If you've been injured in a car wreck, slip and fall, or other accident caused by someone else, one of your biggest questions is probably: "How much is my case worth?"
While every personal injury case is different, there are common factors that impact the potential value of your claim. At
Steele Ritchie LLC, our experienced
Mobile, Alabama personal injury attorneys help clients evaluate their case value, fight for fair compensation, and avoid insurance tactics designed to minimize payouts.
Key Factors That Determine Your Case Value
1. Medical Expenses
From emergency room visits to long-term rehabilitation, your medical bills form a major part of your damages.
This includes:
- Hospital stays
- Surgeries
- Physical therapy
- Future care costs for chronic conditions
Keep all documentation and receipts — these will be important when calculating the full cost of your injury.
2. Lost Wages and Earning Capacity
If your injuries caused you to miss work, you’re entitled to compensation for your lost income. In more serious cases, if your ability to work is permanently affected, the long-term impact on your earning potential must be considered.
3. Pain and Suffering
Pain and suffering isn’t as easy to quantify as a medical bill, but it’s very real. This includes:
- Physical discomfort
- Mental distress
- Loss of enjoyment of life
Alabama law allows injured victims to pursue compensation for these non-economic damages, especially in severe cases.
4. Permanent Disabilities or Scarring
If your injuries result in a permanent condition—like paralysis, amputation, or disfigurement—the value of your case increases significantly. These cases often require expert testimony and detailed medical documentation.
5. Insurance Policy Limits
Sometimes, your compensation is limited by the at-fault party’s insurance coverage. However, a knowledgeable attorney may be able to uncover additional sources of compensation, such as umbrella policies, uninsured motorist coverage, or third-party liability.
Why Legal Representation Matters
Insurance companies have one goal: pay as little as possible. They may offer you a fast settlement hoping you won’t realize how much your case is truly worth.
At
Steele Ritchie LLC, we don’t let our clients settle for less. We investigate thoroughly, negotiate aggressively, and prepare every case like it could go to trial.
Ready to Learn What Your Case May Be Worth?
The sooner you speak to a lawyer, the better. Evidence disappears, witnesses forget, and deadlines approach fast.
Contact us today for a free consultation and get the guidance you need to protect your rights.
