Insurance won’t

• Lawyers, like us, will pay the costs upfront. This means no bills for court filings, staff time, travel expenses, court reporter expenses, investigations, medical records costs, etc. Those expenses are re-paid to the lawyers from the money collected. If the lawyers don’t collect, you never pay this money back. As you can see, this is a major motivation for lawyers to work hard to win your case.

• Lawyers know how to reduce your expenses. It is not uncommon for a lawyer to negotiate with businesses, like hospitals, to charge you less.

• Lawyers generally know if you are getting top dollar. I have often seen what I consider way too little offered by insurance companies. It is easy to understand that insurance companies consider it good business to get you to accept as little as possible. Remember, the friendly agent you talk to about getting insurance is not the same agent who writes you a check.

• Lawyers can often get you paid faster. The insurance company knows it is dealing with a professional, and it is going to cost them more money to fight.

• There are studies showing that seriously injured people who hire lawyers put more money in their pockets than people who try to go it alone. This is just the world we live in.