appeared on Steele Ritchie .

A list of rights nursing home residents enjoy while in care

Sat, 25 Jul 2020 22:26:00 GMT

When an individual enters a nursing home in Alabama, they gain a set of rights. These rights protect residents against abuse and neglect. Some people enter nursing homes because they are waning in their abilities. Therefore, they must be cared for around the clock. In order to protect those who cannot protect themselves, they have the law on their side. Here are some rights to consider.

First and foremost, nursing home residents retain the right to see their family members, physicians, and service providers when they make the request. As long as their personal possessions do not cause harm to other residents, they can keep those with them. Discrimination against the resident is not allowed. All medical records must remain confidential. If they are the recipient of Medicaid or Medicare, the resident has the right to an itemized list the funding covers. When medical care is provided on-site, the resident has the right to pick their physician and be kept abreast of all medical findings.

As a resident of a nursing home, the individual maintains the right to be free of abuse and neglect . Due to medical conditions, some residents can be difficult when being administered medical care. Even then, they cannot be tied down or forcefully restrained when it is not necessary.

Children and other family members of a nursing home resident are the best advocate. If a person notices that their parent has signs of nursing home abuse and neglect , they should speak with them. If their suspicions are confirmed, then the person can speak with a legal professional in this area. Bruises, scratches and signs of undernourishment often indicate that something is not quite right. This is a situation when it is better to be safe than sorry.

The post A list of rights nursing home residents enjoy while in care first appeared on Steele Ritchie .

Termites: When the Bug Pro Does You Wrong

Fri, 24 Jul 2020 15:36:00 GMT

Formosan Termites Ctsy: pestworld.org

Termite claims in and around Mobile, AL, can teach you a lot. First, the bug companies don’t always treat the bugs, and second, the bug companies don’t always treat the customer … right.

According to Terminix, Mobile is the number one most termite-infested metro area in 2019. It is likely to be that way in 2020. That means you will probably need protection.

Here is the bottom line for Mobile and the surrounding areas. We have found that some pest control companies are not doing the things they promise and then not paying out when the bugs eat your house.

Here is how it works. Through testimony, some companies have admitted to using inferior chemicals to reduce costs. That’s reduced costs to them, not to you. And this may shock you, some companies are billing homeowners but not treating the homes at all.

Here is just one example. A pest control company was ordered to pay more than 2 million dollars for defrauding the owners of a historic house in south Alabama. In nearly 40 years, the company was shown to have never completed a proper treatment of the home.

ServiceMaster, a pest control, restoration, and cleaning services provider, states that the Mobile area is especially infested with Formosan Termites, often referred to as “super termites.” According to pestworld.org, they have been called the most “voracious, aggressive and devious of over 2,000 termite species known.” They can chew through wood, flooring, and even wallpaper undetected.

If you have a termite infestation and paid for termite protection, call a lawyer. We may not be able to save your home but will fight to get you the money to build a new one.

If you suffer termite damage or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live. We are experimenting with new ways to do the show and still follow the CDC guidelines. You might want to see what we have come up with.

Alabama personal injury lawyer

The post Termites: When the Bug Pro Does You Wrong first appeared on Steele Ritchie .

Documents You Need for a Good Life and Beyond

Fri, 17 Jul 2020 16:49:00 GMT

Attorney Allen Ritchie

It pains me for teachers to contemplate that going back to school could kill them. But some do, and some of those are here in South Alabama.

I was asked about the legal documents someone who is going back to work should consider, and though I find this very disheartening, it is good for all of us to consider these things at some time.

So to help my teacher friend and all of you, here are the 4 legal documents everyone should have.

FOR WHEN YOU ARE ALIVE

FOR AFTER DEATH

Will – This dictates your wishes about how to distribute your assets once you are gone. And yes, here you can state who gets Aunt Belle’s 100-year-old cow-shaped creamer.

Many assets do not go through your will (probate) if you have someone else’s name on them. So be careful about adding someone to a deed or bank account. If you put your daughter on your checking account, she legally gets all that money no matter what you put in your will about share and share alike among your other children.

You can go online and get forms to sign, but I do not recommend it. These decisions are too important to not be done well. Let a lawyer handle them. One mistake can throw the entire document out.

I will give you a real-life example; an elderly Alabamian wanted to change his will removing some relatives. He wrote it up and got it notarized. The relatives still got his stuff. Why? Alabama requires 2 witnesses, and the notary was just one.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama personal injury lawyer

The post Documents You Need for a Good Life and Beyond first appeared on Steele Ritchie .

Nursing Homes, COVID-19 and Med Malpractice

Tue, 14 Jul 2020 12:38:00 GMT

Your father is in a nursing home, and the facility won’t let you see him. You fear he is mistreated. Is it a lawsuit?

This is a very difficult question, but one I am being asked more and more.

Here is the problem that people in Mobile and surrounding areas have been facing. You used to be able to visit your relative at the nursing home and could see how grandpa or grandma was being treated. Now with the COVID-19 virus outbreak, you can’t. Every nursing home, which I know about, is not allowing visitors.

If you have a loved one who has been neglected in a nursing home, your claim is one of medical malpractice – the failure of a medical practitioner or a medical facility to provide proper care.

Let me say, even in good times, this can be one of the most difficult cases to prove. And we are not living in good times.

This type of case is so difficult to win because you must have someone willing to tell the truth. It has been my experience that you often have to rely on medical records, and many people are reluctant to put something in writing that criticizes a co-worker.

In Alabama, physical abuse and sexual abuse plus falls due to negligence are considered medical malpractice. Also, our state has a 2-year statute of limitations which means you must file a lawsuit within that time if you plan to receive a financial settlement.

Despite the difficulties, do not fear to fight for your loved ones. I have found that there are many good workers in nursing homes across our area who want justice for the elderly and are willing to speak the truth.

If you are hurt in a traffic accident or suffer a personal injury , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama personal injury lawyer

The post Nursing Homes, COVID-19 and Med Malpractice first appeared on Steele Ritchie .

Not all accidents are prevented by self-driving cars

Fri, 10 Jul 2020 22:29:00 GMT

Self-driving cars will be coming to Alabama roads in the future. However, these vehicles are not what they seem to many. Self-driving cars will not prevent every car accident from occurring unless the designers put aside other aims and focus entirely on safety.

Driver errors are a contributing factor in almost every car accident that happens. However, there are multiple subcategories that represent the types of mistakes that drivers make that cause the accident. Self-driving cars would prevent only two of the categories of driver mistakes. The first is misperception where drivers are impaired or are distracted. The second is incapacitation where drivers are under the influence of drugs or alcohol or fall asleep behind the wheel. However, these account for only one-third of car accidents.

The problem with self-driving cars is that designers do not prioritize safety as their paramount concern. This was apparent in a 2018 incident where an Uber car in Arizona did not correctly predict that a woman was going to try to cross the road. The car struck and killed her. Designers also consider things such as driver convenience and performance when making these vehicles. This means that these cars are not as safe as they otherwise could be designed. Moreover, these vehicles need to improve at things such as predicting the actions of other drivers and pedestrians.

Those who have been injured in a traffic accident or have been struck by a car as a pedestrian may be eligible for substantial financial compensation. They should immediately speak with a motor vehicle accidents attorney to learn more about the process that they would need to follow to obtain payment for their injuries. They can receive financial compensation regardless of whether there is a physical driver whose actions caused their injuries. This includes self-driving cars.

The post Not all accidents are prevented by self-driving cars first appeared on Steele Ritchie .

The most frequent factors in rollover incidents

Thu, 09 Jul 2020 00:57:00 GMT

In nearly 40% of fatal rollovers, excessive speed is involved. Speeding is a more widespread factor in fatal rollovers than in fatal non-rollover accidents. The faster one goes, the more likely a rollover is. Nearly three-fourths of fatal rollovers occur in areas where the posted speed limit is at least 55 mph.

Alcohol in any amount is frequently linked with rollovers. Drivers should be aware of how alcohol can affect them. It makes one less attentive, impairs vision and muscular coordination and thus slows down their reactions. Inattention and distractions are behind many rollovers.

Location can affect one’s chances of a rollover, too. Rural roads usually have speed limits at or exceeding 55 mph, so they are all too often the site of rollovers. Their lack of lane divisions and barriers also contribute to the risk.

Victims of motor vehicle accidents may be eligible for compensation under personal injury law if they were the victims of another’s negligence. A multi-vehicle rollover incident could provide the basis for a claim, then. It may be advisable for victims to hire a lawyer, though, since auto insurance companies can be aggressive in denying payment. A lawyer may negotiate for a reasonable settlement , and if one cannot be achieved, victims may ask their lawyer about taking the case to court.

The post The most frequent factors in rollover incidents first appeared on Steele Ritchie .

Alabama residents can triumph over termite season damage

Fri, 03 Jul 2020 05:26:00 GMT

It is the responsibility of a homeowner to keep up with their home maintenance, but when it comes to termites, there is often little the homeowner can do. Termite damage is often observed too late, and by then, the damage has been done. So, who is responsible for termite damage and infestation which leads to property damage?

There are a couple of scenarios that you may find yourself in that can result in a different outcome in terms of financial responsibility. For those who have purchased a new home and were not told of termite damage , you may have the legal power to go against the seller. However, there are three things you will need to prove in court in order to obtain compensation or, at the very least, a release from the home contract. One includes showing proof that the termite damage was there before you purchased the home, and the other one includes proving that the seller knew about the infestation. The last one includes the intent to hide the infestation from the buyer.

Negligent Inspection is something that sellers often have to deal with during home deals. This is when the seller knows and understands that there is a termite infestation within the home. They seek the services of a pest control company and are provided with a clean bill of health for the property. In this instance, the seller may not be liable for damages due to a negligent inspection on the part of the pest company.

What homeowners often do after this is brought to light is file a claim against the pest control company for providing a false report. If the ruling goes in your favor, you may be able to receive some sort of compensation for damages caused by the termite infestation.

The post Alabama residents can triumph over termite season damage first appeared on Steele Ritchie .

In Your Face: Masks & Mobile, AL, Law

Thu, 02 Jul 2020 18:52:00 GMT

Al Personal Injury Attorney Ritchie

The legal fight is on. I have to be frank with you. I didn’t expect this outcry over mandatory masks.

I have seen laws come, and I have seen them go. So, don’t be surprised to see the law changed. However, here is where we stand as of the beginning of July 2020.

You MUST wear a mask in Mobile during July if you are out in public and are over 10 years old. There are some exceptions but very few.

Let me try to give a little legal insight to what is going on. There is an adage among lawyers that says, “If you have the facts on your side, pound the facts ; if you have the law on your side, pound the law ; if you have neither the facts nor the law, pound the table .” I have done all three. The supporters and opponents of this issue are doing the same.

Here are some major legal issues on mandating masks

Add to this a few conspiracy theories and threats of potential violence and you have the government/legal system in action.

So you know, I support wearing a mask. Not just because it is the law, but because my Momma told me to do good and help others. The mask is not to protect me … but is to protect others – family, friends, neighbors, and fellow citizens.

Also, I’m told I look better in a mask. I’m just saying.

Alabama personal injury lawyer

Alabama personal injury lawyer

The post In Your Face: Masks & Mobile, AL, Law first appeared on Steele Ritchie .

Don’t Get Sued Over Your Pool

Fri, 26 Jun 2020 14:58:00 GMT

It is summer, and the 4 ^th of July is just around the corner. Fewer of us will be traveling this year, so the stay-cation has come to Alabama.

If you are fortunate enough to have a pool, you are going to be a very popular neighbor this year. But having a “cement pond” comes with legal responsibilities.

Follow CDC Guidelines

This year, you must be mindful of the COVID-19 safety advice. Keep a distance between people if you can. Use masks when appropriate. How we handle pool gatherings is just one of the many changes in our new reality.

Know the Law

In Alabama, a pool is considered an “attractive nuisance.” In fact, it is at the top of the list for attractive nuisances pulling the attention of small children and even strangers. Under Alabama law, you have a specific responsibility to keep the area safe from unsupervised children and even trespassers.

On the other hand, you have minimal responsibility for teenagers and adults. The law feels they can and should take care of themselves. Not that you would, but the law does state that you can not set traps that could injure anyone.

There are 3 major actions you should take.

Take these few actions and then go out and get wet. Hey, it is summer in the South.

Allen Ritchie

The post Don’t Get Sued Over Your Pool first appeared on Steele Ritchie .

The various ways drivers can be distracted

Thu, 25 Jun 2020 23:55:00 GMT

In 2013, 3,154 people were killed in accidents caused by distracted drivers as reported by the National Highway Traffic Safety Administration (NHTSA). There are three types of distractions that a driver may face while traveling on a road or highway in Alabama. Cognitive distractions occur when a person does anything that takes his or her mental focus away from the road. For instance, thinking about work or other topics while driving can be considered a cognitive distraction.

Other common occurrences such as talking to passengers or listening to the radio can qualify as this type of distraction. Those who look away from the road are said to be visually distracted. Visual distractions can involve changing a radio station, checking a smartphone or looking back to break up a fight between children riding in a rear seat. Eating or drinking while driving is typically referred to as a manual distraction as it forces a driver to take his or her hands off of the steering wheel.

Drivers may reduce their chances of being distracted by turning their phones off before they turn their cars on. It may also be a good idea to program a GPS or choose a radio station prior to leaving for school, work or other destinations. Finally, individuals may want to eat at home or in a restaurant parking lot instead of while driving.

A person who is hurt because of a distracted or otherwise negligent driver’s actions may receive a financial settlement or a jury award after a personal injury trial. Attorneys may help injured victims obtain money to recover lost wages or to replace items that were damaged or lost in motor vehicle accidents. In some cases, government agencies and various manufacturers may be liable for damages caused in a car accident .

The post The various ways drivers can be distracted first appeared on Steele Ritchie .

If I Get COVID-19 At Work

Fri, 19 Jun 2020 18:22:00 GMT

Now that more people here and around Mobile are returning to work, they ask me over and over again – what will happen if I get the disease on the job?

What they are really asking about is workers’ compensation. Workers’ comp is an insurance program that pays you and your medical bills if you get sick or injured at work. However, how Alabama’s program will deal with the COVID-19 virus is not fully known; since, we have never faced anything quite like this before.

Generally, workers’ comp does not pay out for diseases. It pays mainly if you get injured directly, such as heavy equipment falls on you.

Here are some other potential problems.

Here is one thing that is known – you will receive nothing just because you are exposed to the disease. If you do not get sick, you have no claim for workers’ comp money.

Even if you do not qualify for workers’ comp benefits, you will likely receive two weeks of extended paid leave at your regular rate of pay. This is due to the Families First Coronavirus Response Act which requires employers to provide this benefit. Payment is made whether you are quarantined or get ill. Perhaps most importantly, you do not have to prove that the exposure occurred on the job to qualify.

As more people go back to work, we will likely see more job related COVID-19 cases, and there are sure to be lawsuits.

Alabama personal injury lawyer

The post If I Get COVID-19 At Work first appeared on Steele Ritchie .

Rural roads carry unique risks for motor vehicle accidents

Fri, 12 Jun 2020 19:04:00 GMT

Drivers in Alabama are understandably worried about being in motor vehicle accidents when on the road. There is a general perception that these collisions happen on well-traveled roads and in cities. This is not always the case. Urban driving has its risks, but so too does rural driving.

Given the prevalence of rural areas in the state, it is important to grasp their unique risks . There are road signs informing drivers about the possibility of wildlife crossing, but few things can prepare a driver for it. This can either result in a collision with the animal, swerving to hit another vehicle or going off the road completely. The supposed freedom from the constraints of city traffic may result in drivers behaving recklessly, speeding or committing other dangerous acts they otherwise would not.

Rural roads tend to be narrower. With two lanes, passing places people in jeopardy of head-on collisions. These are known to cause catastrophic injury and death. Wearing a seatbelt is a general rule for safety, but drivers might decide that it is not necessary on rural roads. This is especially frequent for commercial drivers. Drinking and driving is known to be a catalyst for accidents and on rural roads, drivers may think they can get away with it safely and without legal consequences.

Finally, if there is a crash, the isolation of a rural road can present challenges for emergency crews to reach the scene quickly and deprive an injured person of timely treatment. When on a rural road, it is wise to consider the general risks that come with driving and the specific dangers in these isolated locations. If there are injuries or fatalities in motor vehicle accidents , legal assistance may be needed to cover for medical costs, lost income and long-term issues.

The post Rural roads carry unique risks for motor vehicle accidents first appeared on Steele Ritchie .

Injury Releases for Your Young Child Are Worthless in Alabama

Fri, 12 Jun 2020 18:45:00 GMT

Alabama says if you signed a pre-injury release for a young child, the child could still sue and possibly win. The reason – the legislature has determined that you can not sign away your child’s rights, and the boy or girl is too young to consent.

If those forms lack any legal standing in Alabama, why do businesses do them? The answer is simple. They want to intimidate parents.

Here is how the scam works. If the business gets you to sign something and then something goes wrong, the owners say that you agreed to the risk. Many parents will stop there.

Here are a couple of important things you need to know:

Now, some businesses will require you to sign for your child as a condition of admission. I won’t tell you how to be a parent, but I will tell you that I have signed them so my child could participate. I signed them knowing that if something went wrong, they would not hold up in court. And, might I add, I was not going to be intimidated if my child got injured because of the business’s wrongdoing.

Alabama personal injury lawyer

The post Injury Releases for Your Young Child Are Worthless in Alabama first appeared on Steele Ritchie .

Traffic Accidents, New Laws and a New Reality

Fri, 05 Jun 2020 14:58:00 GMT

I feel traffic accidents are on the increase. At least calls to our office about traffic accidents are up.

Here is what I have learned — people who have not driven in 3 months are a little shaky behind the wheel. Seriously, some people here in Mobile have not driven for months. If you are not careful it is going to be like bumper cars on I-10. Mostly I’m hearing about rear-enders and property damage produced in parking lots. The first is caused because people seem to have forgotten where the brake is, and the latter because they have forgotten how to judge a parking space.

Some other observations:

People keep asking me about wearing a mask. As I said recently on NBC 15 LawCall (click here to watch video) , no law requires you to wear a mask. The founding fathers never even thought there would be such a problem as COVID-19. Here is my prediction. You will see new laws governing masks and social distancing. There will be a lot of debate, but the legislature likes to make laws – it is what it does.

So, take it easy behind the wheel and grab a mask. It is a different world out there.

If you are hurt in a traffic accident or suffer a personal injury , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama personal injury lawyer

The post Traffic Accidents, New Laws and a New Reality first appeared on Steele Ritchie .

Older cars more often to blame in defect-related crashes

Tue, 02 Jun 2020 22:52:00 GMT

More people in Alabama and the rest of the U.S. are choosing to get the most out of their vehicles rather than buy new ones. This stands to reason as a car can last a good 15 years and run for up to 300,000 miles, assuming that it’s well-maintained. The problem is that many owners of older vehicles will neglect maintenance, including routine tasks like brake checks and tire replacement.

It’s not surprising, then, that many auto accidents that involve defective vehicle parts are caused by older vehicles. The Ohio Highway Patrol found this out after analyzing the defect-related crashes that had occurred in their state in the previous three years. A total of 56% of these crashes were due to vehicles manufactured between 1999 and 2008 while 24% were due to model year 2009-2018 vehicles.

Blown tires and brake failure were the two leading factors in these incidents, the Ohio HP discovered. Tire blowouts, as one might expect, were especially deadly, contributing to 42% of fatal defect-related crashes.

According to AAA, the average car repair bill comes to between $500 and $600. Experts recommend that drivers repair any issues with their car as soon as possible despite any high upfront costs. This will prevent issues from growing and raising the risk for a crash.

Most motor vehicle collisions involve negligence of some kind, and failing to maintain a vehicle or to fix an issue within a reasonable amount of time is one example. Victims who believe they have good grounds for a personal injury claim should know that it might be hard to prove negligence. For example, there’s the question of what a “reasonable” amount of time would be. For this and other reasons, victims may want the advice and guidance of a lawyer.

The post Older cars more often to blame in defect-related crashes first appeared on Steele Ritchie .

Study suggests high caffeine use tied to high truck crash risk

Mon, 01 Jun 2020 18:04:00 GMT

Truck drivers work long hours and consequently have to contend with drowsiness. Many will rely on caffeinated beverages to stay awake, but it appears that there is a correlation between high levels of caffeinated beverage consumption and accidents. If someone you know was injured at the hands of a trucker in Mobile, Alabama, you should know what one study has to say about this possible link between caffeine use and crash risk.

What 3,000 truckers had to say

A transport safety lecturer from the U.K. collaborated with the Virginia Tech Transport Institute to look into the caffeine-consuming habits of 3,007 truck drivers. These truckers, who hailed from eight different states, were chosen because they fit into one of two opposing camps that researchers wanted to study: namely, those who consume only one caffeinated beverage a day, and those who consume over five.

These truckers answered a questionnaire, assured that their responses would be kept confidential. Asked if they had been in an accident in the past three years, 21.6% of the low caffeine users and 27.8% of the high caffeine users said yes. Researchers cannot say for certain that this 6% increase is due to the caffeine habit, but it’s supported by the fact that the high caffeine users also reported poorer health overall. They would:

• Eat unhealthy foods
• Smoke
• Drink excessively
• Fail to achieve restful sleep

Studying actual caffeine-consuming habits

This study is unique in how it analyzes actual truckers’ habits rather than being confined to laboratory findings. Still, much more research will be necessary. The study’s authors believe that further research could uncover, for example, the “tipping point” at which caffeine consumption leads to unsafe behavior. Other studies could focus on variables like the difference in caffeine consumption levels between work days and rest days.

Lawyer for catastrophic injury cases

More than any other motor vehicle accidents , truck crashes can result in catastrophic injuries for the other side. Perhaps you yourself were the victim of a trucker’s negligence. You may want to hire a lawyer, then, to give your case personal attention and negotiate for a settlement on your behalf.

The post Study suggests high caffeine use tied to high truck crash risk first appeared on Steele Ritchie .

How COVID-19 Could Prevent You from Getting Fired

Fri, 29 May 2020 16:30:00 GMT

The COVID-19 crisis could change if you can get fired.

Here is a real situation.

A grocery store worker in Maryland saw that some customers were not wearing masks; therefore, putting workers at the store in danger. He complained to management; he asked customers to cover up; he even went to the media. He told reporters about customers yelling at him and one supervisor that told him to take off his mask because customers might think he looked like a “terrorist.”

Now the legal problem.

In a right to work state like Alabama, he could be fired for a good reason, bad reason, or no reason, if it isn’t discriminatory. And I think he probably would have.

The worker acknowledged that if he did not belong to a union, he probably would have stayed silent.

Now, we are beginning to hear talk of stronger legislation to protect workers who speak their minds. Some legislators feel that workers must feel safe to speak out to the public, government regulators, and their fellow workers without the fear of being fired. As one employment lawyer I know put it, you should be able to be fired for “a just cause” not “just any cause.”

Businesses tend to counter that workers can refuse dangerous work, so workers have a choice. But is feeding your family or letting them go hungry really a choice?

I believe you are going to see more legal cases where workers were forced to work in unsafe conditions or be fired. Here is an example from HuffPost. They spoke to 12 Starbucks employees about safety fears. Only one allowed them to use her full name ― and that was because she had just quit.

Alabama personal injury lawyer

The post How COVID-19 Could Prevent You from Getting Fired first appeared on Steele Ritchie .

Customers, Masks & Alabama

Fri, 22 May 2020 17:38:00 GMT

Al Personal Injury Attorney Ritchie

The big question is: should Alabama businesses make customers wear masks? It is not a question with an easy answer. It puts “what is right” against “what is legal” and leaves most business owners with unclear guidance of what to do.

Here is the legal problem: businesses have a responsibility to provide a safe environment for customers. Here is the legal argument: is not requiring customers to wear masks an unsafe environment? Under normal conditions, this potentially dangerous exposure could provide a basis for a lawsuit. But these are not normal times.

Alabama Governor Kay Ivey has issued an executive order which will protect businesses from such lawsuits. The order reads that businesses cannot be sued if they “comply with or reasonably attempt to comply with applicable public health guidance.” The current guidance in Alabama is that masks are suggested but not required.

If you were a business owner, what would you do? The problem is not a legal one but rather a moral one. The law has given business owners an out … should they take it?

You as a customer have the same moral decision to make. Some people say the government should not tell you what to do. Well, in this case they haven’t. Will you make the right decision?

I hope you enjoy the Memorial Day weekend. You will be entering a different world.

Alabama personal injury lawyer

The post Customers, Masks & Alabama first appeared on Steele Ritchie .

Car accident fatalities are increasing

Wed, 20 May 2020 21:07:00 GMT

While the number of crashes on Alabama highways has not risen significantly in the past several years, the number of fatal crashes has increased. In a two-year period, the total number of people killed in car accidents has risen 13%, and people are understandably worried about the deterioration in road safety.

It stands to reason that the severity of car crashes has increased and is resulting in more fatalities . There are several things causing this. First, speed limits are on the rise in the country, and law enforcement is not always enforcing the limit. Second, police officers are not pulling over as many people for driving without seat belts as they could. Officers can stop a motorist for not wearing a safety belt as a primary offense. Third, cellphones have caused a rise in distracted driving, which generally increases the severity of a crash. When the driver is traveling at a high speed without their eyes on the road, it leads to a worse crash because they do not attempt to brake or swerve.

There are numerous ways that authorities and car manufacturers can act now to slow the rise in fatal crashes. They can install smart ignition locks that keep drivers from starting the car when drunk. States can take further steps to restrict and ban mobile device usage. Then, officers could be even more vigilant about enforcement than they have been in the past.

Those who have been injured in motor vehicle accidents may be entitled to financial compensation for their injuries. By working with a personal injury attorney, victims could file a claim that might result in a settlement. Their attorney may help negotiate that settlement. If none is offered, or if the settlement is an inadequate amount, the attorney might file a lawsuit on behalf of their client with the relevant court.

The post Car accident fatalities are increasing first appeared on Steele Ritchie .

AL Lawyer Ads. Is Change Coming?

Fri, 15 May 2020 17:02:00 GMT

Artist: Keith Haring

Are some of the lawyer ads you see misleading? Well, some Alabama lawyers think so, and they want to change that.

The Alabama Bar is putting some muscle into tightening the rules that govern lawyer ads. Here are some of the things being considered:

And that is just the beginning.

The reality is that you turn to attorneys to protect much of what you hold dear … your liberty, your money, your children. They need to tell you what they can do and not just dance around throwing cash and saying they will make it rain. In case you are interested, I think that was a real ad out of Texas.

I know a lot of lawyers, and it is hard to get them to agree on where to go for lunch — let alone, what disclaimers need to be on TV ads. But change is coming.

Here is my strong legal advice. Choose a lawyer to represent you with great care. Look to their experience, their success record, and what other lawyers think of them. Remember, you must live with the outcome of their work.

Alabama personal injury lawyer

The post AL Lawyer Ads. Is Change Coming? first appeared on Steele Ritchie .

Distractions and highway work zones, a risky combination

Thu, 14 May 2020 19:20:00 GMT

Alabama residents may or may not be surprised to hear that there is a crash in a highway work zone every 5.4 minutes in the U.S. These zones, with their narrow lanes and drivers speeding through them, are obviously dangerous places. However, there’s another factor that can contribute to a crash in work zones, and that’s distracted driving.

A University of Missouri study found that inattentive drivers have a 29 times greater risk for a crash or near-crash in a highway work zone. The length of time for which drivers are inattentive does not change this risk, which means that drivers could crash whether they are texting, changing channels on the radio or talking with a passenger.

The study could provide helpful recommendations to state transportation agencies wishing to reduce the number of highway work zone crashes. The reason for this is that the study is based on naturalistic driving data provided by the Transportation Research Board. So far, MU is the only one that has taken this data, which consists of the first-hand accounts of more than 3,000 drivers, and applied it to highway work zone safety.

The results could also be of benefit to automakers striving to create driverless cars and other technology. The study was published in the Journal of the Transportation Research Board.

Those who are injured in motor vehicle collisions can file a personal injury claim. They should know, however, that Alabama follows the rule of contributory negligence, which means that plaintiffs are barred from recovery if they contributed in any way to their own injuries. To see how strong their case is, victims may want to see an attorney. Moving forward, the attorney might help gather evidence against the defendant and negotiate for a fair settlement out of court.

The post Distractions and highway work zones, a risky combination first appeared on Steele Ritchie .

Jury Duty and COVID-19

Fri, 08 May 2020 16:11:00 GMT

Courtesy: Picasa

You will not receive a jury summons in Mobile County this May or June and probably July. The reason: there are not going to be any local jury trials for the next few months. One of the new realities of COVID-19 is social distancing, and courtrooms were not made for spreading out.

This may surprise you, but it takes 300 people to eventually get down to the dozen or so jurors who will hear a trial. People get kicked off for a variety of reasons; in fact, each side gets to remove some potential jurors for no reason at all.

Here is a peculiarity of the Mobile County Courthouse. You must take the elevator to get to the Jury Assembly Room. Can you imagine how long it would take to get 300 people up in elevators keeping social distancing? What is that … 2 people an elevator? And who is going to push the button?

If you are worried about getting out on bond (I know, you are just asking for a friend), you can still see a judge … through a computer screen. Judges in Mobile County have been using that technology to speak with inmates since mid-March.

This may shock you, but though the state has bought ZOOM, the teleconferencing software, for each of the judges, the pandemic came on so suddenly that not all judges have computers with cameras and microphones. At least one judge I know is using his personal iPad.

The judges will work it out because trial by jury is just too important to our justice system. But for a few months, no jury summons for you.

If you are hurt in a traffic accident or suffer a personal injury , you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Alabama personal injury lawyer

The post Jury Duty and COVID-19 first appeared on Steele Ritchie .

You Go Out. You Get COVID-19. Can You Sue?

Fri, 01 May 2020 16:42:00 GMT

My number one question this week: Can I sue a business I visited if I get Coronavirus? Most folks want to know who would pay their potentially enormous medical bills.

Here is my legal explanation. If you go out, even if you wear a mask and stay 6 feet from everyone, and get the disease, you are pretty much on your own to pay those medical bills.

Here is why.

In Alabama, you must prove that the business caused you to get sick. With a disease that has a long incubation period, that can be very tough. You could have potentially gotten it almost anywhere.

Now in Alabama, you don’t have to prove the business absolutely, 100% gave you the virus. But you do have to prove that it is more likely than not they did. This is why workplaces tend to get sued more than restaurants or beauty salons.

Also, you must prove that the business failed to take reasonable precautions to protect its customers. This means they must do a lot more than just put up a sign in the corner stating, “Enter at your own risk.”

Here is a bit of Alabama law that also makes it difficult to sue. In our state, a business is not responsible for situations that are “open and obvious.” In short, if you know that there is a risk of infection and decide to go into the store or restaurant anyway, then you are generally responsible for the outcome.

We in the South love to go, especially when the weather is warm, but be especially careful. We are not back to normal yet.

Alabama personal injury lawyer

The post You Go Out. You Get COVID-19. Can You Sue? first appeared on Steele Ritchie .

Families file wrongful death claims over Kobe Bryant crash

Thu, 30 Apr 2020 20:22:00 GMT

Alabama readers may have heard the news that NBA legend Kobe Bryant and eight others perished in a helicopter crash in late January. Now, the families of four passengers killed in the accident are suing the companies that owned and operated the doomed aircraft.

On April 19, the family of an Orange Coast College baseball coach, his wife and their daughter, and the family of a youth basketball coach filed wrongful death lawsuits in Los Angeles Superior Court. The complaints claim that negligence and carelessness on the part Island Express Helicopters Inc. and Island Express Holding Corp. led to the deadly crash, which occurred in foggy weather on Jan. 26.

In February, Bryant’s widow, Vanessa Bryant, also filed a wrongful death claim against both Island Express companies, which ceased flying operations days after the accident. She additionally named the helicopter’s late pilot as a defendant in the suit, claiming that he should have aborted the flight due to poor weather conditions. An investigation by the National Transportation Safety Board found that engine failure did not play a role in the crash. The New York Times also reported that Island Express pilots were not certified to fly in the fog.

Families who lose loved ones in accidents caused by other parties may be entitled to compensation for their losses. A personal injury attorney may review a family’s case and recommend a course of legal action. One possible remedy might be to file a wrongful death claim against the individuals or entities responsible for the victim’s death. This might lead to a financial settlement that covers the family’s funeral and burial costs, loss of companionship, emotional distress, loss of income and more.

The post Families file wrongful death claims over Kobe Bryant crash first appeared on Steele Ritchie .

Injured – But Afraid to Go to the E.R. Can I Still Sue?

Fri, 24 Apr 2020 16:34:00 GMT

Credit: Amir Levy

I got a call this week from a person who was rear-ended and wanted to know if he had a case. He said he was suffering pain but was afraid to go to the emergency room. He feared catching the COVID-19 virus and, therefore, was trying to treat himself at home.

I told him what I am telling you. If you do not seek medical care, you probably do not have a case — at least for your pain and suffering.

As a lawyer, I must prove that you were injured. If you do not seek treatment, that is very tough to prove.

Here is what I suggested. Call a doctor or chiropractor who can examine you by tele-consulting over the internet and through your home computer or phone. It is not as good as getting a physical exam but is better than nothing. At least it documents that you were injured. Then when things get better, perhaps in a few weeks, you will feel more comfortable letting a doctor more thoroughly examine you.

Now I will let the doctors discuss the medicine, but my first advice to clients is always to get treatment. As I explain it, their job is to get better. I’ll take care of the rest of it.

Now, don’t think going to the E.R. is the only way to get relief. Consider an Urgent Care facility where there are fewer people. Plus, even though their offices are technically closed, a number of doctors will physically see you if you really need treatment. Call them. You might be surprised at just how helpful these caring men and women can be.

Alabama personal injury lawyer

The post Injured – But Afraid to Go to the E.R. Can I Still Sue? first appeared on Steele Ritchie .

Judge Tells Lawyers to Wear Clothes When Video Conferencing

Mon, 20 Apr 2020 15:44:00 GMT

Photo courtesy Rick Otto

Do you video call? Did you do it before the coronavirus attack? Well, many lawyers did not, and they are having some trouble adjusting to the new freedom.

To keep our social distance, we now video call into the courtroom, video conference to take depositions and video chat with clients and about anyone else we use to talk with. However, the combination of being home and video lawyering has created a problem.

It has gotten so bad that a Florida judge has had to lay the law on the lawyers. Seriously, one guy showed up on a video chat with the judge … shirtless. The judge says one female lawyer was still in bed … under the covers.

We are all getting used to the new way things are done, but if your lawyer looks like the shirtless guy interviewed in Tiger King , perhaps you need another lawyer.

Back to our judge. She wrote, “Putting on a beach cover-up won’t cover up you’re poolside in a bathing suit.” This is amazing since you only have to dress properly from the waist up. News Anchors have been getting away with that for decades.

Join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live. We are experimenting with new ways to do the show and still follow the CDC guidelines. My partner Bill Eiland , who is the Lawyer Host, now does his part answering callers’ questions from his house. I think he will dress appropriately. But I don’t know.

Alabama personal injury lawyer

The post Judge Tells Lawyers to Wear Clothes When Video Conferencing first appeared on Steele Ritchie .

Teen drivers more likely to crash with a peer in the car

Thu, 16 Apr 2020 20:25:00 GMT

The AAA Foundation for Traffic Safety found that if teen drivers invite even a single peer as a passenger into their car, they raise their risk for an accident by 44%. Parents in Alabama should be aware that their newly licensed teens are inexperienced and so more easily distracted by conversations in the car.

One of the best things to ensure teen safety is to have them go without any young passengers for the first six months after they have obtained their license . If it can be extended to the first year, that would be better.

The limit should also extend to siblings. Though newly licensed drivers in Alabama are allowed to have family members as passengers, parents should not let siblings ride because they can, in fact, be more distracting to teens than their friends can be. Siblings are, after all, more familiar with the things that can make one another excited or angry.

In addition, parents should not let their teens ride with a friend until they have asked certain critical questions. For example, they should find out how long the friend has been licensed and how far they will be traveling. They should also take into account if their teen will be riding at night when visibility is reduced and other dangers are present.

Drivers, regardless of their age, are expected to keep themselves and others safe. Those who are to blame for motor vehicle crashes can be held liable. Before they file their personal injury claim, victims may want to hire a lawyer for assistance. The lawyer may bring in third-party investigators to gather proof of the defendant’s negligence before heading off to negotiations with the auto insurance company.

The post Teen drivers more likely to crash with a peer in the car first appeared on Steele Ritchie .

You Can Not Legally Cover Your Face in Alabama … But Do It Anyway

Fri, 10 Apr 2020 21:31:00 GMT

Alabama Personal Injury Attorney Ritchie

Let me give you a little bit of Alabama law history to argue about while confined.

Here we go.

It is generally illegal in our state to cover your face in public. I say generally because Mobile altered the law; so that, you guessed it, we could wear masks during Mardi Gras.

The reason for this law is to prevent the Klu Klux Klan and other white supremacist groups from wearing hoods to disguise themselves. The law was enacted in 1949, after WW II, when soldiers were back in the state and the state wanted to appear to be more progressive. It was later adopted by several other Southern states.

The writers of this law never thought the coronavirus crisis would hit, and people would be encouraged to use masks on the public street for safety.

So here is your question for the people you are quarantined with – should you obey the law or do what is right?

The punishment is real and could be a fine up to $500 or up to a year in jail.

Outside of the coronavirus crisis, the Alabama anti-mask law is still being used. In 2017, protesters at Auburn University were forced to remove masks and bandanas during the protest of a white supremacist speaker. The following year, a protester related to the Riverchase Galleria shooting in Hoover was arrested for wearing a mask.

Now relax, the AL Attorney General’s office has encouraged law enforcement to use “common sense” during the pandemic. So, it is highly unlikely that anyone is going to jail during the crisis.

I suggest that you pick one side to argue and let someone else pick the other side. Hey, you can only watch so much YouTube.

Alabama personal injury lawyer

The post You Can Not Legally Cover Your Face in Alabama … But Do It Anyway first appeared on Steele Ritchie .

What I Learned from Being in a Crisis … That Can Help You

Fri, 03 Apr 2020 14:51:00 GMT

What you may be going through because of the coronavirus is not that different than what my clients and I go through after a serious injury.

Here is what I have learned from facing trouble for more than a few decades:

Being afraid to touch a doorknob is not that much different than fearing that your loved one will not survive back surgery. This may sound strange, but facing the unknown is scary no matter when it happens.

My clients who succeed best are those who concentrate on what they can control. For the families of accident victims, it may mean getting the kids fed, walking the dog or planning a birthday party. During the coronavirus outbreak, it may be a lot of the same for you.

Bill did what he could control. It may not have solved the coronavirus crisis, but it helped make life a little better for two Mobile groups during the crisis.

Here is one other suggestion. Put together a crisis team. It is how we tackle complex cases; because no one person can do it alone. For us, it might be conference room meetings with medical experts, hiring investigators plus getting government program specialists involved to help the family.

For you, let me suggest having periodic meetings with your family, reaching out to government and social service groups, and dividing up responsibilities such as finances, education and family activities.

Alabama personal injury lawyer

The post What I Learned from Being in a Crisis … That Can Help You first appeared on Steele Ritchie .

Local Lawyer Says Help However You Can

Thu, 02 Apr 2020 21:17:00 GMT

Can you help others during the virus crisis? Local personal injury attorney Bill Eiland says that you will find things to do if you just look.

One example is that Eiland and his staff delivered lunch to the emergency room at Springhill Medical Center on Dauphin Street in Mobile, AL. He says he saw two needs—one by local restaurants to provide food and the other for emergency care workers to have their job made just a little bit easier. So, he organized the lunch delivery.

“As a personal injury lawyer, I’ve seen how difficult a tragedy can be on folk,“ said Eiland. “but the magic here is we can help two different groups by just one action.”

The law firm of Eiland & Ritchie is providing the funds but also keeping to the CDC guidelines including washing hands, social distance and disinfecting surfaces.

Mobile’s NBC 15 News Anchor Andrea Ramey was on hand to help. She and Eiland host the legal call-in show “NBC 15 LawCall” Sunday nights at 10:30 on NBC 15. They have been spending the last few shows focusing on the virus and what people need to know.

“You will see things you can do if you really want to help,” says Eiland. “Over the years of helping accident victims, they have told me repeatedly that it is the simple things that mean so much. Cut someone’s yard, ask if they need some shopping done, just give them a call.”

Eiland said if you have legal questions and cannot get through during the live TV show that you can call his office. He added, “Much of the staff is working remotely, but we still answer the phone.”

The post Local Lawyer Says Help However You Can first appeared on Steele Ritchie .

Drivers’ reactions slower when using CarPlay than when texting

Tue, 31 Mar 2020 18:36:00 GMT

Alabama drivers can use their iPhone in the car thanks to Apple CarPlay. Apple says that this system reduces the distractions that would have arisen if one actually handled the phone, yet a study from the road safety charity IAM RoadSmart has come to a different conclusion: in fact, the opposite conclusion.

For their study, researchers analyzed how drivers act and, in particular, react to various stimuli while using CarPlay’s voice and touch controls. Forty drivers in a simulation participated, 20 with CarPlay and 20 with Android Auto. The results were similar with both systems. Voice and touch controls increased reaction times : CarPlay’s by 36% and 57%, respectively, and Android Auto’s by 30% and 53%, respectively.

Considering how an undistracted driver typically reacts in one second, this may not sound like much. But it’s alarming when one compares the increase to that caused in drivers by texting (35%), hands-free phone use (27%) and marijuana use (21%). Clearly, the new tech is not reducing distraction but rather increasing it.

The reason for this is unclear, so further research is necessary. The authors of the study think that perhaps the extra features on CarPlay may be contributing. It could also stem from the assumption that using a larger, built-in screen is safer than using a smaller, handheld one.

In all its forms, distracted driving is negligent and dangerous. Those involved in car accidents who find out that the other side was distracted may be able to pursue a claim against that driver’s insurance provider. If they contributed at all to the accident, though, victims may be barred from recovering damages. It may be wise, then, to have a lawyer closely evaluate the case. If it’s a strong one, the lawyer may take care of all settlement negotiations.

The post Drivers’ reactions slower when using CarPlay than when texting first appeared on Steele Ritchie .

Car accidents can result from overreliance on new technology

Fri, 27 Mar 2020 23:19:00 GMT

Drivers in Alabama can benefit from technological innovations in new vehicles. That includes driver-assisted technology. Still, with these advancements in their infancy, it is important to understand their limitations. Regulatory agencies are concerned about safety.

The National Highway Traffic Safety Administration (NHTSA) and Congress are scrutinizing driver-assisted technologies. In addition, the non-profit Insurance Institute for Highway Safety (IIHS) is weighing in. According to the IIHS report, to ensure the systems are used properly and there is the necessary focus on safety, drivers must be fully engaged when behind the wheel. Ironically, the rise in innovation and its reliability is giving drivers a false sense of security. IIHS says the systems should make sure drivers are attentive.

A fatal accident in a Tesla with autopilot was investigated by the National Transportation Safety Board (NTSB). It found that the driver was using his phone for gaming when the collision took place. Level Two is the highest system currently legal. These are installed in newer model vehicles made by Cadillac and Tesla. They control its acceleration, braking systems and steering. Drivers are prone to seeing this as self-driving when it is not. Recommendations to auto manufacturers include cameras to track the driver, vehicle sensors that detect when the driver takes control of the vehicle, sensory additions to determine if the driver is paying attention and warnings for a lack of attention.

After car accidents, people can suffer from injuries and fatalities. For those who are seeking compensation for medical costs, lost wages, funeral expenses and more, understanding the cause of the collision can be key. A law firm experienced in car accidents can investigate the crash. This may determine if it was due to a lack of attention in autonomous vehicles and help in moving forward with a case.

The post Car accidents can result from overreliance on new technology first appeared on Steele Ritchie .

The Law in Alabama, the Virus and You

Fri, 27 Mar 2020 19:14:00 GMT

Here, in short, is what my clients, friends, and relatives seem to want to know while we fight the coronavirus.

Will my insurance company pay for my coronavirus test?

Yes. A new law now requires insurance companies to pay for the tests with no cost to you. This includes services by doctors, emergency rooms and urgent care facilities to both determine that you need the test and actually administering the test.

Can the government force you to stay inside?

The answer to this is, also, yes. The government can declare martial law which replaces our civil system of justice with temporary military authority. While it is rare, it has been used during wartime and in cases of national disasters and civil unrest.

The suspended right you are probably thinking of is the right to freedom of movement. Here is a partial list of some other rights that can be eliminated including unreasonable searches and seizures, freedom of association and the right to a trial before imprisonment.

Will working at home negate my homeowner’s insurance?

Generally, the answer here is no. My advice is to call your insurance company especially if you move in any expensive equipment. Should there be damage, say by a tornado, you want to make sure that it is covered. Just so you know, insurance companies tend to be most concerned if you are meeting clients in your home. Pretty rare under the current circumstances.

Alabama personal injury lawyer

The post The Law in Alabama, the Virus and You first appeared on Steele Ritchie .

Spring forward to DST raises number of fatal crashes

Wed, 18 Mar 2020 18:03:00 GMT

Alabama residents may feel drowsy after springing forward one hour for daylight saving time. This problem is widespread, and according to a study from the University of Colorado Boulder, it even leads to an annual increase of 6% in fatal car crashes.

Researchers analyzed over 730,000 car crashes that occurred between 1996 and 2017 and found a consistent rise each year in the first week of DST. It was seen even when DST was rescheduled from April to March in 2007. They determined that some 28 fatal car crashes occur every year that could be prevented if there were no switch to DST.

They found in addition that residents of the westernmost edges of a time zone see an 8% increase in fatal crashes. These residents tend to sleep less than residents elsewhere, so the spring switch affects them more deeply.

In its effect on driving, drowsiness is akin to alcohol intoxication. It can cause drivers to become inattentive, exhibit poor judgment and risk assessment and react slowly to dangers. Drivers can avert the negative impact of DST, though, by getting to bed early in the days leading up to the switch and by minimizing light exposure from phones, laptops and TVs. They should also avoid heavy meals before bed; this will help them sleep more soundly.

When motor vehicle crashes arise because of drowsiness or simple distraction and inattention, then those who were injured may be able to seek compensation. In this state, victims who contribute to their own injuries to any degree are barred from recovery, so it may be wise to have a lawyer evaluate the case before moving forward. If the case holds up, then the lawyer may negotiate on victims’ behalf for a reasonable settlement that covers medical expenses, lost wages and whatever else applies.

The post Spring forward to DST raises number of fatal crashes first appeared on Steele Ritchie .

How a Lawyer Can Lower Your Medical Bills

Tue, 10 Mar 2020 19:19:00 GMT

You may have heard this story out of Dothan. An uninsured woman is charged more than $50,000 for a procedure that usually costs an insured person about $6,000. Plus, this Dothan woman had been paying on the bill each month for 3 years.

Then the lawyers stepped in.

In this case, it was the non-profit group Legal Services of Alabama. Guess what? The hospital is now willing to accept about $5,000 to settle the case.

Here is what I see and do most every day for my injured clients — negotiate with medical providers. There are several reasons I am often able to get a lower bill than when people go it alone.

First, the expenses of a lawsuit. Lawsuits can be expensive to defend, no matter if you are guilty or not.

Second, I find that juries in Alabama don’t look very kindly on businesses seen as exploiting injured folk.

Third, it is better to get something — than to get nothing. I usually arrange that if the medical providers accept less, they will get paid.

Now don’t misunderstand what I am saying. Medical lawsuits are some of the most difficult lawsuits in personal injury. Plus, if a doctor or hospital wants to fight, it can take years.

Sometimes the best that the legal system can do is let people pay over a very long time. This is referred to as “the slow bleed.” Sadly, some people in our state will literally pay $5 or $10 a month for the rest of their lives.

Of course, my job for my injured clients is to get their bills paid by the person who injured them.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Allen Ritchie

Alabama Personal Injury Lawyer

The post How a Lawyer Can Lower Your Medical Bills first appeared on Steele Ritchie .

Civil suit filed in Kobe Bryant helicopter crash

Sat, 07 Mar 2020 00:27:00 GMT

Those in Alabama following the helicopter crash that killed Kobe Bryant might be interested to learn that the basketball star’s widow has filed a wrongful death lawsuit. The suit was filed against Island Express Helicopters, which operated the helicopter that caused the deaths of nine individuals in January 2020. Vanessa Bryant lost her husband and her 13-year-old daughter in the crash.

The suit alleges that the pilot of the helicopter failed to assess and monitor the weather before takeoff, that he failed to abort the flight when he learned of the adverse weather conditions and that he failed to safely operate the helicopter, which resulted in its crashing. The wrongful death suit didn’t list a financial figure but asked for economic, punitive and general damages.

The helicopter was licensed and certified only for visual flight rules that require pilots to fly in clear conditions with good visibility away from clouds. Other aircraft can fly in the clouds using specialized navigational instruments. On the day of the crash, weather conditions were cloudy. An investigation by the National Transportation Safety Board is still pending. Early reports indicate that the clouds might have reduced the pilot’s visibility and lead to him losing control of the helicopter.

It is a pilot’s responsibility to ensure the safe travel of those why fly in their helicopter. Those who operate helicopters must make sure the helicopters are in good working order and that the pilot has the proper experience and certifications to fly the aircraft. If they don’t, the pilot or company who operated the aircraft might have behaved negligently. In this case, the pilot reportedly failed to avoid cloudy conditions, which was contrary to the license and certification of the helicopter. Because he chose to continue to fly, he may have behaved negligently , and the plaintiff might be awarded monetary damages in the suit.

The post Civil suit filed in Kobe Bryant helicopter crash first appeared on Steele Ritchie .

What are the warning signs of nursing home neglect?

Tue, 03 Mar 2020 15:22:00 GMT

Thousands of Alabamians move into nursing homes later in life. They often do this to receive extra assistance with daily tasks. Unfortunately, they don’t always get the help they need.

Nursing home neglect occurs when staff members fail to meet residents’ needs. Because nursing home residents are old and sometimes frail, it may be hard for them to speak up if they’re experiencing neglect. Therefore, it’s important to protect them by looking out for warning signs of nursing home neglect.

Physical signs

Physical signs of neglect may be the easiest to spot. They may include:

Mental and emotional signs

Nursing home neglect doesn’t only leave physical damage – it often affects mental health, too. Changes in your loved one’s mental and emotional health might include:

If you notice one of these signs, don’t panic. There are many possible explanations for them. These are indicators of neglect – not proof. Speak with your loved one if possible, and express your concerns to nursing home administrators.

If your suspicions of neglect continue, you should find a new home for your loved one – and consider contacting an attorney with a background in nursing home neglect.

The post What are the warning signs of nursing home neglect? first appeared on Steele Ritchie .

Welcome To Allen’s Blog

Thu, 20 Feb 2020 07:27:00 GMT

We established this blog to share stories and information from Allen A. Ritchie. Our intent is to regularly provide posts highlighting legal issues of local, state and national interest that we think you will find interesting. Check back later for updates.

The post Welcome To Allen’s Blog first appeared on Steele Ritchie .

Man Shot and Killed After Hit and Run Chase in Mobile

Fri, 07 Feb 2020 18:32:00 GMT

It is a tragedy that probably could have been fixed with a few thousand dollars and a good body shop. Instead, one man is dead and another faces murder charges.

You have heard of this type of story before … not just that often here in Mobile, AL.

Earlier this week, there was a traffic accident and the driver who caused the accident drove off. The guy in the damaged car gave chase. Then irritation became tragedy; when the guy in the damaged car was shot to death allegedly by the man who originally caused the wreck.

I deal with traffic accidents every day and some of my cases involve hit and run drivers. Here is what I know that may shock you … even if police could not find the offending driver, the repairs would have likely been paid by uninsured motorist coverage insurance.

Here is my strong legal advice, do not confront a wrongdoer. Let the police do their job. If you can write down the license plate number or take a picture of it … great. But do not take justice into your own hands.

Sit down now with your family, while everyone is calm and there is no danger, and decide that if this should happen, you will not pursue the wrongdoer. It is not heroic or manly or your duty. It is foolish.

It has been my experience that police will work the case. Witnesses, your description of the car, repair shop records, security camera video, and other evidence will likely be used to find the person who hit you. In the meantime, let insurance pay for repairs, and you enjoy your time with your family — for years to come.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Man Shot and Killed After Hit and Run Chase in Mobile first appeared on Steele Ritchie .

Why Am I Always Getting Carded in Alabama?

Wed, 05 Feb 2020 18:30:00 GMT

A friend, now in his 60s, asked me why he must show his driver’s license to buy an alcoholic beverage in Alabama.

Let me do some lawyersplaining.

First, the server might think he looks under 21. Unlikely, but it could happen. In Alabama, you cannot sell (or serve) anyone who is under 21 years old.

Second, and more likely for my friend and grandpa, the owners of the bars and restaurants have told the servers to take no chances of breaking the law. Therefore, card everyone … even if they look like a Civil War veteran.

The Alabama legislature has placed the burden of not selling to underaged people on the seller. Even one violation could cost the business tens, if not hundreds, of thousands of dollars in sales and legal fees.

My friend sees the carding as a funny inconvenience. Often pulling out his Medicare card. But the problem of serving underaged people is quite real.

Here is another piece of Alabama law that I hope you will never have to use.

Under Alabama law if a child is drinking and gets hurt, a parent can sue the person who sold the liquor.

From my own case file, a person under 21 was drinking and then hurt in a traffic accident. We went after the person who sold the alcohol to pay for the medical bills, pain and suffering and car damage caused in the accident.

Now a little lawyerly (and fatherly) advice – alcohol is a drug. Be very, very careful with its use. That is true if you are a teenager or a senior citizen.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Why Am I Always Getting Carded in Alabama? first appeared on Steele Ritchie .

In Alabama, Jury Can’t Know About Auto Insurance

Fri, 24 Jan 2020 18:28:00 GMT

Here is the shocking thing – In Alabama, a jury can learn about medical insurance but can not learn about auto insurance.

What?

It is true.

Under Alabama law, you can not mention or even imply that auto insurance will pay for a verdict. If a lawyer even indirectly mentions auto insurance, a judge will likely declare a mistrial.

The fear is that a jury will award bigger amounts if they know an individual is not directly going to have to pay it.

Here is what many lawyers, including myself, think happens. By not mentioning insurance, juries tend to award lower amounts — since they think the amount of their verdict could be a substantial burden to the individual who caused the accident. Look at it this way — it is not unlikely that they identify with the person causing the accident and think such an accident could easily happen to them.

The reality is that very few people causing accidents pay anything out of their own pocket. Insurance pays.

One more thing about insurance and injury cases. Generally, you have to pay the medical insurance company back for what it paid to get you well. No double dipping is allowed. That is, you cannot have a 3 ^rd party pay your bills and then sue someone to pay the bills you did not pay.

You can see why getting you money for your traffic accident injury really requires an experienced personal injury lawyer.

If you are hurt in a slip and fall, traffic accident or other personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post In Alabama, Jury Can’t Know About Auto Insurance first appeared on Steele Ritchie .

Injured and I Want Fast Money

Mon, 20 Jan 2020 18:26:00 GMT

If you are injured and want your money fast, settle with the wrongdoer’s insurance company.

But, there is a price to pay.

If you settle quickly, you are probably getting less than you could. That’s right. A quick settlement almost always means you got pennies on the dollars you could have received.

An injury lawsuit takes us back to the days of bartering for what we wanted. One side asks for a certain amount, the other side offers far less and so it goes. There is almost nothing left in modern life that is equal to settling an accident case with an insurance company. This is why you need an experienced lawyer on your side. One that will fight for you.

Here are 3 things you should consider when hiring a lawyer:

These are important; since insurance companies have been known to “low ball” inexperienced attorneys.

Some people think that if they try to settle their case themselves, they will save money. My experience is that is not true. Plus, studies have shown that people with lawyers get more than those without a lawyer — even after the lawyer and all the expenses have been paid.

There is one other advantage to settling a lawsuit. It can stay private. Often my clients tell me that they do not want their personal business made common knowledge — especially if the settlement is large since it can cause friction within a family.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Allen Ritchie

Alabama personal injury lawyer

The post Injured and I Want Fast Money first appeared on Steele Ritchie .

Change in AL Law: Less Incentive to Have Car Insurance. Really.

Fri, 10 Jan 2020 09:47:00 GMT

This may shock you. It did me. A new 2020 law in Alabama helps uninsured motorists and, indirectly, hurts anyone hit by them.

Here is what the state has done.

It has changed what happens if you are caught driving without insurance a second time. It has lowered the mandatory suspension from 4 months to 3. Really! I am not kidding. Regulators say the old law was too harsh on the uninsured driver — since those lawbreakers need to drive to work, school and/or church. The new law also changes the period you can look back for a second offense from 4 years to 3.

There was no mention that the person hit is often stuck with paying all the expenses of getting well and even paying to fix their own vehicle.

This infuriates me. Alabama should be protecting people injured by drivers without insurance, not helping more people drive without it.

Here is the reality of what I see every day. People are hurt in traffic accidents by people who can not cover the damages caused in the accident. Those hurt people are left with almost no option but to pay the expenses themselves. The fortunate ones are the ones who have taken my advice and gotten uninsured motorist coverage. At least then, there is some money to make things right.

In recent years, statistics have shown that roughly 1 in 5 Alabama drivers do NOT have insurance. Protect yourself and get uninsured motorist coverage.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post Change in AL Law: Less Incentive to Have Car Insurance. Really. first appeared on Steele Ritchie .

Ask Your Legal Questions Live!

Fri, 03 Jan 2020 10:05:00 GMT

Join us live on Sunday, January 5, 2020.

Football season is about over, and it is time to return to the 30-minute long legal call-in show, NBC 15 LawCall, here in Mobile, AL. As it has been for roughly a decade, the show is on at 10:30 Sunday nights right after the local news.

If you don’t get on the show , we have a variety of ways for you to get a legal question answered. They include a live noon time segment on NBC 15 and an Ask Us Anything hour on Monday morning by calling our office.

We like football, holidays and helping folk. If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Remember, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news.

Alabama Personal Injury Attorney

The post Ask Your Legal Questions Live! first appeared on Steele Ritchie .

The Law and Hosting a Holiday Party in Alabama

Fri, 20 Dec 2019 10:10:00 GMT

If you are thinking of spiking that eggnog, here is what you need to know.

Don’t serve anyone under 21.

Alabama is firm that you cannot legally serve alcohol to anyone under 21 years old. That means even if his or her parents say it is ok, even if it is for religious reasons and even if he or she is in the military — the answer is still no. Failure to comply with this law can cost you plenty … and could put you in jail.

Don’t serve anyone who is drunk.

Under our state’s dram shop laws (a dram is an old term for a measure of liquor), both businesses and individuals working at businesses can be held liable if they serve obviously intoxicated people.

Here is basically how the law works. If you give someone too much liquor, you have caused the person to be drunk. Therefore, you are responsible for any damage he or she causes.

Giving alcohol for free is no excuse.

In a social setting, say at your home, you can still be held responsible if you serve a visibly drunk person. There is a slight twist in the law here. The drunk person cannot sue you, but the person he or she injures can.

Do you really want to cause harm to your guests or anyone else?

Being a good host is not supplying as much liquor as guests can consume. Being a good host is making sure your guests have a good time and are safe. It is your responsibility to take the keys, call an Uber and/or cut them off.

Have a safe holiday from all of us at the law firm of Eiland and Ritchie.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We return to our live 30-minute show starting January 5, 2020.

Alabama personal injury lawyer

The post The Law and Hosting a Holiday Party in Alabama first appeared on Steele Ritchie .

Christmas and Parking Lot Accidents

Sat, 14 Dec 2019 08:21:00 GMT

Ah, time to rush around with last minute Christmas buying. Until, you hit another car in an Alabama parking lot.

Two Main Questions

Here are the two questions I get most: will my insurance cover it and what is up with a shopping mall parking lot being private property?

First, don’t panic. Most car insurance companies will cover the accident just as if it was on the public road.

The second, and far more complicated, is how do you get an accident report?

Try calling the police. If they say they can’t come because you are on private property, ask if they will make a private incident report. Some police will, some wont. If not, you now become your own investigator. Write down all the details, take pictures with your cell phone and get the names and addresses of any witnesses.

Hit a Car

If you hit a parked car, leave a note including your insurance information. Do not be a hit and run. A few hundred dollars to fix a bumper is better than a few months or years in jail.

Parking Lot Falls

You can also get hurt between parking your car and walking into the store. If you fall in a shopping center parking lot, the same law applies as if you were in the store. The property owner has a legal obligation to provide a safe environment. Just as in a vehicle accident, get medical help and document the accident.

Now get those presents. Safely.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We do a short show on tape during the football season but will take your calls live again after the first of the year.

A Drone Before Christmas – Alabama’s Christmas Lights 2015

Alabama personal injury lawyer

The post Christmas and Parking Lot Accidents first appeared on Steele Ritchie .

Christmas in Alabama

Fri, 13 Dec 2019 10:16:00 GMT

Courtesy: SkyBama.com

Alabama loves Christmas.

In fact, we were the first state to legally recognize the holiday … even before the country did. In 1836, our state made it a holiday. The federal government would not step in until 1870. That is about the end of the “law” part of this message.

Alabama is reported to be the 5 ^th most Christmas-spirited state in the union.

CenturyLink did the survey. They looked at such things as Google searches for Christmas movies, number of Christmas songs streamed, number of tweets related to Christmas, number of Christmas tree farms per capita and amount of charitable donations.

You can learn more by clicking here . California was towards the bottom. I’m just saying.

The video above is a few years old, but I like it. It includes lights from all over our state. Here is a rundown as listed by SkyBama.com.

Locations include in order shown: Alabama State Capitol, RSA Building Montgomery, Railroad Park, Regions & Vulcan Park in Birmingham, Fountain Montgomery, Christmas Tree, Prattville, Harrison St., Decatur, Tinsel Trail – Huntsville, Cove Valley Drive, Owens Cross Roads, Heritage Animal Clinic video by Jeff Boesch, Berry Avenue/Cosby Tree Video by James Leithart, 126 County Road 1454 Cullman video by David Warren, Christmas at Noccalula Falls, Gadsden, Gilley Christmas Lights, BallPlay, Christmas Fantasyland, 640 County Road, 128 Calera, 147 Woodbury Dr, Sterrett, Birmingham Race Course, Curtis William (Santa) Paramotor, Haprersville.

Also, Alabama has an official Christmas tree. It is in Montgomery just outside the state capital. This year is a 35-foot-tall Eastern Red Cedar grown in Bullock County. By the way, Bullock has a fine-looking courthouse in Union Springs. My only other legal reference.

The best of the holidays to you and yours. Be safe and be nice.

We are just a few weeks away from NBC15 LawCall returning to the air. We will take your legal questions live Sunday nights at 10:30. If you need us, call us at our offices of Eiland and Ritchie here in Mobile. We specialize in injury cases but will be glad to help you find legal help in other areas.

Alabama Personal Injury Lawyer

The post Christmas in Alabama first appeared on Steele Ritchie .

When Tragedy Hits

Sat, 07 Dec 2019 10:23:00 GMT

The tragedy of the Pensacola shooting will touch us all. How could it not?

For decades, I have seen what the horrible news of a tragedy does to those remaining — both those directly touched by the incident and those sympathetic to the tragedy.

Here is a little of what I have learned.

· Do not be afraid to talk about the tragedy. So many of the men and women I have helped say that good meaning friends actually isolate the grieving. Don’t make your friends have to wait to talk with a lawyer to express their feelings.

· Fear of possible tragic outcomes can make you inactive. Seek professional help if you feel overwhelmed. Therapy, whether through a counselor, minister or other professional, can help.

· If the tragedy that touched you requires legal action, don’t wait. Every state has time limitations on your action.

Let me also suggest you turn to our friends at NBC15 . They often have a comprehensive list of helping organizations when everything from a shooting to a weather disaster hits our community.

Though the Pensacola shooting happened in Florida, you can contact us here at Eiland & Ritchie in Mobile or our friends at the Mobile Bar Association for help. We know a lot of great Florida folk. You can talk to us both for free.

Our TV show, NBC15 LawCall , returns after the first of the year. During the show we can take your legal questions live.

My God bless you and yours in this season and always.

Alabama Personal Injury Attorney

The post When Tragedy Hits first appeared on Steele Ritchie .

When an Accident Kills Someone in Alabama

Tue, 03 Dec 2019 10:26:00 GMT

Was there someone absent from your Thanksgiving dinner because of an accident? Was the family confused about what to do?

This is not surprising. I get calls, often after a holiday gathering, for advice of how family members can be helped.

Take this case, a cousin is killed in an automobile accident and his wife and children need to be financially taken care of. The immediate family is grieving, and the rest of the family want to step in and help.

Here is my first piece of advice: don’t believe what happened in another state will happen to you. Your uncle from Ohio may have the best intentions, but that state’s laws are probably not the laws here in Alabama.

In this example, the specific legal action is called “wrongful death.” It is a term that confuses many of my clients. I suggest you think of it this way: death is inevitable for all of us, but in this case, the death came too early and because of someone else’s fault.

Now, here are some specific Alabama rules. A family member cannot file a lawsuit to recover the money the cousin would have made to support his family. Only the victim’s personal representative, a more modern term for what we once called the executor, can pursue a lawsuit.

Here is another odd part of Alabama law. If you win the lawsuit, the money does not go through the will, but rather through a process as if, the victim died without a will. Yes, that means some family members, not mentioned in the will, could be entitled to part of the money.

The law does provide help for the family, but you can see why you need to contact a lawyer who understands our state’s complex rules.

If you suffer an injury, such as a traffic accident, slip and fall or injury from a faulty product, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama personal injury lawyer

The post When an Accident Kills Someone in Alabama first appeared on Steele Ritchie .

You Be the Judge: Dad Breaks Disney Attraction

Fri, 22 Nov 2019 10:28:00 GMT

Courtesy of @DisneyDragon on Twitter

This story is real. The lawsuit isn’t. I give you this, so you have something else except football, to argue about at Thanksgiving dinner. Here we go.

Case:

A Dad wants to be a good Dad. His kids were afraid to cross the Tarzan rope-suspended bridge at Disneyland. To make the kids feel safe, the Dad goes halfway out on the bridge and starts jumping up and down. The bridge is 3 stories off the ground. Then comes that cracking sound. Yes, Dad has broken the bridge.

Who is to blame?

Who should sue?

Why there is probably no lawsuit.

If there is no injury, there is no lawsuit. Just because someone does something wrong, that doesn’t mean you get to collect large sums of money. That is true in California or in Alabama. But if an injury did occur in Alabama and the person injured was even 1% to blame, he or she couldn’t collect anything anyway. That is just one of the peculiar laws in our state. Now argue about that over dinner.

Alabama personal injury lawyer

The post You Be the Judge: Dad Breaks Disney Attraction first appeared on Steele Ritchie .

Termites Ate My Mobile, AL, Home – Really

Fri, 15 Nov 2019 10:33:00 GMT

Courtesy: pests.org

We just had a case where a home worth more than half a million dollars had to be demolished because of termites. These homeowners had pest control inspections and treatments … or at least they thought they did.

Here is what we found out. There was actually very little treatment being done. Plus, the chemicals used were iffy at best. Pest control companies can save a lot of money by not using the most effective chemicals to protect your home.

Now the Mobile area is prime for termites. We are right on the water, and most everyone I know is paying for termite protection. But it is my experience that many people are not getting what they are paying for.

Here is another example my partner Bill was able to prove. He used the footage from the security cameras to show that the pest control workers didn’t even spent 15 minutes treating the house. It should take about 45 minutes to properly treat a home for termite prevention.

When confronted, the pest control company tried to use a variety of tactics to not pay up. These included: they are not termites, they are ants; it is really moisture that caused the termites and we don’t do moisture; and then finally claiming, it was old termite damage and they could not be responsible for that.

Look, when you first see termites, call a lawyer. Call one that understands our area here on the Gulf and will fight for you. If you are hit with termites, we can’t always get you your house back, but we can often get you the money to build a new one.

Just like with termite problems — if you suffer an injury, such as a traffic accident, slip and fall or injury from a faulty product, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama personal injury lawyer

The post Termites Ate My Mobile, AL, Home – Really first appeared on Steele Ritchie .

Injured in an Uber or Lyft in Alabama

Fri, 01 Nov 2019 09:36:00 GMT

If you are injured while a passenger in a rideshare vehicle, generally I have good news – at least from a legal point of view. That is because, there are several different pools of money you can claim to cover your injuries, losses and pain and suffering.

Now the bad news: it can be complicated to collect.

Here is how it works. There are typically 3 piles of money — the driver has his or her own insurance, the rideshare company covers each accident up to an additional million dollars (required by the State of Alabama) and you may be able to collect from your own insurance company.

Now the tricky part. The driver may have the minimum personal insurance and that might not be enough. The rideshare company has restrictions on their money including individual amounts and whether the driver is logged into the company’s app (many drivers work for multiple companies). And to make it even more confusing, you may be able to sue your own insurance company under your own policy.

Here is my strong advice. If you are hurt while using a rideshare, call a personal injury attorney. We are used to juggling these types of issues. It has been my experience that if you try to go it alone, you will never get top dollar. It is just too hard.

Some other advice. Get medical help even if you don’t, at first, think you are seriously hurt. It is best to let a professional evaluate your injury.

Alabama personal injury lawyer

The post Injured in an Uber or Lyft in Alabama first appeared on Steele Ritchie .

Preventing an Accident with an 18-Wheeler

Fri, 25 Oct 2019 09:39:00 GMT

In a fight with an 18-wheeler, the big rig will win.

In my decades of helping accident victims, it seems that people involved in these accidents are often the most severely injured. Not surprising, a semi weighs about 80,000 pounds and your car is about 3,000.

There are a few things I have learned over the years that may help you stay safe.

It doesn’t matter what you think is right, legal or moral. Give way to a big rig.

I cannot tell you how many cases I know of where the injured person said they were in the right. Being right and in a coma, will do you no good.

Trucks really do have blind spots.

My advice is that you need to help the truck driver see you. Be aware that if you cannot see their mirrors, they probably will have trouble seeing you.

Do not pull in front of a truck and slow down.

This often happens when a car driver is trying to make a quick turn or use an exit ramp. It takes a truck longer to stop resulting in it hitting you from behind.

Do not drive between two large rigs.

You can’t see, and they possibly can’t see you. In my experience, you are more likely to hit the rig in front when the truck has to put on its brakes.

If you have to pull over to the side of the road, make sure you are off the road.

Trucks are big and can often take most of the lane. Accidents where a semi clips a parked car are all too common.

Alabama personal injury lawyer

The post Preventing an Accident with an 18-Wheeler first appeared on Steele Ritchie .

You Be the Judge: Can You Be Sued for Texting a Driver?

Fri, 18 Oct 2019 09:42:00 GMT

Courtesy: truckdrivingjobs.com

This is a real case – I’ll give you the verdict in a minute.

Here are the facts:

A truck driver was texting with his girlfriend. There were so many texts back and forth that the trucker failed to control his rig, and it drifted across the dividing line. He hit a couple on a motorcycle, and both the motorcycle driver and his rider lost their left legs.

The truck driver admitted fault and settled before trial.

However, the motorcycle couple’s attorney sued the truck driver’s girlfriend who was texting the driver. The lawyer argued that she knew he was driving and therefore contributed to the accident.

Argument:

The injured couple’s lawyer argued that the texter was “electronically in the car” and should be treated like anyone sitting in the car and distracting the driver.

The girlfriend’s attorney said there was no way she knew if he was actually driving or when he would read the texts.

You be the judge:

What do you think? Should the texter have to pay for damages to the motorcycle couple?

Result:

On appeal, a 3-judge panel said the texting girlfriend could be sued but “only if the sender knew … that the recipient would view the text while driving and thus be distracted.” The burden is now on the injured couple’s attorney to prove the girlfriend knew.

This case took place in New Jersey, but courts often look at similar cases when making a ruling. This could easily become case law in Alabama.

Alabama personal injury lawyer

The post You Be the Judge: Can You Be Sued for Texting a Driver? first appeared on Steele Ritchie .

New Alabama Law: Drive on the Right

Fri, 11 Oct 2019 09:45:00 GMT

We have a new Alabama law and failure to comply could cost you about $200. Here is the short version: drive on the right unless you are passing. The law gives you a mile and a half to pass.

Now, there are so many exceptions that the chance of you actually getting fined is a bit slim … but you could.

Here are some of the exceptions:

It might surprise you, but this has been the law in the state since the 1980s. I have actually had friends move here from more congested states and be shocked when they found out. I would advise them of the law, and they looked at me like I had just hung up beer can chimes in the back yard.

The law is really meant to stop people who get in the left lane and drive below the speed limit. This can create road rage by the faster moving drivers and trouble for all of us.

Under the updated law, here is what I am told. If you are pulled over, you are facing a fine just under $200 in Mobile County and a little above $200 in Baldwin County. There is a warning period for this October and November.

To show just how convoluted the law can be and why you probably won’t be cited, you can click here to read it:

Check out Section 2 4(c). Even with a law degree, I had to read it twice.

Now my real advice is drive smartly. Be respectful of other drivers, and when given choices, choose the safe one.

Alabama personal injury lawyer

The post New Alabama Law: Drive on the Right first appeared on Steele Ritchie .

Four Ways to Lose Your Alabama Traffic Accident Case

Fri, 04 Oct 2019 09:48:00 GMT

In a traffic accident case, it is everyone for themselves. And everyone wants something different. The guy who hit you wants to get out of it, the insurance company wants to pay less, and you want to be paid the most for your loses – both physical and mental. The fight is on.

Learn not to sabotage yourself. Here are the 4 major ways you can damage your case.

Failure to Get Medical Care

You must prove you were hurt. The best way is a medical report. Don’t tough it out …. get treatment. If you are not injured and suffered no losses, there is no case.

Waiting Too Long

In Alabama, you have only 2 years to file a lawsuit. After that, you will not receive a dime for your accident … ever.

Too Busy to Keep Evidence of Your Losses

You can be compensated for every bandage used and mile driven to the doctor. However, you must prove you used that bandage and drove to that doctor. So, keep records of your expenses. You want that money back.

Talking to the Other Person’s Insurance Company On Your Own

I don’t care if Flo, herself, shows up with a fruit basket. Talking to an insurance company rep without an attorney can only hurt your case. The insurance person’s job is to gather evidence so the company can pay you less. Do not help them.

Allen Ritchie Alabama personal injury lawyer

The post Four Ways to Lose Your Alabama Traffic Accident Case first appeared on Steele Ritchie .

AL Opioid Lawsuits & Your Money

Fri, 20 Sep 2019 09:51:00 GMT

The number one question I was asked this week was about big money possibly coming from opioid lawsuits in our state. This is not surprising … it is almost impossible to find someone who has not been touched by the opioid crisis. Mobile and surrounding areas have been especially hard hit.

But the real question is … can I or my loved one be compensated for some of the pain and loss we have suffered?

The answer is probably yes, but don’t confuse government lawsuits with your lawsuit.

Here is what is happening. The lawsuits you are hearing about are generally from the government. They allege that the big pharmaceutical companies created the problem by failing to investigate suspicious prescriptions and misled doctors about the dangers to patients. The public was forced to pick up the cost of helping these addicts. This payout will compensate the government for those services.

You potentially have an individual case and most of these are still ongoing.

I suggest you join the fight if one of these 3 things has happened to you or a loved one:

Here is what you do. Contact a personal injury attorney who can guide you through your options. In firms like ours, it will not cost you anything to talk with us, there are no expenses out of your pocket and you pay us only if we get you money.

Also, with a local firm, you have less of a chance of getting lost in the national lawsuit shuffle.

If you suffer an injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Alabama personal injury lawyer

The post AL Opioid Lawsuits & Your Money first appeared on Steele Ritchie .

Hurt? Why All the Talk About Money?

Mon, 16 Sep 2019 09:53:00 GMT

Clients will sometimes tell me they want justice. I tell them that I can’t always get them justice, but I can get them money.

Here is why.

There are 2 different forms of legal action. These are criminal and civil. Criminal can get you justice and put someone in jail. Civil can only get you money. If you remember the two trials of O.J. Simpson, you have an idea about the two different actions. O.J. was found innocent in the criminal trial and did not go to prison. He was found liable in the civil action and ordered to pay money.

Take this example: someone approaches you on the public street and hits you in the face. There is a law in Alabama that says that is unlawful. The puncher is arrested, convicted and sent to jail. You get justice and no money. Now for the civil side, you sue him, he is found guilty and the court orders him to pay your medical bills, lost wages, etc. But remember, he is locked up; so, where is he getting the money?

This is why there is so much talk about insurance. It is where the most and easiest pile of money is located. Yes, you can possibly collect the bad guy’s car or other personal items — but what would you do with them? It is a lot of trouble to sell those things.

One last money item; it generally costs you nothing to talk with a personal injury attorney. I highly recommend you find out your rights.

Alabama personal injury lawyer

The post Hurt? Why All the Talk About Money? first appeared on Steele Ritchie .

Roundup Weed Killer, Cancer and Your Money

Mon, 09 Sep 2019 09:55:00 GMT

If you used the weed killer Roundup and have certain forms of cancer, a lawsuit against the chemical manufacturer Monsanto could mean money for you and your family. It could come from settlements resulting from class action lawsuits.

Many of us throughout Alabama have used the weed killer. The top groups affected seem to be landscapers, farm workers and homeowners.

Problem with Roundup

A chemical in Roundup has been linked to blood cancer including non-Hodgkin lymphoma.

Common symptoms of non-Hodgkin lymphoma include swollen or enlarged lymph nodes, distended stomach, pain around the midsection, cough, fever, night sweats and chronic fatigue.

The Law and Roundup

There are literally thousands of cases now against the weed killer. It is likely that Monsanto, and its current owner Bayer, will offer a settlement to victims. They do this to stop the individual lawsuits.

Now Roundup will not willingly part with large sums of money. There will be battles by lawyers on both sides, but it looks like the end may be in sight.

What You Need To Do

A number of people here in South Alabama have asked me what to do. I suggest we sit down and look into their case. It doesn’t cost them anything to see what options are available.

Just a reminder, you don’t have to take any settlement, but an individual lawsuit can take too long, become costly and of course you might lose.

Alabama personal injury lawyer

The post Roundup Weed Killer, Cancer and Your Money first appeared on Steele Ritchie .

AL Law Change: With This Notary Stamp I Thee Wed

Fri, 30 Aug 2019 09:58:00 GMT

Thinking of getting married? The Alabama marriage law has changed. You had better make sure you are doing it right.

Here are the main things you need to know:

No More Marriage Licenses

In fact, you fill out a form and have it notarized. Then file it with the Probate Court. That is how you get married in Alabama now.

Official Anniversary Date

The date you sign and notarize the form is your official wedding date — not when you file it. You have 30 days after the signing to get it to the courthouse. This is important because if something happens to one of you, you are officially married even though the application is not yet filed.

You Do Not Have to Have A Ceremony

You can. You just don’t have to.

It used to be that you had to be married by a judge, minister or someone else in authority. That is gone. The legal reason was to make sure you were of age, not being forced into the marriage, and were competent to make the decision to marry.

There is at least one item in the new marriage rules that is unclear. Do both of you have to show up to file the marriage document? Some Probate Judges are pushing for it to make sure both parties can legally wed.

There is talk that signing the marriage application — and it being notarized — may become part of the legally unnecessary wedding ceremony. Not quite as romantic as throwing rose pedals, but perhaps more practical.

If you have more questions, we know a lot of family law attorneys to point you towards. Just give us a call. As a law firm, we focus on helping accident victims. If you or your child suffer a personal injury or have trouble with an insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post AL Law Change: With This Notary Stamp I Thee Wed first appeared on Steele Ritchie .

AL Law, Teens and Drinking

Mon, 26 Aug 2019 10:01:00 GMT

Each year, there is a new crop of teenagers asking about alcohol and parents trying to deal with this new part of growing up. I will let you be the parent, but I will be the lawyer.

Here is the law in Alabama:

No one under the age of 21 can legally consume alcohol in our state. Period. Again, no one under 21 can consume alcohol in our state.

This means:

Drinking and Driving in Alabama

Tell your teen that in our state if you are arrested for DUI, your driver’s license is automatically suspended — even if you are innocent. If convicted, even of a first offense, you could have your driver’s license suspended for 90 days, a fine up to $2,000 and be placed in jail for up to 1 year.

Ignition Interlock Devices

I got another question this week about Ignition Interlock Devices, those are the devices you have to breathe into before a car will start.

Here is the reality: a judge can order you install one for a variety of reasons including your failure to take a field sobriety test, you registered .15 or higher, caused a crash, had a DUI with a passenger under 14 in the car or had too many DUIs.

If ordered installed, you pay for the installation, maintenance and monitoring costs.

And yes, if your teen has one court ordered, you will have to breathe into it every time you want to drive that car.

If you or your child suffer a personal injury or have trouble with an insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post AL Law, Teens and Drinking first appeared on Steele Ritchie .

School Buses, Alabama & the Law

Tue, 20 Aug 2019 10:06:00 GMT

Courtesy: k12 alabama

Here is a good rule to follow: stop when a school bus stops. There are some exceptions, but generally cars on both sides of the street must stop when a school bus is loading or unloading.

If you think that is too much, let me tell you about our neighbors. Last year on the same day, a 9-year-old boy was killed in Mississippi while crossing the street to get to a school bus and a kindergarten student in Florida was hit when a driver, going in the opposite direction from the bus, failed to stop.

It is such a problem that Alabama has passed a stop-arm camera law. It is now legal for cities and counties in our state to photograph drivers who pass a stopped school bus and issue the drivers tickets.

In short, here is the Alabama law. On a two-lane street, motorists in both directions must stop when a school bus is stopped, and the stop-signal arm is extended and flashing red lights. Both sides must stay stopped until the signal is retracted, and the lights turned off.

Drivers must also stop on a 4 or 6 lane UNDIVIDED highway.

Now you don’t have to stop on a DIVIDED highway with 4 or more lanes. But, and trust in my experience of helping accident victims, I highly suggest you slow down and pay a lot of attention. You simply do not want to be the person who hits a child.

Here is to an educational and safe school year.

If you or your child suffer a personal injury or have trouble with an insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post School Buses, Alabama & the Law first appeared on Steele Ritchie .

Welcome To Our Blog

Fri, 09 Aug 2019 19:10:00 GMT

We established this blog to share stories and information about topics relevant to our practice. Our intent is to regularly provide posts highlighting legal issues of local, state and national interest that we think you will find interesting. Check back later for updates.

The post Welcome To Our Blog first appeared on Steele Ritchie .

Medical Consent Forms and Alabama

Fri, 09 Aug 2019 10:14:00 GMT

A doctor has a responsibility to inform you of any risks to medical treatment and get your consent to the procedure.

Failure to do that and you can sue – with at least a chance of winning. But only a chance. Medical malpractice cases are considered the most difficult of all personal injury cases to win.

Let me tell you of two Alabama cases:

I tell you these to show that different facts can create different results.

Here are some tough questions the court may consider concerning the use of medical consent forms:

If you are considering suing a doctor, it has been my experience that the law tends to favor the medical provider unless the mistake is particularly severe. It is always a tough fight.

If you suffer a personal injury or have trouble with your insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Medical Consent Forms and Alabama first appeared on Steele Ritchie .

Medical Consent Forms and Alabama

Fri, 09 Aug 2019 10:09:00 GMT

A doctor has a responsibility to inform you of any risks to medical treatment and get your consent to the procedure.

Failure to do that and you can sue – with at least a chance of winning. But only a chance. Medical malpractice cases are considered the most difficult of all personal injury cases to win.

Let me tell you of two Alabama cases:

I tell you these to show that different facts can create different results.

Here are some tough questions the court may consider concerning the use of medical consent forms:

If you are considering suing a doctor, it has been my experience that the law tends to favor the medical provider unless the mistake is particularly severe. It is always a tough fight.

If you suffer a personal injury or have trouble with your insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Medical Consent Forms and Alabama first appeared on Steele Ritchie .

A Bad Tattoo? Can I Sue?

Sat, 03 Aug 2019 07:44:00 GMT

I was asked this week about the statute of limitation … on a tattoo.

This was the question: can I sue over a bad tattoo? Here is the answer most every lawyer will give you, “Maybe.”

There is one thing I will definitely tell you. If you are saying the tattoo caused you harm, you only have 2 years to file a lawsuit in Alabama. That is the law in our state on most any injury case. This could cover unsanitary conditions, damage to your health or even an infection that caused major medical problems.

This doesn’t mean, that if you just don’t like it, you can get your money back. Most tattoo artists will have you sign a release that covers foreseeable problems. The release will have you acknowledge possible health risks, variations in artistic interpretation and the potential for something going wrong like crooked lines.

If your buddies can’t stop laughing at the unicorn running through puffy clouds on your chest … keep your shirt on. You probably won’t win in court.

Here is my strong legal advice … if you are going to get a tattoo, go to a reputable establishment. I would also strongly recommend that pigment and beer pong do not mix. So, no drinking and tattooing.

Now it doesn’t hurt to complain if you are unsatisfied, but to go through the process of a lawsuit, the damage needs to be something serious … not just misspelling your girlfriend’s name. However, they should offer to fix that anyway.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post A Bad Tattoo? Can I Sue? first appeared on Steele Ritchie .

E-Scooters and Mobile Roads. Know Before You Try.

Fri, 02 Aug 2019 10:18:00 GMT

Courtesy: Ford

E-scooters should be good for the injury business. I am sure they said that when the first car went down a dirt road.

Here is the news – the Alabama governor has signed a bill that basically says let’s get the technology rolling and clears the legal path for e-scooters on the public street. If you thought someone was going to get hurt in the bike lane, now that 2-wheeled vehicle is motorized and in your lane. Someone is going to get hurt.

Here are some facts I have learned from representing motorcycle riders over the years.

If you ride:

If you encounter an e-scooter:

And do I have to add – have insurance. You may need it; since, an altercation between a car and an e-scooter is not quite a fair fight.

If you suffer a personal injury or have trouble with your insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post E-Scooters and Mobile Roads. Know Before You Try. first appeared on Steele Ritchie .

Protect Yourself Before an Accident Happens

Fri, 26 Jul 2019 10:20:00 GMT

We often talk about what to do after an accident. I want to talk about what to do before there is an accident.

In a few words, get insurance.

I see it every day. Some people want to get the very minimum, and they think that is saving money. It is … until you need the insurance.

Here are some things to consider:

My advice: get as much insurance as you can. You will be glad when you need it.

If you suffer a personal injury or have trouble with your insurance company, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Protect Yourself Before an Accident Happens first appeared on Steele Ritchie .

How Important Is Seeing a Doctor After a Wreck?

Mon, 22 Jul 2019 10:23:00 GMT

Your injury case needs medical proof. You just saying you are in pain is not as strong as an emergency room report.

It has been my experience that a medically trained specialist has more impact on a jury or an insurance adjustor than a family physician. However, I have used all forms of medical records from many different medical professionals to support a client’s claim of pain and suffering. It is not uncommon to interview chiropractors, pharmacists, therapist, dentists, home health workers and nurses.

To support your claim, it is not only when you sought medical help but also the length of treatment. If you do what the doctor says, for as long as he or she says, it can go a long way to increasing the money you will receive.

In Alabama here are some general rules and advice that can impact how much money you will receive. There are exceptions but not many.

This may shock you, but some insurance companies have an actual formula that will figure what your accident is worth. One of the factors is how quickly you sought medical care.

If you suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post How Important Is Seeing a Doctor After a Wreck? first appeared on Steele Ritchie .

Alabama, Termites and the Law

Fri, 12 Jul 2019 10:25:00 GMT

Termites are a real problem in Mobile, AL, and surrounding areas. In fact, Terminix, the pest control company, has named Mobile as the number 1 termite infested city in the country. It is easy to see why so many of us buy termite protection.

Here is the problem that some of your neighbors are facing. When termites are discovered, the termite protection company doesn’t want to pay. The companies are using a lot of different excuses, but Alabama law says if it promised to protect you, it must pay to get you back to where you were before the termites attacked.

Here are some of the excuses I have heard from termite companies:

Here is another major problem we have found. Some pest companies are reducing the chemicals they use to treat area homes as a cost savings. This leaves those homes open to termite damage — despite the homeowners having paid for pest service.

In the United States, more than half a million homes will suffer termite damage this year, and it will cost an estimated $5 billion in damage and repairs. You can see why the bug companies will fight so hard to deny your claim.

My advice: if you find termites, one of your first calls should be to a lawyer.

If you suffer from termite damage or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

The post Alabama, Termites and the Law first appeared on Steele Ritchie .

Safe Driving Cities: Mobile, AL. Really!

Fri, 28 Jun 2019 10:30:00 GMT

Hold on to your cell phone. You are driving along with some of the safest drivers in the nation.

Now if you are going down I-10 at rush hour, you might not think so, but the Allstate America’s Best Driver’s Report® 2019 lists Mobile as the 17 ^th safest place to drive in America.

Here are some of the stats:

So, you want to know where NOT to go this 4 ^th of July. The worst city cited was Baltimore, MD, followed by Washington, D.C. It is not much better in Los Angeles. The worst city in the deep south is Baton Rouge, LA.

The safest cities are not known for their high vacation traffic and include Brownsville, TX, Boise, ID and Huntsville, AL.

You can check out the entire safe driving cities list at https://steeleritchielaw.com/wp-contentwww.allstate.com/americas-best-drivers/index.htm

Here are my top 3 things to stay safe this holiday. They come from decades of meeting with accident victims.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama personal injury lawyer

The post Safe Driving Cities: Mobile, AL. Really! first appeared on Steele Ritchie .

Explain: AL Boating Accidents

Fri, 21 Jun 2019 10:40:00 GMT

There are two main ways to get you money after a boating accident, but they both center around suing. First, you can negotiate with an insurance company, because the insurance folk want to prevent a lawsuit, or file a lawsuit and let a judge or jury decide.

To collect, your injuries must be directly linked to the boating accident. This is critical,why not try these out. If you are injured because you tripped on the way to the boat, you may get your boat repaired but not your medical expenses paid.

Here is how you can help yourself.

Among the things I must prove is that the person you are suing actually caused the situation that injured you. This is not as easy as it might appear. You know a boat hit your jet ski, but who was at the wheel of the boat, who owns the boat and were proper procedures followed in operating the boat? Sorting all that out often requires an investigator and talking to a lot of people.

Here is an example of something that can change the case: Was the skipper an employee, owner, renter or guest? The law can treat them differently.

Take care this summer. Alabama has a lot of wonderful water spots. We want you around to enjoy them.

If you are injured – from a boating accident, medical procedure, traffic accident, slip & fall or any action by someone else — you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post Explain: AL Boating Accidents first appeared on Steele Ritchie .

Explain: How Lawyers Add Money to My Case

Mon, 17 Jun 2019 10:46:00 GMT

A good lawyer is always looking to add money to your case. This mostly comes from knowing how insurance works … but not always.

There is a statistic that is often cited stating people with an attorney tend to put more money in their pockets (even after attorney costs and case expenses) than those people without an attorney.

Here is how that is done.

First, insurance is a very specialized system. It is just plain tricky. Despite insurance advertising promises to take care of you, the system is designed to pay you as little as possible. There is a reason those insurance forms are long with a lot of potentially confusing words. It can take an expert to figure it out . That expert is often a well-trained, knowledgeable personal injury lawyer.

Here are some examples that, you might think, insurance would not cover. You can sometimes have your uninsured motorists coverage pay for someone who is not covered on your car insurance but is driving your car. How about this: your homeowner’s insurance may cover injuries caused by your dog playing a sheep at the church pageant. In both these cases, it could take a lawyer who understands the system and is willing to fight with an insurance company to get them to pay.

Second, sue someone not at the accident. This is best explained by getting the money from the person who manufactured a defective product. You may think you were hit by another driver, but really the fault is in the bad brakes. It often takes a lawyer to make these connections and find the money for you to get paid.

If you are injured – from a medical procedure, traffic accident, slip & fall or any action by someone else — you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post Explain: How Lawyers Add Money to My Case first appeared on Steele Ritchie .

If a Little at Fault, You Can Not Collect in Alabama

Fri, 07 Jun 2019 10:53:00 GMT

Even if you are 1% to blame for a traffic accident, you cannot collect under Alabama law. This may sound harsh … and it is … since Alabama is only one of a handful of states that treat accidents like this.

The legal term is Contributory Negligence. This law states that if victims of a car crash are in any way to blame, they cannot receive any compensation—for example, repairing their damaged car, medical expenses, lost income or pain and suffering.

Here is how it could work. A driver in the left lane is pulling over into your lane. You push on the gas to get ahead of him. He clips you. The argument is that you should have let him come into your lane; so, you are partially at fault. If this is the case and the judge or jury agrees, you will not receive any money for your injuries or damage to your car.

Insurance companies in Alabama have been known to use this law as an excuse to refuse to pay claims. It has been my experience that they will look for even the most minor situation to be able to save the insurance company money and, of course, leave you without any money to pay for your repairs or compensate you for your injuries.

Therefore, I advise clients to not talk to an insurance claims adjustor without first talking to an attorney. The insurance adjusters are trained and experienced on the type of questions to ask an unrepresented person. Many of these conversations are recorded, and what you say can come back to hurt your case.

Remember, you rarely, if ever, have to pay out of your pocket to talk to a personal injury attorney.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post If a Little at Fault, You Can Not Collect in Alabama first appeared on Steele Ritchie .

All Those Medical Forms and the Law

Fri, 31 May 2019 10:55:00 GMT

Why do you have to sign so many medical forms – even for a minor procedure? Do they really mean anything since no one seems to read them?

The answer is … yes, they mean something. But they mean more to the doctor than to you. The reason? The forms are to protect the doctor, staff and medical facility … not so much you.

Here is the legal basis for all the paper. You have a right to know, and agree to, any medical procedure that is done to you. There are also laws that protect children, the infirmed and mentally challenged among us.

In Alabama, medical providers must get your consent before a procedure is undertaken. There are exceptions for emergencies. They must explain what is going to happen, what could happen and what the consequences could be. Plus, this must be in plain language that a normal person can understand.

This shocks some patients: though the law gives you rights about your medical care, it does not guarantee you a good result. The law acknowledges that mistakes happen, some surgeries are not successful, and people even die while undergoing relatively minor operations. If that happens, those pieces of paper show you knew and accepted the risks.

So, the law says you get to decide what is done to you. Makes sense — since you must live with the results.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Allen Ritchie

Alabama Personal Injury Lawyer

The post All Those Medical Forms and the Law first appeared on Steele Ritchie .

No Drama Summer Trips

Fri, 24 May 2019 11:01:00 GMT

Southerners like road trips. I mean we will pack up the kids and half the neighborhood at the first sign of summer. We even load up our dogs for a week at the beach.

So here are a few tips I have learned from a few friends and a few of my legal cases.

Stay Off the Phone

Here is how I would explain it to a jury – talking on the phone and driving is like talking on the phone and watching TV. You are going to miss something. I could even get expert testimony explaining that the part of the brain that evaluates moving images is reduced by a third when you are listening to someone talk.

Sit Correctly When Driving

This is from a NASCAR driver. Hey, I could know a NASCAR driver. Your legs should be bent so that you can push that brake hard if you need to. Also, your arms should be bent so you can turn the steering wheel sharply if trouble comes your way. He, my NASCAR friend whom I may or may not have, says most of us sit too far away from the dash. Remember, you are not Fonzie, and this is not the 50’s.

Get Out of the Car Every 2 Hours

Driving is tough, and fatigue leads to accidents. My solution: drink plenty of water. It is good for you, and it will make you stop every few hours. Plus, you will get running exercise; since I have yet to find a rest area in the south that didn’t have the bathroom about a mile away from where you park your car.

Be safe this summer. If you or a loved one is injured, you can talk to us at the Law Firm of Eiland and Ritchie for free. We help all kinds of people and if we can’t help, we will tell you who can.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.

Alabama Personal Injury Lawyer

The post No Drama Summer Trips first appeared on Steele Ritchie .

Help Get Bigger Bucks for Your Injury

Mon, 20 May 2019 11:04:00 GMT

Your lawyer will do most of the heavy lifting in a personal injury claim. But you can lend a hand.

Here are some suggestions to help you get the most money possible.

Get Medical Treatment

Your case centers around just how hurt you are. A lot of the money can be tied to your pain and suffering; plus, how much it will take to get you back to normal. An independent expert, such as a doctor or other medical professional, will go a long way to proving your claim. If you tough it out or, as my old coach would say, “rub some dirt on it and keep going,” you can hurt your case. Also, follow the treatment prescribed. If you don’t do the things to get well, why would a judge or jury give you money to get better?

Keep the Evidence

Do not let the insurance company take the wrecked motorcycle, broken lawnmower, mislabeled pill bottle or anything else until you speak with your attorney. If that evidence is lost, it will be much harder to prove your case. I also suggest you keep any cast, cane, wheelchair and pictures of your stitches.

Don’t Go on Social Media

Do not mention your accident on Facebook. In fact, don’t go on social media at all. This can be evidence against you, and it can cost you plenty. Even a picture of you going to a concert can damage your case.

If you or a loved one is injured, you can talk to us at the Law Firm of Eiland and Ritchie for free. We help all kinds of people and if we can’t help, we will tell you who can.

Also join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live.